As one of the best travel credit cards on the market, the Chase Sapphire Reserve card is obviously ideal for individuals who love to travel and want a card that will help them not only travel more but enhance those travel experiences.
If you need a card that offers great travel insurance and purchase protection, elite benefits like lounge access and Global Entry, and fantastic point earnings on the things you spend the most on, you’ll be hard-pressed to find a better card than this one.
Here are more details about some of the top benefits of the Chase Sapphire Reserve card to look forward to:
$300 Annual Travel Credit
One of the most important benefits of the Chase Sapphire Reserve card is the $300 annual travel credit. You will get up to $300 in statement credits each year for travel purchases charged to your Chase Sapphire Reserve card.
What counts as a travel purchase? Luckily, Chase has one of the broadest definitions of travel on the market, and purchases include:
- Car rental agencies
- Cruise lines
- Discount travel sites
- Hotels/motels (including Airbnb) and timeshares
- Travel agencies
- Trains, buses, taxis (including Uber and Lyft), limousines, and ferries
- Toll bridges/highways
- Parking lots and parking garages
Priority Pass Airport Lounge Access
One of the best benefits of the Chase Sapphire Reserve card is its Priority Pass Select membership that gives cardholders access to 1,300+ airport lounges and restaurants worldwide. With your membership, you’ll also be able to bring 2 guests into any lounge with you. However, when it comes to Priority Pass restaurants, you’re limited to 1 guest and up to $28 in food and beverage charges per person.
Whether you enjoy a preflight snack, complimentary beverages, or a quiet space to work before a flight, airport lounge access is a great perk to have.
Lyft Pink Membership
Chase offers all of its Chase Sapphire Reserve primary cardholders a complimentary 12-month subscription to Lyft Pink when activated by March 31, 2022.
This subscription usually costs $19.99 per month, giving cardholders an extra $239 in benefit per year. Lyft Pink’s benefits include:
- 15% Off Car Rides — Enjoy 15% off all Lyft rideshare rides, regardless of class
- Priority Airport Pickups — Receive priority pickup at participating airports
- Relaxed Cancellations – You won’t be charged cancellation fees on 3 ride cancellations per month if you rebook within 15 minutes
- Surprise Offers — Special offers and seasonal discounts
- Waived Lost and Found Fees — Waived lost and found fee if you forget something in a Lyft vehicle (and it’s returned to you)
- Free Bike and Scooter Rides – 3 free Lyft-operated bike and scooter rides in select markets (up to 30 minutes in length); you can view the list of eligible cities on Lyft’s website
- Free Grubhub+ and Seamless+ Membership – Free delivery over $12 and special discounts at popular restaurants
Hot Tip: Don’t forget that the Chase Sapphire Reserve card also earns a whopping 10x points per $1 on Lyft purchases through March 2022.
DoorDash DashPass, Grubhub+, and Seamless+ Subscriptions
Chase Sapphire Reserve card primary cardholders also get a free subscription to DoorDash DashPass. This membership includes free delivery from select DoorDash restaurants so long as your order total is $12 or more before the service fee and needs to be activated by March 31, 2022.
The DoorDash DashPass benefit can be used by the primary cardholder and authorized users. However, only 1 statement credit is issued, meaning that the primary cardholder accesses the same $60 credit with all authorized users.
Lyft Pink members also have access to a free Grubhub+ and Seamless+ membership offering unlimited free delivery (minimum $12 order) and exclusive member perks at nearly 200,000 restaurants — a $120 annual value.
Global Entry, Nexus, or TSA PreCheck Fee Credit Benefit
The Chase Sapphire Reserve card will help you get the Global Entry, Nexus, or TSA PreCheck at no out-of-pocket cost once every 4 years. Simply charge the application fee to your card and it will be automatically reimbursed as a statement credit.
Global Entry is a Customs and Border Protection program that prescreens passengers and then allows expedited entry into the U.S. when returning from international travel. It requires a detailed application and an in-person interview before approval.
When you are approved for the Global Entry program, you also receive TSA PreCheck, so with your application fees being covered, there’s no reason not to apply for Global Entry if you are eligible.
The Luxury Hotel and Resort Collection
The Luxury Hotel and Resort Collection is a network of over 900 of the world’s best hotels and resorts around the world. Chase Sapphire Reserve cardmembers get free Luxury Hotel and Resort Collection membership and can take advantage of special benefits and privileges including:
- Daily breakfast for 2 guests
- Free Wi-Fi
- Room upgrade (when available, at select properties)
- Early check-in and late checkout (when available, at select properties)
- Special amenity unique to each property
Special amenities can include things like lunch or dinner for 2, a spa treatment, golf green fee waivers, welcome gifts, or airport transfers. Details on the amenities available for a specific property are available when searching and booking.
Note that you must book hotels through the Luxury Hotel and Resort Collection program and pay for your stay with your Chase Sapphire Reserve card to take advantage of these benefits — hotel stays booked direct or through another portal are not eligible.
Rental Car Elite Status
The Chase Sapphire Reserve card comes with great rental car benefits with 3 separate companies.
When you enroll your card with National you’ll receive a complimentary Emerald Club Executive Level membership, allowing you to select any car you’d like from the Emerald or Executive aisles. Plus, when you use your card and make a reservation directly through National you can save up to 25% on qualifying rentals with code 5030849.
When you enroll with Avis you’ll receive Preferred status that offers 75% bonus points on every rental. In addition, you’ll receive a 30% discount when using your card and making a reservation directly through Avis with Avis Worldwide Discount (AWD) Number S107100.
Finally, cardholders get 30% off all rentals with Silvercar by Audi as a Visa Infinite benefit.
Primary Rental Car Insurance
The Chase Sapphire Reserve card offers primary rental coverage and pays for any loss, theft, or damage to your rental car, as well as towing and loss of use for the rental company, for up to $75,000 for car rentals that are 31 days or shorter.
For this coverage to apply, you must pay for the entire rental with your Chase Sapphire Reserve card. You also need to refuse any collision damage and loss damage waiver coverages from the rental company — if you don’t do this, the rental company’s coverage will apply first.
Do note that there are certain vehicle exclusions, namely for high-end sports and luxury cars. With that in mind, be sure to double-check your coverage if you’re renting any type of specialty vehicle.
Trip Interruption/Cancellation Insurance
If your trip gets cut short due to sickness, extreme weather, or other select situations, you’ll be covered up to $10,000 per person ($20,000 per trip). These benefits cover you and your immediate family for prepaid, non-refundable travel expenses, including passenger fares, tours, and hotels.
Trip Delay Insurance
If your flight on a common carrier is delayed more than 6 hours or requires an extra overnight stay, you’re covered for up to $500 per person who had a ticket that was delayed. This delay can be for any reason — even bad weather or air traffic control issues.
The $500 can be used to cover expenses incurred during the delay, including meals, lodging, toiletries, medication, and other personal items.
Baggage Delay and Lost Luggage Insurance
If your bag is delayed by an airline, bus, cruise ship, or train for more than 6 hours, your card will cover up to $100 per day in purchases of emergency supplies like toiletries, clothing, and 1 cell phone charger.
If your baggage is lost or damaged during your trip by the carrier, you’re covered up to $3,000 per person per trip. Of that maximum benefit, $500 can be reimbursed for watches, jewelry, and electronics, so don’t check your laptop or other expensive items.
When you purchase an item with your card, it’s protected from theft and damage for the first 120 days you own it. In other words: if you buy a new laptop and it’s stolen the next day, you’ll be reimbursed for the cost of replacing it.
There’s a maximum of $10,000 per claim and up to $50,000 per account is available for coverage. Further, this coverage is secondary to your homeowner’s or renter’s insurance policy and there is a list of excluded items, so be sure to check the details of this benefit.
The benefit is especially valuable for cell phones, laptops, tablets, and other things that can be easily lost, so consider putting new tech purchases on your new Chase Sapphire Reserve card.
Extended Warranty Protection
When you purchase eligible items with your card, the manufacturer’s warranty will be extended for 1 year. For coverage to apply, the item must have come with an original manufacturer-written U.S. repair warranty of 3 years or less. Certain foreign purchases may also be eligible if they have a store-purchased dealer warranty or an assembler warranty.
This benefit is limited to $10,000 per claim and a maximum of $50,000 per account, making it useful for repairing laptops, cell phones, and other high-end purchases. Purchases made by the cardholder for themselves or others as gifts are eligible for coverage.
Available 24 hours a day, 365 days a year, the roadside assistance provided with your card covers the cardholder driving their own vehicle or any other vehicle with the permission of the owner.
Covered services include the following:
- Battery boost
- Flat tire service
- Fuel delivery
- Lockout assistance
Coverage is limited to $50 per occurrence a maximum of 4 times per year, which should be more than enough for most drivers.
Peloton Bonus Earnings
Cardmembers will also earn 10x points on each Peloton Bike, Tread, and accessory purchase over $1,800, up to 50,000 total points, and a complimentary Digital Membership from Peloton after your order (through March 31, 2022).