The Best Amex Credit Cards of March 2023 [Big Bonuses]

When you look closely at each of the credit cards in your wallet you’ll find the name of the financial institution that issued your card. Additionally, you’ll notice the distinct logo of the payment processing network responsible for facilitating every transaction you make with the card.

That network may be Visa, Mastercard, American Express, or even Discover.

These processing networks serve as links between the financial institution that issued your card and the merchant from which you’re making a purchase.

Visa and Mastercard have a singular purpose of operating as card networks and do not actually issue credit cards. American Express, however, plays a more expanded role, serving as both a card issuer and a payment processing network.

American Express excels when it comes to issuing a diverse collection of card options, adding benefits that relate to each card’s target audience, and making it easy for nearly every consumer to find a card that fits.

With those attributes as a foundation, we’d like to offer our take on the collection of American Express cards that are potentially the best in each category.

Table of contents

The 11 Best American Express Cards — Overview
Earning Rewards With American Express Cards
The 3 Best American Express Cards for Travel
The 2 Best American Express Cards for Cash-back
- Blue Cash Preferred® from American Express
- Blue Cash Everyday® Card from American Express
The 3 Best American Express Business Cards
The Best American Express Airline Card
- Delta SkyMiles® Reserve American Express Card
The 2 Best American Express Hotel Cards
- Hilton Honors American Express Aspire Card
- Marriott Bonvoy Brilliant® American Express® Card
American Express Network Cards Not Issued by American Express
Final Thoughts

Table of Contents

The 11 Best American Express Cards — Overview
Earning Rewards With American Express Cards
The 3 Best American Express Cards for Travel
The 2 Best American Express Cards for Cash-back
- 1. Blue Cash Preferred® from American Express
- 2. Blue Cash Everyday® Card from American Express
The 3 Best American Express Business Cards
The Best American Express Airline Card
- 1. Delta SkyMiles® Reserve American Express Card
The 2 Best American Express Hotel Cards
- 1. Hilton Honors American Express Aspire Card
- 2. Marriott Bonvoy Brilliant® American Express® Card
American Express Network Cards Not Issued by American Express
Final Thoughts

The 11 Best American Express Cards — Overview

Card	Welcome Offer and Annual Fee	Benefits
The Platinum Card® from American Express	Earn 80,000 points after spending $6,000 on purchases in the first 6 months. Annual fee of $695 (rates and fees)	5x points on airfare booked directly with the airline or through Amex Travel (up to $500,000 per calendar year) 5x points on prepaid hotels booked through Amex Travel Access to over 1,400 worldwide lounges, including Amex Centurion Lounges, Priority Pass (upon enrollment), Plaza Premium Lounges, and more Complimentary hotel elite status and car rental privileges Statement credits on select purchases with your card Global Entry or TSA PreCheck application fee credit Top-notch travel insurance No preset spending limit
American Express® Gold Card	Earn 60,000 points when you spend $4,000 on purchases in the first 6 months. Annual fee of $250 (rates and fees)	4x points on restaurants worldwide, including takeout and delivery in the U.S. 4x points at U.S. supermarkets (up to $25,000 per calendar year) 3x points on flights booked directly with the airline or at Amex Travel Up to $120 in annual dining credits Up to $120 in Uber Cash annually Access to The Hotel Collection No preset spending limit
American Express® Green Card	Earn 30,000 points after spending $2,000 on purchases in your first 3 months. Annual fee of $150	3x points at restaurants worldwide, on all eligible travel purchases, and transit purchases Up to $189 statement credit per year towards a CLEAR membership Up to $100 statement credit per year on LoungeBuddy purchases
Blue Cash Preferred® Card from American Express	Earn a $250 statement credit after spending $3,000 in purchases in the first 6 months. Annual fee of $0 intro annual fee for the first year, then $95 (rates and fees)	6% cash-back at U.S. supermarkets (up to $6,000 per year) and on select streaming services 6% cash-back on select U.S. streaming subscriptions 3% cash-back on U.S. gas stations and transit (including rideshares, parking, etc.) 1% cash-back on all other purchases
Blue Cash Everyday® Card from American Express	Earn a $200 statement credit after spending $2,000 in purchases in the first 6 months Annual fee of $0 (rates and fees)	3% back on purchases at U.S. supermarkets on up to $6,000 in purchases each year, then 1% back after. 3% back on purchases at U.S. gas stations on up to $6,000 in purchases each year, then 1% back after. 3% back on purchases on online retail purchases on up to $6,000 in purchases each year, then 1% back after. Monthly credit towards The Disney Bundle Monthly credit towards Home Chef
The Business Platinum Card® from American Express	Earn 120,000 points after you spend $15,000 on purchases in the first 3 months. Annual fee of $695 (rates and fees)	5x points on flights and prepaid hotels at Amex Travel 1.5x points on eligible purchases in key business categories, as well as on purchases of $5,000 or more (cap applies) Up to $200 annual airline fee credit on your selected qualifying airline Statement credits on select purchases with your card 35% airline bonus when using Pay With Points (up to 1,000,000 bonus points per calendar year) Access to over 1,400 worldwide airport lounges as part of the American Express Global Lounge Collection Global Entry or TSA PreCheck application fee credit Access to Amex’s Fine Hotels & Resorts program
American Express® Business Gold Card	Earn 70,000 points after you spend $10,000 on purchases in the first 3 months. Annual fee of $295 (rates and fees)	4x points on the 2 categories where your business spends the most: Airfare purchased from airlines U.S. purchases for advertising in select media U.S. purchases made from select technology providers of computer hardware, software, and cloud solutions U.S. purchases at gas stations U.S. purchases at restaurants U.S. purchases for shipping 25% airline bonus when using Pay With Points Access to Amex’s The Hotel Collection
Amazon Business Prime American Express Card	Eligible Prime Members get a $125 Amazon Gift Card upon approval. Annual fee of $0 (rates and fees)	2% cash-back at U.S. restaurants, U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers 1% cash-back on other purchases
Delta SkyMiles® Reserve American Express Card	Earn 90,000 miles after spending $6,000 in purchases in your first 6 months. Annual fee of $550 (rates and fees)	3x SkyMiles on Delta purchases Complimentary access to Delta Sky Clubs when traveling on a Delta flight Complimentary access to Centurion Lounges and Escape Lounges — The Centurion Studio Partner when you book a Delta flight with your card Get closer to Medallion status with Status Boost and a Medallion Qualification Dollar (MQD) Waiver Anniversary companion certificate Free checked bag and priority boarding
Hilton Honors American Express Aspire Card	Earn 150,000 points after spending $4,000 in eligible purchases within the first 3 months. Annual fee of $450	14x points on Hilton purchases 7x points on select travel and dining 3x points on all other purchases Complimentary Hilton Diamond status $250 Hilton Resort statement credit $250 airline fee credit 1 Free Weekend Night Award each cardmember anniversary Priority Pass Select membership $100 credit at Waldorf Astoria and Conrad properties
Marriott Bonvoy Brilliant® American Express® Card	Earn 95,000 bonus points after spending $5,000 in purchases within the first 3 months. Annual fee of $650 (rates and fees)	6x points on Marriott purchases 3x points on flights booked directly with airlines and U.S. restaurant purchases 2x points on all other purchases 25 Elite Night Credits each year Priority Pass Select membership Global Entry or TSA PreCheck application fee statement credit Annual Free Night Award Certificate Automatic Platinum Elite status

Earning Rewards With American Express Cards

There are several options for earning rewards with American Express cards. Membership Rewards provide value and flexibility, cash-back rewards offer liquidity, and co-branded airline and hotel cards earn miles or points that add to your loyalty program rewards balances.

Let’s look at the types of reward-earning possibilities with Amex cards.

Membership Rewards

Membership Rewards points are 1 of the most valuable types of rewards points you can earn due to their flexibility at redemption time. Redeem Membership Rewards for the best value on flights via Amex Travel or transfer to airline and hotel partners.

The Platinum Card® from American Express and the American Express® Gold Card are examples of cards that earn Membership Rewards points.

Cash-back Rewards

Cash-back is one of the most flexible types of rewards as it can directly affect your bottom line. Cash-back earning structures and redemption processes are also generally easy to understand and execute.

You’ll find cards that automatically apply cash-back each billing period as a statement credit and cards that allow cash-back earnings to accumulate over time.

Examples of cash back credit cards include the Blue Cash Preferred® Card from American Express and the American Express Cash Magnet® card.

Co-branded Card Rewards

American Express issues cards that are branded with both airline and hotel affiliations earn rewards in the form of miles or points in the affiliated loyalty rewards program of that brand.

For example, the Delta SkyMiles® Gold American Express Card will earn Delta Air Lines SkyMiles and the Hilton Honors American Express Surpass® Card will earn Hilton Honors points.

Bottom Line: The collection of American Express-issued cards offers several reward-earnings options including valuable Membership Rewards, cash-back, or miles and points on co-branded airline and hotel cards.

The 3 Best American Express Cards for Travel

Travel rewards cards have specific earning and redemption options that focus on travel. Additionally, the right travel rewards card for you will save you money, make your travels more comfortable and provide travel-related protections and benefits.

American Express understands the traveler and steps up to deliver card options for every traveler from the domestic road-tripper to the seasoned world traveler.

1. The Platinum Card® from American Express

Hot Tip: Check to see if you’re eligible for a welcome bonus offer of up to 150,000 points with the Amex Platinum card! (The current public offer is 80,000 points.)

Known as the premier travel rewards card, the Amex Platinum card offers one of the best collections of benefits available, plus earning and redemption options that deliver strong travel-related value.

In addition to worldwide lounge access, elevated earnings on select category purchases, and the statement credits listed above, the Amex Platinum card offers these additional benefits:

Access to over 1,400 lounges as part of the Amex Global Lounge Collection
Gold Elite status with Marriott Bonvoy and Hilton Honors
Rental car status and benefits with Hertz, National, and Avis
Statement credit for TSA PreCheck or a statement credit Global Entry (but not both)
Redeem Membership Rewards points for flights via Amex Travel, gift cards, and more
Transfer points to travel partners for potentially greater value
Amex Offers

Perhaps one of the greatest benefits of earning Membership Rewards points is the ability to redeem points by transferring to airline and hotel travel partners to enjoy premium travel experiences.

This flexibility inspired us to search for and write about some of the best ways to maximize the points for luxury travel.

2. American Express® Gold Card

Hot Tip: Check to see if you’re eligible for a welcome bonus offer of up to 90,000 points with the Amex Gold card! (The current public offer is 60,000 points.)

While the Amex Gold card functions powerfully as an everyday spending card, it also carries enough travel benefits to make it a contender for a place in your wallet if you’re a traveler.

Enjoy earning well at U.S. supermarkets and restaurants, and qualifying flight purchases, but also know that your card is earning valuable Membership Rewards points that can be redeemed for great travel value.

Here are some of the additional benefits you can expect with the card:

Up to $120 in dining credits each year
Up to $120 in Uber credits each year
$100 hotel credit for 2-night or more stays at American Express Hotel Collection properties
Redeem Membership Rewards points for flights via Amex Travel, gift cards, and more
Transfer points to travel partners for greater potential value
Amex Offers

We like that the Amex Gold card has a dual life earning well on everyday purchases, yet comes through with good value when purchasing flights or redeeming points for travel experiences.

3. American Express® Green Card

Perhaps you’re not a seasoned world traveler but want to get started with a travel rewards card that doesn’t charge a high annual fee, yet offers a nice rounded collection of travel-related benefits.

With the Amex Green card, you’ll receive bonus earnings at restaurants worldwide and on travel purchases. All other purchases receive 1x earnings.

Here are some additional benefits you’ll find on the card:

Up to $189 statement credit each year toward CLEAR membership
Up to $100 statement credit each year for LoungeBuddy purchases
Earns valuable Membership Rewards points
Redeem points for flights/travel via Amex Travel or transfer to travel partners for greater potential value
No foreign transaction fees

Bottom Line: If you travel, even occasionally, you’ll want to have at least 1 travel rewards card offering related earning and redemption options, plus a collection of associated travel benefits. American Express offers nearly a dozen travel rewards card options from which to select.

The 2 Best American Express Cards for Cash-back

American Express shines when it comes to rewarding everyday spending with cash-back rewards. Cash-back is earned on every purchase in the form of Reward Dollars that can be redeemed for statement credits, gift cards, and merchandise.

Here are 2 of the most popular cash-back earning American Express cards.

1. Blue Cash Preferred® from American Express

Cash-back rewards add up quickly when you qualify for the Amex Blue Cash Preferred card‘s initial welcome bonus, plus receive bonus-level earnings in the form of Reward Dollars on qualifying purchases you make on a daily basis.

We like these additional benefits offered on the card as well:

Pay It Plan It repayment plan
Travel accident insurance

2. Blue Cash Everyday® Card from American Express

Making everyday purchases without earning cash-back is simply missing out. Especially when the no-annual-fee Amex Blue Cash Everyday card could make the process seamless.

In addition to everyday earning power, you’ll receive these added benefits:

Pay It Plan It repayment plan
Monthly statement credits for eligible Disney Bundle subscriptions and Home Chef (enrollment required)

Bottom Line: Cash-back is one of the most flexible types of rewards you can earn. American Express-issued cash-back cards allow your Reward Dollars to accumulate so you can determine when and how you want to redeem your rewards.

The 3 Best American Express Business Cards

At some point in the midst of growing your business, you realize the value of keeping personal and business expenses separated by utilizing a business credit card. You may have also realized the benefits of organization, balancing cash-flow, and the additional business-related features a business card has to offer.

American Express knows the needs of business owners and reflects that knowledge in its card offerings. Here are some of the best American Express business cards.

1. The Business Platinum Card® from American Express

Hot Tip: Check to see if you’re eligible for a huge welcome bonus offer of up to 150,000 points with the Amex Business Platinum card! (The current public offer is 120,000 points.)

When your business operation requires a lot of travel, you’ll want a card that can live up to the associated demands. Receiving statement credits for airline incidentals and having worldwide lounge access is certainly a good start, but the Amex Business Platinum card offers much more.

Here are some of the benefits, in addition to those mentioned in the snapshot above, that you can expect with the card:

Earn 1.5x points on eligible purchases in key business categories, as well as on purchases of $5,000 or more everywhere else (up to $2 million in purchases per calendar year)
Up to $400 statement credit for Dell purchases
Statement credit for TSA PreCheck application fee or a statement credit Global Entry application fee
35% rebate when redeeming Membership Rewards points for flights via Amex Travel
Transfer points to travel partners for potentially greater value
Amex Offers

2. American Express® Business Gold Card

Hot Tip: Check to see if you’re eligible for a huge welcome bonus offer of up to 110,000 points with the Amex Business Gold card! (The current public offer is 70,000 points.)

Unlike bonus earnings on the personal Amex Gold card, the Amex Business Gold card focuses its earnings on common business-related expenses and offers features/benefits that businesses can utilize.

No pre-selection is required as cardmembers receive 4x bonus earnings automatically. Each statement period your highest 2 expenses from these qualifying purchase categories with receive 4x earnings, up to $150,000 per year:

Tickets purchased directly from the airline
Radio, online, and TV advertising from U.S. providers
Qualifying U.S. provider technology purchases including computer hardware, software, and cloud solutions
U.S. gas station purchases
U.S. restaurant purchases
Shipping purchases from U.S. providers

While bonus category earnings focus on business-related expenses, so do these card benefits:

No-additional-cost employee cards (rates and fees)
QuickBooks compatibility
Utilize the American Express Business App to load receipts and notes
Year-end statements help organize your expenses at tax time
Mobile account management and alerts

3. Amazon Business Prime American Express Card

If your business involves high-volume purchasing on Amazon, the Amazon Business Prime Amex card could add some serious cash to your bottom line. And with no annual fee, the Amazon Business Prime Amex card could also serve as the perfect companion card to a primary business card.

Bottom Line: While we’ve only listed a few of Amex’s business card options here, American Express offers more than a dozen business cards. Each card has earnings and redemption options focused on business owners, regardless of the size of your operation. We’ve dug deep into the collection and offer our recommendations in this article on some of the best American Express business credit cards.

The Best American Express Airline Card

1. Delta SkyMiles® Reserve American Express Card

If Delta is your airline of choice, the Delta Reserve card will enhance that relationship with Delta-specific perks, earnings, and redemption options.

Priority boarding and free checked bag
Complimentary Delta Sky Club access
2 1-time use Delta Sky Club guest passes each year
Complimentary Amex Centurion Lounge access when flying Delta
Delta SkyMiles companion flight certificate on each card anniversary
Statement credit for TSA PreCheck application fee or a statement credit Global Entry application fee
Upgrade priority over same-level elite status travelers
Discounted CLEAR membership
Access to Pay with Miles redemption option
A faster path to Delta SkyMiles Medallion elite status

While the Delta Reserve card is top of the line when it comes to Delta-branded cards, American Express issues additional cards that may offer better value for the Delta loyalist:

To review all the Delta-branded cards available, including business cards, visit our article on the best cards for Delta loyalists.

The 2 Best American Express Hotel Cards

If you frequent a particular hotel brand, you may be familiar with how loyalty program status can enhance your experience with that brand. A hotel-branded card steps up that experience even further.

Here are our choices for some of the best hotel-branded American Express cards.

1. Hilton Honors American Express Aspire Card

In addition to the exceptional earnings mentioned in the card snapshot above, the Hilton Aspire card offers these premier benefits any Hilton Honors loyalist would enjoy:

Complimentary top Diamond Elite status
Priority Pass Select membership with access to over 1,300 lounge properties worldwide
3x earnings on all other purchases
Additional free hotel night certificate after spending $60,000 in a calendar year on the card
$250 Hilton Resort statement credit
$250 airline incidental fees statement credit
$100 property credit for 2-night or more stays at Conrad and Waldorf Astoria properties

Find a Hilton-Honors-branded card that fits your travel profile with these additional American Express-issued Hilton Honors cards that come with elite status, elevated earnings, free hotel nights, and more:

For an in-depth look at all of the best cards for Hilton loyalists, we’ve created an informative overview.

2. Marriott Bonvoy Brilliant® American Express® Card

Designed for the ultimate Marriott Bonvoy loyalist, the Marriott Bonvoy Brilliant card delivers elite status, top earnings at Marriott, free hotel nights, and travel and shopping benefits.

Complimentary Marriott Bonvoy Platinum Elite status
1 free hotel night certificate every year after your card’s renewal month, up to 85,000 points
25 elite night credits toward higher status level
Statement credit for TSA PreCheck application fee or a statement credit Global Entry application fee
Restaurant and flight purchases receive 3x bonus earnings, 2x on all other purchases
Up to $25 per month in dining statement credits
$100 property credit for 2-night or more stays at Ritz-Carlton and St. Regis properties

There are several Marriott Bonvoy-branded cards available. Some of these cards are issued by American Express and others issued by Chase. You can find the best of both in our article on the best credit cards for Marriott Bonvoy loyalists.

Bottom Line: Hotel-branded cards serve to enhance the benefits of hotel loyalty programs by providing elevated earnings, expanded redemption options, free hotel nights, and on-site property benefits. For more information on the best hotel-branded cards, our article will provide an excellent overview.

American Express Network Cards Not Issued by American Express

We mentioned earlier that American Express operates as both a financial institution that issues credit cards and as a payment processing network that serves as a link between the financial institution and merchants.

There are, however, circumstances where American Express serves a single role as only a payment processing network for a card issued by a financial institution other than American Express.

Here are a few examples of cards, also known as third-party cards, that utilize the American Express payment processing network but are not issued by American Express:

U.S. Bank Cash 365™ American Express Card — no annual fee and 1.5% cash-back on all purchases
USAA® Cashback Rewards Plus American Express® Card — no annual fee with 5% cash-back on the first $3,000 in purchases at gas stations and military bases and 2% cash-back on the first $3,000 each year at grocery stores. (For those interested in military cards, see our post on the best credit cards for military members.)
USAA® Secured Card American Express — best for those with no credit or poor credit

In addition to having transactions made on these cards processed by American Express, some of the benefits that come with these cards may also be American Express benefits.

Bottom Line: American Express occasionally serves as the payment processing network on cards issued by other financial institutions. The card-issuing financial institution may also choose to offer some American Express benefits with these cards.

Final Thoughts

With American Express functioning as a card issuer, payment processing network, and benefits provider, the resulting collection of cards is diverse.

Nearly every consumer, regardless of spending habits, annual fee preference, or desired benefits, can find an American Express card that’s a potential perfect match.

And while you may currently need a backup Visa or Mastercard when traveling globally, the American Express acceptance network has expanded greatly as evidenced by its domestic acceptance now at over 10 million merchants.

If you’re curious how American Express stacks up to its competitors, check out our post comparing Amex to Chase.

The information regarding the American Express® Green Card, Hilton Honors American Express Aspire Card, American Express Cash Magnet® card, Hilton Honors American Express Surpass® Card, U.S. Bank Cash 365™ American Express Card, USAA® Cashback Rewards Plus American Express® Card, and USAA® Secured Card American Express was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

For rates and fees of The Platinum Card® from American Express, click here.
For rates and fees of the American Express® Gold Card, click here.
For rates and fees of the Blue Cash Preferred® from American Express, click here.
For rates and fees of the Blue Cash Everyday® from American Express, click here.
For rates and fees of The Business Platinum Card® from American Express, click here.
For rates and fees of the American Express® Business Gold Card, click here.
For rates and fees of the Amazon Business Prime American Express Card, click here.
For rates and fees of the Delta SkyMiles® Reserve American Express Card, click here.
For rates and fees of the Marriott Bonvoy Brilliant® American Express® Card, click here.

Featured Image Credit: Upgraded Points

Frequently asked questions

Which is the best American Express card?

American Express issues dozens of cards, each one with features and benefits that offer advantages for a specific type of consumer.

The best American Express card for you will be the 1 that aligns and rewards your greatest expenses. In addition, you’ll want the card to offer redemption options, whether cash-back, Membership Rewards points, airline miles, or hotel points that match your objectives.

The card’s benefits should also be useful to you and finally, the annual fee will be one you’re comfortable paying.

Is American Express or Visa more accepted?

Visa is the largest payment processing network and widely accepted globally, more than any other.

American Express, however, is the top issuer of credit cards domestically and now accepted by 99% of U.S. merchants.

If you travel internationally, you’ll want to have a back-up card (Visa or Mastercard) in case your American Express card is not accepted. Domestically (in the U.S.), the chances of it being accepted are quite high.

What is an Amex third-party card?

An Amex third-party card is a card that uses the American Express payment processing network but the card is not issued by American Express.

For example, Wells Fargo bank may issue a credit card and select the American Express network to process transactions between the merchant and Wells Fargo.

The card would be a Wells Fargo card but you will see the Amex logo on the card as well because Amex serves as the processing network. Amex may also provide some of the benefits that come with these third-party cards.

Which is better Membership Rewards or cash-back?

Membership Rewards points are one of the most valuable rewards currencies due to their flexibility at redemption time. If you’re a traveler, having the ability to transfer rewards points to airline and hotel partners to receive potentially greater than 1 cent in value per point makes Membership Rewards better than cash-back.

If however, you want simplicity in your redemption options and prefer using cash-back rewards for statement credits, cash-back may be a better choice.

Does Amex do cash-back?

American Express issues several cash-back cards including the popular Amex Blue Cash Everyday card and the Amex Blue Cash Preferred card. You earn cash-back on each eligible purchase (minimum 1%) and elevated bonus earnings on specific category purchases, such as supermarkets.

Cash-back is earned in the form of Rewar Dollars which are deposited into your rewards account. Rewards are available for redemption once your statement period ends and you have made at least the minimum required payment on your account.

You can redeem Reward Dollars for a statement credit, gift cards, or merchandise. As long as your card is active, rewards do not have an expiration date.

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About Christine Krzyszton

Christine was born in Northern Michigan but spent most of her career operating her own business developing and managing insurance and financial services offices throughout the state. Her previous experience involved building and writing business plans in the mergers and acquisitions sector in New York, as well as staffing in the insurance and financial technology software field. Her successful insurance and financial services career has been an excellent foundation from which to source her knowledge for many of Upgraded Points’ travel insurance articles.

Dan September 25, 2018

I have an SPG AmEx and am a member of SPG. Should I keep the point from the AmEx with AmEx or send them to SPG? Thanks

- Alex Miller September 26, 2018
  
  Hi Dan, those SPG points should have been automatically transferred to your Marriott account, at a 1:3 ratio. E.g. 1 starpoint gets you 3 Marriott points. SPG points no longer exist as they are now Marriott points. I’d suggest logging into your SPG/Marriott account and checking, they are probably there!
  
Rosalind Ragland-Carlisle December 8, 2019

I applied for the Chevron/Texaco credit card and was denied with the explanation that my credit score was not good enough, that it was only 362. This is a lie. My credit score was over 600 because 3 days prior to applying for the card I purchased a new car which is what made me think of putting in for it in the first place.
Just another example of a giant business doing, saying, and getting away with whatever they want to and I am extremely angry as well as disappointed.

Kenneth Dimmick February 15, 2022

I have a friend I’d like to refer for a SkyMiles Gold Amex card. Do I get points for referring her?

- Jarrod West February 15, 2022
  
  Hi Kenneth,
  
  Yes, you would receive points for referring your friend.
  
Drew Kincaid August 15, 2022

My Identity has been stolen and the Identity thieves Omar and Ricky aka Alexander bell are the ones draining my bank account with a black card I’ve never applied for. Please contact me.

- Christine Krzyszton August 15, 2022
  
  Hi Drew. Please understand that we are not American Express. We are Upgraded Points, a blog specializing in credit card rewards and travel resources. Please contact American Express directly at 1 (800) 528-4800. I have deleted your personal information for privacy reasons.