43 Best Ways To Redeem Chase Ultimate Rewards Points for Max Value

British Airways First Class

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Chase Ultimate Rewards points are easy to earn and offer great redemption opportunities. To get the best value and use your points for maximum value, you’ll certainly want to transfer them to one of Chase’s airline and hotel partners.

Don’t be tempted to use your Chase Ultimate Rewards points for cash-back or on products through its own shopping portal, since your return isn’t as high. Stick to travel-related transfer partners!

Table of contents

Table of Contents

Transfer Chase Ultimate Rewards Points to Airline and Hotel Partners

To take advantage of transferring points to these airline and hotel partners, you need to have a Chase card that charges an annual fee (plus, those cards always offer the best benefits).

Recommended Chase Cards (Personal)

Chase Sapphire Preferred® Card - This is our favorite beginners travel rewards card, which is currently offering a 60,000 point bonus after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.

The card earns 5x points on travel purchased through Chase Ultimate Rewards, 3x points on dining and 2x points on all other travel purchases, plus more. Enjoy a $50 annual Ultimate Rewards Hotel Credit, and other travel benefits such as excellent travel insurance coverage, including car rental insurance and no foreign transaction fees, this card is a very rewarding card.
Chase Sapphire Reserve® - This premium card will get you access to 1,300+ airport lounges. as well as a number of other card benefits. The current sign up bonus is 50,000 points after you spend $4,000 on purchases in the first 3 months from account opening. You'll also get a $300 travel credit per year which wipes away a big chunk of the $550 annual fee. As an extra bonus, until 12/31/21, gas station & grocery store purchases will also count towards earning your Travel Credit.

Earn big with this card, earn 5X total points on air travel and 10X total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards immediately after the first $300 is spent on travel purchases annually. Earn 3X points on other travel and dining & 1 point per $1 spent on all other purchases.
Chase Freedom Unlimited® card - A solid, no annual fee card that earns you a $200 bonus after you spend $500 in your first 3 months. Earn 5% cash-back on grocery store purchases (not including Target or Walmart purchases) on up to $12,000 spent in the first year, and 5% on travel purchases through Chase Ultimate Rewards. Then earn 3% cash-back on dining and drugstore purchases, and 1.5% cash-back on all other purchases, but you won't get any travel benefits with this card.

Recommended Chase Cards (Business)

Ink Business Preferred® Credit Card - this is our #1 recommended business card and right now comes with a 100,000 sign up bonus after you spend $15,000 on purchases in the first 3 months after account opening. This bonus is worth $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®. Pay your cell phone bill with this card to receive up to $600 in cell phone insurance coverage per year; as well as a number of other benefits.

Earn 3x on the first $150,000 spent on travel and select business categories each account anniversary year, plus 1x on all other purchases — with no limit to the amount you can earn. All for an annual fee of $95.
Ink Business Cash® Credit Card - Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening

This no annual fee business card earns up to 5% cash-back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year, plus 2% cash-back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary.
Ink Business Unlimited® Credit Card - Earn unlimited 1.5% cash back rewards on every purchase made for your business.

Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening. There's no annual fee.

Earn points using your Chase Ultimate Rewards-earning credit card on everyday purchases, and try using Shop Through Chase to get maximum value in popular online shops.

The most lucrative redemptions are available when transferring your Chase Ultimate Rewards points to a partner loyalty program, which is why these points are highly valuable. Ultimate Rewards transfer out to hotel and airline programs at a 1:1 ratio (see below).

Hot Tip: A great way to maximize the usage of your credit cards is to use one of the 3 travel rewards cards for their bonus categories, then use the Freedom Unlimited card for everything else. You’ll get 1.5% cash-back versus just 1% points with the other cards (among other great perks).

Chase Airline Transfer Partners

You don’t have to be a frequent flyer to earn airline miles; just earn a sign-up bonus, do some everyday spending, then transfer those points to miles!

Chase Airline Transfer PartnerMin TransferTransfer Ratio
(Chase > Airline)
Transfer Time
Aer Lingus AerClub1,0001:1Almost Instant
Air Canada Aeroplan1,0001:1Almost Instant
British Airways Executive Club1,0001:1Almost Instant
1,0001:11 hour
Emirates Skywards1,0001:1Almost instant
Iberia Plus1,0001:1Almost Instant
JetBlue1,0001:1Almost Instant
Singapore Airlines KrisFlyer
1,0001:11-2 days
Southwest Airlines Rapid Rewards1,0001:1Almost Instant
United Airlines MileagePlus1,0001:1Almost Instant
Virgin Atlantic Flying Club1,0001:1Almost Instant

Transfer points to the Ultimate Rewards travel partners in 1,000-point increments.

Chase Hotel Transfer Partners

You don’t have to redeem Chase Ultimate Rewards points for airlines; there are hotel partners as well. Trade-in your points for IHG rewards nights or stay at the luxurious Ritz-Carlton.

Our favorite hotel partner, though, is World of Hyatt, because you can book some incredible luxury properties for a fraction of the points you’d need with Marriott Bonvoy, for example.

Chase hotel partners are as follows:

Chase Hotel Transfer PartnerMin TransferTransfer RatioTransfer Time
World of Hyatt
1,0001:1Almost Instant
IHG Rewards Club1,0001:11 day
Marriott Rewards1,0001:12 days

What does this mean for you? With a 1:1 transfer ratio, if you earn 50,000 Chase Ultimate Rewards points, you can transfer those to a partner to get 50,000 points with that partner.

The Best Ways To Redeem Your Chase Ultimate Rewards Points for Flights

In this post, you’ll find the best ways to use Chase Ultimate Rewards points for travel redemptions with many of the Chase Ultimate Rewards program partners. These travel partners will maximize the value you can obtain when redeeming for flights and overnight stays at hotels.

You have the option of using your points in the Chase Ultimate Rewards travel portal, but partner transfers will generally be much more valuable.

Great award redemptions are emerging and disappearing all the time! At the time of this post, these were the best-known redemptions out there for Chase Ultimate Rewards points.

1. Fly Singapore Suites in an A380 (KrisFlyer Miles)

Singapore Airlines new A380 First Suite Double Bed
Singapore Airlines’ new A380 Suites features a double bed and separate lounge chair. Image Credit: Greg Stone

Most people transfer points to the Singapore KrisFlyer miles program because they want to experience Singapore Suites — Singapore Airlines’ first class luxury double bed in the sky. You won’t experience a product like this on any other airline!

The least expensive way to experience Singapore Suites is on its New York (JFK) to Frankfurt (FRA) route. A one-way Suites Class ticket will only cost 86,000 points. Note that Singapore Suites Class is only available on A380 aircraft.

Generally, awards for Suites Class will cost you 132,000 miles each direction when you are departing from New York and flying to Singapore (SIN).

When you save up enough Chase Ultimate Rewards points and find availability for Singapore Suites Class, definitely book a ticket or 2!

Another highlight of Singapore Airlines’ KrisFlyer program is that it is a transfer partner of all of the major transferable points currencies, including American Express Membership Rewards, Chase Ultimate Rewards, Capital One Miles, Citi ThankYou Rewards, and Marriott Bonvoy. If you are short on your Chase Ultimate Rewards points, there are other opportunities to earn the additional miles you need to book a ticket with Singapore Airlines.

Hot Tip: It’s tough to find 2+ seats on the same flight for Singapore Suites Class. You have 2 options if you’re looking to book travel on more than 1 ticket: book a second ticket for more miles or waitlist for a second seat at the same price.

Need help booking? See our step-by-step guide for booking Singapore Suites or first class.

2. Round-Trip First Class to Tokyo on All Nippon Airways (Virgin Points)

ANA A380 First Class Seat
ANA A380 first class seat. Image Credit: Cherag Dubash

Perhaps the best way to book a first class award ticket to Tokyo is by using Virgin Atlantic Flying Club Virgin Points to fly with All Nippon Airways (ANA). You can book a one-way first class award for 55,000 Virgin Points from the West Coast, and 60,000 from the East Coast or the central U.S.

It’s important to remember that these bookings must end in Tokyo or originate in Tokyo. There are several U.S airports from which ANA operates, including:

  • Chicago-O’Hare (ORD)
  • Houston (IAH)
  • Los Angeles (LAX)
  • New York (JFK)
  • San Francisco (SFO)
  • San Jose (SJC)
  • Seattle (SEA)
  • Washington, D.C. (IAD)

Hot Tip: If you’re interested in jetting off to Tokyo, check out our ultimate Tokyo travel guide for the best things to see, do, eat, etc.!

3. Fly United in Business or First Within the U.S. (KrisFlyer Miles)

United Polaris 787-10
Flying on United Polaris is a great way to comfortably fly on select routes within the U.S.! Image Credit: Stephen Au

You can also use your Singapore Airlines miles to fly other airlines, like United. A great price point on the Singapore Airlines award chart is for business and first class flights within the U.S.

United charges at least 25,000 miles one-way for business, so you can save by using Singapore Airlines miles instead. Realistically, though, United usually charges 50,000 miles one-way for this flight.

You can redeem 23,000 miles to fly one-way in business class within the U.S.

4. Fly Between the Continental U.S. and Hawaii (KrisFlyer Miles)

Singapore Airlines also offers good pricing to fly between the continental U.S. and Hawaii in all classes of service. One-way prices are 17,500 miles in economy and 34,500 miles in business.

For our purposes, a domestic first class flight on United falls under the business class pricing.

Again, United would charge you more miles to book the same flights: 22,500 miles in economy, 40,000 miles in business, and 50,000 miles in first.

Hot Tip: Apply for a Chase credit card like the Chase Sapphire Preferred card to earn the points you need to make this trip. This card comes with an amazing sign-up bonus, so make sure to earn it!

5. Fly to Europe From the U.S. in Economy (KrisFlyer Miles)

Berlin at night
Don’t miss Berlin on your next visit to Europe! It’s a fun city with so much history. Image Credit: Stefan Widua on Unsplash

In addition to offering good pricing for flights within the U.S., Singapore Airlines offers a relatively low price to get to Europe in economy: book travel for only 27,500 miles in each direction.

The major U.S. carriers (United, American, and Delta) charge 30,000 miles at the lowest regularly available price.

Hot Tip:Enjoy your trip home from Europe even more with the Chase Sapphire Reserve card. This card gets you access to the Priority Pass program, which allows you to use over 1,300 lounges around the world.

6. Fly to the Middle East or North Africa From the U.S. (KrisFlyer Miles)

Ethiopian's business class
It’s going to be easy to wake up from a good night’s sleep after flying Ethiopian’s business class to Africa! Image Credit: Ethiopian Airlines

If you’re looking to get a little bit off the beaten path, consider using your Singapore Airlines miles to fly to the Middle East or North Africa.

You can redeem your miles for travel on Star Alliance member airlines like United, EgyptAir, Ethiopian, SWISS, Turkish, and Lufthansa to get to the Middle East or North Africa for only 45,000 miles, 76,500 miles, or 99,000 miles in economy, business, and first class, respectively.

Need help booking? Check out our step-by-step guide to booking first class on Lufthansa.

7. Fly From the U.S. to Central or South Africa (KrisFlyer Miles)

Cape Town South Africa
If you want to escape the big cities on your next trip, head to Cape Town, South Africa. Make sure to have a glass of wine for us while you are there! Image Credit: johnonolan via Unsplash

You can head a little bit further south in Africa for not too many more miles than flying to North Africa. Business class redemptions to the region with KrisFlyer miles now cost 96,500 miles each way, more than the 80,000 miles United charges.

Hot Tip:Singapore Airlines does pass on fuel surcharges when booking award tickets. To estimate what the fuel surcharge will be, head to the ITA Matrix and find the flights you are looking to book. In the itemized list of the fare and taxes, look for the line item labeled YQ or YR. Sometimes it’s worth paying more miles to save on fuel surcharges.

8. Fly Between South Pacific Islands (KrisFlyer Miles)

Air New Zealand's business class
You’ll be ready to hit the water swimming when you fly Air New Zealand’s business class between islands in the South Pacific. Image Credit: Air New Zealand

Utilizing Singapore Airlines miles to hop around the South Pacific Islands is a great option if you can spare the time and be somewhat flexible when looking for availability.

Singapore Airlines charges 12,500 miles in economy, 31,000 miles in business, and 42,500 miles in first for travel one-way within the South Pacific. If you book a round-trip ticket, you’ll be able to make a stopover on another island without paying more miles!

It costs 12,500 miles to book travel on United in economy (the same as Singapore), and a comparable 30,000 miles in business class and 40,000 miles in first class.

As alluded to above, availability can be tough, but if you can make it work you will be getting fantastic value out of your miles and the ability to visit some of the most remote islands on Earth.

9. Fly Virgin Atlantic Upper Class to Europe (KrisFlyer Miles)

Virgin Atlantic Airbus A350 Upper Class Flat Bed with Linen
Virgin Atlantic Upper Class. Image Credit: Greg Stone

Virgin Atlantic isn’t part of the same alliance as Singapore Airlines, so you might not realize that it is possible to redeem KrisFlyer miles to fly Virgin Atlantic Upper Class!

Singapore Airlines only charges 100,000 KrisFlyer miles to fly round-trip from the U.S. to Europe in Virgin Atlantic Upper Class. If you wanted to fly Star Alliance airlines instead, you would have to pay 130,000 KrisFlyer miles to fly in business class round-trip — meaning that you can save 30,000 miles on a round-trip!

Need Help Booking? Check out our step-by-step guide to booking Virgin Atlantic Upper Class!

Hot Tip: Chase rewards credit cards are great for trips on Singapore Airlines, but you can also earn additional KrisFlyer miles using American Express travel rewards credit cards like the American Express® Gold Card!

10. Access Luxury With Lufthansa First Class (KrisFlyer Miles)

Lufthansa B747-8 First Class Cabin - Cherag Dubash
Use your KrisFlyer Miles to book a seat on Lufthansa’s luxurious first class product. Image Credit: Cherag Dubash

Another great use of your Singapore Airlines KrisFlyer miles is access to amazing first class products like Lufthansa’s. You can fly Lufthansa first class for 215,000 Singapore Airlines KrisFlyer miles round-trip and around $1,785 in fuel surcharges.

It is possible to save on fuel surcharges by redeeming for Lufthansa first with other airlines, like United, but you’ll end up spending more miles this way, to the tune of 242,000 miles round-trip.

If you’d rather spend more points to save on taxes and fees, you can redeem using United MileagePlus instead of Singapore KrisFlyer.

To ensure you’re getting the best of the best, book a flight on Lufthansa’s 747-8. See the Singapore Airlines partners award chart for more ideas.

Need help booking? Check out our step-by-step guide to booking first class on Lufthansa.

11. Enjoy a Stopover Using United’s Excursionist Perk (MileagePlus Miles)

There are a few restrictions on the Excursionist Perk, but conceptually, the Excursionist Perk is United’s stopover allowance.

With the Excursionist Perk, your stopovers are not allowed to be in the zone that your travel originates in, and round-trip travel must end in the same zone where it started.

The origin and destination of the Excursionist Perk must also be in the same zone.

12. Fly Within Oceania (MileagePlus Miles)

Fiji beach and palm tree
With all of the beautiful beaches in Fiji, you are sure to have a relaxing vacation! Image Credit: HeikoBrown via Pixabay

United charges a pretty reasonable price for flights within Oceania. These flights tend to be expensive if you pay cash, but United charges as few as 8,000 miles each direction to book travel in economy class for flight under 800 miles.

Flights over 800 miles start at a reasonable 12,500 miles one-way.

13. Fly From the U.S. to Europe (MileagePlus Miles)

United Polaris 787-10
United Polaris 787-10. Image Credit: Stephen Au

United charges a Saver-level price of around 60,000 miles to fly round-trip between the U.S. and Europe. This isn’t the cheapest price you’ll be able to find between these 2 regions, but you won’t need to worry about trying to avoid paying fuel surcharges with United!

Check out the sleek United Polaris class product on numerous routes to Europe, including the following:

  • Newark (EWR) – Tel Aviv (TLV)
  • San Francisco (SFO) – Frankfurt (FRA)
  • San Francisco (SFO) – London (LHR)
  • San Francisco (SFO) – Tel Aviv (TLV) 

Keep in mind these routes are just a portion of United’s route network, so you may find this product on other routes.

Partner awards cost 10,000 miles more, at around 70,000 miles one-way.

Here are a few great routes you can take on partner flights; there are many cases where it is worth a few thousand extra miles to avoid fuel surcharges with these partners:

  • Los Angeles (LAX) – Zurich (ZRH) on SWISS Air
  • Newark (EWR) – Warsaw (WAW) on LOT Polish
  • San Francisco (SFO) – Munich (MUC) on Lufthansa

14. Fly From the U.S. to Northern South America (MileagePlus Miles)

Avianca Vuela 787 Business Class
Flying on Avianca Vuela’s 787 business class is a great way to use Chase Ultimate Rewards points! Image Credit: Avianca

United splits South America up into 2 different regions in its award chart: Northern and Southern.

Northern South America consists of:

  • Colombia
  • Ecuador
  • French Guiana
  • Guyana
  • Peru
  • Suriname
  • Venezuela

If you’re looking to fly in economy class, United only charges approximately 40,000 miles round-trip for flights on its own product (or with any of its Star Alliance partners).

You’re going to pay more miles in business class, but not that many more. For around 70,000 miles, you will get a round-trip business class ticket on United or a Star Alliance partner, like Avianca.

15. Fly Around the Caribbean (MileagePlus Miles)

Flamingo on Aruba beach
There’s so much to discover in the Caribbean, both above and below the sea! Image Credit: Lino Ogenio via Unsplash

United prices round-trip flights between the U.S. and the Caribbean starting from 35,000 miles. With current Excursionist Perk rules, you can visit 2 Caribbean islands for the price of 1.

It is possible to find cheaper redemptions to the Caribbean depending on where you live, but if you want to make a stopover, United miles aren’t a bad way to go.

16. Fly Domestically in the U.S. (MileagePlus Miles)

Domestic travel can be as valuable as international travel when it comes to using your United miles. Round-trip flights at the Saver level within the lower 48 states cost around 25,000 United miles in economy.

If you want to go to Alaska, you can pay around 35,000 miles in economy for a round-trip flight.

Hot Tip: There is no 1 best travel reward credit card for United trips, but the Chase cards are a fantastic start. Check out our guide to best Chase United credit cards and the best credit cards for United flyers.

17. Fly to Oceania From the U.S. (MileagePlus Miles)

Flights to Oceania are usually on the expensive side, but you can fly to gorgeous Pacific islands like Fiji with United miles for only approximately 70,000 miles round-trip in economy.

18. Fly to Australia or New Zealand (MileagePlus Miles)

Koala in the wild
Who wouldn’t want to cuddle up to this cute Koala? Image Credit: Alizada Studios via Shutterstock

Flights to Australia and New Zealand cost a few more United miles than flying to Oceania, but can still be a great deal. If you want to fly round-trip in economy, flights to Australia and New Zealand are going to set you back around 80,000 miles.

Business class one-way will cost 80,000 miles at the Saver level for United-operated flights, while Saver-level partner flights cost 90,000 miles one-way.

Here are a few route ideas you can take:

  • Chicago (ORD) – Auckland (AKL) in Air New Zealand business class from 90,000 miles
  • Houston (IAH) – Sydney (SYD) in United “fake” Polaris class from 80,000 miles
  • San Francisco (SFO) – Auckland (AKL) in United new Polaris class from 80,000 miles

19. Fly From China to Fiji (MileagePlus Miles)

If you want to visit Fiji but don’t have the miles to do it from the U.S, pick up a cheap fare to China instead (they happen frequently!), and then use around 35,000 miles to fly round-trip between China and Fiji. This redemption is great for putting together a really cool trip to multiple destinations.

Hot Tip: Want to locate United’s best award flight deals? Check out United’s featured awards page

20. Short-Haul Flights on Partner Airlines (British Airways Avios)

american airlines
Use your British Airways miles to fly short flights within the U.S. for just a few miles! Image Credit: Markus Mainka via Shutterstock

British Airways reward travel has always been best booked on short-haul flights. Although there have been changes over the past few years, it is still one of the best programs for booking short-haul flights on Oneworld member airlines, and there are a few good medium-haul deals, too.

Chase Ultimate Rewards and American Express both transfer to British Airways Avios at a 1:1 ratio.

The British Airways Visa Signature® Card earns 5x Avios on purchases British Airways, Aer Lingus, Iberia, and LEVEL within your first 12 months, thereafter earning 3 Avios. We believe that the best way to earn Avios is with Chase Ultimate Rewards-earning credit cards such as the Chase Sapphire Preferred card. You will then be able to transfer your Ultimate Rewards points to British Airways.

A great use of your British Airways Avios is for short-haul flights that are 650 miles or shorter. This will only cost 6,000 Avios on partner airlines for flights outside North America, and 7,500 Avios for flights in North America.

Hot Tip: You might find some flights with high fees when using your Avios. Instead of flying British Airways, look for American reward travel or flights on Alaska Airlines.

21. West Coast U.S. to Hawaii (British Airways Avios)

Hawaii might as well be another country considering how different it is from the mainland U.S. There’s no excuse to not go considering how few miles it costs to get there! Image Credit: SergiyN via Shutterstock

Flying one-way direct from the West Coast on American Airlines or Alaska Airlines is one of the least expensive ways to get to Hawaii. Flights only cost 13,000 Avios each way in economy; this is the standard for American reward travel.

Here are some routes you can fly on:

  • Los Angeles (LAX) – Kahului (OGG) 
  • Los Angeles (LAX) – Kona (KOA)
  • Phoenix (PHX) – Honolulu (HNL) 
  • Phoenix (PHX) – Lihue (LIH)

22. East Coast U.S. to Europe (British Airways Avios)

Medium-haul routes available for redemption with your Avios for good value aren’t plentiful, but they do exist. Fly from U.S. East Coast to Dublin (DUB) on Aer Lingus for only 13,000 Avios each way in economy off-peak, with low fuel surcharges.

You can transfer your Chase Ultimate Rewards points to British Airways and then to Iberia, where you’ll save on fuel surcharges. If you want to transfer your miles from BA to Iberia, your account must be at least 90 days old and must have had points activity.

A couple of good one-way business class redemptions on Iberia are Boston (BOS) or New York (JFK) to Madrid (MAD) for 34,000 miles, and Chicago (ORD), Los Angeles, (LAX), or Miami (MIA) to Madrid (MAD) for 42,500 miles.

Hot Tip: Earn additional Avios by earning Chase Ultimate Rewards points and then transferring them to Avios. The Chase Sapphire Preferred card is the perfect card for this. You can also transfer in additional points from Membership Rewards, which could be earned with cards like the Amex Gold card.

23. Miami to Lima, Peru (British Airways Avios)

Lima Peru
Visit Miraflores, an upscale and cosmopolitan area of Lima. Image Credit: Aarom Ore on Unsplash

If you want to use your Avios to get somewhere other than Europe, consider Lima, Peru. A flight from Miami only costs 13,000 British Airways Avios + $20.60 in each direction for an economy seat. That’s the same number of miles it would cost you to book a domestic flight with United Airlines!

24. Low Fees (British Airways Avios)

If you’re booking a last-minute flight, don’t forget to check availability for booking with Avios. British Airways doesn’t charge a fee for booking at the last minute as many other airlines do.

British Airways also has reasonable cancellation fees, at just $55 per person per ticket.

In the U.S., taxes are only $5.60 on a one-way ticket… so if you’re not sure about a trip, booking with Avios might be the way to go!

25. Fly From Santiago to Easter Island (British Airways Avios)

Easter Island Rapa Nui
Visit the Moai monolithic carvings on Easter Island. Image Credit: Walkerssk via Pixabay

Getting to Easter Island is usually pretty expensive; the least expensive round-trip flights are around $850. Considering this redemption would only cost 13,000 Avios + $8.94 in taxes and fees each way for economy tickets, you can get some great value out of your miles on this route!

26. Fly From Los Angeles to Tokyo (British Airways Avios)

Japan Airlines Boeing 777 300ER First Class JAL Suite 2A
Japan Airlines offers a very nice first class experience, and you won’t even need to pay excessive taxes and surcharges when you book with your British Airways Avios. Image Credit: Cherag Dubash

Generally, Avios are not the least expensive currency to use for long flights, but Los Angeles (LAX) to Tokyo (NRT or HND) is actually a pretty good value. This flight puts you in the 25,750 Avios distance bracket for economy flights. Don’t forget to always check taxes on these tickets; this one should run you at around $160 each way.

You can fly this same route in business class for 77,250 Avios, or first class for 103,000 Avios. These aren’t the best premium cabin redemptions out there, especially if you are looking to connect on to a further destination (since British Airways charges separately for all flights).

However, is still not a bad option if you want to experience Japan Airlines business or first class.

Hot Tip: Need help booking? See our step-by-step guides for booking Japan Airlines first class and business class. We’ve also covered at length the best ways to fly to Japan using points and miles!

27. Fly British Airways First Class and Use Travel Together to Save Even More! (British Airways Avios)

British Airways First Class - Europe Trip 2018
Image Credit: Alex Miller

Fuel surcharges are going to be significant if you want to fly British Airways in first class, but using your miles is still a great way to access a ticket that would otherwise cost $5,000 or more one-way — especially if you can pair your redemption with a Travel Together Ticket earned by spending on British Airways’ co-branded credit card.

A one-way award ticket to London (LHR) from Chicago (ORD) will cost between 68,000 and 80,000 British Airways Avios (depending on whether you’re flying during peak or off-peak season). You can expect the fuel surcharges and taxes to be somewhere just over $700 to $1,000 in each direction.

Now about that Travel Together ticket. You’ll first need to get the British Airways Visa card and spend $30,000 in a year on it to earn the Travel Together Ticket.

This Travel Together Ticket will let you take a companion on a British Airways mainline flight originating in and returning to the U.S. that you’ve booked with miles. The companion will be booked in the same class as the original ticket (yes, even first!) and will only need to pay taxes, fees, and carrier charges. Lastly, the pass is good for 2 years!

Hot Tip: Need Help Booking? Read our guide to help you book British Airways first class using points, and use the British Airways Avios reward flights calculator.

28. Continental U.S. to Hawaii on Delta in Economy (Flying Blue)

Finding Delta Air Lines award travel with Chase Ultimate Rewards points is perhaps a little more difficult than other options, but it’s possible! Air France and KLM have a shared loyalty program called Flying Blue that can be used to book on Delta.

A great redemption using Flying Blue miles is for a flight from the continental U.S. to Hawaii. A round-trip in economy will only cost 30,000 Flying Blue miles and about $10 in fees. Flights from the East Coast U.S. can easily cost over $500 round-trip, so this is a great value redemption that doesn’t require a bunch of miles!

Flying Blue also partners with the other big rewards programs: Citi ThankYou Rewards and American Express Membership Rewards.

If business class or first class is more your style, you can also book Delta One flights with Air France miles.

Need help booking Delta One? Check out our easy-to-follow booking guide for Delta One.

29. Flying Blue Promo Awards (Flying Blue)

air france business class
Use Flying Blue Promo Awards to get a seriously good deal on flying Air France in business class. Image Credit: Air France

Flying Blue offers amazing pricing on certain routes through its Promo Awards. Promo Awards change every few months throughout the year and offer 25% or 50% off economy and business class redemptions from Europe to certain destinations around the world.

Most U.S.-based flyers will find the award between Europe and North American cities to be the most useful. When Promo Awards are offered at 50% off for the Europe/North America routes, you’ll only pay 12,500 miles each way in economy and 25,000 miles each way in business class… a seriously great deal!

Surcharges are on the higher side when using Flying Blue miles, but when you consider how many miles you’ll be saving, it’s usually worth it.

Hot Tip: Even if you don’t have a huge chunk of rewards, Flying Blue is a great transfer option! Check out this piece for ideas: The Best Ways to Use 10,000 (or fewer) Chase Ultimate Rewards.

30. Make Use of Flying Blue’s Weird Region Definitions (Flying Blue)

Most programs don’t consider Israel to be part of Europe, but Flying Blue does! Now you can visit for even fewer miles. Image Credit: Rostislav Ageev via Shutterstock

You can get a great deal on awards to certain locations because Flying Blue classifies a few countries in slightly strange regions. It considers Algeria, Israel, Libya, Morocco, and the Canary Islands to be part of Europe.

Right away this means you can take advantage of Flying Blue’s regular 50,000-mile round-trips in economy and 106,000-mile round-trips in business class. These destinations also qualify for Promo Awards (see above) between Europe and North American cities, which can save you 25% to 50% more.

31. Fly to Mexico for the Same Price as Flying Around the U.S. (Flying Blue)

Mexico is part of the Caribbean/Central America Award Zone for many programs, but Flying Blue has Mexico in the same zone as the U.S. This means you can fly to Mexico for the same price as flying domestically: only 12,500 to 14,500 miles in each direction.

32. U.S. to the Caribbean (Flying Blue)

Flying Blue’s Caribbean prices are pretty good too! Round-trip flights in economy only cost 30,000 miles. This is a savings of 5,000 miles per round-trip flight over what the major U.S.-based airlines will charge.

33. Crazy-Cheap Economy Flights to Tahiti (Flying Blue)

Make your Bora Bora vacation much cheaper by redeeming Chase points through Flying Blue for an economy flight on Air France! Image Credit: Kazuo ota via Unsplash

Flying Blue charges just 25,500 miles each way to fly in economy between the U.S. and Tahiti! For comparison, United charges at least 35,000 miles one-way!

One-way tickets in economy usually cost at least $638 per person, which gets you an exceptional value of at least 2.5 cents each! What a great way to save your points and fly to Tahiti!

Hot Tip: Check out Air France’s Flying Blue miles price estimator to find out the cost of your award.

34. Fly Around the U.S. and Caribbean for Cheap (Rapid Rewards Points)

Southwest Airlines Night Gate
The Southwest Companion Pass is one of the best ways for 2 people to explore the U.S. and the Caribbean. Image Credit: Carlos E. Santa Maria via Shutterstock

Southwest offers some very inexpensive fares between certain city pairs. The number of Rapid Rewards points needed for Southwest flights usually depends on how much the flight costs, though Southwest has become a little bit less transparent about exactly how much points are worth over the past couple of years.

You’ll frequently be able to find one-way Southwest flights on sale for 6,000 Rapid Rewards points or less. And you can get even more out of your points by qualifying for the Southwest Companion Pass that lets a companion fly with you for only the cost of additional taxes.

Hot Tip: The Southwest Rapid Rewards® Plus Credit Card can earn you additional Rapid Rewards Points, along with getting you closer to earning a Companion Pass to double your redemption value!

35. Book Tickets You Might Want to Cancel (Rapid Rewards Points)

If you’re not completely sure about your travel plans, Southwest is a great airline to start looking at. Southwest does not charge a fee to cancel your ticket, right up until the time a flight is set to leave.

The points you use will be returned to your Southwest account, and you’ll receive a voucher with the value of the taxes for use on a future flight.

Other airlines generally require you to purchase a much more expensive ticket if you want to be able to cancel it and will charge a fee to cancel award tickets unless you have status with that airline.

See Southwest’s route map for inspiration.

Hot Tip: Check out our great tips on earning Rapid Rewards points without even flying!

36. Cheap Economy Class Flights to Dublin From Several U.S. Cities (Aer Lingus AerClub)

Aer Lingus A330
Aer Lingus AerClub provides a great way to use Avios for cheap economy class award tickets from several cities in the U.S. Image Credit: Eliyahu Yosef Parypa via Shutterstock

As with British Airways, you can use Avios to book award flights through the Aer Lingus AerClub program — you can also use Avios to book through Iberia Plus. This is because all 3 of these carriers are owned by the holding company, International Airlines Group (IAG).

However, each frequent flyer program is different and has some sweet spots. With Aer Lingus AerClub, you can use 26,000 Avios to book a round-trip economy class award ticket. This is off-peak pricing; peak pricing is 40,000 Avios round-trip.

Since this is a distance-based award chart, you can book at this rate from cities like Boston (BOS), Chicago (ORD), New York (JFK), and Newark (EWR).

Here are some other routes you can book for 26,000 Avios during off-peak days:

  • Boston (BOS) – Shannon (SNN)
  • Minneapolis (MSP) – Dublin (DUB) 
  • New York (JFK) – Shannon (SNN)
  • Philadelphia (PHL) – Dublin (DUB) 

If interested in flying from other places, you can spend 32,500 Avios round-trip in economy from cities like Los Angeles (LAX), Miami (MIA), Orlando (MCO), San Francisco (SFO), and Seattle (SEA). Peak pricing is 50,000 Avios round-trip in economy.

37. Fly to Casablanca From New York in Business Class (Iberia Plus)

Another fun way to use Avios is through the Iberia Plus program to fly from New York (JFK) to Casablanca (CMN) in Morocco. As we discussed earlier, getting cheap flights (including award tickets) to Africa is not always easy, but this is a great option if you want to fly to the northern part of the continent.

For 46,000 Avios, you can book a one-way business class award ticket on Iberia’s partner Royal Air Maroc. Round-trip will cost 100,000 Avios.

If you want to book the same award flight in economy class, it will only be 23,000 Avios for a one-way award booking. Regardless of your preferred class of service, it’s going to be tough to beat these redemption rates.

The Best Ways To Redeem Your Chase Ultimate Rewards Points for Hotel Stays

38. Luxury Hyatt Hotels (World of Hyatt)

Park Hyatt Maldives
You’ll love your free stay at the Park Hyatt Maldives! Image Credit: Hyatt

The award chart for World of Hyatt is one of the best out there for hotel stays. You can use your World of Hyatt points to stay at a standard room in a Category 1 Hyatt hotel for as few as 5,000 points. In addition, World of Hyatt’s off-peak and peak pricing is effective as of July 2021, which means free nights can be had for as few as 3,500 points after that time!

These low-category hotels are not usually expensive, so even if it is good value to use your points, it might worth it to save them for a luxury redemption.

For example, you can redeem your Hyatt points for luxury hotels like the Park Hyatt Maldives for 30,000 points per night, or stay at the Park Hyatt Tokyo for 30,000 points per night (25,000 points during off-peak dates or 35,000 points during peak dates for both properties); these hotels can easily be $1,000+ per night otherwise.

Or, you could stay at the Andaz 5th Avenue in New York City for only 25,000 points per night (21,000 points per off-peak night and 29,000 points per peak night).

39. All-Inclusive Hyatt Hotels (World of Hyatt)

Hyatt Ziva Rose Hall Jamaica
If you use your points at the Hyatt Ziva Rose Hall Jamaica, you’ll have food and drinks included in your stay! Image Credit: Hyatt

Hyatt also has a handful of all-inclusive hotels where you can use your points. Depending on the hotel, a standard room with single or double occupancy will only cost 20,000 to 25,000 points per night during standard dates. A night in a suite at an all-inclusive property will cost 32,000 to 40,000 points during standard dates.

You can add extra people (up to 4 total) for 10,000 to 12,500 points per night during standard dates. You’ll have all of your meals and drinks included at these hotels with your room, so while the cost is quite high, consider the whole package value!

40. Upgrade Your Room at a Hyatt (World of Hyatt)

Hyatt’s upgrade chart is really reasonable and can present some great value. An upgrade to a Club Room costs 3,000 points per night. This will give you access to the lounge, which will probably mean some free snacks and drinks. What an easy way to save yourself some money at the bar!

It’s also possible to use your World of Hyatt points to upgrade your room to a suite. The cost is only 6,000 points per night, and you’ll also have access to the hotel lounge if your hotel has one.

41. Save Some Points With a Points + Cash Rate (World of Hyatt)

In addition to having a great all-points award chart, Hyatt also gives you the option to redeem points and cash for a stay. The points cost is half of what the cost would be in full points, and there is a cash portion to make up the difference.

Unfortunately, the Hyatt Points + Cash award chart was devalued, and now the cash price you pay is 50% to 70% of the standard rate.

Hotel CategoryOff-PeakStandardPeak
11,750 + Cash2,500 + Cash3,250 + Cash
23,250 + Cash4,000 + Cash4,750 + Cash
34,500 + Cash6,000 + Cash7,500 + Cash
46,000 + Cash7,500 + Cash9,000 + Cash
58,500 + Cash10,000 + Cash11,500 + Cash
610,500 + Cash12,500 + Cash14,500 + Cash
712,500 + Cash15,000 + Cash17,500 + Cash
817,500 + Cash20,000 + Cash22,500 + Cash

There are a couple of great reasons to redeem your World Hyatt points this way. First, the value per point is often higher. Second, these nights count toward qualifying for elite status, and you can also use benefits of elite status like Globalist Suite Upgrade Awards on your booking.

You can use Globalist Suite Upgrade Awards on points rates, but not free night certificate rates. Check out the World of Hyatt award calculator for more info.

42. Stay at a Marriott Hotel Brand (Marriott Bonvoy)

Using your points with Marriott Bonvoy is likely going to make it difficult to find good value when compared to all of Chase’s other transfer partners.

You might find that Points + Cash stays have some value, and you might want to upgrade your room starting at 5,000 points per night. Generally, you’ll get much better upgrades with Hyatt, though, and its upgrades don’t cost as many points.

If you are looking at staying at a Category 1 Marriott hotel and it’s available at a PointSavers rate, you can book the room for only 5,000 points per night during off-peak season, 7,500 points per night during regular season, and 10,000 points per night during peak season.

Generally, these rooms are not going to cost very much, so make sure to check the value you are getting from your points before you book.

43. Use Miles for Hotel Stays (Virgin Points)

Hilton Garden Inn Bali Ngurah Rai Airport
Stay at the Hilton Garden Inn Bali Ngurah Rai Airport for only 5,000 points per night. Image Credit: Hilton

Virgin Atlantic doesn’t always have the best award redemption charts for flights. With the exception of using Virgin Atlantic for Delta and ANA redemptions, Virgin Atlantic redemptions are often expensive and not worth it.

However, one of the better redemptions you can make with Virgin Points actually has nothing to do with flying. Virgin Atlantic has partnered with Hilton Honors and offers a 2:3 transfer ratio between the programs.

This means you can transfer 10,000 Chase Ultimate Rewards points to 10,000 Virgin Points, and then transfer those 10,000 Virgin Points to 15,000 Hilton points. With Hilton, 15,000 points are enough for a 3-night stay in a Category 1 hotel. Category 1 hotels are lightly sprinkled around the world, but there are many of them in Egypt.

How To Transfer Your Ultimate Rewards to Airline and Hotel Transfer Partners

1. Navigate to Chase’s website and log in to your account.

Chase Bank Sign-in
Image Credit: Chase

2. Select Go to Ultimate Rewards on the bottom-left side of your account screen.

Chase Ultimate Rewards Balance
Image Credit: Chase

3. Select the account with the points you would like to use.

Chase Ultimate Rewards
Image Credit: Chase

4. At the top of the screen, hover over the Use Points drop-down menu and select Transfer to Travel Partners.

Chase Ultimate Rewards Portal
Image Credit: Chase

5. Select the program you would like to transfer points to. In this case, we will do Air France/KLM Flying Blue.

6. Add your member ID and select Continue.

Air France KLM Flying Blue Chase Transfer
Image Credit: Chase

7. Enter the number of miles you would like to transfer and select “Continue.”

Chase transfer portal
Image Credit: Chase

8. Review your transfer details. Remember that once you initiate the transfer, you will not be able to have your miles returned to your Chase account. Click Confirm and Submit when you are ready to complete your transfer.

Final Thoughts

Hopefully, you now know plenty more about the best ways to use Chase Ultimate Rewards points!

While you could use one of the many online travel portals to find cheap cash flights, use points for statement credit, or redeem for gift cards, transferring points to partners using a Chase card offers the amazing travel opportunities outlined above.

Chase Ultimate Rewards points will get you domestic and international flight travel and hotel stays across the world for maximum value when transferring to partners — but only if applied strategically.

With a little planning, you’ll be flying to Australia and Fiji for free, or enjoying a trip across the U.S. with your family for far fewer points than you would expect!

If you need more of these points for your next award, you can utilize an Ultimate Rewards card, such as the Chase Sapphire Preferred card, Freedom Unlimited card, or Ink Business Preferred card.

The information regarding the Chase Freedom Unlimited® Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. 

Frequently asked questions

How do I redeem my Chase Ultimate Rewards points?

It’s easy to redeem your Chase Ultimate Rewards points! You can redeem them primarily online or over the phone.

To redeem online, you’ll want to sign in to your Chase account, click the button that says Ultimate Rewards in your dashboard, select the card you want to redeem points from, and choose from any of the redemption options like gift cards, travel, or transferring to travel partners.

To redeem your points over the phone, you’ll want to call the number on the back of your card and get connected to the Chase Ultimate Rewards customer service center.

What can I do with Chase Ultimate Rewards points?

With Chase Ultimate Rewards points, you can book travel, get gift cards, use Pay With Points, get cash-back, transfer to travel partners, or even use Amazon Shop with Points!

How much are 50,000 Chase Ultimate Rewards points worth?

It depends on which card you have! Your Ultimate Rewards points can be worth anywhere from 1 to 1.5 cents per point on travel, gift cards, and merchandise. However, if you transfer your points to partners like United or Singapore Airlines, you can get tons of value — up to 10 to 15 cents per point!

Should I redeem Chase Ultimate Rewards points for cash?

In general, it’s better to transfer Chase Ultimate Rewards points to travel partners if you’re interested in getting the best value. This is because you can use these points for luxurious business and first class flights!

What is the best way to redeem credit card points?

In our opinion, the best way to redeem points is to transfer them to airline and hotel partners. Because you can get outsized value by booking ultra-expensive plane tickets or luxe hotel stays using points, we believe that this is the best way to redeem credit card points. However, the best way to redeem your points will change depending on your exact personal situation!

Caroline Lupini

About Caroline Lupini

Caroline Lupini always enjoyed traveling, but it became her goal to do as much as possible after a 3-week trip around Europe in 2011. In March 2014, Caroline left her job and embarked on nearly full-time travels.  As a frequent traveler, frequent flyer miles have played a large role in planning her trips. Caroline has enjoyed discovering the ins and outs of how to maximize different types of miles, hotel points, and transferable points currencies.

Travel prices are about to surge from pent-up demand.

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Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.


  1. Arthur Szczepkowski September 21, 2017

    Any advice on flying from US (Houston) to New Zealand From late December to mid-January? I’ve tried searching all of the main partner websites and nothing seems remotely worth the points.


    • Finding award space a few months before departure to Australia/New Zealand during the holiday season is difficult as it’s a very popular time to travel. Returning mid-January should be easier. If you’re looking for premium cabin award space, that’s going to be really tough.

      United miles will be your best bet if you can find award space. Using British Airways Avios to book AA is possible but I’m only seeing economy space prior to 12/14.

      If you can position to LAX, China Eastern has economy space in late December which can be booked for 50k Flying Blue miles. i’d definitely consider other airport options if you are okay positioning to them – Southwest can be useful with this.


  2. #11 – Can you explain how to find award flights for Oceania flights for 12,500 united mileage plus points? Example from USA to Fiji. Could not find anything close to that.


    • Hi Steve

      If you are wanting to fly from the North America (USA) region to Oceania (Fiji, French Polynesia, etc.), United requires 35,000 miles one-way in economy. If you are wanting to fly intra Oceania, United requires 8,000 miles one-way for an economy flight less than 800 miles, and 12,500 miles for an economy flight more than 800 miles. Here’s the interactive award chart if you want to check it out.


  3. Would you please confirm or disconfirm my understanding that redeeming Ultimate Rewards miles requires one to make the following choice:
    Redeem via Chase Travel (which is actually Expedia, a 3rd party vendor) to get 1.5 points/$1 but lose elite status because most vendors don’t honor status booked via 3rd party vendors,
    Transfer Ultimate Rewards points to travel partners to retain elite status but at a 1:1 rate.


    • You have the option to redeem your Ultimate Rewards Points for travel on the Chase travel portal but it is the same as purchasing a ticket with cash. If the fare class qualifies, you earn elite miles. I purchase most of my tickets with Ultimate Rewards Points and have earned elite miles on every ticket.

      You also have the option to transfer Ultimate Rewards Points to airline travel partners and receive miles with that partner airline which you can use towards award flights. Award flights, however, do not earn miles that count towards elite status.


  4. What is the difference between United Business and United First when flying domestically? I thought it was all Economy, Economy Plus, or First?

    Is it recliner vs. lie-flat?


    • Hi Joel

      You’re correct. United has United First (recliner seat) on most domestic routes and United Premium Service Business (lie-flat) on domestic transcon routes. I’d recommend using seatguru.com to see what United is offering on the route you are looking at.


  5. J. L. Sprole August 24, 2018

    I now have 57,136 points on my Visa card – other than travel, how can I convert them to something useful to me ?


  6. Kerry Andersen September 18, 2018

    hello, I have 110,000 Chase ultimate rewards points in addition to another 17,000 points on a capital one credit card. I would love to take my son to South Africa to visit family over the Christmas holidays. Is this feasible? Is it better to buy one ticket and use the points to purchase the second or buy two tickets for cash and use the points to upgrade both of us?. or should I try to book points travel to North Africa and then fly domestically when I get there? New to all of this. I’m also considering signing up for the new citi rewards card with a 60,000 Point bonus to pad my miles even more . Thank you so much.


  7. Hello!

    I have 120,000 Chase Ultimate Rewards points, and my wife and I are looking to do a domestic trip where we fly from NY to LAX, fly out of SFO to TYS (Knoxville) and from Knoxville back to NY. We’re not picky on the airport we fly out of/into in NY. We’ve already booked the leg from Knoxville back to NY on Delta business through Chase’s Ultimate Rewards reservation portal, but for the other legs, we were wondering what might be the most efficient way to use points to get the most comfortable trip. For the NY to LAX leg, we were looking into JetBlue mint – it would probably make sense to transfer my Chase points to JetBlue directly, and book there for the most efficient use of points, yes?

    Thank you so much for your help!


    • Hi Ki,

      That sounds like a fun trip! JetBlue Mint is a solid option and a fun product, so yes you could transfer your Chase points > JetBlue directly. I’d also check what it would cost in points via Chase’s travel portal, especially if you have the Chase Sapphire Reserve where points are worth more.


  8. Steve Waibel January 22, 2019

    In Tip 12 it states “United charges 60,000 miles to fly round-trip between the U.S. and Europe”. United actually charges 60,000 EACH WAY.


  9. Rodney Brosher March 20, 2019

    Currently, I will be acquiring 60,000 Chase Ultimate Reward points from a sign up bonus plus 10-20k more points just from spending. I also currently have 30K+ Delta SkyMiles. Is there a smart way to use these in unison for an east coast to Europe flight? Probably just need to fly Economy but if there is a loophole in this combination I am all ears. Everything I have seen so far seems as though I will not be able to use these two awards in tandem. Hopefully that is not the case.

    On a side note, I also have roughly 140k AAdvantage miles but I was hoping to save those for a later date to take a trip to Europe for just my wife and I. But if there is a smart way to utilize those instead let me know. I would prefer to use the Delta now and maintain at least 120k AAdvantage.


    • Hey Rodney,

      Thanks for reading. Unfortunately, there’s no way to easily combine these miles and points together. You should look into British Airways Avios for economy flights to Europe. British Airways is transfer partners with Chase Ultimate Rewards.

      Additionally, you can pay 45,000-50,000 AAdvantage miles per person for round-trip travel in economy on their partners.


  10. I have booked a cruise through a local travel agency. If I pay with my Chase Sapphire Card, will I still get 2X points for this purchase? Also, will I still receive my loyalty points from designated airlines that is included in the package? (Travel agency put in our loyalty numbers and said we would get miles for the trip.)


    • Hey Bonnie,

      It depends on your travel agency. If they are coded as a travel-related merchant, you should actually get 3x points. However, this is not guaranteed, as this is an agreement made at a Visa-Chase level. Thanks for reading


  11. Thanks. I will check with the agency and/or Ultimate Rewards to see.


  12. I have 300,000 chase points and would like to know what is the best way to use these points for a trip to Paris for my husband and I. We would really like to fly Business Class, but am willing to fly Premium Economy from SF. Is it better to use the points for just airfare or hotel only or will these points be able to cover both airfare and hotel? We do have miles on Alaska and Delta Airlines, too. Thank you


    • Hey Lisa,

      If you plan well, you can get business class flights by transferring to Air France/KLM Flying Blue.

      You can also book Hyatt hotels by transferring to World of Hyatt. Thanks for reading.


  13. Nicki Nikula May 1, 2019

    We have 225,000 Ultimate Chase Rewards. We are going on a Rhine river cruise in September, so we are flying into Amsterdam from SFO and returning from Basel in Mid October. We would ideally like to fly business if it is affordable. Doing all this research gets so overwhelming.
    Any suggestions?
    Thank You.


    • Hey Nicki,

      Unfortunately, it takes a lot of work to book premium cabin flights due to the simple fact that these are tickets that would cost $10,000+ otherwise. We suggest navigating through the guides and articles on our website to learn more about points. Thanks for reading.


  14. Constance McDonnell July 22, 2019

    Is it possible to use Chase Preferred points for domestic train travel?


    • Yes, it’s possible. The way you’d do that is simply to redeem your points for cash back and pay for your train ticket normally. That way, it cancels out your train ticket cost.


  15. Mary V. Ruane August 19, 2019

    How do I transfer my points to be used as a credit against my account? I’ve read on your site that this can be done and I’ve done this with several other cards. The points were credited against my account balance once a year on those cards which is what I would like to do with this account. My credit card account is called the “Chase Freedom”. As I am a senior who is partially disabled, I will never fly or go to a hotel again. Please let me know how I can get credit for my accumulated points to be used as a credit against my current account. Thank you.


    • Hi Mary, you can do this on the Chase Ultimate Rewards dashboard in your Chase account. Just login to your Chase account and click on your points balance at the bottom left-hand corner of the screen. Then, click the “Earn/Use” button at the top of the screen and click “Cash Back” from the drop-down menu. Here, you can choose how many points you’d like to redeem. Hope this helps—thanks!


  16. Madison Moyd August 25, 2019

    I’m at a standstill. The cash price for my flight SFO -> Tokyo is the same as the cash price listen in Chase UR. This means that using my UR points on this flight wouldn’t be a deal, is that right? I’m struggling with understanding if it’d be smarter to pay the $1,000 or redeem my points.


    • Ultimately, it depends on your own valuation of Chase points. Generally, you can get the most value when using them for first and business class. However, you might be able to get better deals by transferring points instead of spending it on the Chase Travel Portal.


  17. What will be the best way to book a flight from Los Angeles to Buffalo and return from Washington DC to Los Angeles? I am still gathering my first 60000 points from chase preferred.


  18. I have 119,017 ultimate rewards points. I am going on a road trip out west this summer. Is there a way to use points to pay for motels along the way?


  19. I have 260,500 on my Chase Ink Cash Business no Annual fee and 205,000 on my Chase Freedom consumer Cards, so some 465,000 combined. I usually pay off my cards every month but due to the current Corona Situation, I carry a balance of $5500 at 11.29%, so pay about $55 interest a month maybe. I was wondering if I should apply the points as a statement credit to pay off or down the card balance avoiding the interest or draw on my business cash to pay off, risking to have less money in the bank not knowing when this situation resolves or when and if my business will be back on track. Travel this year is cut down as is. Is it worth getting more in points for flights than points to cash 1:1? I read all these examples and I dont see or missed the above 1:1 value of points to cash. How much would a Las Vegas to Austria trip be cash card vs points, what savings would I see?
    I dont think I will try or need to fly in luxury. US west coast to Central Europe may be up next year again for family of 4.
    Any input appreciated.


    • Hi Ri Do,

      We never want to tell anyone how they should or should not use their points. Ultimately, you have to do what is best for your situation. With that said, we generally do not recommend people carry a balance on their cards. Furthermore, if you’re planning to fly economy for your future trips, it often makes more sense to use cash for those as they tend to be pretty cheap.

      Whichever you decide, if you feel it’s the best choice for you, then you can’t go wrong!


  20. Thanks. I think you answered it with that. Cash it is. Luxury for another day, or another year, however long it may take to save up again. Cheers!


  21. This article and the transfer Calculator are both so helpful!

    My wife and I are trying to figure out the best way to fly to Korea to see my in-laws this summer, provided things open up of course. It’s been over a year since we’ve seen them!

    We currently have around 165,000 Chase Ultimate Rewards Points between the two of us, and somewhat flexible travel dates at the end of June/early July. I have done some research around how maximize those points, but it’s all been a little confusing and overwhelming to be honest! What would be the best way to maximize those points? And would it be possible to score business class on an airline?

    We’re also open to opening a new card to maximize some rewards if that would help, since we have some necessary upcoming expenses and the points would essentially be free.

    Thanks in advance!


    • Hi Daniel,

      Thank you for the kind words!

      If you’re hoping to fly to Korea using Chase Ultimate Rewards, your best option would be to transfer them to United. However, to fly round-trip in business class will cost 160k with United or 176k with one of their partners – so for two tickets, you’d need 320k-352k. So, if round-trip business to Korea is your goal, you’ll definitely need to rack up some more Chase points first. Uness you have any other large point balances at your disposal?


  22. Thanks for the reply! That’s super helpful. And we may be able to rack up some more points.

    If we flew economy would you still recommend United using those Ultimate Rewards points?

    Another scenario we had considered was using the AmEx Platinum, but we were a little put off by the annual fee.


    • Hi Daniel,

      Yes, if you went with economy then United would still be your best option but you’d be looking at 70k-77k points per person instead.

      Amex points would definitely be a great option, as you could use their transfer partner ANA to fly round-trip in business for about 95k Membership Rewards points per person. The Amex Gold card is another fantastic option for earning Membership Rewards points and has a much more palatable annual fee.

      Let me know if there is anything else I can answer for you! 🙂


  23. Richard Woo April 14, 2021

    Jarrod, any suggestions on how to transfer Chase points to Asiana (or via united) to fly business from LAX to ICN? I have Chase points and saw that flying Asiana business was more cost effective than United business.


    • Hi Richard,

      While Asiana awards are more cost-effective, unfortunately, Chase Ultimate Rewards points do not transfer to Asiana, you would need to use Marriott Bonovy points for an Asiana transfer.


  24. I usually redeem rewards for gift cards. Why now when I want to use points for gift cards only physical gift cards appear, not digital, are the others the same?


Any thoughts or questions? Comment below!

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