Amex Offers: The Ultimate Guide (Save Money, Earn Bonus Points)

Here at Upgraded Points, we talk a lot about credit card introductory bonus offers as a way to earn lots of points very quickly. They can be great — but an often overlooked strategy is how to continue earning bonus points with the cards you already have.

Maximizing the value you get from your current credit cards is a valuable skill to have in your back pocket.

One of my very favorite ways to do this is with Amex Offers! Here, I’ll show you how to use their offers for maximum value to make the most out of your American Express credit cards.

Table of contents

What Are Amex Offers?
What Cards Come With Amex Offers?
How to Use Amex Offers
- Using Amex Offers on Multiple Cards
- Terms and Conditions of Amex Offers
After You Use an Amex Offer
- How to Check Your Statement for a Statement Credit
- How to Check Your Statement for Bonus Points
Amex Offers on Mobile
- Amex Offers on Messenger
Making the Most of Amex Offers
Final Thoughts

Table of Contents

What Are Amex Offers?
What Cards Come With Amex Offers?
How to Use Amex Offers
- Using Amex Offers on Multiple Cards
- Terms and Conditions of Amex Offers
After You Use an Amex Offer
- How to Check Your Statement for a Statement Credit
- How to Check Your Statement for Bonus Points
Amex Offers on Mobile
- Amex Offers on Messenger
Making the Most of Amex Offers
Final Thoughts

What Are Amex Offers?

Amex Offers are deals that are linked to your American Express cards, which can save you money or let you earn extra points on shopping, dining, and travel.

These offers are always available, and new offers are added often. But offers are only available for a limited time — you will notice that each one has an expiration date.

Most Amex Offers will either give you a statement credit or bonus American Express Membership Rewards points after you meet the qualifications.

Each offer has different terms and conditions, and it’s important to read them thoroughly so you don’t lose out on any offers for silly reasons.

This is something I learned the hard way: I bought something in a store, only to discover afterward that the Amex Offer only worked online (oops!).

A few offers will require you to use a promo code in addition to clicking through to the specific website.

http://www.amexoffers.com/ — Amex Offers are automatically available on most U.S.-issued American Express cards, including both personal and small business cards. *Image Credit: American Express.*

What Cards Come With Amex Offers?

Most U.S.-issued American Express credit cards will come with Amex Offers. The exceptions are American Express corporate cards, gift cards, or prepaid cards.

All other personal and business cards from American Express (plus registered American Express Serve Cards and Bluebird Cards) are eligible for Amex Offers. This includes some of the best points-earning cards out there:

Recommended Amex Cards (Personal)

Hot Tip: Check to see if you’re eligible for a welcome bonus offer of up to 150,000 points with the Amex Platinum card! The current public offer is 80,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

Business owner? See our list of recommended American Express business credit cards.

Bottom Line: Most U.S-issued American Express credit cards (both personal and business) come with Amex Offers.

How to Use Amex Offers

Getting started with Amex Offers is simple.

First, log in to your American Express account. You should be on the home page for your credit card account. Then scroll to the middle of the page underneath your recent transactions to the Amex Offers & Benefits section.
Image Credit: American Express.
This is where you will see all of the available offers for that particular credit card. Click on the small arrow to the left of each offer to see details and terms and conditions. Click Add to Card to apply this offer to your credit card. You must do this BEFORE you use the offer!
Image Credit: American Express.
The list of offers defaults to only showing the first few. To see everything available, click on the View All button at the bottom of the list.
Image Credit: American Express.
To see all of the offers that are already linked to your card, click on Added to Card in the top menu.
Image Credit: American Express.

Hot Tip: You must add each Amex Offer to your credit card BEFORE you redeem it. You can not make a purchase and then add the offer to your card afterward in hopes of getting a statement credit or bonus points.

Using Amex Offers on Multiple Cards

Each Amex credit card will have different Amex Offers attached to it, and these can vary between customers too.

For example, you and your friend could both have The Platinum Card® from American Express, but each card could have different Amex Offers.

Many of us hold more than 1 American Express card — so can you use the same offer on multiple cards? This is a no: if you have the same offer available on multiple cards, it can only be added to 1 of them.

Once it’s added, the offer will disappear instantly from the other cards. After you add an offer to a card, it can’t be undone, so be sure to add it to the card you actually want it on!

Theoretically, if you had each of your Amex cards under a different account with a separate login for each one, then you would be able to add the same offer to multiple cards. But that would be a lot of work just to occasionally get to use an offer more than once.

Terms and Conditions of Amex Offers

Each Amex Offer will come with its own set of terms and conditions; be sure to read them over so you know if your purchase will qualify.

Here are a couple of things to keep in mind:

Check to see if the offer is valid online vs. in-store. Many offers are only valid online or in-store, so don’t assume that it will work for both.
Check to see if there is a minimum spend required. Often the minimum spend can be spread out over multiple visits, but sometimes there is a minimum per transaction.
Check specific eligibility before purchasing. For example, if you are planning to buy gift cards, check to make sure they are eligible for the offer.

Bottom Line: Using Amex Offers is a simple way to earn bonus points or save money. From your online account, you can add an offer to a particular credit card, and then use that card to make the required purchase. You will receive a statement credit or bonus Membership Rewards points within 90 days.

After You Use an Amex Offer

If you qualify for an Amex Offer, you should receive an email as soon as you redeem the offer. Then you will see a statement credit or bonus American Express Membership Rewards points post to your account within 90 days. From my experience, the credit or bonus points usually show up much faster than that.

Amex Offers Email — You should receive an email from Amex as soon as you make a qualifying purchase. *Image Credit: American Express.*

How to Check Your Statement for a Statement Credit

There are 2 ways you can double-check your statement to confirm that you received the credit from your Amex Offer.

First, log in to AmericanExpress.com. If you have more than 1 Amex card, select the credit card you would like to view by clicking on the credit card icon in the top right.
Image Credit: American Express.
Scroll to the middle of the page to the Recent Transactions section. Any statement credit from the current statement period will be visible here.
Image Credit: American Express.

However, if the credit you are looking for is not on the current statement, you won’t be able to view it there.

To view older statements, click on View All Recent Activity in the Recent Transactions section of your screen.
Image Credit: American Express.
Select the statement you would like to view using the Recent Activity drop-down box.
Amex Offers – Recent Transactions. Image Credit: American Express.
You will be able to see any statement credits you have received. Click on the little icon with a + sign to see more information about the credit.
Here you can see the 10% statement credit from a purchase at Lowe’s. Image Credit: American Express.

How to Check Your Statement for Bonus Points

Some Amex Offers reward you with bonus Membership Rewards points instead of a statement credit. Here’s how to make sure you receive the points you expect.

From the home page for your chosen credit card, select Statements & Activity in the main menu bar.
Image Credit: American Express.
Scroll to the bottom of the page and click on View: Summary in the Membership Rewards box.
Image Credit: American Express.
You will be able to see any bonus points (plus all other points earned from ALL your American Express cards) here. If you still don’t see what you are looking for, you can change the dates of what you’re viewing at the top of the results box next to Time Period.
Here you can see the bonus points earned from this 2x points at West Elm offer. Image Credit: American Express.

Amex Offers on Mobile

You can also view and add Amex Offers to your credit card on your phone.

Download the Amex Mobile app and log in using the same credentials you use on the American Express website. To quickly download the app, text MOBILEAPP to 86509.
Click on Offers at the bottom of your screen
Image Credit: the Amex Mobile app.
At the top of the screen you will see the offers that are already loaded onto your card. Underneath that you will find Nearby Offers. This shows you the offers that are available at merchants close to you.
Image Credit: the Amex Mobile app.
The main section of the screen will list all of the available offers (these will be the same offers available through the website). Click on each one to see the details. Click the blue Add to Card button to link each offer to your credit card.
Image Credit: the Amex Mobile app.

One of the coolest parts about Amex Offers on mobile is that you can see how much money you have saved over the lifetime of the card. After you log in and click Offers, you will see your total savings to date at the top of the screen.

To see each transaction that you’ve redeemed, click on Offers and then go to My Offers. This screen defaults to the offers that are currently added to your card.

If you click Redeemed, it will show you all of the Amex Offers you have redeemed and the total amount of money you have saved.

Amex Offers Mobile — *Image Credit: the Amex Mobile app.*

Amex Offers on Messenger

You can also access your Amex Offers through Messenger. Download the Messenger app on your phone, and then type “AmericanExpressUS” into the search bar to locate the Amex bot.

Select Get Started and log in to your American Express account. Once you are connected, just type “Amex Offers” in the Amex bot conversation box to view the latest offers available.

Making the Most of Amex Offers

Sometimes you get lucky and a great Amex Offer pops up just when you need it. Sometimes you need to get a little creative to squeeze out all of the value.

Discounted Gift Cards

Keep an eye out for offers at stores that sell gift cards! This is one of the best ways to get lots of value out of Amex Offers.

For example, you might see an offer for a store like Staples, where you can use the offer to purchase gift cards to other stores.

In the past we’ve seen a $20 statement credit with a $100 Staples purchase. That offer included gift cards, so you could get $100 worth of gift cards for $80.

Right now one of my cards is offering 10% back (up to $100) at Staples and Lowe’s. Physical gift cards qualify for these offers as well, so you could purchase up to $1,000 in gift cards at either of these stores and receive 10% off.

Double Up on Points for Non-Bonus Category Spending

One common offer is 2x points at certain stores. These tend to be stores that aren’t in typical bonus categories, so it’s a great time to get bonus points on these types of purchases.

Amex Offers 2x points — It’s great to earn bonus points on purchases that would otherwise only earn 1 point per dollar! *Image Credit: American Express.*

Combine With Other Rewards

Any Amex Offer you use on a purchase doesn’t affect any of the other rewards or coupons you can use. That means you can double up an Amex Offer with a store coupon, credit card bonus points, or cash-back you might earn from a shopping portal.

Final Thoughts

Amex Offers are one of my favorite perks on American Express cards. They are available on almost all Amex cards, and can be used for statement credits or bonus American Express Membership Rewards points.

The offers change often and are usually only available for a limited time, so be sure to check back frequently so you don’t miss anything!

For rates and fees of The Platinum Card® from American Express, click here.
For rates and fees of the American Express® Gold Card, click here.
For rates and fees of The Blue Business® Plus Credit Card from American Express, click here.
For rates and fees of The Business Platinum Card® from American Express, click here.
For rates and fees of the Marriott Bonvoy Business® American Express® Card, click here.

Featured Image Credit: Upgraded Points

Frequently asked questions

What are Amex Offers and how do they work?

Amex Offers are deals linked to your American Express cards that can save you money or earn extra points on shopping, dining, and travel. After logging into your online account, you can view available offers and add them to your card. Amex offers must be added to your credit card before you make the required purchase.

How do I check for Amex Offers?

Log on to your American Express account and scroll to the middle of the page where you will see Amex Offers & Benefits. From here you can view the entire list of available offers. Click Add to Card to load each offer to your credit card.

You can also check for offers on the Amex Mobile App. After logging in, select Offers at the bottom of your screen. Click on an offer then click on the blue Add to Card button to add the offer to your card through the app.

How do I get Amex Offers?

You will get Amex Offers if you hold a U.S.-issued American Express credit card (excluding American Express corporate cards, gift cards, or prepaid cards). All personal and business Amex cards (plus registered American Express Serve Cards and Bluebird Cards) are eligible for Amex Offers. They will automatically be available through your online account or the Amex Mobile app.

Can I use an Amex Offer on multiple credit cards?

No, you can't use the same Amex Offer on multiple cards. Once an offer is added to your credit card, it will immediately disappear from any other cards it was offered on. If you have cards that are under different accounts, then you should be able to add the same offer to each card. However, most of us will have all of our Amex cards under the same account.

Is there a limit to the number of Amex Offers I can add to my card?

No, you can add as many Amex Offers to each of your American Express cards as you want. There is no limit.

How long does it take to get my statement credit or bonus points?

Any statement credit or bonus Membership Rewards points you earn through an Amex Offer will appear on your statement within 90 days after making a qualified purchase. However, in reality most credits and bonus points will post much sooner than that.

Can I get Amex Offers through Facebook or Twitter?

No, Amex Offers through Facebook and Twitter are no longer available. However, you can still access Amex Offers through Messenger.

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About Katie Seemann

Katie fell in love with travel during a semester abroad in college spent in Nottingham, England. During that time, she got to see Scotland, Ireland, London, and Amsterdam and knew she wanted to see more of the world. Fast forward to 2015 when Katie discovered the world of points and miles. She jumped in full force and hasn’t looked back. After starting her own blog, Zen Life and Travel, in 2016, she began freelance writing in 2017. In addition to being a contributor to Upgraded Points since 2018, her work has also been featured in Travel + Leisure, Forbes Advisor, and Million Mile Secrets.

Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.

25 comments

Michelle January 24, 2019
I have the American Express Gold Card and I am interested in getting point offers instead of cash-back offers. For example, my friend gets an offer for a store… “Spend $100 and get 1000 points”. I only get offers like, “Spend $100 and get $20 back”. Do you know of a way to get more point offers?
Reply
- Katie Seemann January 26, 2019
  Hi Michelle,
  Unfortunately there is no way to control which offers you get. It is fairly common to see slightly different offers on different cards (cash back vs bonus points) but there is no way to indicate which types you prefer.
  Reply
Kimberly Dunn June 11, 2019
I tried logging in yesterday to American Express to get the Shinola benefits before I went shopping. I received an error message twice. I was unable to get the benefits. I just tried to get the rewards and benefits page again today and still, I receive an error message. I purchased $375 worth of Shinola merchandise using my Amex card. How do I receive the $100 credit?
Reply
- Jarrod West June 11, 2019
  Hi Kimberly,
  I would advise that you speak with the American Express customer service to see if they can retroactively add the credit for you.
  Reply
Clarence L June 1, 2020
Is the minimum spend before or after tax? I have a spend $75 and get $15 back, but I only have $70 of items I want to buy before tax. However after tax it pushes it over $75, if it shows up over $75 on the statement I assume it qualifies?
Reply
- Jarrod West June 1, 2020
  Hi Clarence,
  That is correct. If the charge that shows up on your Amex account is greater than $75 then the Amex offer should be applied.
  Reply
Uce September 18, 2020
Do the offers I add to my card have an influence on the type of offers I receive? I seem to mostly get offers for things I would never buy, like kid’s clothing, or for places in cities I have no interest in visiting, like Miami. I want to add some offers to my card, not to use them, but to clear space in the list of 100 available offers, to make room for an offer I might possibly actually use. But I don’t want to add offers if they are going to say, “Hey, looks like this guy likes offers for kid’s clothing in Miami!” and just replace them with more of the same.
Reply
- Jarrod West September 18, 2020
  Hi Uce,
  As far as I know, the offers that you are shown don’t necessarily have anything to do with offers you’ve added in the past.
  Reply
Justin September 24, 2020
I just received Amex Green and noticed there was the same offer that I have already added on Amex Hilton Aspire. I already redeemed the offer and it was disappeared on the Aspire card but the same offer still appears as the added offer on Amex Green. So will I be able to redeem that off on Amex Green as well? In fact, I ordered the clothes online and they didn’t fit so I exchanged the items in-store (still met the offer requirement) but the rebate was clawed back after returned items we’re credited back, and new charges made for exchanged items. I chatted CS and she told me it was supposed to be one time offer so I wouldn’t receive the rebate. I am thinking about returning everything back and charge on Amex Green if that’s going to work.
Reply
- JUSTIN September 24, 2020
  I forgot to mention there is a limit of one statement credit per card member on full offer terms.
  Reply
Phil September 27, 2020
What about offers that allow usage twice? Can you get both uses out of it from ONE transaction? Like, get $5 statement credit for $50 spend, usable twice. Can I do one $100 transaction and get $10?
Reply
- Jarrod West September 28, 2020
  Hi Phil,
  Unfortunately not, if the offer is useable multiple times then it requires multiple transactions.
  Reply
Randy November 10, 2020
Does an offer disappear from the “Added to Card” tab once you’ve used it? I show a credit for an offer I redeemed (Staples 10% back) but there is still one in my tab. I’m wondering if its a newer offer than the one that i show I redeemed the last day of August. Thoughts?
Reply
- Jarrod West November 11, 2020
  Hi Randy,
  It is possible that you may have received a new Staples offer, or the Staples offer you received before might be able to be redeemed multiple times.
  Reply
Brenda Ives July 31, 2021
If I product change to a different card, will the current amex offers still be available on my new card?
Reply
- Jarrod West August 2, 2021
  Hi Brenda,
  Not necessarily. Some Amex Offers are only available on certain Amex cards. What card were you thinking of producing changing to and what card do you have now?
  Reply
Michael S December 9, 2022
A major pain point for AMEX, which should be clarified is the transaction must post before the expiration date. So, there is a high likelihood most offers that claim they expire in a few days in all practicality have already expired. Not sure why AMEX does this as it’s a very bad customer experience if you run into this issue, and other credit card vendors such as Chase use the transaction date rather than the post date
Reply
Asha January 27, 2023
If you have 2 household cards on the same account is the offer added to both? Thanks!
Reply
- Jarrod West January 28, 2023
  Hi Asha,
  An offer can only be added to one card.
  Reply
Nathan February 3, 2023
I have two Amex cards – one a Bread card the other a Delta card. I’m confused whether I might potentially be able to see/use a same offer on both cards.
Reply
- Jarrod West February 3, 2023
  Hi Nathan,
  You might see identical offers on 2 of your cards, but the other can only be added to 1 card.
  Reply
Patrick March 10, 2023
I have a Plat with 3 additional cards. Can each card use the offer from the main card? ie 4 times?
Reply
- Jarrod West March 10, 2023
  Hi Patrick,
  Unfortunatley not. Amex offers cannot be used across multiple cards.
  Reply
Kyle May 10, 2023
Hi,
Sorry if this is beating a dead horse but what happens in this specific situation: I have a platinum amex. My wife also has a platinum amex as an additional card member. So, the same account numbers except for the last 5 digits. If I add an offer to my card through the online portal, but then my wife goes and shops at that store and uses her additional household card, will she reap the benefits of the offer?
Reply
- Jarrod West May 10, 2023
  Hi Kyle,
  You should both receive the offer if you add it to the main card.
  Reply

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The Ultimate Guide to Using Amex Offers — Save Money and Earn Bonus Points

What Are Amex Offers?

What Cards Come With Amex Offers?