American Express® Gold Card Review

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American Express® Gold Card Review

U.P. Rating

"Earn 4X Membership Rewards® points at restaurants worldwide and U.S. supermarkets."

This is the go-to card for food lovers who dine out at restaurants worldwide and those who want big rewards at U.S. supermarkets!

Apply Now at Amex's secure site

The release of the American Express® Gold Card is definitely a game-changer. 

With this card, you can earn 4X Membership Rewards® points at restaurants worldwide— but it doesn’t end there!

In addition, earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). There isn’t another card on the market that offers a 1-2 punch like this!

Of course, there are a number of other benefits as well, including a $100 annual airline credit, extra monthly dining rewards, and more! See here for all the details.

Card Fees

  • Annual Fee
    • $250
  • Foreign Transaction Fees
  • Late fees ?
    • Up to $39
    • $39 or 2.99% (whichever is greater) if using the Pay Over Time feature, which essentially acts like credit
  • Balance Transfers
    • N/A
  • Cash Advance APR
    • N/A
  • Additional Info
Alex Miller

About Alex Miller

Alex has been traveling for over 25 years and from a young age was lucky enough to set out on numerous family trips all over the world, which gave him the travel bug. Alex has since earned millions of travel points and miles, mainly through maximizing credit card sign-up bonuses and taking every opportunity to earn the most points possible on each dollar spent.

These travel secrets can be life-changing...

What if you & your family could explore more of the world than you ever thought possible - without blowing your savings?

Discover the real-life strategies that anyone can use to enjoy limitless travel (even on a limited budget!)

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Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.


  1. Is this a “new” card or precluded from getting if you have previously
    had the Gold Card ?

    • Stephen Au · October 5, 2018 · Reply

      Hey Rob, the Gold card and old PRG card are considered the same product, so you can only get the sign-up bonus once.

  2. Feroz Siddik · October 5, 2018 · Reply

    You may actually get a better offer for 50,000 points if you use a referral code.

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