Score a Whopping 250K Bonus With the Amex Business Platinum Card [Current Public Offer Is 150K]

New applicants could earn 250,000 points with The Business Platinum Card^® from American Express. This is easily one of the largest Amex welcome bonus offers we’ve ever seen.

Amex is known for awarding new cardholders generous welcome offers for meeting minimum spending requirements, but 250,000 points takes generosity to the next level. Here’s what you should know about Amex’s targeted welcome offer and some tips on how you might spend a quarter of a million points.

Targeted offers are discussed in the article below. Please note that these offers are not available to all applicants. Any information related to targeted offers has been independently collected and has not been reviewed or provided by the card issuer.

Outstanding Amex Business Platinum Card Offer

Before you get as excited as we are, it’s worth noting this welcome bonus offer might not be available to all applicants. The current publicly available offer is:

• Earn 150,000 points after spending $20,000 in eligible purchases within the first 3 months.

The card also comes with an annual fee of $695 (rates & fees).

This amazing welcome offer is targeted at certain applicants, who can earn up to 250,000 Membership Rewards points after spending $15,000 in purchases in the first 3 months of card ownership.

What are 250,000 points worth? Based on our latest point valuations, we estimate that Amex Membership Rewards points are worth about 2.2 cents apiece — so this 250,000-point welcome offer is worth roughly $5,400 for travel!

Option 1: Check On Amex Directly (Try This First)

First, check the American Express website to see if you’re eligible for the 250,000-point welcome bonus offer.

The current publicly available offer is: Earn 150,000 points after spending $20,000 in eligible purchases within the first 3 months.

However, our writers have seen that American Express offers an elevated bonus directly to targeted applicants. As with all targeted offers, these aren’t available to all applicants. Here’s an example of the targeted offer we’ve found.

While this offer provides 250,000 bonus points after spending $15,000 in the first 3 months, you might see a similar offer that requires $20,000 of spending in 3 months instead.

This welcome offer notes explicitly that you “may not be eligible to receive a welcome offer if you have or have had this Card or previous versions of this Card.”

Option 2: Targeted Email Offers

Don’t dismiss those targeted emails or mailers. These offers may provide a special targeted invitation for you to apply. If you want targeted offers, opt in to receive New Card and Credit Offers in your Amex account’s General Marketing Email Preferences.

Option 3: Check on CardMatch

Use the CardMatch tool to check for elevated offers for various cards and issuers. CardMatch doesn’t conduct a hard pull on your credit, so your score won’t be impacted.

Benefits of the Amex Business Platinum Card

This business card comes with many benefits that offset the $695 annual fee.

• Generous bonus points: 5x on flights, prepaid hotels, and short-term rentals and prepaid flight and hotel packages booked at AmexTravel.com; 1.5x points for eligible purchases at U.S. electronic goods retailers (like Apple), U.S. shipping providers, U.S. software and cloud system providers, U.S. construction material and hardware suppliers, and on purchases of $5,000 more (limited to $2,000,000 per year); 1x points are earned on all other eligible spending
• Access to over 1,400 lounges at airports around the world, including American Express Centurion Lounges (domestic and international), 10 visits a year to Delta Sky Clubs with a same-day Delta boarding pass (ability to unlock unlimited visits after spending $75,000 in a year, and Priority Pass lounges (enrollment required)
• Global Entry or TSA PreCheck application fee credit
• Generous statement credits: including eligible purchases made at Dell Technologies, Indeed, Adobe, U.S. wireless service providers, airline fee incidentals, and a CLEAR Plus membership (enrollment required for some benefits)
• Up to $200 Hilton statement credit upon enrollment
• Complimentary Gold elite status with Hilton Honors and Marriott Bonvoy upon enrollment
• 35% airline bonus when you use Pay With Points for flights booked through AmexTravel.com (up to 1 million points per year)

Apply for The Amex Business Platinum