Expert Credit Card Reviews [Travel, Business, Airline, Hotel and Cash-Back]

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Here at Upgraded Points, our experts do a thorough analysis of all of the most popular credit cards on the market. We take care of the hours of reading, researching, and writing, so you can focus on what’s most important — the rewards!

Travel Credit Card Reviews

If you’re a traveler that likes to keep their options open, then a flexible travel rewards credit card is the way to go. Where will your points take you?

Travel Card	Quick Summary
Chase Sapphire Preferred® Card Learn More (at Chase's secure site)	A fantastic travel card with a huge welcome bonus, good benefits, and perks for a moderate annual fee.
Chase Sapphire Reserve® Learn More (at Chase's secure site)	A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.
The Platinum Card® from American Express Learn More (at Amex's secure site)	This card is undoubtedly the #1 card for luxury travel benefits. From the best lounge access (of any card) to free credits, to complimentary elite status, you can’t go wrong.
American Express® Gold Card Learn More (at Amex's secure site)	This is the go-to card for food lovers who dine out at restaurants and those who want big rewards at U.S. supermarkets!
Capital One VentureOne Rewards Credit Card	The card offers unlimited miles at 1.25x per $1 and no annual fee. When you consider the flexible rewards, frequent travelers come out on top.
Capital One Venture Rewards Credit Card	Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!
Citi Prestige® Card	Complimentary lounge access, fourth-night free hotel stay, an annual travel credit, and strong point-earning make the Citi Prestige card a great option.
Citi Premier® Card Learn More (at our partner's secure site)	Frequent flyers will enjoy 3x ThankYou Points at restaurants, gas stations, supermarkets, air travel, and hotels.
American Express® Green Card Learn More (at Amex's secure site)	This card can provide a great way to accumulate points, especially if you book airfare, hotel stays, and more via the American Express Travel site.

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Small Business Credit Card Reviews

Whether you have an established business or are making the leap into a new venture, you’re going to need a card to keep your business and personal finances separate. A small business card can help provide purchase protections and reward you for every dollar you spend. We recommend taking a closer look at Amex’s business credit cards and Chase’s business credit cards seeing as they generally offer the best rewards.

Business Card	Quick Summary
Ink Business Unlimited® Credit Card Learn More (at Chase's secure site)	The Ink Business Unlimited card is a stellar option for business owners looking for a no-fuss uncapped 1.5% cash-back card without an annual fee.
Ink Business Cash® Credit Card Learn More (at Chase's secure site)	This card offers great rewards and no annual fee, as well as a 0% intro APR. Any new business owner that needs to get going will enjoy this card.
The Business Platinum Card® from American Express Learn More (at Amex's secure site)	This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!
American Express Blue Business Cash™ Card Learn More (at Amex's secure site)	Take control of your cash-back with the Amex Blue Business Cash card, and earn 2% cash-back on up to $50,000 in purchases each year.
Ink Business Preferred® Credit Card Learn More (at Chase's secure site)	The Ink Business Preferred card is hard to beat, with a huge sign-up bonus and 3x points per $1 on the first $150,000 in so many business categories.
American Express® Business Gold Card Learn More (at Amex's secure site)	Get 4x points in 2 select categories where your business spends the most each month (on your first $150,000 spent each year).
The Blue Business® Plus Credit Card from American Express Learn More (at Amex's secure site)	Earn Membership Rewards for your business spending the easy way: get 2x points for the first $50,000 in purchases per year.
Business Green Rewards Card from American Express Learn More (at Amex's secure site)	This entry-level business card earns points for your business spending, which you can redeem in a simple-to-use rewards program. Business owners will appreciate the suite of tools designed to simplify finances.

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Airline Credit Card Reviews

Those who always fly with a specific airline can use an airline credit card to add extra benefits like free baggage, early boarding, and other loyalty perks.

Airline Card	Quick Summary
American Airlines AAdvantage MileUp℠ Card Learn More (at our partner's secure site)	Earn 2x miles per dollar spent on American Airlines flights and at grocery stores, all without needing to pay an annual fee.
British Airways Visa Signature® Card	This card is great for British Airways frequent flyers, and traveling couples will find great value in the Travel Together Ticket.
Citi® / AAdvantage® Executive World Elite Mastercard® Learn More (at our partner's secure site)	Access to Admirals Clubs, tons of added benefits, and a way to spend towards elite status make this a great option for American Airlines loyalists.
Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® Learn More (at Citi's secure site)	Status lovers will enjoy the variety of benefits that come with this card. From free bags to reduced-price inflight beverages, AA still flies in style.
Delta SkyMiles® Gold American Express Card Learn More (at Amex's secure site)	This card provides bonus SkyMiles on all purchases, along with a free bag, priority boarding, and discounted Sky Club lounge access.
Delta SkyMiles® Platinum American Express Card Learn More (at Amex's secure site)	Frequent Delta travelers will enjoy this card's bonus categories, benefits, and ability to reach higher levels of elite status.
Delta SkyMiles® Reserve American Express Card Learn More (at Amex's secure site)	Delta loyalists will love the fast track to Delta elite status, lounge access, baggage benefits, and upgrade priority with the Delta Reserve card.
Southwest Rapid Rewards® Premier Credit Card Learn More (at Chase's secure site)	Earn Southwest points on every purchase, plus anniversary points, Tier Qualifying Points, and points toward the Companion Pass!
Southwest Rapid Rewards® Plus Credit Card Learn More (at Chase's secure site)	This card makes it easy to earn unlimited points and qualify for the Southwest Companion Pass. The welcome offer gets you started!
Southwest Rapid Rewards® Priority Credit Card Learn More (at Chase's secure site)	This card focuses on the Southwest traveler with anniversary points, travel credit, upgrades, and money back on inflight purchases.
United℠ Explorer Card Learn More (at Chase's secure site)	With a welcome offer, priority boarding privileges, no foreign transaction fees and more, MileagePlus members will definitely enjoy their partnered card.

More Reads:

Delta Reserve Card vs Amex Platinum

Airline Business Credit Card Reviews

For business travelers, having an airline credit card could save a lot of money on baggage fees and upgrade your travel experience.

Airline Business Card	Quick Summary
CitiBusiness® / AAdvantage® Platinum Select® Mastercard® Learn More (at Citi's secure site)	A low annual fee, a free checked bag, and tons of perks and discounts make this card valuable for business owners who travel.
Delta SkyMiles® Gold Business American Express Card Learn More (at Amex's secure site)	Receive 2x SkyMiles on Delta purchases and eligible business purchases, priority boarding, a free checked bag, and discounted access to the Sky Club Lounge.
Delta SkyMiles® Platinum Business American Express Card Learn More (at Amex's secure site)	Between great perks and the potential to earn plenty of SkyMiles, this card is a must-have for frequent Delta travelers.
Delta SkyMiles® Reserve Business American Express Card Learn More (at Amex's secure site)	Receive priority boarding, complimentary access to Delta Sky Club and Centurion Lounges, concierge support, and an annual companion certificate.
Southwest Rapid Rewards® Performance Business Credit Card Learn More (at Chase's secure site)	Southwest frequent flyers will love the upgraded boarding positions, inflight Wi-Fi credits, and bonus points on each cardmember anniversary.
Southwest® Rapid Rewards® Premier Business Credit Card Learn More (at Chase's secure site)	Business owners who fly Southwest often can earn extra points for all of their spending, and add employee cards at no additional cost.
United℠ Business Card Learn More (at Chase's secure site)	A business card from Chase for United loyalists with benefits such as free checked bags and discounts on inflight purchases.

Hotel Credit Card Reviews

If you have a favorite hotel group, adding their co-branded credit card to your wallet can help fast track you towards elite status, give you free nights every year, room upgrades, and other benefits.

Hotel Card	Quick Summary
The World of Hyatt Credit Card Learn More (at Chase's secure site)	The World of Hyatt card offers a fast track to Hyatt elite status, an annual free night, and up to 9x points per $1 on Hyatt stays.
Hilton Honors American Express Aspire Card Learn More (at Amex's secure site)	Automatic Hilton Diamond status, an annual free night, and a travel and resort credit make this the perfect card for those who stay in Hilton hotels.
Hilton Honors American Express Card Learn More (at Amex's secure site)	This card earns 5x to 7x points at Hilton and U.S. gas stations, U.S. supermarkets, and U.S. restaurants, plus automatic Silver status!
Hilton Honors American Express Surpass® Card Learn More (at Amex's secure site)	An excellent high-earning Hilton credit card that comes with perks like Hilton Honors Gold status and Priority Pass lounge access.
IHG® Rewards Premier Credit Card	The perfect card for IHG fans, offering a free night every year, automatic Platinum Elite status, and your fourth night free on award stays.
IHG® Rewards Traveler Credit Card	Earn up to 17x when you stay at IHG hotels, 3x on dining, utilities, select streaming services, and at gas stations, and 2x on all other purchases.
Marriott Bonvoy Bold® Credit Card Learn More (at Chase's secure site)	A great option for Marriott hotel fans who want a no annual fee card and automatic Marriott Bonvoy elite status.
Marriott Bonvoy Boundless® Credit Card Learn More (at Chase's secure site)	Marriott loyalists will love this card's annual free night award, automatic elite status, and up to 17x points per $1 on Marriott hotel stays.
Marriott Bonvoy Brilliant™ American Express® Card Learn More (at Amex's secure site)	A premium card for Marriott fans who want perks like an annual statement credit and free night award, plus a fast track to Marriott elite status.

More Reads:

Hilton Aspire vs Amex Platinum

Hotel Business Credit Card Reviews

Business travelers that stay overnight at hotels regularly are likely tied to a specific brand. We recommend looking at a hotel credit card to maximize points, rewards and savings.

Hotel Business Card	Quick Summary
The Hilton Honors American Express Business Card Learn More (at Amex's secure site)	An excellent option for business owners and business travelers who stay at Hilton properties often and want perks like Hilton Honors elite status.
Marriott Bonvoy Business™ American Express® Card Learn More (at Amex's secure site)	A great option for business owners who stay in Marriott hotels and want automatic elite status.

Cash-Back Credit Card Reviews

If you prefer cold hard cash-back from a rewards card due to its simplicity, you’ll have no shortage of great options to choose from.

Cash Back Card	Quick Summary
American Express Cash Magnet® Card Learn More (at Amex's secure site)	Earn consistent 1.5% cash-back on all purchases, with no caps or changing categories to track, and with no annual fee.
Blue Cash Everyday® Card from American Express Learn More (at Amex's secure site)	This cash-back card offers a capped 3% at U.S. supermarkets, 2% at U.S. gas stations, and 1% on all other purchases!
Blue Cash Preferred® Card from American Express Learn More (at Amex's secure site)	This card is great for those who want to earn cash-back with U.S. supermarkets, U.S. streaming subscriptions, transit, and U.S. gas stations.
Capital One® Quicksilver® Cash Rewards Card	A flexible, no-frills card that earns 1.5% cash-back on all purchases. Redeem rewards for any amount anytime you choose with no annual fee.
Capital One® Savor® Rewards Card	An excellent cash-back card that offers rewards for categories like dining, entertainment, and grocery stores.
Chase Freedom Flex℠ Learn More (at Chase's secure site)	The Freedom Flex card is an excellent no-annual-fee card that still earns big with 5% cash-back on travel and other bonus categories.
Chase Freedom Unlimited® Learn More (at Chase's secure site)	This all-purpose cash-back card offers great bonus categories, including bonus points for every purchase you make!
Citi® Double Cash Card Learn More (at our partner's secure site)	Great card for the average spender with no specific focus category; worry-free cash-back earning on everything!
Costco Anywhere Visa® Business Card by Citi Learn More (at our partner's secure site)	Earn 4% cash-back on gas, 3% cash-back at restaurants and travel, 2% cash-back at Costco, and 1% on all other purchases.