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Capital One Improves Transfer Rate to 1:1 for Nearly All Partners

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Jarrod West
Jarrod West's image

Jarrod West

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Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in o...

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Capital One relatively recently added transfer partners to its Capital One Miles program, greatly enhancing the value of its currency. However, it maintained transfer ratios of 2:1:5 with many of its partners, as as opposed to the 1:1 ratio you find with other programs like Amex Membership Rewards, Chase Ultimate Rewards, and Citi ThankYou Points.

As of today, that all changes.

Now, Capital One miles will transfer at a 1:1 ratio to every partner in the program except for 2 (Accor Live Limitless and EVA Air Infinity MileageLands). This without a doubt gives a massive boost to the value of Capital One miles — and the credit cards that earn them.

Capital One Miles Improves Transfer Rates

Here are the updated transfer rates for every Capital One transfer partner:

As you can see, the rates for 6 programs have improved, including Air Canada, Air France/KLM, British Airways, Emirates, Singapore, and Turkish, bringing the total number of 1:1 transfer partners to 14!

Accor and EVA Air are the only programs without a 1:1 transfer rate. Capital One miles will continue to transfer to those programs at ratios of 2:1 and 2:1.5, respectively. Keep in mind that the Choice Privileges program will be added as Capital One’s 17th transfer partner later this year with a transfer rate of 1:1 as well.

Hot Tip: Now that your Capital One miles are more valuable, there are dozens of great ways to put them to good use. Check out our ultimate guide that shows you how to do just that!

Capital One Cards That Earn Transferable Miles

Greg Stone - Singapore Airlines Boeing 777 First Class - Side On
Where will your Capital One Miles take you? Singapore Airlines first class, perhaps? Image Credit: Greg Stone

If you’re not already aware, the following Capital One cards earn Capital One miles and have access to transfer partners:

The Capital One Venture card and Capital One Spark Miles card are the most interesting options here, as they both earn an unlimited 2x miles per $1 spent on all purchases you make with either card. This is pretty exceptional as there aren’t many credit cards on the market that offer 2x rewards on all purchases and access to 1:1 transfer partners with just 1 card!

Final Thoughts

This is a massive boost for both the Capital One miles program and the issuer’s cards that earn Capital One miles.

For travelers who hate juggling spend between cards — and prefer a 1-card solution — earning 2x miles on all purchases, and being able to transfer them at a 1:1 rate to high-value loyalty programs like Air Canada Aeroplan, Avianca LifeMiles, Turkish Miles&Smiles, and more, is very compelling!


The information regarding the Capital One Venture Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Capital One VentureOne Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Capital One Spark Miles Select for Business was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Information regarding the Capital One Spark Miles for Business was independently collected by Upgraded Points and not provided nor reviewed by the issuer. 

Jarrod West's image

About Jarrod West

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in outlets like The New York Times.

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