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Amex Platinum Card – How To Maximize the Monthly Uber Cash [2021]

- UPDATED: December 9, 2021

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The Platinum Card® from American Express is one of the best and most sought after travel rewards cards on the market. Likewise, Uber is one of the leaders when it comes to ridesharing and food delivery services, so the fact that all Amex Platinum cardholders receive monthly Uber Cash is a perfect match.

Each month, Amex Platinum cardholders receive $15 in Uber Cash, plus $35 in the month of December, for a total of $200 Uber Cash each year. But how exactly do these credits work, and what sort of purchases can they be used for? This guide covers all of that and more!

Table of contents

Overview of the Amex Platinum Card
- Key Benefits of Amex Platinum Card
How Amex Platinum Card Uber Cash Work
4 Ways To Use your Uber Cash
Final Thoughts

Table of Contents

Overview of the Amex Platinum Card
- Key Benefits of Amex Platinum Card
How Amex Platinum Card Uber Cash Work
4 Ways To Use your Uber Cash
Final Thoughts

Overview of the Amex Platinum Card

Credit Card	Benefits & Info
New 100k Welcome Offer The Platinum Card® from American Express Learn More (at Amex's secure site)	Earn ~~60,000~~ 100,000 Membership Rewards® Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership. Plus, earn 10x points on eligible purchases on the Card at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases, during your first 6 months of Card Membership. Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel. $200 Hotel Credit: Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. $240 Digital Entertainment Credit: Get up to $20 in statement credits each month when you pay for eligible purchases with the Platinum Card® at your choice of one or more of the following providers: Peacock, Audible, SiriusXM, and The New York Times. Enrollment required. $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one qualifying airline. $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status available to Basic Card Member only. $300 Equinox Credit: Get up to $25 back each month on select Equinox memberships when you pay with your Platinum Card®. Enrollment required. $179 CLEAR® Credit: Use your Card and get up to $179 back per year on your CLEAR® membership. Good to Excellent Credit Recommended (670-850) Annual Fee: $695 Terms Apply. For rates and fees of the Amex Platinum card, click here. $2,200 Must Reads: For more info on the Amex Platinum, see our thoughts on the cards incredible benefits and perks, which includes travel insurance coverage, car rental insurance and so much more. Check out our full review to see why it’s one of the best travel credit cards.

Credit Card

Benefits & Info

The Platinum Card® from American Express

Learn More

(at Amex's secure site)

Earn ~~60,000~~ 100,000 Membership Rewards® Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership.
Plus, earn 10x points on eligible purchases on the Card at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases, during your first 6 months of Card Membership.
Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
$200 Hotel Credit: Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®.
$240 Digital Entertainment Credit: Get up to $20 in statement credits each month when you pay for eligible purchases with the Platinum Card® at your choice of one or more of the following providers: Peacock, Audible, SiriusXM, and The New York Times. Enrollment required.
$200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one qualifying airline.
$200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status available to Basic Card Member only.
$300 Equinox Credit: Get up to $25 back each month on select Equinox memberships when you pay with your Platinum Card®. Enrollment required.
$179 CLEAR® Credit: Use your Card and get up to $179 back per year on your CLEAR® membership.
Good to Excellent Credit Recommended (670-850)
Annual Fee: $695
Terms Apply. For rates and fees of the Amex Platinum card, click here.

$2,200

Must Reads: For more info on the Amex Platinum, see our thoughts on the cards incredible benefits and perks, which includes travel insurance coverage, car rental insurance and so much more. Check out our full review to see why it’s one of the best travel credit cards.

The Amex Platinum card is a crowd favorite in the points and miles community — and good reason. The Amex Platinum card comes jam-packed with lots of excellent travel and lifestyle benefits that make it extremely rewarding to be a cardmember. Here is a look at some of the best benefits of the Amex Platinum card.

Key Benefits of Amex Platinum Card

$200 in annual Uber Cash
5x points per $1 spent on flights purchased directly with the airline or at Amex Travel
$200 annual airline fee credit
$100 annual Saks Fifth Avenue credit
Best in class lounge access: Amex Centurion Lounges, Priority Pass lounges, Plaza Premium Lounges, Airspace lounges, Escape Lounges, and Delta Sky Clubs when flying Delta the same day
Hilton Honors Gold and Marriott Bonvoy Gold Elite status
TSA PreCheck/Global Entry credit

How Amex Platinum Card Uber Cash Work

Setting up your Uber Cash isn’t as difficult as you might think. All you have to do is link your Amex Platinum card as a payment method on your Uber or Uber Eats account in the Wallet section of the Uber app and the funds will be deposited into your account automatically on the first of each month.

Add your Amex Platinum card to your Uber account to receive your monthly cash. Image Credit: Uber

Once you’ve linked your account, and your credits have been deposited, these credits will automatically be applied to your next U.S. Uber Eats or U.S. ride purchase. Don’t have enough Uber Cash to cover the entire purchase? No problem! You can apply all of the credits you have in your account as 1 part of the payment method and cover the rest with a linked credit card.

Once you’ve added your card you’ll see that your $200 annual Uber cash benefit has been triggered under your payment offers. Image Credit: Uber

Hot Tip: If you’re using Uber Cash, and the amount owed exceeds your $15 credit, you don’t have to pay the remaining balance with your Amex Platinum card. Instead, you can use a card that offers a bonus category for rideshare or dining purchases — like the Chase Sapphire Reserve® Card.

4 Ways To Use your Uber Cash

An Uber Branded Car On The Street — With your Amex Platinum card, you get $200 in annual Uber credits. Image Credit: vaalaa via Shutterstock

If you thought you could only use Uber credits for Uber rides, you thought wrong. Here are all of the ways you can put those Uber credits to good use.

1. U.S. Uber Rides

Unsurprisingly, the most obvious way to use your Uber credits is for free, or discounted, rides with the ridesharing platform. This includes every type of ride service that Uber offers. So whether you want a standard UberX, a shared Uber Pool, or a luxurious Uber Black ride, you can apply your credits to the purchase.

Hot Tip: Prefer a greener option? Uber also offers electric bikes and electric scooters in select cities, providing another option to the traditional rideshare model. And you guessed it — you can use your Uber credits for these, too!

2. U.S. Uber Eats

Another great way to use your monthly Uber credits is through Uber Eats. This is especially helpful for those who don’t take Ubers often because everyone has got to eat!

Your monthly credit can be applied to both pickup and delivery orders at every restaurant offered on the Uber Eats app in your location. Uber Eats doesn’t just deliver food, though — you can also get alcohol delivery, too, from participating restaurants.

3. U.S. Uber Groceries

Uber has recently launched a grocery delivery service, although it is currently only available in Dallas, Miami, and New York, along with select Canadian and Latin American cities, though they plan to roll out the service to more cities in the near future.

For those that have ever used a service like Instacart, Uber Groceries effectively operates in the exact same way, allowing you to do all of your grocery shopping at home from your phone with everything delivered straight to your door.

4. Gift Your Credits

Don’t plan to use your Uber credits this month? You can make a kind gesture and gift them to someone else! While you’re not able to just transfer your credits to someone else’s account, you can just as easily place an order through your account for someone else, whether that be a ride through Uber or ordering them a meal through Uber Eats.

Final Thoughts

Whether you prefer a free meal each month or rides to the airport for your next trip, you have multiple solid options when it comes to how you redeem your Amex Platinum card’s Uber credits each month. If you’re someone that already uses these services often and you don’t currently have the Amex Platinum card, we strongly suggest that you consider adding it to your wallet.

For rates and fees of The Platinum Card® from American Express, click here.

Frequently asked questions

How do I use my Amex Platinum card's Uber credits?

For starters, all you need to do is add your Amex Platinum card as a payment method and the credit will be automatically deposited into your account. From there, when you place an order through the app, your credit will automatically be applied first before any other payment method.

How can I check my Amex Uber credits?

You can check the number of credits remaining in your account by tapping on the Wallet tab in your Uber or Uber Eats account.

Can I convert Uber credits to cash?

No, you cannot convert your Uber credits to cash. They must be used for a service that Uber provides.

Do Amex Platinum card Uber credits expire?

Yes, the Uber credits from your Amex Platinum card will expire at the end of the month if you do not use them.

Does The Business Platinum Card® from American Express come with Uber credits?

No, the Amex Business Platinum card does not offer monthly Uber credits. Uber credits are only offered with the personal version of the Amex Platinum card, as well as the American Express® Gold card.

Does the Amex Platinum card's Uber credit work for Uber Eats?

Yes, you can use your monthly Uber credit towards Uber Eats or any other service that Uber provides.

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Amex Platinum Card – How To Maximize the Monthly Uber Cash [2021]