Is the Amex Gold Card 90K Welcome Bonus Offer Still Available? [Current Public Offer Is as High as 100K]

Amex has been on a roll over the last year with welcome bonus offers — especially for the American Express^® Gold Card.

The current public offer is: Apply and find out if you're eligible for as high as 100,000 points after spending $8,000 in eligible purchases in the first 6 months. Welcome offers vary, and you may not be eligible for an offer.

Let’s take a look at how you can score the top welcome offer possible.

Targeted offers are discussed in the article below. Please note that these offers are not available to all applicants. Any information related to targeted offers has been collected independently and has not been reviewed or provided by the card issuer.

Amex Gold Card Welcome Bonus Offer

You can find a variety of welcome offers for the Amex Gold card, depending on how and when you apply.

The current public offer is: Apply and find out if you're eligible for as high as 100,000 points after spending $8,000 in eligible purchases in the first 6 months. Welcome offers vary, and you may not be eligible for an offer.

We value Membership Rewards points at 2.2 cents per point on average, so the current welcome offer is worth up to $2,200. Using those same numbers, 90,000 points are worth about $1,980, and a 60,000-point bonus offer is worth about $1,320.

There are a few different methods you can try to find these offers:

Option 1: Check on Amex Directly (Try This First)

If you want to pick up the Amex Gold card, we recommend you check first directly on the American Express website.

The current public offer is: Apply and find out if you're eligible for as high as 100,000 points after spending $8,000 in eligible purchases in the first 6 months. Welcome offers vary, and you may not be eligible for an offer.

While you could earn as high as 100,000 bonus points after spending $8,000 in 6 months, not everyone will be eligible for this amount. The exact welcome offer you’re eligible for will be revealed after you submit your application and are approved for the Amex Gold card — all without affecting your credit score (though your score may be impacted if accept the card).

To get started, click Apply Now on the card’s landing page and provide your personal information on the following page. If you already have an American Express account, you can log in to have this information pre-filled on your behalf.

American Express conducts a soft credit check to approve you and determine the welcome bonus offer amount. If you decide to exit the application after discovering your welcome offer amount, your credit score won’t be impacted. However, your credit score may be affected if you accept your new card.

However, our writers have seen that American Express will offer an elevated offer directly to targeted applicants. As with all targeted offers, these offers aren’t available to all applicants. Here’s an example of a targeted 100,000-point bonus offer our team has found when applying directly on American Express:

Here’s an example of a targeted 90,000-point offer we’ve found directly through American Express from June 2025:

Fill out the application first, and then see a personalized welcome offer. Amex only conducts a hard inquiry on your credit report if you decide to accept the offer and open an account.

Option 2: Check on CardMatch

If you strike out on the American Express website, the second method we recommend is checking through the CardMatch tool. This tool completes a soft credit check to see if you’re eligible for any elevated offers. Like the Amex check, it’s not a hard pull, so it won’t count against your credit.

To receive matches, you need to provide personal information such as your name, address, and email address.

You can also look for targeted email offers, so long as you opt in to receive new card and credit offers in your Amex account’s general marketing email preferences.

After logging in, you can enroll for these by first clicking on the tab called “Account Services” in the top menu, then choosing the selection entitled “Alerts and Communications.” In this section, click on the choice that says “Marketing Email Preferences” to opt in for notifications about targeted offers.

Option 3: Snag a Referral

The highest welcome offers we’re currently seeing are targeted referral offers. Find a friend (or 2) with an Amex Gold card, have them send you their link, and check if it’s for the 90,000-point bonus. If not, try again.

Benefits of the Amex Gold Card

The Amex Gold card has an annual fee of $325 (rates & fees), but also offers benefits that help cover that fee. The Amex Gold card’s most substantial benefits are strong earning categories and a couple of annual credits:

• Up to $120 in Uber Cash good for rides and Uber Eats orders in the U.S. (up to $10 per month, and you must add your Amex Gold card to your Uber account). An Amex card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.
• Up to $120 dining credit, which is good at Grubhub, the Cheesecake Factory, Buffalo Wild Wings, Wonder, and Five Guys (up to $10 per month)
• Up to $100 Resy credit redeemable at any U.S. Resy restaurant and other eligible Resy purchases (distributed as $50 semiannually)
• Up to $84 Dunkin’ credit redeemable at U.S. Dunkin’ locations (distributed as $7 per month)

Note that enrollment is required for some benefits, so make sure you’re enrolled to get the most out of your card’s benefits.

This is in addition to the 4x points you earn at restaurants, including takeout and delivery in the U.S. (up to $50,000 per year, then 1x), and 4x points at U.S. supermarkets (up to $25,000 per year, then 1x). As you can see, this makes the Amex Gold card excellent for everyday spending.

The Amex Gold card is one of many Amex cards that earn Membership Rewards points.

Maximize Your Membership Rewards Points With These Spring Destinations

If you’ve got 90,000 Amex Membership Rewards points, you may want to consider how to spend them. You have a range of options given the number of Amex transfer partners, allowing you to book a sweet spring escape.

Fly United Polaris to Europe and Back

ANA, a transfer partner of Amex, charges just 100,000 miles round-trip for a United Polaris business class flight to Europe. As a Star Alliance member, you can enjoy sundaes in the sky by redeeming miles on other Star Alliance partners, including United, Air Canada, Lufthansa, and SWISS.

Spring in Europe reveals beautiful nature as snow melts, opening up beautiful hiking in the Alps across France, Switzerland, and Italy, but you also can’t beat the majesty of the Matterhorn blanketed in snow.

Fly 3 Times to French Polynesia

Qantas points transfer over from Amex at a 1:1 ratio, and Qantas charges just 29,000 miles one-way for an economy class flight from Los Angeles International Airport (LAX) to Papeete (PPT). Spring in Tahiti brings typically warm temperatures, lush scenery, and fewer crowds than the peak summer travel season. With 90,000 miles, you can make this flight 3 times (or bring 2 friends with you) and still have a few points left over.

Spend 11 Nights in Japan

Spring in Japan brings warmer weather, the peak travel season around cherry blossom bloom time, and ideal temperatures between the cold of winter and the heat of summer. Spring also has some off-peak periods with fewer tourists and smaller crowds.

While Choice Hotels isn’t well-known in the award travel world, it should be. With a sprawling portfolio of hotels and cheap redemption rates, you can find hotels for as few as 8,000 points per night, even in uber-expensive cities such as Tokyo. Your Amex Gold card welcome bonus could give you up to 11 nights to explore Japan.

Stay in a Hilton for a Month

Amex points transfer to Hilton Honors at a 1:2 ratio, which means your points are doubled as soon as you convert them — transferring 1,000 Amex points to become 2,000 Hilton points. Amex and Hilton also have transfer bonuses semiregularly, adding 20% to 30% to your points.

While we don’t always recommend using your Amex points like this, it can be a good idea in some situations. For example, you can spend as few as 5,000 points per night to stay at a Hilton. Transfer all 90,000 of your Amex points to Hilton, and you’ll have 180,000 Hilton points. That’s enough for 36 nights at one of these hotels.

Because Hilton has such a wide worldwide footprint, you’re sure to find a Hilton nearby, wherever you’re heading in spring or summer this year.

Final Thoughts

If you don’t already have the Amex Gold card, now could be a great time to add it to your wallet. Thanks to a welcome offer as high as 100,000 points, there is a smorgasbord of redemptions from which to choose.