Amex Platinum Card – How To Maximize the Monthly Uber Cash [2021]

Amex Platinum Card rental car

We may be compensated when you click on links from one or more of our advertising partners. Opinions and recommendations are ours alone. See our Advertiser Disclosure for more details.

For UP's rating and in-depth analysis, see our The Platinum Card® from American Express review.

The Platinum Card® from American Express is one of the best and most sought after travel rewards cards on the market. Likewise, Uber is one of the leaders when it comes to ridesharing and food delivery services, so the fact that all Amex Platinum cardholders receive monthly Uber Cash is a perfect match.

Each month, Amex Platinum cardholders receive $15 in Uber Cash, plus $35 in the month of December, for a total of $200 Uber Cash each year. But how exactly do these credits work, and what sort of purchases can they be used for? This guide covers all of that and more!

Overview of the Amex Platinum Card

The Amex Platinum card is a crowd favorite in the points and miles community — and good reason. The Amex Platinum card comes jam-packed with lots of excellent travel and lifestyle benefits that make it extremely rewarding to be a cardmember. Here is a look at some of the best benefits of the Amex Platinum card.

Key Benefits of Amex Platinum Card

How Amex Platinum Card Uber Cash Work

Setting up your Uber Cash isn’t as difficult as you might think. All you have to do is link your Amex Platinum card as a payment method on your Uber or Uber Eats account in the Wallet section of the Uber app and the funds will be deposited into your account automatically on the first of each month.

IMG 8532 2
Add your Amex Platinum card to your Uber account to receive your monthly cash. Image Credit: Uber

Linking your Amex Platinum card to your account will also prompt you to activate a complimentary 12-month Eats Pass subscription, which saves you the $9.99 per month that the pass usually costs. The Uber Eats Pass gives you 0% delivery and 5% off orders of $15 or more at eligible restaurants. Keep in mind that taxes and service fees may apply and do not count toward order minimum.

Once you’ve linked your account, and your credits have been deposited, these credits will automatically be applied to your next U.S. Uber Eats or U.S. ride purchase. Don’t have enough Uber Cash to cover the entire purchase? No problem! You can apply all of the credits you have in your account as 1 part of the payment method and cover the rest with a linked credit card.

IMG 8533
Once you’ve added your card you’ll see that your $200 annual Uber cash benefit has been triggered under your payment offers. Image Credit: Uber

Hot Tip: If you’re using Uber Cash, and the amount owed exceeds your $15 credit, you don’t have to pay the remaining balance with your Amex Platinum card. Instead, you can use a card that offers a bonus category for rideshare or dining purchases — like the Chase Sapphire Reserve® Card.

4 Ways To Use your Uber Cash

An Uber Branded Car On The Street
With your Amex Platinum card, you get $200 in annual Uber credits. Image Credit: vaalaa via Shutterstock

If you thought you could only use Uber credits for Uber rides, you thought wrong. Here are all of the ways you can put those Uber credits to good use.

1. U.S. Uber Rides

Unsurprisingly, the most obvious way to use your Uber credits is for free, or discounted, rides with the ridesharing platform. This includes every type of ride service that Uber offers. So whether you want a standard UberX, a shared Uber Pool, or a luxurious Uber Black ride, you can apply your credits to the purchase.

Hot Tip: Prefer a greener option? Uber also offers electric bikes and electric scooters in select cities, providing another option to the traditional rideshare model. And you guessed it — you can use your Uber credits for these, too!

2. U.S. Uber Eats

Uber Eats
Your monthly Uber credits can also be used for Uber Eats orders. Image Credit: DELBO ANDREA via Shutterstock

Another great way to use your monthly Uber credits is through Uber Eats. This is especially helpful for those who don’t take Ubers often because everyone has got to eat!

Your monthly credit can be applied to both pickup and delivery orders at every restaurant offered on the Uber Eats app in your location. Uber Eats doesn’t just deliver food, though — you can also get alcohol delivery, too, from participating restaurants.

Don’t forget that your Amex Platinum card also gives you a 12-month complimentary Eats Pass that gives you $0 delivery fees and 5% off orders of $15+ at eligible restaurants. So if you’re someone that uses Uber Eats often, an Eats Pass will really help you rack up the savings.

3. U.S. Uber Groceries

Uber has recently launched a grocery delivery service, although it is currently only available in Dallas, Miami, and New York, along with select Canadian and Latin American cities, though they plan to roll out the service to more cities in the near future.

For those that have ever used a service like Instacart, Uber Groceries effectively operates in the exact same way, allowing you to do all of your grocery shopping at home from your phone with everything delivered straight to your door.

4. Gift Your Credits

Don’t plan to use your Uber credits this month? You can make a kind gesture and gift them to someone else! While you’re not able to just transfer your credits to someone else’s account, you can just as easily place an order through your account for someone else, whether that be a ride through Uber or ordering them a meal through Uber Eats.

Final Thoughts

Whether you prefer a free meal each month or rides to the airport for your next trip, you have multiple solid options when it comes to how you redeem your Amex Platinum card’s Uber credits each month. If you’re someone that already uses these services often and you don’t currently have the Amex Platinum card, we strongly suggest that you consider adding it to your wallet.


For rates and fees of The Platinum Card® from American Express, click here.


Frequently asked questions

How do I use my Amex Platinum card's Uber credits?

For starters, all you need to do is add your Amex Platinum card as a payment method and the credit will be automatically deposited into your account. From there, when you place an order through the app, your credit will automatically be applied first before any other payment method.

How can I check my Amex Uber credits?

You can check the number of credits remaining in your account by tapping on the Wallet tab in your Uber or Uber Eats account.

Can I convert Uber credits to cash?

No, you cannot convert your Uber credits to cash. They must be used for a service that Uber provides.

Do Amex Platinum card Uber credits expire?

Yes, the Uber credits from your Amex Platinum card will expire at the end of the month if you do not use them.

Does The Business Platinum Card® from American Express come with Uber credits?

No, the Amex Business Platinum card does not offer monthly Uber credits. Uber credits are only offered with the personal version of the Amex Platinum card, as well as the American Express® Gold card.

Does the Amex Platinum card's Uber credit work for Uber Eats?

Yes, you can use your monthly Uber credit towards Uber Eats or any other service that Uber provides.

Jarrod West

About Jarrod West

Jarrod first became fascinated with the world of points and miles as the perfect way to visit dream destinations without breaking the bank. On his first major award trip, he spent 3 months traveling through Europe, financed nearly entirely with points; while flying in premium cabins and staying in 5-star hotels along the way. Now, he is on a mission to help others realize their travel goals and upgrade their travel experiences. Jarrod has been writing about credit cards and travel loyalty programs for 4 years, and his work has been featured by Travel and Leisure, Matador Network, Yahoo Finance, and U.S. News.

Travel prices are about to surge from pent-up demand.

Use this points strategy to lock in pennies-on-the-dollar pricing in 2021, all without being a frequent flyer...

How do I only pay $30 to go to Hawaii, $200 for business class to Asia or just $150 to Europe?

Discover the real-life strategies that anyone can use to enjoy limitless travel (even on a limited budget!)

Just sign up below and I’ll send you the Limitless Travel Playbook instantly:

We respect your privacy. Please view our privacy policy here.

Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.

Any thoughts or questions? Comment below!

Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. This site does not include all credit card companies or all available credit card offers that are on the market. Click here to see a list of advertisers that we work with.