How To Find the 70K or 80K Bonus Offer for the Chase Sapphire Preferred Card [2026]

The Chase Sapphire Preferred^® Card isn’t always available with the same welcome offer. Throughout the year, there could be varying bonus offers, with a large difference in points.

A 75,000-point bonus offer could be worth $1,500, while a 100,000-point bonus offer can potentially deliver $2,000 in value when redeemed strategically. That’s a difference of $500 just by applying for a better welcome offer.

Before submitting an application, it’s important to understand how to find the best available welcome. Don’t apply until you’ve reviewed the guidance below, as doing so could mean missing out on a substantially larger welcome bonus offer.

Benefits Summary

The Chase Sapphire Preferred card is a popular travel rewards cards, so we’ll review the card’s key perks highlights:

• Annual fee: $95
• Current public welcome offer: Earn 75,000 100,000 points after spending $5,000 on purchases in the first 3 months.
• Rewards: 5x points on travel purchased through Chase Travel and Lyft (until September 30, 2027), 3x points on online grocery purchases, dining, select streaming services, gas and EV charging, vacation homes, 2x points on all other travel purchases, and 1x points on all other purchases
• Benefits: Receive a 25% boost in value when redeeming points on Chase Travel, trip cancellation and interruption insurance, auto rental collision damage waiver, lost luggage insurance, and more (Source: Chase)
• Statement credits: Up to $100 annual Chase Travel hotel credit and a Global Entry, TSA PreCheck, or NEXUS credit
• Best for: Travelers looking for a powerful travel rewards card with strong transfer partner options

Hot Tip:

If you need more inspiration, read our ultimate guide on the best ways to redeem your Chase points for maximum value.

Find the Best Chase Sapphire Preferred Welcome Bonus Offer

While the standard offer on the Chase Sapphire Preferred card is usually pretty solid, you always want to make sure you’re getting the best offer possible. Here are a few ways to try and track down a higher offer.

Easiest Way: Increased Public Welcome Offer

Naturally, one of the best ways to track down a higher welcome offer is by not having to track it down at all! Occasionally, Chase will offer an increased welcome offer available to everyone for a limited time.

That’s exactly the kind of limited-time opportunity you’ll find on the Chase Sapphire Preferred card now. Its all-time best (and very rare) 100,000-point welcome offer is back for eligible new applicants:

• Earn 75,000 100,000 points after spending $5,000 on purchases in the first 3 months.

100,000 Ultimate Rewards points are worth more when redeemed through Chase Travel — and even more when transferred to one of Chase’s transfer partners. For that reason, we value this 100,000-point welcome offer at $2,000 (or more) for travel.

CardMatch

CardMatch is a tool that allows users to check for targeted offers from banking partners. Many of the larger U.S. banks, like Chase and American Express, publish these targeted offers on CardMatch, revealing those offers to users who use the CardMatch tool.

If you want to make sure you’re qualified for a card before you apply, CardMatch offers that, as well. While this does not guarantee approval, the likelihood of getting approved improves significantly compared to someone who applies for a card through its website.

Just be aware that there’s no guarantee that you’ll see better offers than what’s publicly available. But it’s worth checking out, especially as it’s free and your credit doesn’t get pulled.

Here’s the information that you need to provide CardMatch to use the tool to see your offers:

• Full name
• Address
• Last 4 digits of your Social Security number

While you may have reservations about providing the last 4 digits of your Social Security number, the entire website is secured using 256-bit encryption, and it’s a PCI Level 1-compliant organization, which means it offers the same level of security as a bank.

Furthermore, when you insert these details into CardMatch, you do not receive a hard pull on your credit report. This information is only used to match you with any targeted offers you’re eligible for.

Targeted Mailings From Chase

Another great way to increase your odds of receiving a higher offer is by opting into targeted mailings from Chase. Luckily, it’s pretty simple to do so.

First, log in to your account and click over to your “Profile,” then “Settings.” Once there, select “Marketing Preferences,” and then make sure you’ve selected “Yes” to receive special offers from Chase, which includes credit card offers!

Is the 70K or 80K Point Bonus Worth It?

In June 2025, Chase permanently increased the standard bonus offer on the Chase Sapphire Preferred card to 75,000 points. Therefore, scoring at (or above) this threshold — such as 80,000 points — is a very good opportunity.

Consider that merely redeeming an 80,000-point welcome offer for cash-back would offer $800 in value to you. But if you were to redeem your points through the Chase Travel portal, with a 75% bonus offer via Points Boost, for example, with your Chase Sapphire Preferred card, your value would increase to $1,400 in travel for the 80k offer.

That said, you could potentially receive even more value than that by making strategic use of Chase transfer partners. By redeeming your points this way, you can book business and first class flights, along with 5-star hotel stays, for a fraction of what these experiences would usually cost — giving you far more value than 1 to 1.75 cents per point.

Based on the Chase Sapphire Preferred card’s welcome offer history, scoring 100,000 bonus points is the best-of-the-best opportunity. There has simply never been a better welcome offer on the Chase Sapphire Preferred card, and it surely won’t last long.

Credit Score Required

There is no set credit score that will guarantee that you will be approved for the Chase Sapphire Preferred card. That said, if you have a good to excellent credit score, plus a couple of years of clean credit history, you should have reasonably good approval odds (Source: Chase).

History of Chase Sapphire Preferred Welcome Offers

In the past, welcome offers for the Chase Sapphire Preferred card have generally ranged from 60,000 points to 80,000 points. However, since June 2025, the minimum standard welcome offer starts at 75,000 points, though the highest-ever welcome offers have been 100,000 points.

Do Welcome Offers Happen More Than Once?

Both the 70,000-point and 80,000-point offers have happened more than once. We cannot say definitively whether they will be offered again, but, based on the history of offers, it is likely that you’ll see them again.

So if you missed out on the 70,000- or 80,000-point welcome offer before, there is a decent chance that you’ll have the opportunity again.

Chase Sapphire Preferred: Multiple Welcome Offers Possible?

You can earn one welcome offer per Sapphire-branded card from Chase. This means you can have the Chase Sapphire Preferred card, the Chase Sapphire Reserve^®, and the Sapphire Reserve for Business℠, and be eligible for all 3 welcome offers separately.

However, if you’ve previously earned a welcome bonus offer on the Chase Sapphire Preferred card, you generally won’t be eligible to receive another one (Source: Chase).

These changes are due to Chase’s updated welcome bonus eligibility rules, introduced in early 2026.

Best Ways To Redeem the 70K or 80K Welcome Offer

There are many ways to redeem Ultimate Rewards points, but here are some top options to consider:

• Air France business class flights from the U.S. to Paris for 60,000 points
• Domestic flights within the U.S. for as low as 7,500 points
• World of Hyatt hotel stays from 3,000 points

Easy Ways To Meet the Minimum Spend

Earning a welcome bonus doesn’t require changing your spending habits. Instead, focus on putting your regular expenses on the card during the 3-month qualification period:

• Auto, homeowners, renters, or health insurance premiums
• Everyday purchases, including groceries, dining, and gas, and monthly bills
• Travel bookings, including flights and hotels
• Large planned purchases, home improvement projects, or annual subscriptions

At the same time, carrying a balance and paying interest can quickly reduce the value of any welcome bonus earned, so don’t overspend without having a plan to pay off your statement in full.

Reasons You May Not Be Able To Get a Higher Welcome Offer

Chase’s 5/24 Rule

The Chase Sapphire Preferred card is subject to the Chase 5/24 rule. It limits new applicants from opening certain cards with Chase if they have previously opened 5 or more new credit cards in the last 24 months.

Keep in mind that this mostly applies to new personal credit cards — many business credit cards, personal loans, auto loans, etc., are not counted toward your 5/24 total.

So if you’ve opened 5 or more new accounts over the past 2 years, you will not be approved for the Chase Sapphire Preferred card, even if you track down a higher welcome offer.

Low Credit

If you currently have a low credit score, your odds of getting approved for the Chase Sapphire Preferred card are much lower, regardless of how large a welcome offer you’re applying for.

If you were recently denied for the Chase Sapphire Preferred card, or think you would be denied if you applied, then your main priority should be to improve your credit score.

You’ve Said No to Marketing Offers

This one is easy to overlook, as Chase cannot send you marketing offers unless you opt in to receive them. If you want to limit the snail mail you receive, you’re better off avoiding this, but if you want targeted offers mailed straight to you, you have to opt in!

Final Thoughts

The Chase Sapphire Preferred card has featured a variety of welcome offers over the years, with 100,000 bonus points as the highest publicly available welcome offer. Before applying, check your eligibility for the card and compare the current public offer to ensure you’re applying for the best available bonus.