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    The Amex Platinum Card

    We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

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    Our Verdict

    When you think of a premium credit card, odds are you think of The Platinum Card® from American Express, and you’d be right to do so.

    The Amex Platinum card combines elite travel and lifestyle benefits like access to 6 airport lounge networks (that’s 1,300+ airport lounges worldwide), elite status with 2 hotel chains, plus yearly credits with Uber and Saks Fifth Avenue, making it a perfect option for anyone who wants an elevated credit card experience.

    • Welcome Bonus & Info (Partner Content)
      • Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
      • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
      • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
      • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
      • The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
      • $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
      • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
      • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
      • $189 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
      • Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 year period for TSA PreCheck® application fee for a 5-year plan only (through a TSA PreCheck® official enrollment provider), when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
      • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
      • Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
      • $695 annual fee.
      • Terms Apply.

    Note that terms may apply and enrollment may be required for some benefits listed below.

    Pros

    • Access to 1,300+ Lounges including: Amex Centurion lounges, Priority Pass lounges upon enrollment, Plaza Premium lounges, Airspace lounges, Escape lounges, and Delta Sky Clubs when flying Delta
    • Earn 5x points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5x points on prepaid hotels booked with American Express Travel.
    • Up to $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline.
    • Up to $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the U.S. annually.
    • Up to $200 Hotel Credit: Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel when you pay with your card. Hotel Collection requires a minimum two-night stay.
    • Up to $240 Digital Entertainment Credit: Get up to $20 back each month on eligible purchases made with your card on one or more of the following: Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, and The New York Times. Enrollment required.
    • Up to $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your card. Cost includes $12.95 plus applicable local sales tax.
    • Up to $300 Equinox Credit: Get up to $300 back each year on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your card. Enrollment required.
    • Up to $189 CLEAR Credit: Use your card and get up to $189 back per year on your CLEAR membership.
    • Complimentary Hilton Honors Gold and Marriott Bonvoy Gold Elite status upon enrollment
    • TSA PreCheck or Global Entry application fee statement credit
    • Access to American Express Fine Hotels and Resorts

    Cons

    • $695 annual fee (see rates and fees)
    • Limited bonus earning categories

    *This bonus value is an estimated valuation calculated by UP and not the card issuer.

    Don’t Get If

    • You don’t travel much or don’t value the card’s benefits

    Great Card If

    • You travel often enough to take advantage of the cards travel perks
    • Lounge access is important to you
    • You’re easily able to use the annual credits
    • You want hotel elite status and airport lounge access

    Apply for The Amex Platinum Card


    For rates and fees of The Platinum Card® from American Express, click here.

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