How do I join the World of Hyatt? Is there a fee to join?

You can enroll in the World of Hyatt program here for free.

Does the World of Hyatt status match to any other program?

Your World of Hyatt status may be matched to other programs, subject to the rules of the respective program.

What are the World of Hyatt elite status levels?

World of Hyatt has 3 status levels: Discoverist, Explorist, and Globalist.

What are the different Hyatt brands?

Hyatt manages many different brands of properties: Alila Alua Hotels & Resorts Andaz Atona Breathless Resorts Bunkhouse Resorts Caption by Hyatt Destination by Hyatt Dream Hotels Dreams Resorts & Spas Grand Hyatt Hyatt Hyatt Centric Hyatt House Hyatt Place Hyatt Regency Hyatt Select Hyatt Studios Hyatt Vacation Club Hyatt Vivid Hotels & Resorts Hyatt Zilara Hyatt Ziva Impression by Secrets JdV by Hyatt Me and All Hotels Miraval Mr and Mrs Smith Park Hyatt Secrets Resorts & Spas The Standard StandardX Sunscape Resorts & Spas Thompson Hotels The Unbound Collection Unscripted by Hyatt UrCove by Hyatt Zoëtry Wellness & Spa Resorts

How do I contact World of Hyatt?

Contact World of Hyatt customer service at worldofhyatt@hyatt.com or by calling 888-344-9288.

Can I earn World of Hyatt points with a credit card?

In addition to earning reward points with the World of Hyatt card, you can transfer Chase Ultimate Rewards points earned with cards such as the Chase Sapphire Preferred card, Chase Freedom Unlimited®, or Ink Business Preferred® Credit Card.

Do World of Hyatt points expire?

Hyatt points expire with no activity in 24 months. Any earning or redeeming point activity resets the clock.

What hotels does Hyatt own?

Hyatt owns 37 brands, including Park Hyatt, Grand Hyatt, Hyatt Regency, and Andaz.

Can you book club rooms or suites with Hyatt points?

Yes, you can book suites with points across Hyatt’s brands with points. Additionally, you can book club rooms at Grand Hyatt and Hyatt Regency.

How many Hyatt points do you need for an award stay?

Award free nights can be redeemed for as little as 3,000 points for Category 1 award nights. Hyatt all-inclusive resorts start at 12,000 points.

Can Hyatt points be transferred?

Members can transfer points to each other by submitting a points transfer form. Hyatt points can be transferred to airlines, but at a poor rate (usually 2.5:1).

What credit cards earn Hyatt points?

Only the Hyatt Credit Card earns Hyatt points directly. You may earn Hyatt points faster with cards that earn Chase Ultimate Rewards or Bilt Rewards.

Hotel›
Rewards

The World of Hyatt Loyalty Program Review

Updated: October 30, 2026, 10:52am CDT

Edited by:

Jump to Section

Table of Contents

World of Hyatt Overview
World of Hyatt Benefits
How To Earn World of Hyatt Points
Branded and Partnered Credit Cards
How To Redeem World of Hyatt Points

We may be compensated when you click on a link, when an application is approved, or when an account is opened from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Hotel Website

Hyatt.com

Loyalty Program

World of Hyatt

Hotel Brands

37 brands including Alila, Andaz, Dreams Resorts & Spas, Grand Hyatt, Hyatt Centric, Hyatt Regency, Hyatt Zilara, Hyatt Ziva, Impression by Secrets, JdV by Hyatt, Mr and Mrs Smith, Park Hyatt, Secrets Resorts & Spas, The Standard, Thompson Hotels, and The Unbound Collection.

Points Are Worth

around 1.5 cents/point

Award Chart Link

World of Hyatt Award Chart

Earn Points/Miles

Best Ways To Earn World of Hyatt Points

Redeem Points/Miles

World of Hyatt Overview

Hyatt, with over 1,300 properties in 76 countries, is smaller than its rivals, though it has a strong following among devoted customers.

Joining World of Hyatt

Sign in on the World of Hyatt homepage. You need to enter your username or World of Hyatt number and password, along with your last name.

Viewing Your Account Activity

Your My Account page shows reservations, points activity, and award certificates.

Profile Preferences

Use the My Profile page to update your address, guest room preferences, and payment information.

Points Expiration

World of Hyatt points expire after 24 months of inactivity.

To extend them, all you need is any earning or redeeming activity.

World of Hyatt Benefits

World of Hyatt members get benefits from their first stay just for joining.

World of Hyatt Member

Earn 5 World of Hyatt points per eligible dollar spent at Hyatt properties.
Complimentary standard internet
Waived resort fees on award stays

World of Hyatt Discoverist (10 eligible nights or 25,000 Base Points)

All Member benefits
10% point bonus
Complimentary premium internet
2 p.m. late checkout at participating locations (subject to availability)
Earn 1 point per dollar spent at American Airlines with the AAdvantage – World of Hyatt promotion (link accounts here).
Elite check-in
Complimentary upgrades to preferred rooms (higher floors, corner rooms, or better views that fall into the same category of the room type booked)
Complimentary bottled water

World of Hyatt Explorist (30 qualifying nights or 50,000 Base Points)

All Discoverist benefits
20% point bonus
Upgrade to the best room, excluding suites and rooms with club lounge access
72 hours guaranteed availability (blackout dates apply)
A category 1-4 free night certificate and a choice of a 2K Next Stay award, 2 Club Access awards, or a $25 FIND Experience credit after staying 30 qualifying nights or earning 50,000 base points

World of Hyatt Globalist (60 qualifying nights or 100,000 Base Points)

All Explorist benefits
30% points bonus
Resort fees waived on free night awards and eligible rates
Upgrade to the best room, including standard suites
Complimentary 4 p.m. late checkout (when available, at select locations)
Club lounge access
Complimentary full breakfast daily for each registered guest (up to 2 adults and 2 children) at Hyatt hotels and resorts without a club lounge
2 suite upgrades, a category 1-7 free night certificate, 2 Guest of Honor awards, and access to a Globalist concierge after 60 qualifying nights or 100,000 Base Points each calendar year
48 hours guaranteed availability (blackout dates apply)
Complimentary parking on free night awards at participating hotels and resorts

Earning World of Hyatt Elite Status

World of Hyatt has expanded to 3 elite status levels and increased qualification requirements.

World of Hyatt Status Qualification Requirements

SCROLL FOR MORE

Status Tier	Qualifying Nights	Base Points	Base Points Earned per Dollar
Member	0	0	5
Discoverist	10	25,000	5
Explorist	30	50,000	5
Globalist	60	100,000	5

You can qualify with either Qualifying Nights or Base Points. Unlike some other hotel programs, you cannot qualify based on stays.

Qualifying Nights are earned anytime you stay at a Hyatt property and pay an eligible rate.

Base Points are earned when paying for eligible charges for hotel stays as well as Hyatt dining, spa, and other experiences. Base Points are the only type of points to count toward your tier status.

Bonus Points are any points that are not Base Points (for example, elite bonuses and promotional offers are all bonus points).

Hot Tip:

Cardholders of the Chase Sapphire Reserve^® who spend at least $75,000 on their card in a calendar year unlock World of Hyatt Explorist status, giving them access to its perks and an easier path to Globalist.

Milestone Rewards

Hyatt Milestone Rewards program offers incentives for earning elite nights or base points.

SCROLL FOR MORE

Hyatt Milestone Level	Automatic Reward	Choose 1 Reward
2K Next Stay Award	2 Club Access Awards	2K Next Stay Award	2 Club Access Awards	$25 FIND credit
30 nights or 50,000 points	Category 1-4 free night certificate	2K Next Stay Award	2 Club Access Awards	$25 FIND credit
40 nights or 65,000 points	Guest of Honor Award	5,000 bonus points	Suite Upgrade Award	$150 FIND credit
50 nights or 80,000 points	N/A	5,000 bonus points	2 Suite Upgrade Awards	$150 FIND credit
60 nights or 100,000 points	2 Guest of Honor Awards, 2 Suite Upgrade Awards, Category 1-7 free night certificate, My Hyatt Concierge	N/A	N/A	N/A
70, 80, and 90 nights	Guest of Honor Award	10,000 bonus points	Suite Upgrade Award	$300 FIND credit
100 nights	Category 1-7 free night award	10,000 bonus points	Suite Upgrade Award	Miraval Extra Night
110, 120, 130, and 140 nights	Guest of Honor Award	10,000 bonus points	Suite Upgrade Award	Miraval Extra Night
150 nights	Ultimate Free Night Award	10,000 bonus points	Suite Upgrade Award	Miraval Extra Night

Lifetime Globalist Status

World of Hyatt Lifetime Globalist requires 1 million lifetime Base Points.

There is no lifetime Discoverist or Explorist status.

Value of World of Hyatt Status

While Discoverist and Explorist status offers nice benefits for Hyatt members, but these levels aren’t super exciting.

Globalist continues the legacy of Hyatt Diamond as arguably the best top-tier hotel status of major hotel programs.

How To Earn World of Hyatt Points

Below is a summary of some of the best ways to earn Hyatt points.

Earning Points on Hyatt Stays

All World of Hyatt members earn 5 points per dollar on eligible stays, plus a bonus for elite status:

Member: 5 points per $1
Discoverist: 5 points per $1 plus 10% bonus
Explorist: 5 points per $1 plus 20% bonus
Globalist: 5 points per $1 plus 30% bonus

Plan Meetings and Events

Earn points by holding meetings at Hyatt.

Earn 1x point per $1 spent, up to 50,000 bonus points per event! Meeting planners can also earn elite status with World of Hyatt by holding events at Hyatt properties.

SCROLL FOR MORE

Elite Status	# of Events
Discoverist	3
Explorist	10
Globalist	20

To earn points for events, the organizer (individual or company) must have 10 or more paid rooms for at least 1 night of the meeting.

You can split these reward points among up to 3 parties (a combination of individuals or companies).

Earn Airlines Miles Instead of Points

If you stay infrequently at Hyatt hotels or typically only have 1-night stays, you may prefer to earn 500 miles per stay with Hyatt’s 25 partner airlines.

Set your account preference and also have your airline number handy at hotel check-in.

Transfer Points to Family and Friends

You can send or receive World of Hyatt points to any other member online.

Heads up: Each member can only be involved in 6 point transfer transactions per year, so transfer carefully!

Hot Tip: Transfer points to a Hyatt Globalist to have them book for you and share their elite benefits through the Guest of Honor program.

Transfer Points to Airline Miles

Starting at 5,000 points, you can exchange for 2,000 airline miles, with some exceptions.

The exceptions are:

Aeromexico or LATAM (5,000:4,000)
Air China (5,000:3,200)
China Eastern (5,000:3,200)
Qantas (5,000:2,400)
Southwest (5,000:2,400)
Virgin Atlantic (5,000:3,000)

Transfer 50,000 points at once and receive a 5,000-mile bonus.

Branded and Partnered Credit Cards

A number of credit cards earn World of Hyatt points.

World of Hyatt Credit Cards

Terms Apply / Rates & Fees

The World of Hyatt Credit Card

U.P. Rating

The World of Hyatt card offers a fast track to Hyatt elite status, an annual free night, and up to 9x points per $1 on Hyatt stays.

Apply Now(at Chase's secure site)

The World of Hyatt Credit Card

The World of Hyatt card offers a fast track to Hyatt elite status, an annual free night, and up to 9x points per $1 on Hyatt stays.

Welcome OfferEarn up to 60,000 Bonus Points. Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
Up to 60,000 points

UP's Offer Valuation*:
$840

Annual Fee

$95

APR

19.49% - 27.99% Variable

Credit Recommended

Good to Excellent (670-850)

Why We Like This Card

The World of Hyatt Credit Card makes your Hyatt stays more rewarding and helps you get coveted World of Hyatt elite status faster. This card is a must-have for any traveler who regularly stays at Hyatt hotels, or even for anyone who’s able to take advantage of the card’s annual free night certificate.

When you factor in all the benefits the World of Hyatt card offers, it’s easy to see why it is one of the best co-branded hotel credit cards on the market.

Pros & Cons

Pros

Up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
2x points per $1 at restaurants, on airline tickets purchased directly from the airline, local transit, rideshares, and fitness clubs/gym memberships
1x point per $1 on all other purchases

Cons

$95 annual fee

Read Full Review

Card Highlights

Earn up to 60,000 Bonus Points. Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open.
Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort
Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open
Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year
Earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card
Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
Member FDIC

Financial Snapshot

APR: 19.49% - 27.99% Variable
Foreign Transaction Fees: None

Rewards Center

World of Hyatt

NEW OFFER

Terms Apply / Rates & Fees

World of Hyatt Business Credit Card

U.P. Rating

The World of Hyatt Business card provides a solid option for business travelers that are looking to put their expenses on a small business card.

Apply Now(at Chase's secure site)

World of Hyatt Business Credit Card

The World of Hyatt Business card provides a solid option for business travelers that are looking to put their expenses on a small business card.

Welcome OfferEarn 70,000 Bonus Points after you spend $7,000 on purchases in your first 3 months from account opening.
70,000 points

UP's Offer Valuation*:
Up to   $980

Annual Fee

$199

APR

19.49% - 27.99% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

Hyatt loyalists who do their fair share of business travel have been clamoring for the addition of a co-branded Hyatt business credit card for quite some time — and now it’s finally here.

The World of Hyatt Business Credit Card is now available. In this guide, we will walk you through everything you need to know about it!

Pros & Cons

Pros

Up to 9x points total for Hyatt stays and experiences: 4 Bonus Points per $1 on qualified purchases at Hyatt hotels. Plus, up to 5 Base points from Hyatt per eligible $1 spent just for being a World of Hyatt member.
2x points per $1 spent in your top three spend categories each quarter. Eligible categories include: Dining, Shipping, Airline tickets when purchased directly with the airline, Local transit & Commuting, Social Media & Search Engine Advertising, Car Rental Agencies, Gas stations and Internet, Cable & Phone Services.
2x points per $1 spent on fitness club and gym memberships.

Cons

$199 annual fee
Bonus categories and benefits are very similar to the personal card

Read Full Review

Card Highlights

70,000 Bonus Points after you spend $7,000 on purchases in your first 3 months from account opening.
Up to 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
2 Bonus Points per $1 spent in your top three spend categories each quarter.
2 Bonus Points per $1 spent on fitness club and gym memberships
1 Bonus Point per $1 spent on all other purchases.
Up to $100 in Hyatt statement credits - spend $50 or more at any Hyatt property and earn $50 statement credits up to two times each anniversary year.
5 Tier-Qualifying night credits toward status and Milestone rewards for every $10,000 you spend in a calendar year.
World of Hyatt Discoverist status for as long as your account is open. Plus, Discoverist status to up to five employees
Member FDIC

Financial Snapshot

APR: 19.49% - 27.99% Variable
Foreign Transaction Fees: None

Rewards Center

World of Hyatt

Bilt Rewards

A better approach to earning Hyatt points through credit card spending is with cards that earn transferable points. You can earn Bilt Points (offer terms) with any of the 3 Bilt Cards.

Starting January 1, 2027, Bilt-to-Hyatt transfers will change from a 1:1 rate to 4:3.

Terms Apply / Rates & Fees

Bilt Blue Card

U.P. Rating

Apply Now

Bilt Blue Card

Welcome OfferWelcome offer: $100 of Bilt Cash when you apply and get approved. Each Bilt Cash award expires 12 months after you earn it, on the last day of that month.
$100 Bilt Cash

Annual Fee

Why We Like This Card

The Bilt Blue Card allows cardholders to earn valuable Bilt Rewards Points with a $0 annual fee on rent, mortgage, and everyday purchases, with the option to also earn 4% back in Bilt Cash on nonhousing spend.

Pros & Cons

Pros

Up to 1.25x points on rent and mortgage payments
Earn 1x points and the option to earn 4% back in Bilt Cash on everyday purchases
No foreign transaction fees
No authorized user annual fee

Cons

The math can be confusing to redeem Bilt Cash

Read Full Review

Card Highlights

Earn up to 1.25X points on rent and mortgage payments with no transaction fee.
1X points on everyday spend.
Welcome offer: $100 of Bilt Cash when you apply and get approved. Each Bilt Cash award expires 12 months after you earn it, on the last day of that month.
Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.
Earn additional points through Bilt Neighborhood Benefits™ when you use your card at Bilt’s network of 50,000+ merchant partners.
Other benefits: No foreign transaction fees, Cellular Wireless Telephone Protection, Purchase Assurance, MasterRental Coverage (See Guide to Benefits).

Financial Snapshot

Foreign Transaction Fees: None

Rewards Center

Bilt Rewards

Terms Apply / Rates & Fees

Bilt Palladium Card

U.P. Rating

Apply Now

Bilt Palladium Card

Welcome OfferSubject to approval: 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash.
Subject to approval: 50,000 points + $300 Bilt Cash

Annual Fee

$495

Why We Like This Card

The Bilt Palladium Card is a premium card option for those who want to earn up to 1.25x Bilt Points on their rent and mortgage payments, but also want premium perks like airport lounge access.

Pros & Cons

Pros

2x points and the option to earn 4% back in Bilt Cash on everyday purchases
Up to 1.25x points on rent and mortgage payments
$400 annual Bilt Travel hotel credit, split into 2 semiannual credits (requires a 2-night stay)

Cons

Charges a $495 annual fee
You’ll need to redeem Bilt Cash to unlock rewards for rent and mortgage payments

Read Full Review

Card Highlights

Earn up to 1.25X points on rent and mortgage payments with no transaction fee.
2X points on everyday spend
$400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
$200 Bilt Cash (awarded annually). Each Bilt Cash award expires 12 months after you earn it, on the last day of that month.
Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash.
Priority Pass ($469/year value). See Guide to Benefits.
Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.
Earn additional points through Bilt Neighborhood Benefits™ when you use your card at Bilt’s network of 50,000+ merchant partners.

Financial Snapshot

Foreign Transaction Fees: None

Terms Apply / Rates & Fees

Bilt Obsidian Card

U.P. Rating

Apply Now

Bilt Obsidian Card

Welcome OfferWelcome offer: $200 of Bilt Cash when you apply and get approved. Each Bilt Cash award expires 12 months after you earn it, on the last day of that month.
$200 Bilt Cash

Annual Fee

$95

Why We Like This Card

The Bilt Obsidian Card is a midtier option for those who want to earn up to 1.25x Bilt Points on rent or mortgage payments, as well as bonus points in key categories such as dining or groceries and travel.

Pros & Cons

Pros

Up to 1.25x points on rent and mortgage payments with no transaction fee
3x points on dining or groceries, on up to $25,000 per year (you can choose which category annually), and the option to earn 4% back in Bilt Cash
2x points and the option to earn 4% back in Bilt Cash on travel purchases

Cons

$95 annual fee
You’ll need to redeem Bilt Cash to unlock rewards for rent and mortgage payments

Read Full Review

Card Highlights

Earn up to 1.25X points on rent and mortgage payments with no transaction fee.
3X points on your choice of grocery (up to $25K/year) or dining. Your 3X category choice remains in effect for the entire calendar year.
2X points on travel
1X points on everyday spend
Welcome offer: $200 of Bilt Cash when you apply and get approved. Each Bilt Cash award expires 12 months after you earn it, on the last day of that month.
$100 Bilt Travel Hotel credit. Applied twice a year, as $50 statement credits, for qualifying Bilt Travel Portal hotel bookings.
Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.
Earn additional points through Bilt Neighborhood Benefits™ when you use your card at Bilt’s network of 50,000+ merchant partners.

Financial Snapshot

Foreign Transaction Fees: None

Chase Ultimate Rewards

Cards that earn Chase Ultimate Rewards points. These points can be transferred to World of Hyatt at a 4:3 ratio for the Chase Sapphire Preferred card and a 1:1 ratio for the Chase Sapphire Reserve card as well as to the other Chase airline and hotel partners. Several of these cards earn more points per dollar on categories such as travel than the World of Hyatt Hyatt Credit Card does.

Recommended Chase Cards (Personal)

BEST FIRST TRAVEL CARD

Terms Apply / Rates & Fees

Chase Sapphire Preferred^® Card

U.P. Rating

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Apply Now(at Chase's secure site)

Chase Sapphire Preferred^® Card

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Welcome OfferEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
75,000 points

UP's Offer Valuation*:
$1,500

Annual Fee

$95

APR

19.49 - 27.74% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

The Chase Sapphire Preferred card bonus categories include travel, dining, online grocery purchases (excluding Walmart, Target, and wholesale clubs), gas, EV charging, vacation home rentals with top brands, and streaming services.

It offers flexible point redemption options, no foreign transaction fees, and strong travel insurance coverage, including primary car rental insurance. If you travel a few times a year and spend on dining, the card is likely to be a good choice, but it’s hard to justify if you don’t dine out or travel often.

Pros & Cons

Pros

5x points on all travel booked via Chase Travel
3x points on dining purchases, online grocery purchases (excluding Walmart, Target, and wholesale clubs), gas, EV charging, vacation home rentals with top brands (such as Airbnb and Vrbo), and select streaming services
2x points on all other travel worldwide

Cons

$95 annual fee
Subject to Chase’s 5/24 application restrictions

Read Full Review

Card Highlights

Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Enjoy beneﬁts such as 5x on travel purchased through Chase Travel℠, 3x on dining, 3x on vacation homes at top brands, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases.
Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Emergency Evacuation and Transportation, and more.
Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $180.
Complimentary DashPass membership, a $120 value for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible DoorDash orders, plus exclusive Chase savings on grocery, everyday essentials, and more. Activate by 12/31/29.
Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck^® or NEXUS application.
Transfer points to leading airline and hotel loyalty programs.
Member FDIC

Financial Snapshot

APR: 19.49 - 27.74% Variable
Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

Terms Apply / Rates & Fees

Chase Sapphire Reserve^®

U.P. Rating

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Apply Now(at Chase's secure site)

Chase Sapphire Reserve^®

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Welcome OfferEarn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
100,000 points

UP's Offer Valuation*:
$2,000

Annual Fee

$795

APR

19.74% - 28.24% Variable

Credit Recommended

Excellent

Why We Like This Card

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve^® is one of the best options.

The card combines elite travel benefits and perks like worldwide airport lounge access, with excellent point earning and redemption options. Plus, it offers top-notch travel insurance protections to cover you at home or on the road.

Don’t forget the more than $2,000 in annual credits, which can offset the annual fee!

Pros & Cons

Pros

8x points on all Chase Travel purchases
5x points on Lyft rides
4x points on flights and hotels booked directly

Cons

$795 annual fee

Read Full Review

Card Highlights

Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
Get $3,000 in annual value with Sapphire Reserve.
Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases.
$300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge^® by The Club with two guests. Plus, a statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck^® or NEXUS application.
Get up to $150 in statement credits from January through June and again from July through December for a maximum of $300 annually when you dine at restaurants part of Sapphire Reserve Exclusive Tables.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
Get complimentary subscriptions to Apple TV and Apple Music for a minimum of one year when activated by June 22, 2027, a value of $324 annually.
Member FDIC

Financial Snapshot

APR: 19.74% - 28.24% Variable
Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

Business Owner? Read our article on the best Chase business credit cards that earn Ultimate Rewards.

How To Redeem World of Hyatt Points

Hyatt has upscale hotels from iconic urban hotels to tropical resorts. Hyatt uses Lowest, Low, Moderate, Upper, and Top pricing, along with 8 Categories.

World of Hyatt Award Chart

SCROLL FOR MORE

Hotel Category	Standard Room	Club	Standard Suite	Premium Suite
Category 1	Lowest: 3,000 Low: 4,500 Moderate: 6,000 Upper: 7,500 Top: 9,000	Lowest: 5,000 Low: 6,500 Moderate: 8,000 Upper: 9,500 Top: 11,000	Lowest: 6,000 Low: 7,500 Moderate: 9,000 Upper: 10,500 Top: 12,000	Lowest: 8,000 Low: 9,500 Moderate: 11,000 Upper: 12,500 Top: 14,000
Category 2	Lowest: 6,000 Low: 7,500 Moderate: 10,000 Upper: 12,500 Top: 15,000	Lowest: 10,000 Low: 11,500 Moderate: 14,000 Upper: 16,000 Top: 19,000	Lowest: 11,000 Low: 12,500 Moderate: 15,000 Upper: 17,000 Top: 20,000	Lowest: 13,000 Low: 14,500 Moderate: 17,000 Upper: 19,000 Top: 22,000
Category 3	Lowest: 8,000 Low: 12,000 Moderate: 15,000 Upper: 17,500 Top: 20,000	Lowest: 13,000 Low: 17,000 Moderate: 20,000 Upper: 22,500 Top: 25,000	Lowest: 16,000 Low: 20,000 Moderate: 23,000 Upper: 25,500 Top: 28,000	Lowest: 18,000 Low: 22,000 Moderate: 25,000 Upper: 27,500 Top: 30,000
Category 4	Lowest: 12,000 Low: 15,000 Moderate: 20,000 Upper: 22,500 Top: 25,000	Lowest: 18,000 Low: 21,000 Moderate: 26,000 Upper: 28,500 Top: 31,000	Lowest: 21,000 Low: 24,000 Moderate: 29,000 Upper: 31,500 Top: 34,000	Lowest: 24,000 Low: 27,000 Moderate: 32,000 Upper: 34,500 Top: 37,000
Category 5	Lowest: 15,000 Low: 20,000 Moderate: 25,000 Upper: 30,000 Top: 35,000	Lowest: 22,000 Low: 27,000 Moderate: 32,000 Upper: 37,000 Top: 42,000	Lowest: 27,000 Low: 32,000 Moderate: 37,000 Upper: 42,000 Top: 47,000	Lowest: 30,000 Low: 35,000 Moderate: 40,000 Upper: 45,000 Top: 50,000
Category 6	Lowest: 20,000 Low: 25,000 Moderate: 30,000 Upper: 35,000 Top: 40,000	Lowest: 28,000 Low: 33,000 Moderate: 38,000 Upper: 43,000 Top: 48,000	Lowest: 35,000 Low: 40,000 Moderate: 45,000 Upper: 50,000 Top: 55,000	Lowest: 40,000 Low: 45,000 Moderate: 50,000 Upper: 55,000 Top: 60,000
Category 7	Lowest: 25,000 Low: 30,000 Moderate: 35,000 Upper: 45,000 Top: 55,000	Lowest: 34,000 Low: 39,000 Moderate: 44,000 Upper: 54,000 Top: 64,000	Lowest: 43,000 Low: 48,000 Moderate: 53,000 Upper: 63,000 Top: 73,000	Lowest: 50,000 Low: 55,000 Moderate: 60,000 Upper: 70,000 Top: 80,000
Category 8	Lowest: 35,000 Low: 45,000 Moderate: 55,000 Upper: 65,000 Top: 75,000	Lowest: 45,000 Low: 55,000 Moderate: 65,000 Upper: 75,000 Top: 85,000	Lowest: 56,000 Low: 66,000 Moderate: 76,000 Upper: 86,000 Top: 96,000	Lowest: 70,000 Low: 80,000 Moderate: 90,000 Upper: 100,000 Top: 110,000

Points + Cash

Save points by adding a cash copay with Points + Cash:

SCROLL FOR MORE

Hotel Category	Standard Room Points + Cash Points Cost per Night	Standard Suite Points + Cash Points Cost per Night	Premium Suite Points + Cash Points per Night
Category 1	Lowest: 1,500 + Cash Low: 2,250 + Cash Moderate: 3,000 + Cash Upper: 3,750 + Cash Top: 4,500 + Cash	Lowest: 3,000 + Cash Low: 3,750 + Cash Moderate: 4,500 + Cash Upper: 5,250 + Cash Top: 6,000 + Cash	Lowest: 4,000 + Cash Low: 4,750 + Cash Moderate: 5,500 + Cash Upper: 6,250 + Cash Top: 7,000 + Cash
Category 2	Lowest: 3,000 + Cash Low: 3,750 + Cash Moderate: 5,000 + Cash Upper: 6,000 + Cash Top: 7,500 + Cash	Lowest: 5,500 + Cash Low: 6,250 + Cash Moderate: 7,500 + Cash Upper: 8,500 + Cash Top: 10,000 + Cash	Lowest: 6,500 + Cash Low: 7,250 + Cash Moderate: 8,500 + Cash Upper: 9,500 + Cash Top: 11,000 + Cash
Category 3	Lowest: 4,000 + Cash Low: 6,000 + Cash Moderate: 7,500 + Cash Upper: 8,750 + Cash Top: 10,000 + Cash	Lowest: 8,000 + Cash Low: 10,000 + Cash Moderate: 11,500 + Cash Upper: 12,750 + Cash Top: 14,000 + Cash	Lowest: 9,000 + Cash Low: 11,000 + Cash Moderate: 12,500 + Cash Upper: 13,750 + Cash Top: 15,000 + Cash
Category 4	Lowest: 6,000 + Cash Low: 7,500 + Cash Moderate: 10,000 + Cash Upper: 11,250 + Cash Top: 12,500 + Cash	Lowest: 10,500 + Cash Low: 12,000 + Cash Moderate: 14,500 + Cash Upper: 15,750 + Cash Top: 17,000 + Cash	Lowest: 12,000 + Cash Low: 13,500 + Cash Moderate: 16,000 + Cash Upper: 17,250 + Cash Top: 18,500 + Cash
Category 5	Lowest: 7,500 + Cash Low: 10,000 + Cash Moderate: 12,500 + Cash Upper: 15,000 + Cash Top: 17,500 + Cash	Lowest: 13,500 + Cash Low: 16,000 + Cash Moderate: 18,500 + Cash Upper: 21,000 + Cash Top: 23,500 + Cash	Lowest: 15,000 + Cash Low: 17,500 + Cash Moderate: 20,000 + Cash Upper: 22,500 + Cash Top: 25,000 + Cash
Category 6	Lowest: 10,000 + Cash Low: 12,500 + Cash Moderate: 15,000 + Cash Upper: 17,500 + Cash Top: 20,000 + Cash	Lowest: 17,500 + Cash Low: 20,000 + Cash Moderate: 22,500 + Cash Upper: 25,000 + Cash Top: 27,500 + Cash	Lowest: 20,000 + Cash Low: 22,500 + Cash Moderate: 25,000 + Cash Upper: 27,500 + Cash Top: 30,000 + Cash
Category 7	Lowest: 12,500 + Cash Low: 15,000 + Cash Moderate: 17,500 + Cash Upper: 22,500 + Cash Top: 27,500 + Cash	Lowest: 21,500 + Cash Low: 24,000 + Cash Moderate: 26,500 + Cash Upper: 31,500 + Cash Top: 36,500 + Cash	Lowest: 25,000 + Cash Low: 27,500 + Cash Moderate: 30,000 + Cash Upper: 35,000 + Cash Top: 40,000 + Cash
Category 8	Lowest: 17,500 + Cash Low: 22,500 + Cash Moderate: 27,500 + Cash Upper: 32,500 + Cash Top: 37,500 + Cash	Lowest: 28,000 + Cash Low: 33,000 + Cash Moderate: 38,000 + Cash Upper: 43,000 + Cash Top: 48,000 + Cash	Lowest: 35,000 + Cash Low: 40,000 + Cash Moderate: 45,000 + Cash Upper: 50,000 + Cash Top: 55,000 + Cash

Pay My Way

Hyatt now allows you to combine various payments, like cash, points, Points + Cash, and award certificates, all on 1 reservation. Simply log in to your World of Hyatt account and click Use Pay My Way when booking to see your options.

Upgrade a Paid Stay

On paid stays, you can use points to upgrade to a club room at eligible properties. At most Hyatt hotels, you can use 6,000 to 9,000 Hyatt points to upgrade to a suite. Not all properties participate, and availability can be hard to find at popular hotels.

SCROLL FOR MORE

Room Upgrade Award	Points per Night
Club	3,000
Suite upgrade	6,000
Premium suite upgrade	9,000

Hyatt All-Inclusive Brands

Hyatt has a separate award chart for its all-inclusive brands, including Hyatt Ziva, Hyatt Zilara, Dreams, Secrets, Breathless, and more.

Award prices can seem expensive, but remember that these are all-inclusive resorts with all meals included.

Standard rooms are single or double occupancy. There is a maximum of 4 people per room, with those additional people incurring additional points charges as noted on the award chart:

SCROLL FOR MORE

Hotel Category	Standard Room	Club	Standard Suite	Premium Suite	Additional Points per Person
Category A	Lowest: 12,000 Low: 15,000 Moderate: 20,000 Upper: 22,500 Top: 25,000	Lowest: 18,000 Low: 21,000 Moderate: 26,000 Upper: 28,500 Top: 31,000	Lowest: 21,000 Low: 24,000 Moderate: 29,000 Upper: 31,500 Top: 34,000	Lowest: 24,000 Low: 27,000 Moderate: 32,000 Upper: 34,500 Top: 37,000	Lowest: 6,000 Low: 7,500 Moderate: 10,000 Upper: 11,000 Top: 12,500
Category B	Lowest: 15,000 Low: 20,000 Moderate: 25,000 Upper: 30,000 Top: 35,000	Lowest: 22,000 Low: 27,000 Moderate: 32,000 Upper: 37,000 Top: 42,000	Lowest: 27,000 Low: 32,000 Moderate: 37,000 Upper: 42,000 Top: 47,000	Lowest: 30,000 Low: 35,000 Moderate: 40,000 Upper: 45,000 Top: 50,000	Lowest: 7,500 Low: 10,000 Moderate: 12,500 Upper: 15,000 Top: 17,500
Category C	Lowest: 20,000 Low: 25,000 Moderate: 30,000 Upper: 35,000 Top: 40,000	Lowest: 28,000 Low: 33,000 Moderate: 38,000 Upper: 43,000 Top: 48,000	Lowest: 35,000 Low: 40,000 Moderate: 45,000 Upper: 50,000 Top: 55,000	Lowest: 40,000 Low: 45,000 Moderate: 50,000 Upper: 55,000 Top: 60,000	Lowest: 10,000 Low: 12,500 Moderate: 15,000 Upper: 17,500 Top: 20,000
Category D	Lowest: 25,000 Low: 30,000 Moderate: 35,000 Upper: 45,000 Top: 55,000	Lowest: 34,000 Low: 39,000 Moderate: 44,000 Upper: 54,000 Top: 64,000	Lowest: 43,000 Low: 48,000 Moderate: 53,000 Upper: 63,000 Top: 73,000	Lowest: 50,000 Low: 55,000 Moderate: 60,000 Upper: 70,000 Top: 80,000	Lowest: 12,500 Low: 15,000 Moderate: 17,500 Upper: 22,500 Top: 27,500
Category E	Lowest: 35,000 Low: 45,000 Moderate: 55,000 Upper: 65,000 Top: 75,000	Lowest: 45,000 Low: 55,000 Moderate: 65,000 Upper: 75,000 Top: 85,000	Lowest: 56,000 Low: 66,000 Moderate: 76,000 Upper: 86,000 Top: 96,000	Lowest: 70,000 Low: 80,000 Moderate: 90,000 Upper: 100,000 Top: 110,000	Lowest: 17,500 Low: 22,500 Moderate: 27,500 Upper: 32,500 Top: 37,500
Category F	Lowest: 45,000 Low: 55,000 Moderate: 65,000 Upper: 75,000 Top: 85,000	Lowest: 55,000 Low: 65,000 Moderate: 75,000 Upper: 85,000 Top: 95,000	Lowest: 66,000 Low: 76,000 Moderate: 86,000 Upper: 96,000 Top: 106,000	Lowest: 80,000 Low: 90,000 Moderate: 100,000 Upper: 110,000 Top: 120,000	Lowest: 22,500 Low: 27,500 Moderate: 32,500 Upper: 37,500 Top: 42,500

Miraval Resorts

One of the most aspirational brands is Miraval Resorts. This wellness-focused, all-inclusive resort is incredibly expensive, which is why the award rates vary on single vs. double occupancy.

SCROLL FOR MORE

Room Type	Award Rates
Standard Room (Single Occupancy)	Lowest: 40,000 Low: 45,000 Moderate: 50,000 Upper: 60,000 Top: 75,000
Standard Room (Double Occupancy)	Lowest: 60,000 Low: 65,000 Moderate: 70,000 Upper: 80,000 Top: 95,000
Standard Suite (Single Occupancy)	Lowest: 65,000 Low: 75,000 Moderate: 85,000 Upper: 95,000 Top: 110,000
Standard Suite (Double Occupancy)	Lowest: 85,000 Low: 95,000 Moderate: 105,000 Upper: 115,000 Top: 130,000
Premium Suite (Single Occupancy)	Lowest: 95,000 Low: 105,000 Moderate: 115,000 Upper: 125,000 Top: 140,000
Premium Suite (Double Occupancy)	Lowest: 115,000 Low: 125,000 Moderate: 135,000 Upper: 145,000 Top: 160,000

World of Hyatt Overview

Joining World of Hyatt

How To Sign In to Your World of Hyatt Account

Viewing Your Account Activity

Profile Preferences

Points Expiration

World of Hyatt Benefits

World of Hyatt Member

World of Hyatt Discoverist (10 eligible nights or 25,000 Base Points)

World of Hyatt Explorist (30 qualifying nights or 50,000 Base Points)

World of Hyatt Globalist (60 qualifying nights or 100,000 Base Points)

Earning World of Hyatt Elite Status

Milestone Rewards

Lifetime Globalist Status

Value of World of Hyatt Status

How To Earn World of Hyatt Points

Earning Points on Hyatt Stays

Plan Meetings and Events

Earn Airlines Miles Instead of Points

Transfer Points to Family and Friends

Transfer Points to Airline Miles

Branded and Partnered Credit Cards

World of Hyatt Credit Cards

Bilt Rewards

Chase Ultimate Rewards

Recommended Chase Cards (Personal)

How To Redeem World of Hyatt Points

Pay My Way

Upgrade a Paid Stay

Hyatt All-Inclusive Brands

Miraval Resorts