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Earn as High as 175K Points With Targeted Amex Platinum Card Welcome Offer
Stella Shon
Stella Shon
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With a degree in media and journalism, Stella has been in the points and miles game for more than 6 years. She most recently worked as a Corporate Communications Analyst for JetBlue. Find her work in ...
Nick’s passion for points began as a hobby and became a career. He worked for over 5 years at The Points Guy and has contributed to Business Insider and CNN. He has 14 credit cards and continues to le...
Michael Y. Park is a journalist living in New York City. He’s traveled through Afghanistan disguised as a Hazara Shi’ite, slept with polar bears on the Canadian tundra, picnicked with the king and que...
Born in the San Francisco Bay Area and raised in Colorado, Ben has been an avid traveler since infancy. His upbringing emphasized travel to grow as a well-rounded person via many family road trips and...
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The current public offer is: Apply and find out if you're eligible for as high as 175,000 points after spending $8,000 in eligible purchases in the first 6 months. Welcome offers vary and you may not be eligible for an offer.
Here’s how you can earn as high as 175,000 bonus points from a single welcome bonus offer, where to find it, and how you can potentially redeem this hoard of points.
Please note that these offers are not available to all applicants.
How To Find a Welcome Offer for as High as 175,000 Points
By checking directly with American Express first, you can earn as high as 175,000 bonus points. However, the exact number of points you qualify for is revealed after you submit your application and upon approval. Welcome offers vary and you may not be eligible for an offer.
Typically, applying for any new credit card triggers a hard inquiry that affects your credit score. However, approved applicants should now be able to see their welcome offer without any credit score impact. Here’s an example of a targeted 175,000-point welcome bonus offer we’ve found in our research when applying directly through American Express:
Offer captured on June 17, 2025, and may not be available to all applicants. Image Credit: American Express
If you don’t move forward, your credit score will remain unaffected. However, if you do accept the card and your personalized welcome bonus offer, then your credit score may be impacted.
Option 2: Check CardMatch
If you don’t like what you see on Amex’s site, the next place to look is CardMatch, a web-based form that allows you to see your best credit card welcome offers from partner banks in seconds. The site completes a soft credit check to see if you’re eligible for any elevated offers. CardMatch doesn’t work with every bank and issuer, though it does have a partnership with American Express.
Option 3. Targeted Email Offers
Another way you can find better welcome offers is via targeted emails or mailers. If you want to receive these targeted offers, opt in to receive new card and credit offers in your Amex account’s general marketing email preferences.
There’s one more factor to consider when thinking about applying for an American Express card. The issuer’s once-per-lifetime application rule could prevent you from receiving the welcome bonus offer on a card if you have received it in the past.
For instance, if you had the Amex Platinum card 3 years ago and have since canceled it, it is unlikely that you could receive the welcome bonus offer again. In addition, you would not be eligible for the welcome offer on cards like the American Express Platinum Card® for Schwab or The Platinum Card® from American Express Exclusively for Morgan Stanley.
In any case, you’d be notified during the application process if you’re not eligible for the welcome offer.
What Are 175,000 Amex Points Worth?
The Amex Platinum card’s annual fee is $895 (rates & fees), but the value of 175,000 points can be worth 4 times this if redeemed strategically.
American Express offers more than 20 airline and hotel transfer partners, with most transfers occurring at a 1:1 ratio. One standout exception is its partnership with Hilton Honors, which allows points to transfer at a favorable 1:2 ratio — meaning every 1 Amex point becomes 2 Hilton points.
While the value ultimately depends on how you redeem your points, strategic transfers can unlock outsized value, including business- or first-class flights worth 3 to 7+ cents per point, as we’ll demonstrate below.
However, this welcome offer valuation doesn’t even take into account the laundry list of benefits the card offers, nor does it consider the fact that you can extract far more value from your points when you transfer them to any number of Amex’s plentiful airline and hotel partners.
The Amex Platinum card can be a staple for someone who wants a lifestyle card but doesn’t want to sacrifice the ability to earn valuable rewards.
Sound personal finance decisions should always come before splurging on luxurious travel. But if you can afford it, earn a generous welcome offer without overspending, and take advantage of the majority of the benefits, it may be worth applying for.
