American Express® Gold Card Review

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"Earn 4X Membership Rewards® points at US restaurants and supermarkets."

This is the go-to card for food lovers who dine out at US restaurants and those who want big rewards at US supermarkets!

Apply Now at Amex's secure site

The release of the American Express® Gold Card is definitely a game-changer. 

With this card, you can earn 4X Membership Rewards® points at U.S. restaurants — but it doesn’t end there!

In addition, earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). There isn’t another card on the market that offers a 1-2 punch like this!

Of course, there are a number of other benefits as well, including a $100 annual airline credit, extra monthly dining rewards, and more! See here for all the details.

Card Snapshot

Card Fees

  • Annual Fee
    • $250
  • Foreign Transaction Fees
  • Late fees ?
    • Up to $38
    • $38 or 2.99% (whichever is greater) if using the Pay Over Time feature, which essentially acts like credit
  • Balance Transfers
    • N/A since this is a charge card
  • Cash Advance APR
    • N/A since this is a charge card


American Express® Gold Card

Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.


  1. Is this a “new” card or precluded from getting if you have previously
    had the Gold Card ?

    • Stephen Au · October 5, 2018 · Reply

      Hey Rob, the Gold card and old PRG card are considered the same product, so you can only get the sign-up bonus once.

  2. Feroz Siddik · October 5, 2018 · Reply

    You may actually get a better offer for 50,000 points if you use a referral code.

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