Credit Card Guides Personal

If you’re into earning travel rewards through premium credit cards, you probably receive a ton of mail from issuers trying to convince you to apply for the latest travel card. Premium credit cards are known for having enhanced benefits —…

Credit cards are a staple of the American financial system. They offer easy access to funds on short notice and serve as a foundational financial instrument for building up one’s credit score. However, credit has been harder to come by…

If you’re an active-duty military member looking for an everyday spending card, you’re going to want to keep reading. American Express is known for doing an excellent job of providing military benefits for active-duty cardholders. These military benefits, based on…

You’ll find value in today’s article on Citi military benefits if you’re an active-duty military member holding a Citi credit card or a service member not on active duty who is considering one. Decades ago, laws were enacted to help…

For those who frequently shop with Amazon, you won’t find a card that offers more cash-back for these purchases than the Prime Visa card. If you’re still on the fence and trying to determine whether the card is right for…

In an ideal world, APR wouldn’t matter because we would pay off our credit card balance each month. Unfortunately, many of us aren’t doing so. According to the Federal Reserve, in 2022, 40% of Americans with a credit card carried…

If you’re an active-duty military member and have a Citi-issued credit card, you’ll find our article on taking advantage of Citi military benefits of high interest. Citi military benefits are based on the Servicemembers Civil Relief Act (SCRA) passed in…

American Express does an excellent job of providing card benefits for active-duty military members. Since American Express also issues some of the best travel rewards cards, the added perk of military benefits results in some excellent card choices for servicemembers….

The American Express^® Green Card is an excellent rewards card in the American Express Membership Rewards Program family. It offers well-rounded bonus categories, flexible rewards, travel benefits, and much more for a relatively reasonable annual fee. Although the Green from…

Most people open rewards cards for the primary benefit of earning and redeeming points on everyday purchases. But did you know many cards have added perks, like complimentary travel insurance and shopping protections? If a merchant won’t accept your return,…

If you’re an active-duty military member who stays at Marriott properties, you’re going to find value in our guide to the benefits of Chase’s Marriott Bonvoy credit cards. Chase does a commendable job of providing military benefits on all of…

If you’re a military service member looking for simplicity in a credit card, the timing of today’s article featuring the Capital One Venture Rewards Credit Card could be perfect. We’ll talk about all the features and benefits of the card,…

When considering the best ways to maximize your earnings on your credit cards, you might think about what you spend the most on each month. For example, rent, groceries, or utility bills might come to mind. But what about your…

While military service involves sacrifice and commitment, it can also come with financial challenges. Fortunately, laws have been passed to help alleviate some of these challenges. The Servicemembers Civil Relief Act of 2003 (SCRA) and the Military Lending Act of…

Whether you’re traveling, buying a new laptop, or even just ordering groceries, shopping online gives you opportunities to increase your earnings on top of whatever credit card bonus category your purchase might fall under. Combine 1 of these tactics with…

Have you ever wondered if there is a “best” time to make your monthly credit card payment? For most people, simply paying your credit card by the payment due date is sufficient to avoid late fees and avoid damage to…

As a service member, you face challenges balancing duty, home life, and the associated financial challenges — and we appreciate that. These financial challenges have also been recognized and addressed with the passing of the Servicemembers Civil Relief Act of…

Having a strong credit score is a fundamental pillar of financial wellbeing. Making a major life purchase sometimes requires a loan or a line of credit, and in hard times, credit can be a bridge to help make ends meet….

The American Express^® Gold Card is a powerhouse when it comes to earning valuable Amex Membership Rewards points and offering premium travel benefits. When comparing the Amex Gold card to The Platinum Card^® from American Express, you’ll see that the…

The Platinum Card^® from American Express is arguably one of the premier credit cards available today. While the annual fee isn’t for the faint of heart, this card comes with lots of premium perks and benefits. If this card is…

If you’re currently serving on active duty in the military or have served, we salute you. Serving in the military brings with it major responsibilities, associated family sacrifices, and even financial challenges. The financial challenges of military families, specifically, came…