Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology.

How Private Are Americans About Their Money? [2024 Survey]

How Private Are Americans About Their Money? [2024 Survey]

How many people know your annual salary? How comfortable are you discussing your salary openly with colleagues or superiors? Do you share how much is in your savings or retirement accounts with others? Does your partner know your credit card…

Learn More
How Long Does Negative Information Stay On Your Credit Report?

How Long Does Negative Information Stay On Your Credit Report?

Under the Fair Credit Reporting Act (FCRA), consumer reporting agencies can’t report negative information that’s more than 7 years old — or 10 years for bankruptcies. While 7 (maybe 10) years is a long time to have negative information on…

Learn More
The U.S. States Attracting the Most Wealthy Millennials [2023 Data Study]

The U.S. States Attracting the Most Wealthy Millennials [2023 Data Study]

The millennial generation — those currently aged 27 to 42 — is America’s largest,¹ and as they move solidly into their peak earning and spending years, they are quickly asserting their economic power. Millennials faced a tough economic outlook in…

Learn More
Best Places To Exchange Money [Best Rates, Fees, and Convenience]

Best Places To Exchange Money [Best Rates, Fees, and Convenience]

When planning a trip abroad, being able to pay for expenses is bound to be a primary concern. While using a credit card for your purchases can give you the best rate, we know it’s not always possible to pay…

Learn More
States Where People Still Rely on Brick-and-Mortar Banking Services [2023 Data Study]

States Where People Still Rely on Brick-and-Mortar Banking Services [2023 Data Study]

In years past, depositing a check, starting a new bank account, or taking out a loan required a visit to the local bank. But with the digital economy in full force today, many Americans have less and less need to…

Learn More
States With the Biggest Increase in Credit Scores During COVID-19

States With the Biggest Increase in Credit Scores During COVID-19

When the COVID-19 pandemic arrived in the U.S. at the beginning of 2020, quarantine and social distancing regulations caused consumer behaviors to change dramatically. Many stores and restaurants were required to close down temporarily and only reopen with limited capacity…

Learn More
Best Cities To Live In for Paying Down Credit Card Debt [2023 Data Study]

Best Cities To Live In for Paying Down Credit Card Debt [2023 Data Study]

As inflation continues to squeeze household budgets¹ and makes paying for basic living expenses challenging, many are turning to credit cards to help cope with increasing expenses. American consumers now owe $986 billion on their credit cards, surpassing the pre-pandemic…

Learn More
How To Get Derogatory Marks Removed From a Credit Report

How To Get Derogatory Marks Removed From a Credit Report

A derogatory mark on your credit report can make getting approved for new credit challenging. From late payments to bankruptcies, derogatory marks may stay on your credit for up to 7 years — or sometimes 10 years for certain types…

Learn More
How Long Does a Bankruptcy Stay on Your Credit Report?

How Long Does a Bankruptcy Stay on Your Credit Report?

Bankruptcy is a process that helps individuals or a business eliminate all (or a portion of) debt. While bankruptcy might give you relief from debt, including credit card debt, you’ll face some pretty severe long-term impacts due to this action….

Learn More
Easy Steps To Quickly Unfreeze Your Credit [All 3 Credit Bureaus]

Easy Steps To Quickly Unfreeze Your Credit [All 3 Credit Bureaus]

When you freeze your credit, you restrict access to your credit report by potential creditors and lenders. Unfreezing your credit lifts this restriction and allows access to your credit report again.  There’s a simple process to follow to freeze or…

Learn More
Cities With the Highest Rates of Identity Theft [2023 Data Study]

Cities With the Highest Rates of Identity Theft [2023 Data Study]

Data breaches are on the rise, both throughout the U.S. and globally.¹ Anyone and everyone is at risk of falling victim to a data breach or cyber attack, and hackers and cybercriminals come up with new ways to steal sensitive…

Learn More
How To Remove Paid Collections From a Credit Report [5 Tactics]

How To Remove Paid Collections From a Credit Report [5 Tactics]

You paid off a collection account, but it’s still haunting your credit report. What gives?  It’s a good idea to pay off collection accounts, but the fact is that even paid collection accounts can stay on your credit report for…

Learn More
Why You Should Avoid Dynamic Currency Conversion [2023]

Why You Should Avoid Dynamic Currency Conversion [2023]

Your bags are packed and you’re off on that international vacation you’ve been planning for months. Chances are, the last thing on your mind is how you’ll lose money during your travels by falling victim to dynamic currency conversion. The…

Learn More
States Whose Residents Have the Most Cash To Spend (Or Save)

States Whose Residents Have the Most Cash To Spend (Or Save)

The economy has been a roller coaster for consumers over the last 2.5 years, and the ride isn’t slowing down yet. As COVID-19 and its ripple effects have continued to shape the economy, U.S. households have navigated both prosperity and…

Learn More
The Best U.S. Cities for Boosting Your Credit Score [2022 Data Study]

The Best U.S. Cities for Boosting Your Credit Score [2022 Data Study]

Lower interest rates, better insurance coverage, and access to better credit cards are just a few of the benefits you can experience when establishing a good line of credit. In this post-pandemic world of car shortages, rising interest rates, and…

Learn More
The Average Savings Account Balance in the U.S. — Facts & Statistics [2023 Data Study]

The Average Savings Account Balance in the U.S. — Facts & Statistics [2023 Data Study]

A savings account is necessary in 2023. In case of unexpected expenses and peace of mind, it’s nice to have a little money set aside. But many Americans struggle to save money every paycheck, and the thought of saving can…

Learn More
The Best Ways To Get Out of Credit Card Debt [Detailed Guide]

The Best Ways To Get Out of Credit Card Debt [Detailed Guide]

If you’re carrying credit card debt, you’re not alone. In fact, over 50% of all open credit cards have a balance¹ and among cardholders with these unpaid balances, the average amount of outstanding debt was $6,569.² Obviously, the main goal…

Learn More
Can I Buy Crypto With a Credit Card? [How-to, Pitfalls, Alternatives]

Can I Buy Crypto With a Credit Card? [How-to, Pitfalls, Alternatives]

Cryptocurrency has rapidly grown into one of the most popular investment options for young people today. In fact, CNBC reports that 83% of millennial millionaires own cryptocurrencies and 53% have at least half of their wealth in crypto.¹ While purchasing…

Learn More
The Most Popular Payment Methods in the U.S. [Statistics & Data]

The Most Popular Payment Methods in the U.S. [Statistics & Data]

Credit cards, debit cards, cash, and digital wallets are just a few of the ways consumers can pay for items in 2023. These are all great options, but which payment option is the most popular in the U.S.? In this…

Learn More
Bank of America Preferred Rewards for Business: Benefits, Statuses & Maximizing Your Earnings

Bank of America Preferred Rewards for Business: Benefits, Statuses & Maximizing Your Earnings

We emphasize earning flexible rewards points to book luxury travel experiences that yield tens of thousands of dollars of value as our “go-to strategy.” But what if you were willing to settle for less, as long as it was cold…

Learn More
APR vs. APY: What’s the Difference and Why It Matters

APR vs. APY: What’s the Difference and Why It Matters

You may have heard of both APR and APY, but not been sure what each means. It’s also easy to understand why someone might confuse the terms APR and APY since both are used to calculate interest and both significantly…

Learn More
DMCA.com Protection Status