Great Card If
- You want an all-in-one premium travel card that offers strong rewards earning, lounge access, and access to transfer partners
- You don’t mind making all of your travel bookings through Capital One Travel
Don’t Get If
- You book most of your airfare and hotels direct in order to earn elite status
- You don’t want a credit card that charges an annual fee
Capital One Venture X Card — Is It Worth It?
For the most part, the Capital One Venture X card is perfect for someone who is looking for a 1-card setup when it comes to travel rewards, wants a premium card that offers lounge access, and doesn’t mind making all of their travel purchases through Capital One Travel.
Given that, it comes as no surprise why writers at Upgraded Points love the Capital One Venture X card, like Senior Content Contributor Katie Seemann, who had this to say about the card:
“Keeping the Capital One Venture X card in my wallet year after year is an easy decision since the $300 annual travel credit and yearly 10,000 bonus miles more than cover the cost of the $395 annual fee (rates & fees). I use it for spending categories that aren’t covered on other cards since it earns 2 miles per dollar on every purchase. On top of that, this card comes with access to Capital One Lounges, which are my favorite domestic airport lounges.”
Katie Seemann, Senior Content Contributor
Capital One Venture X Card Benefits
The Capital One Venture X card could also be a good fit if you’re looking for a card that offers the following perks and benefits:
Annual Travel Credit and Bonus Points
While the Capital One Venture X card does charge a $395 annual fee (rates & fees), these 2 benefits alone will help take the sting out of that fee, as each year you will receive a $300 annual travel credit that can be used towards any purchase made through Capital One Travel. Plus, you’ll get 10,000 bonus miles added to your account, worth a minimum of $100 when redeemed towards cash-back — or even more when you transfer to the Capital One transfer partners.
Lounge Access
Like any good premium credit card, the Capital One Venture X card offers airport lounge access — a welcome perk for all types of travelers. With the card, you’ll get a Priority Pass Select membership, which grants you access to over 1,400 airport lounges worldwide. You also have access to 110+ Plaza Premium Lounges.
Plus, you’ll receive access to Capital One Lounges, which rival the quality of the massively popular American Express Centurion Lounges.
Global Entry/TSA PreCheck Credit
Global Entry and TSA PreCheck are easily 2 of the most useful benefits for travelers, as there are few things worse than standing in the standard security lines or customs lines at the airport. Global Entry and TSA PreCheck help you bypass the standard lines, giving you an expedited security experience.
Hertz Gold Plus Rewards Elite Status
Capital One Venture X cardholders can score some additional benefits on their Hertz rentals thanks to their complimentary Hertz President’s Circle status, which is usually only achieved after 15 rentals or $3,000 in spend.
Hertz President’s Circle includes the following benefits:
- 1.5x points per $1 spent on rentals
- Guaranteed car upgrades
- Widest selection of cars to choose from
- Free additional driver
- Dedicated customer service line
How To Earn and Redeem Capital One Miles
It is easy to rack up lots of miles with the Capital One Venture X card thanks to the card’s bonus categories, including the ability to earn an uncapped 2x miles per $1 spent. Of course, there are tons of great ways to earn Capital One miles other than just card spend.
Using the Capital One transfer partners is by far your best option if you’re looking to get as much value out of your miles as possible. After all, redeeming your miles this way will allow you to book first and business class flights for a mere fraction of the cash cost.
Capital One offers 15+ transfer partners for you to choose from, most of which can be transferred to at a 1:1 rate, including fantastic partners like Air Canada, Avianca, and Turkish Airlines.
Hot Tip: Need some ideas for great ways to redeem your Capital One miles? Read through our guide on the best ways to redeem your Capital One miles!
Alternative Cards to the Capital One Venture X Card
In many ways, you’ll find the Chase Sapphire Reserve card to be pretty similar to the Capital One Venture X card. The Chase Sapphire Reserve card also offers 10x points per $1 on hotels and car rentals and 5x miles per $1 on flights purchased through the Chase travel portal, but it also offers 3x points per $1 on all other travel purchases and dining purchases.
While its annual fee is quite a bit higher, it also includes benefits like an annual travel credit, a Priority Pass Select membership, a Global Entry credit, Lyft Pink membership, DoorDash DashPass, and much more. Plus, your points are worth 50% more when redeemed through the Chase travel portal.
If you’re really looking for a premium card with premium benefits, it doesn’t get much better than the Amex Platinum card. While it does come with a hefty annual fee, it is absolutely loaded with perks.
We’ve also compared the Capital One Venture X card to these popular cards:
UP’s Card Review Methodology
Every card we review is assigned a “U.P. Rating” – our star-based system that encompasses all the key details to showcase a card’s standout features, where it falls short, and how it stacks up for travelers to maximize rewards.
These ratings range from 0 to 5 stars and are determined by carefully weighing crucial factors like:
- Bonus categories
- Benefits and perks
- Quality of associated loyalty programs
- Annual fees and other costs
- Size of the welcome bonus (and relative to the annual fee)
- And several more
You can learn more about how Upgraded Points reviews and rates credit cards.
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
Upon enrollment, accessible through the Capital One website or mobile app, eligible cardholders will remain at upgraded status level through December 31, 2024. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Additional terms apply.
The information regarding the Capital One Venture Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Capital One VentureOne Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
For rates and fees of The Platinum Card® from American Express, click here.
For rates and fees of the American Express® Gold Card, click here.
