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$1,000
$195
Good to Excellent (670-850)
Earn up to 5% cash-back for your business without complex bonus earning categories!
Chase has introduced the Ink Business Premier℠ Credit Card to its business credit card lineup. With straightforward cash-back earnings on everyday purchases and large expenses, tools to help you monitor your business, and multiple ways to redeem your rewards, this is a great card option to consider.
While many cards on the market offer 2% cash-back on all purchases, stepping that up a notch and offering 2.5% cash-back on purchases over $5,000 is exceptional and makes the Ink Business Premier card a standout for business owners that frequently make purchases over this size.
Further, the card offers several benefits that business owners are sure to love. For starters, many cash-back credit cards charge foreign transaction fees, while the Ink Business Premier card does not, making it a great option for business owners who often make international purchases.
Cardholders will also enjoy perks like cell phone protection, purchase protection, rental car insurance, free employee cards, and much more. Put simply, if you’re a business owner that is looking for an excellent all-around cash-back rewards card, then the Ink Business Premier card would be a great option.
With your Ink Business Premier card, you’ll receive the following card protections:
While the annual fee for your primary Ink Business Premier card is $195, there is no fee to add additional employee cards. This is a great feature for business owners that have employees who make purchases on behalf of the business and allows you to make sure you’ll be earning 2% to 2.5% cash-back on purchases your employees make as well.
To rack up as much cash-back as possible, you’ll want to use your Ink Business Premier card for every business expense you possibly can. You’ll especially want to use it on transactions of $5,000 or more to earn 2.5% cash-back. Of course, you’ll still earn 2% cash-back on all other card purchases as well. Don’t forget that the card also earns 5% back on travel purchased through the Chase Ultimate Rewards travel portal for your business travel needs.
When you’re ready to redeem your cash-back rewards, you’ll have 4 options for doing so. The first is as a statement credit to offset card purchases, or as a deposit to your linked bank account, with no redemption minimum. You can also redeem your cash-back through the Chase Ultimate Rewards travel portal, to purchase Apple products through Chase, or for gift cards from over 150 merchants.
The Ink Business Unlimited card is a stellar option for business owners looking for a no-fuss uncapped 1.5% cash-back card without an annual fee.
As a business owner, you likely keep pretty busy and probably prefer a credit card that just keeps things simple.
If so, the Ink Business Unlimited® Credit Card might be just the card for you. From zero annual fee to a flat cash-back rate, the card is a no-frills option that you don’t have to think twice about.
Don’t forget too, 0% intro APR on purchases for 12 months; variable 18.49% - 24.49% thereafter
If you’re looking for an excellent cash-back business card without an annual fee, then the Ink Business Unlimited card is worthy of consideration. With it, you’ll earn an uncapped 1.5% back on all purchases, with no need to worry about maximizing card bonus categories.
Further, it offers perks like free employee cards, purchase protection, rental car insurance, extended warranty coverage, and more.
See how these card compare here: Ink Business Premier card vs. Ink Business Unlimited card
The Ink Business Preferred card is hard to beat, with a huge welcome bonus offer and 3x points per $1 on the first $150,000 in so many business categories.
The Ink Business Preferred® Credit Card is a powerhouse for earning lots of points from your business purchases, especially for business owners that spend regularly on ads.
Plus the card offers flexible redemption options, including access to Chase airline and hotel transfer partners where you can achieve outsized value.
Business owners will also love the protections the card provides like excellent cell phone insurance, rental car insurance, purchase protection, and more.
Those who want a business credit card that earns flexible rewards shouldn’t overlook the Ink Business Preferred card.
It is a strong point earner offering 3x points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, cable, and phone services, and advertising purchases made with social media sites and search engines.
When you’re ready to redeem those rewards you can do so for cash-back at a rate of 1 cent per point, through the Chase travel portal at a rate of 1.25 cents per point, or receive even more value through one of the many Chase Ultimate Rewards transfer partners.
Not to mention that it offers several great benefits like no foreign transaction fees, free employee cards, cell phone protection, purchase protection, extended warranty coverage, and rental car insurance.
Read more in our full comparison of these 2 cards: Ink Business Premier card vs. Ink Business Preferred card
We’ve also compared the Ink Business Premier card to these popular credit cards:
If you’re looking for a strong cash-back rewards business card, in particular one that rewards business owners who frequently make large purchases, then yes, the Ink Business Premier card would likely be worth it for you.
Cardholders of the Ink Business Premier card receive several benefits like free employee cards, no foreign transaction fees, cell phone protection, purchase protection, extended warranty coverage, rental car insurance, and more.
Yes, the Ink Business Premier card charges a $195 annual fee.
Unlike many other cash-back cards, the Ink Business Premier card does not charge foreign transaction fees.
Unlike the other cash-back-focused Ink business cards, the Ink Business Unlimited card and Ink Business Cash card, the cash-back rewards you earn with the Ink Business Premier card cannot be combined with other Chase cards — notably ones that offer access to Chase’s travel transfer partners.
Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in outlets like The New York Times.
Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.
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