Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology.
We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.
$200
$0
0% intro APR on purchases for 15 months; then 19.24%-29.99% Variable
Good to Excellent (670-850)
This cash-back card offers a capped 3% at U.S. supermarkets, 3% at U.S. gas stations, and 3% on U.S. online retail purchases!
When it comes to cash-back credit cards, there are dozens of options to choose from. So what sets the Blue Cash Everyday® Card from American Express apart from the rest?
This card is excellent at earning cash-back on your everyday purchases at U.S. supermarkets, U.S. gas stations, and on U.S. online retail purchases. So if you regularly spend money on everyday purchases, this could be the perfect card to add to your wallet.
Put simply, the Blue Cash Everyday card is a top-notch card option for anyone who is looking to start earning cash-back on purchases.
Not only does the card offer 3 great bonus categories for you to earn additional cash-back on, but it also offers purchase protection to help keep all of those items covered in case anything goes wrong.
The Blue Cash Everyday card is living up to its name by offering statement credits for everyday household purchases:
The Blue Cash Everyday card provides secondary car rental insurance, so you’ll be covered for any damage or theft to most rental cars (excluding luxury vehicles). However, it is secondary rental coverage, meaning coverage only kicks in for anything that your primary insurance provider won’t cover.
When you purchase an item with your card and the item is accidentally damaged, stolen, or lost, you can have the item replaced or reimbursed for up to 90 days from the purchase date. This benefit offers coverage up to $1,000 per item and $50,000 per calendar year.
When it comes to earning as much cash-back as possible, use your card on purchases in the card’s 3 major bonus categories: U.S. supermarkets, U.S. gas stations, and U.S. online retail purchases
Of course, you’ll still earn 1% cash-back for all purchases outside of these categories as well (and once you’ve hit the cap on each category) — which can really add up from month to month!
Once you’re ready to redeem, you can get a statement credit to offset your previous purchases — your only redemption option.
While there is no limit to the amount of cash-back rewards you can earn each year, you must earn at least $25 in cash-back rewards before you’re able to redeem them.
Terms Apply / Rates & FeesThis card is great for those who want to earn cash-back with U.S. supermarkets, U.S. streaming subscriptions, transit, and U.S. gas stations.
The Blue Cash Preferred® Card from American Express is a stellar cash-back credit card for those looking to maximize every purchase they make.
With bonus categories like U.S. supermarkets, select streaming services, U.S. gas stations, and transit purchases, this card rewards you for the items you spend the most on in a big way! For those looking to earn up to 6% cash-back on their purchases, this could be the card for you!
Redeem cash-back through your American Express account
If you’d like a card that is an overall improvement upon the Amex Blue Cash Everyday card and don’t mind paying an annual fee, then you’ll love the Amex Blue Cash Preferred card. This card takes your cash-back earnings to the max with 6% back at U.S. supermarkets (up to $6,000) and on select U.S. streaming services, plus 3% back at U.S. gas stations and on transit purchases such as rideshares and public transportation.
Check out our direct comparison of the Amex Blue Cash Everyday card vs. Amex Blue Cash Preferred card.
This all-purpose cash-back card offers great bonus categories, including bonus points for every purchase you make!
The Chase Freedom Unlimited® is easily one of the best cash-back credit cards on the market. There aren’t many no-annual-fee credit cards that offer multiple great bonus categories like 5% back on travel purchased through Chase, 3% back on dining and drugstore purchases, and 1.5% back on all other purchases.
When paired with other Chase cards in the Ultimate Rewards family, you can transfer that cash back into points if you wish – making it one of the most lucrative cards in your wallet.
If you prefer a no-annual-fee card with varied bonus categories and flexible rewards, the Freedom Unlimited card may be more your speed. With it, you’ll earn 5% back on travel purchased through the Chase Ultimate Rewards travel portal, 3% on dining and at drugstores, and 1.5% back on all other purchases. Plus, your rewards aren’t limited to cash-back redemptions — you can also use them towards travel, gift cards, experiences, and multiple other options.
We weigh the pros of cons of each card in our guide: Amex Blue Cash Everyday card vs. Freedom Unlimited card.
We’ve also compared this card to other popular cards:
For rates and fees of the Blue Cash Everyday® from American Express, click here.
For rates and fees of the Blue Cash Preferred® Card from American Express, click here.
There is no set credit score minimum for card approval, but if your credit score is at least 700, you should feel good about your chances of being approved for the card.
There isn’t a specified maximum credit limit for the Amex Blue Cash Everyday card. Your credit limit will be determined by your credit score, stated income, and the amount of credit that American Express has already extended to you. But if you’re approved for the card, your credit limit should be $1,000 at the very least.
Yes, it’s an excellent credit card. If you’re looking for a no annual fee cash-back card that offers bonus rewards on purchases at U.S. supermarkets, U.S. gas stations, and on U.S. retail purchases, then this card might be the perfect option for you.
Yes, the card charges a 2.7% foreign transaction fee, so you’ll want to use another card for international purchases.
Yes, as long as you have had the Amex Blue Cash Everyday card open for at least 12 months, and the card is in good standing, you are eligible to upgrade it to the Amex Blue Cash Preferred card.
The Amex Blue Cash Preferred card offers cardholders 6% back at U.S. supermarkets (up to $6,000 per year) and select streaming services, plus 3% back at U.S. gas stations and transit purchases. The Amex Blue Cash Everyday card earns 3% back at U.S. supermarkets, 3% back at U.S. gas stations, and 3% back on U.S. retail purchases (each capped at up to $6,000 per year).
The catch is that the Amex Blue Cash Preferred card charges a $95 annual fee (rates and fees) and the Amex Blue Cash Everyday card does not. So the card that is right for you depends on whether you spend enough with each card’s bonus categories to justify paying an annual fee.
Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in outlets like The New York Times.
