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Amex Membership Rewards Transfer Partners & How To Use Them [2024]

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Jarrod West
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Jarrod West

Senior Content Contributor

440 Published Articles 1 Edited Article

Countries Visited: 21U.S. States Visited: 24

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in o...
Edited by: Keri Stooksbury
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Keri Stooksbury

Editor-in-Chief

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Countries Visited: 45U.S. States Visited: 28

With years of experience in corporate marketing and as the Executive Director of the American Chamber of Commerce in Qatar, Keri is now Editor-in-Chief at UP, overseeing daily content operations and r...

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If you’re looking for a way to earn lots of points to redeem for some amazing travel, you can’t go wrong with American Express Membership Rewards credit cards. Amex provides a number of ways to earn Membership Rewards points and plenty of fun ways to redeem them for some great flights.

In this post, we’ll show you all of the American Express transfer partners, how to transfer Membership Rewards to these partners, and much more. With this guide in hand, you’ll be ready to book some amazing vacations!

Amex Airline Transfer Partners

The American Express Membership Rewards program has a ton of airline transfer partners.

Make sure you check the transfer rate (see below) since not all transfers are done at a 1:1 ratio.

SCROLL FOR MORE
Amex Airline PartnerMin TransferTransfer Ratio
(Amex > Partner)
Transfer Time
Aer Lingus1,0001:1Almost Instant
Aeromexico1,0001:1.62-12 days
Air Canada1,0001:1Almost Instant
ANA1,0001:13 days
Avianca LifeMiles1,0001:1Almost Instant
British Airways1,0001:1Almost Instant
Cathay Pacific1,0001:1Up to 1 Week
Delta Air Lines1,0001:1Almost Instant
Emirates1,0001:1Almost Instant
Etihad Airways1,0001:1Almost Instant
Flying Blue Air France/KLM1,0001:1Almost Instant
Hawaiian1,0001:1Almost Instant
Iberia1,0001:11-3 days
JetBlue2501:0.8Almost Instant
Qantas5001:1Almost Instant
Qatar Airways1,0001:1Almost Instant
Singapore Airlines1,0001:11-2 days
Virgin Atlantic1,0001:11-2 days

Amex Hotel Transfer Partners

Membership Rewards can also be transferred to 3 hotel rewards programs.

Like American Express airline partners, transfer ratios vary (see below), so make sure you check them before transferring.

SCROLL FOR MORE
Amex Hotel PartnerMin TransferTransfer Ratio
(Amex > Partner)
Transfer Time
Choice Privileges1,0001:1Almost Instant
Hilton Honors1,0001:2Almost Instant
Marriott Bonvoy1,0001:1Almost Instant

Hot Tip: Use our transfer partner tool to see how many points you’ll get when you transfer your Amex Membership Rewards to their partner airlines and hotels!

How To Transfer Membership Rewards

With some Membership Rewards points in your account, it’s time to decide where you want to transfer your points so you can start traveling. Here are the simple steps to make the transfer process easy.

Step 1: Select Earn and Redeem from the menu.

Amex Membership Rewards
Image Credit: American Express

Step 2: Select Transfer Points under Redeem.

Earn and Redeem Amex Membership Rewards Points
Image Credit: American Express

Step 3: Choose your desired airline or hotel transfer partner and select Transfer Points. If you haven’t already, you will need to link your frequent flyer account to your Membership Rewards account. In the example below, we chose Delta Air Lines.

American Express Transfer Link Account
Image Credit: American Express


Step 4: 
Once you have linked your airline or hotel account to your Membership Rewards account, choose how many points you would like to transfer. Transfers must be made in increments of 1,000.

Transfer Amex
Image Credit: American Express

Step 5: Confirm the number of points you are transferring and complete the transfer.

American Express Membership Rewards Transfer Confirm
Image Credit: American Express

Step 6: Head over to the appropriate airline or hotel program to book your award flight or award stay.

Bottom Line: Transferring Amex points to partners is easy. Just have your loyalty program numbers handy and your Amex card details, and you’ll be good to go!

American Express Transfer Bonuses

Transferring your points when there is a bonus is an ideal situation. Getting the most value out of every point you have is the key to getting those high-level redemptions!

Amex has previously offered both public and targeted transfer bonus offers of 15% to 40%. For example, if you were to transfer 10,000 points when a particular partner is offering a 40% bonus offer, your points would be worth 14,000 points after transfer.

However, you shouldn’t transfer points JUST because there is a bonus. It’s best to keep your points in a transferable account (like Amex, Capital One, Chase, Citi, or Marriott Bonvoy) until you have a specific redemption in mind.

Earning Amex Membership Rewards

American Express provides tons of opportunities to earn Membership Rewards points. Pick the card or combination of cards that will help you earn the most points and get the benefits that matter to you.

BEST LOUNGE ACCESS
The Platinum Card® from American ExpressTerms Apply / Rates & Fees

The Platinum Card® from American Express

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Learn More(at Amex's secure site)

The Platinum Card® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.
Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on the Card in your first 6 months of Card Membership.
80,000 points
$1,760
$695
See Pay Over Time APR
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros

  • The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges, Plaza Premium Lounges, and many more!
  • 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
  • 5x points per dollar spent on prepaid hotels booked with AmexTravel.com
  • Annual and monthly statement credits upon enrollment (airline credit, Uber Cash credit, Saks Fifth Avenue credit, streaming credit, prepaid hotel credit on eligible stays, Walmart+ credit, CLEAR credit, and Equinox credit)
  • TSA PreCheck or Global Entry credit
  • Access to American Express Fine Hotels and Resorts
  • Access to Amex International Airline Program
  • No foreign transaction fees (rates and fees)

Cons

  • $695 annual fee (rates and fees)
  • Airline credit does not cover airfare (only incidentals like checked bags)
  • Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
  • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
  • $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card®. Cost includes $12.95 plus applicable local sales tax. Plus Up Benefits are excluded.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
  • $300 Equinox Credit: Get up to $300 back in statement credits per calendar year on an Equinox membership, or an Equinox club membership (subject to auto-renewal) when you pay with your Platinum Card®. Enrollment required. Visit https://platinum.equinox.com/ to enroll.
  • $189 CLEAR® Plus Credit: Breeze through security with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum Card®. Learn more.
  • $100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
  • $300 SoulCycle At-Home Bike Credit: Get a $300 statement credit for the purchase of a SoulCycle at-home bike with your Platinum Card®. An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. Enrollment Required.
  • Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
  • $695 annual fee.
  • Terms Apply.

Financial Snapshot

  • APR: See Pay Over Time APR
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

American Express Membership Rewards

BEST FOR DINING
American Express® Gold CardTerms Apply / Rates & Fees

American Express® Gold Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

Learn More(at Amex's secure site)

American Express® Gold Card

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!
Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months.
60,000 points
$1,320
$250
See Pay Over Time APR
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The American Express® Gold Card is a game-changer.

With this card, you can earn 4x Membership Rewards points at restaurants and you’ll also earn 4x Membership Rewards points at U.S. supermarkets on up to $25,000 per calendar year in purchases, then 1x.

There isn’t another card on the market that offers a 1-2 punch like this. Of course, there are several other benefits of the Gold Card as well, including extra monthly dining rewards and more.

Pros

  • 4x points per dollar at restaurants, plus takeout and delivery in the U.S.
  • 4x points per dollar at U.S. supermarkets, up to $25,000 per calendar year in purchases; and 1x thereafter
  • 3x points per dollar on flights purchased directly from airlines or at Amex Travel
  • Up to $120 annual dining credit: up to $10 monthly statement credit when you pay with the Amex Gold card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations
  • Up to $120 in annual Uber Cash: get $10 monthly in Uber Cash for Uber Eats orders or Uber rides in the U.S. when you add your Gold Card to your Uber account
  • No foreign transaction fees (see rates and fees)
  • Access to Amex’s The Hotel Collection
  • Access to American Express transfer partners

Cons

  • Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
  • Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
  • $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
  • Get a $100 experience credit with a minimum two-night stay when you book The Hotel Collection through American Express Travel. Experience credit varies by property.
  • Choose the color that suits your style. Gold or Rose Gold.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.

Financial Snapshot

  • APR: See Pay Over Time APR
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

American Express Membership Rewards

If you’re a business owner, see our list of the best Amex business credit cards.

A fun and easy way to boost your earning potential is to maximize Amex Offers, which grant additional Membership Rewards for your purchases at select merchants.

Booking Travel With the AmexTravel.com Portal

If you’re booking economy flights or hotels, don’t forget to check out AmexTravel.com, where you can book cash flights with points. Points are generally worth 1 cent each.

With The Business Platinum Card® from American Express, each point is worth about 1.54 cents when booking on your preselected airline.

The boost is applied in the form of a 35% rebate, so you’ll still need the total points in your account at the time of booking. You can get up to 1 million points rebated per calendar year.

Let’s check out an example (below). If you have the Amex Business Platinum card and Delta Air Lines is your selected airline, this booking will cost 22,516 Membership Rewards points initially.

Once the rebate is applied, American Express will return 7,880 Membership Rewards to your account, which means this booking would actually cost you 14,636 points.

JFK to LAX Amex Travel Pay with Points
Image Credit: American Express

You might have noticed in the example above that the booking is a Membership Rewards Insider Fare.

This can make your bookings through AmexTravel.com even more valuable since American Express sometimes discounts flights if you pay entirely with points.

Should You Transfer or Book Through Amex?

Consider the flights we discussed above. Booking this itinerary through AmexTravel.com costs 14,636 Membership Rewards points, and the booking still earns Delta SkyMiles as a paid fare rather than an award ticket.

If you were to transfer Membership Rewards to Delta and book this same itinerary as an award ticket, you would have to transfer 25,000 points to your SkyMiles account to book it. In this case, booking through the portal would be a much better deal.

This is clearly a time to book through AmexTravel.com rather than transferring points. To ensure you get the most out of your points every time, it’s important to check both the portal and transfer options when booking economy class.

Other Ways To Use Your Points

AmexTravel.com also allows you to book hotels at up to 1 cent per point in value through Fine Hotels & Resorts.

You can also redeem your points for gift cards to merchants like Nike, Saks Fifth Avenue, Walmart, or Amazon, or use your points to shop for items from the Membership Rewards site.

Unfortunately, these are generally terrible uses of your hard-earned Membership Rewards points. To get the most value out of them, stick with travel redemptions!

Combining Membership Rewards From Different Accounts

If you have multiple cards that earn Membership Rewards, they can each be linked to the same account so your points will automatically collect in one place.

Generally, when you apply for a new card that earns Membership Rewards points, it will automatically be linked to your account.

One downside is that points cannot be transferred to your spouse or significant other’s Membership Rewards account.

However, you can transfer points to a frequent flyer program owned by any authorized users on your account, as long as they have been an authorized user for at least 90 days.

American Express Authorized User
Image Credit: American Express

While this isn’t a perfect solution, it still allows you to help friends and family book award flights.

Redeeming Membership Rewards

Using your Membership Rewards points for travel is clearly the best way to use your points.

With so many airline transfer partners and tons of ways to redeem your points, it’s almost overwhelming!

To make the process a bit easier, we’ve compiled a list of the best ways to redeem your Membership Rewards for some amazing travel experiences.

Final Thoughts

American Express Membership Rewards points are tremendously useful if you want to travel. With so many ways to earn and redeem points, you can book award flights to just about anywhere in the world!

For rates and fees of The Platinum Card® from American Express, click here.
For rates and fees of the American Express® Gold Card, click here.
For rates and fees of The Business Platinum Card® from American Express, click here.

Frequently Asked Questions

What airlines can Membership Rewards points be used for?

There are multiple different airline and hotel partners that you’re able to transfer your Membership Rewards points to. Refer to our table in the post for the most up-to-date transfer partners!

Can you transfer your Membership Rewards points to another person?

You cannot transfer your Membership Rewards points to anyone else. However, you can transfer your Membership Rewards to someone’s frequent flyer account so long as they are an authorized user on one of your cards and have been so for at least 90 days.

Can you transfer your Membership Rewards between your Amex cards?

American Express pools all of your Membership Rewards points into 1 account, so there is no need to transfer them back and forth between cards.

Can you transfer points from an airline to Membership Rewards points?

You cannot transfer miles or points from an airline to Amex Membership Rewards points. You also cannot get back any Membership Rewards points that you have already transferred to an airline partner — all transfers are final.

Do Membership Rewards points expire?

Your Membership Rewards points will not expire as long as your account remains open and in good standing.

How much are Membership Rewards points worth?

Generally, your Membership Rewards points will be worth 0.6 cents toward cash-back, 1.10 cents when cashing them out into a Charles Schwab investment account (depending on which card you hold), or 2+ cents for redemptions made through transfer partners.

Jarrod West's image

About Jarrod West

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in outlets like The New York Times.

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