Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology.

World of Hyatt Business Credit Card – Full Review [2023]

Jarrod West's image
Jarrod West

Jarrod West

Senior Content Contributor

Countries Visited: 21U.S. States Visited: 24

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in o...
Edited by: Kellie Jez

Kellie Jez

Director of Operations & Compliance

Countries Visited: 10U.S. States Visited: 20

Kellie’s professional experience has led her to a deep passion for compliance, data reporting, and process improvement. Kellie’s learned the ins and outs of the points and miles world and leads UP’s c...

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

World of Hyatt Business Credit Card

World of Hyatt Business Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
4
  • Up to 75,000 points

  • $199

  • Good to Excellent (670-850)

World of Hyatt Business Credit Card

The World of Hyatt Business card provides a solid option for business travelers that are looking to put their expenses on a small business card.

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
4
Learn More

(at Chase's secure site)

Summary

Hyatt loyalists who do their fair share of business travel have been clamoring for the addition of a co-branded Hyatt business credit card for quite some time — and now it’s finally here.

The World of Hyatt Business Credit Card is now available. In this guide, we will walk you through everything you need to know about it!

Card Details

Card Snapshot

Welcome Bonus & Info

  • 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening. Additionally, earn 15K Bonus Points after you spend $12,000 in the first 6 months.
  • 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member
  • 2 Bonus Points per $1 spent in your top three spend categories each quarter through 12/31/24, then your top two categories each quarter.
  • 2 Bonus Points per $1 spent on fitness club and gym memberships
  • 1 Bonus Point per $1 spent on all other purchases.
  • Up to $100 in Hyatt statement credits - spend $50 or more at any Hyatt property and earn $50 statement credits up to two times each anniversary year.
  • 5 Tier-Qualifying night credits toward status and Milestone rewards for every $10,000 you spend in a calendar year.
  • World of Hyatt Discoverist status for as long as your account is open. Plus, Discoverist status to up to five employees
  • Member FDIC

Rewards Center

World of Hyatt

Customer Service Number

800-323-7249

Pros & Cons

Pros

  • 9x points per $1 spent total for Hyatt stays and experiences: Earn 4x points at Hyatt hotels, participating Small Luxury Hotels of the World, participating Exhale locations, and eligible Lindblad Expeditions. Plus, 5x points spent just for being a World of Hyatt member.
  • 2x points per $1 spent in your top three spend categories each quarter through 12/31/24, then your top two categories each quarter. Eligible categories include: Dining, Shipping, Airline tickets when purchased directly with the airline, Local transit & Commuting, Social Media & Search Engine Advertising, Car Rental Agencies, Gas stations and Internet, Cable & Phone Services.
  • 2x points per $1 spent on fitness club and gym memberships.
  • 1x point per $1 on all other purchases
  • Automatic World of Hyatt Discoverist status
  • Gift World of Hyatt Discoverist status to up to 5 employees
  • Up to $100 annual Hyatt credit — broken up into 2 $50 statement credits
  • Access to the Hyatt Leverage program
  • Earn 5 Elite Night Credits for every $10,000 you spend on the card in a calendar year
  • 10% back on redeemed points after spending $50,000 in a calendar year (with a cap of 20,000 points back per year); this rebate is only valid on stays after spending $50,000 on the card, and any stays prior to meeting that threshold will not be retroactively credited
  • Primary rental car insurance
  • Trip cancellation and interruption insurance
  • Purchase protection and extended warranty protection

Cons

  • $199 annual fee
  • Bonus categories and benefits are very similar to the personal card
More Reads

Up to 75,000 points

Learn More

(at Chase's secure site)

Great Card If

  • You stay at Hyatt hotels often
  • You’re looking for a fast track towards World of Hyatt elite status

Don’t Get If

  • You seldom stay at Hyatt hotels
  • You prefer a card with flexible travel rewards

World of Hyatt Business Card — Is It Worth It?

The World of Hyatt Business card is best suited for small business travelers who regularly stay at Hyatt hotels on business trips, are looking to get as much value as possible out of these stays, and want a fast track towards earning World of Hyatt elite status.

World of Hyatt Business Card Top Benefits

Complimentary World of Hyatt Discoverist Status for You and up to 5 Employees

One benefit that cardholders can find value in is receiving complimentary Discoverist status for you and up to 5 of your employees, which is usually achieved with 10 elite qualifying nights and comes with the following benefits:

  • 10% bonus points
  • Preferred room upgrades (excluding suites)
  • Elite check-in
  • 2 p.m. late checkout (upon availability)
  • Waived resort fees
  • 2 bottles of water at check-in
  • M life Pearl status

Annual Hyatt Credit

To help offset the $199 annual fee, the World of Hyatt Business card offers a $100 annual Hyatt credit, broken up into 2 $50 statement credits that you’ll receive after using your card to pay for your Hyatt stay.

Access to Hyatt Leverage

If you’re not already familiar, Hyatt Leverage is Hyatt’s business travel program that offers exclusive discounts of up to 15% off the standard rate at all participating Hyatt hotels, as well as 5% off qualifying stays at Oasis home rentals.

Usually, you need to spend 50 nights in Hyatt hotels each year to qualify for this benefit, so this is a great way to start saving yourself some cash on your Hyatt stays.

Elite Night Credits as You Spend

With your card, you’ll earn 5 Elite Night Credits for every $10,000 you spend on the card in a calendar year, making for a great way to help you achieve higher levels of World of Hyatt elite status even faster.

In fact, with this perk, you could spend your way to World of Hyatt status without needing to step foot in a Hyatt hotel. You can do so by spending $60,000 on the card to earn Explorist status and $120,000 on the card to earn top-tier Globalist status.

Of course, it wouldn’t make much sense to spend your way to elite status if you don’t stay in Hyatt hotels much. But the point is that spending on the World of Hyatt Business card is a great way to supplement your stays to help you reach higher levels of elite status that you might not ordinally be able to qualify for.

10% Points Rebate

If you are able to spend $50,000 on your card throughout the year, from then on you’ll receive a 10% rebate on your award stays. There’s a cap of 20,000 points back — which you’d have to redeem 200,000 points to hit.

Again, this only applies to award stays after you’ve met the $50,000 threshold, so if this is a benefit that entices you, then you’ll want to meet that spend requirement as early in the year as possible.

Travel Protections

With the card, you’ll also receive the following travel protections:

  • Primary Rental Car Coverage
  • Trip Cancellation and Interruption Insurance: Get reimbursed up to $1,500 per person and $6,000 per trip for non-refundable expenses if your trip is canceled or cut short by a covered situation.

Shopping Protections

  • Purchase Protection: This covers new purchases made with the card for 120 days against damage or theft, for up to $10,000 per claim and $50,000 per account.
  • Extended Warranty Protection: Products purchased with warranty coverage of 3 years or less are extended by 1 additional year.

How To Earn and Redeem World of Hyatt Points

World of Hyatt points are some of our favorite hotel points to earn thanks to how generous the World of Hyatt award chart is. Fortunately, using your card isn’t the only way to earn Hyatt points. We’ve put together a guide that breaks down all of the best ways to earn World of Hyatt points.

You’ll find when it comes time to redeem your points that you can get some serious value with the World of Hyatt program and stay at some killer hotels. Here is a look through some of our favorite ways to redeem Hyatt points!

Alternative Cards to the World of Hyatt Business Card

The Hilton Honors American Express Business Card

The Hilton Honors American Express Business CardTerms Apply / Rates & Fees

The Hilton Honors American Express Business Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

An excellent option for business owners and business travelers who stay at Hilton properties often and want perks like Hilton Honors elite status.

Learn More(at Amex's secure site)

The Hilton Honors American Express Business Card

An excellent option for business owners and business travelers who stay at Hilton properties often and want perks like Hilton Honors elite status.
Welcome Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors Business Card within the first three months of Card Membership.
130,000 points
$650
$95
20.99% - 29.99% Variable
Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Good to Excellent (670-850)

For frequent business travelers who regularly stay in Hilton hotels, The Hilton Honors American Express Business Card is a great option.

Not only will the card help you earn more points on all of your Hilton stays, but you’ll also receive automatic elite status, complimentary Priority Pass visits, travel protections, and the opportunity to earn free night certificates.

Here’s a detailed look at all the benefits this card offers so that you can determine if it’s a good fit for you.

Pros

  • 12x points per $1 on Hilton purchases
  • 6x points per $1 at U.S. gas stations, on wireless telephone services purchases directly from U.S. service providers, and on U.S. purchases for shipping
  • 6x points per $1 at U.S. restaurants, on flights booked directly with airlines or with Amex Travel, and on car rentals booked directly from select car rental companies
  • 3x points per $1 on all other purchases
  • Automatic Hilton Honors Gold status, and the ability to spend your way to Diamond status
  • 10 complimentary Priority Pass visits
  • Free Weekend Night Reward after $15,000 in spend in a calendar year, and a second after you spend $60,000
  • No foreign transaction fees (rates and fees)

Cons

  • Welcome Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors Business Card within the first three months of Card Membership.
  • Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X directly with hotels and resorts in the Hilton portfolio, 6X at U.S. gas stations, on U.S. purchases for shipping, on wireless telephone services purchased directly from U.S. service providers, on flights booked directly with airlines or with Amex Travel, on car rentals booked directly from select car rental companies, and at U.S. restaurants, 3X on all other eligible purchases.
  • Enjoy complimentary Hilton Honors™ Gold Status with your Hilton Honors Business Card.
  • Earn a Free Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year.
  • Earn another Free Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your Card in the same calendar year.
  • Terms apply.

Financial Snapshot

  • APR: 20.99% - 29.99% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Hilton Honors loyalty program

If you’re not a Hyatt person and prefer Hilton hotels instead, then you should opt for the Hilton Business Amex card. The card earns 12x Hilton Honors points per $1 on Hilton stays, 6x points per $1 on select business purchases, 6x points per $1 on select travel purchases, and 3x points per $1 on all other purchases.

Plus, it comes with complimentary Hilton Gold status, 10 complimentary Priority Pass visits, and the ability to get a free weekend night reward after you spend $15,000 on eligible purchases on your card in a calendar year.

Marriott Bonvoy Business™ American Express® Card

LIMITED-TIME OFFER
Marriott Bonvoy Business® American Express® CardTerms Apply / Rates & Fees

Marriott Bonvoy Business® American Express® Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A great option for business owners who stay in Marriott hotels and want automatic elite status.

Learn More(at Amex's secure site)

Marriott Bonvoy Business® American Express® Card

A great option for business owners who stay in Marriott hotels and want automatic elite status.
Limited Time Offer: Earn 125,000 Bonus Marriott Bonvoy Points after you use your new Card to make $8,000 in purchases within the first 6 months of Card Membership. Offer Ends 11/1/23.
125,000 points
$875
$125
20.99% - 29.99% Variable
Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Good to Excellent (670-850)

Business travelers who opt for Marriott as their hotel chain of choice will definitely want to consider the Marriott Bonvoy Business® American Express® Card. The card offers great benefits to cardholders like a complimentary hotel night once a year, complimentary Gold Elite status, and multiple point redemption options.

Pros

  • 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
  • 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
  • 2x points per $1 on all other purchases
  • 15 Elite Night Credits
  • 1 Free Night Award each cardmember anniversary (up to 35,000 points)
  • Complimentary Marriott Bonvoy Gold Elite Status
  • Receive a 7% discount off standard rates for reservations of standard guest rooms at hotels that participate in the Marriott Bonvoy program when you book directly. Terms and Conditions Apply.
  • No foreign transaction fees (rates and fees)

Cons

  • Limited Time Offer: Earn 125,000 Bonus Marriott Bonvoy Points after you use your new Card to make $8,000 in purchases within the first 6 months of Card Membership. Offer Ends 11/1/23.
  • Receive a 7% discount off standard rates for reservations of standard guest rooms at hotels that participate in the Marriott Bonvoy program when you book directly through Marriott. Terms and Conditions Apply.
  • 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
  • 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
  • 2x points on all other eligible purchases.
  • Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Card.
  • Terms apply.

Financial Snapshot

  • APR: 20.99% - 29.99% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Marriott Bonvoy

Similarly, if you’re more of a Marriott person, then the Marriott Bonvoy Business card would be a better option for you. This card offers 6x Marriott Bonvoy points per $1 on Marriott stays, 4x points per $1 at restaurants, gas stations, shipping, and wireless phone services, plus 2x points per $1 on all other purchases.

You’ll also receive complimentary Marriott Silver Elite status, 15 Elite Night Credits to help you reach Gold Elite status, and a free night award each year valid for any Marriott hotel costing up to 35,000 points per night.

For rates and fees of The Hilton Honors American Express Business Card, click here.
For rates and fees of the Marriott Bonvoy Business® American Express® Card, click here.

Frequently Asked Questions

Yes, as of October 2021, Chase and World of Hyatt have finally released a co-branded business credit card.

If you’re a small business owner who regularly stays at Hyatt hotels, then yes, the World of Hyatt Business card will probably be worth it to you. Not only will it help you earn World of Hyatt points and World of Hyatt elite status faster, but it also comes with complimentary Discoverist status, an up to $100 annual Hyatt credit, access to the Hyatt Leverage program, and much more.

While the World of Hyatt Business card is subject to Chase’s 5/24 rule, as in you cannot be approved for the card if you’re over the 5/24 rule, the card itself does not add to your 5/24 count.

So, if you’re at 3/24 and are approved for the card, you’ll still be at 3/24 afterward.

The annual fee of the World of Hyatt Business card is $199.

No, the World of Hyatt Business card does not offer a free night certificate. However, it does offer an up to $100 annual Hyatt credit, split into 2 $50 statement credits, that helps offset the annual fee each year.

Anyone who operates a small business is eligible for the World of Hyatt Business card. This includes registered business owners who have an EIN, but also sole proprietors with just a Social Security number.

So if you operate a side business for additional income, you are eligible for the World of Hyatt Business card.

About Jarrod West

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in outlets like The New York Times.

Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.

0 comments

Any thoughts or questions? Comment below!

Email needed if you'd like comment updates. It will NOT be published.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

DMCA.com Protection Status