American Express® Gold Card Review
Full Disclosure: We may be financially compensated when you click on links to credit card products from our advertising partners, such as American Express, Chase, Citi & Capital One. Opinions and product recommendations on this site are ours alone, and have not been influenced, reviewed or approved by the issuer. See our Advertiser Disclosure for more details. Thanks!
"Earn 4X Membership Rewards® points at restaurants worldwide and U.S. supermarkets."
This is the go-to card for food lovers who dine out at restaurants worldwide and those who want big rewards at U.S. supermarkets!
The release of the American Express® Gold Card is definitely a game-changer.
With this card, you can earn 4X Membership Rewards® points at restaurants worldwide— but it doesn’t end there!
In addition, earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). There isn’t another card on the market that offers a 1-2 punch like this!
Of course, there are a number of other benefits as well, including a $100 annual airline credit, extra monthly dining rewards, and more! See here for all the details.
Card Snapshot
- Welcome Bonus & Info (Partner Content)
- Earn 35,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 3 months.
- Earn 4X Membership Rewards® points when you dine at restaurants worldwide. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
- Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
- $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.
- Choose to carry a balance with interest on eligible charges of $100 or more.
- No Foreign Transaction Fees.
- Annual Fee is $250.
- Terms Apply.
- See Rates & Fees
- Card Categories:
- Rewards Center
- Customer Service Number1-800-528-4800
- Login Link
- Related Articles
- 33 Benefits and Perks of the American Express® Gold Card
- The American Express® Gold Card – Big on Dining & Grocery Rewards
- The Platinum Card® from American Express vs The American Express® Gold Card
- The American Express® Gold Card Versus the Chase Sapphire Preferred® Car
- How To Find The 50,000 Welcome Offer For The Amex Gold Card
- Card Focus:
Airlines
Dining
Supermarkets
Travel (General)
Card Fees
- Annual Fee
- $250
- Foreign Transaction FeesNone
- Interest Rates
- Pay Over Time Feature: 17.74% to 24.74% Variable
- Late fees ?
- 29.99%
- Fee: Up to $39
- Cash Advance APR
- 26.74% Variable
- Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
- Additional Info
See Rates & Fees
Is this a “new” card or precluded from getting if you have previously
had the Gold Card ?
Hey Rob, the Gold card and old PRG card are considered the same product, so you can only get the sign-up bonus once.
I recently used my boyfriend’s Gold Business card to book a trip which included 4 Delta Air Line tickets. The next day there were several charges ranging from 7.50 for trip delay insurance and 9.95 for baggage premium insurance? Is this an automatic charge? I didn’t request or need either. Is this something I can have removed off the card? It was almost 100.00?
I appreciate your help. Thank you
Hi Patricia. First, please be advised that we are not American Express or Delta. We are Upgraded Points, a blog specializing in points, miles, credit card, and travel resources. You could call American Express at the number on the back of the card and inquire about the charges in question. Sorry we can’t help you further.
You may actually get a better offer for 50,000 points if you use a referral code.