Edited by: Nick Ellis
Grab the Amex Business Gold Card 110K-Point Welcome Bonus Offer [Current Public Offer Is 70K]
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Looking for a new card but don’t want to pay a super-high annual fee? Amex has you covered with a more-than-generous welcome offer on the American Express® Business Gold Card.
As a mid-tier card, you’ll be on the hook for a $295 annual fee — but the points you’ll earn will be worth way more than this (rates and fees).
Let’s take a look.
Targeted offers are discussed in the article below. Please note that these offers are not available to all applicants. Any information related to targeted offers has been collected independently and has not been reviewed or provided by the card issuer.
Amex Business Gold Card Welcome Bonus Offer
The welcome offers for the Amex Business Gold card will vary based on a number of factors, including your credit score and income. It’s possible to see any one of several different available offers. An offer for 70,000 points is nothing to sneeze at — but with 110,000 points? You can go a long way with a welcome offer that large.
We generally value Membership Rewards points at about 2.2 cents apiece, which means that a 70,000-point bonus offer is worth ~$1,540 and a 110,000-point bonus is worth ~$2,420.
Option 1: Check on Amex Directly (Try This Approach First)
If you want to pick up the Amex Business Gold card with the highest offers possible, we recommend starting your search directly on the American Express website.
Checking directly will allow you to see what type of offer you’re targeted for.
Option 2: Check the CardMatch Tool
If Amex’s offer isn’t the one you’re looking for, then the second option we recommend is checking via the CardMatch tool.
CardMatch uses a soft credit check to see if you’re eligible for any elevated offers. Because it isn’t a hard pull, checking offers won’t impact your credit score.
Option 3. Targeted Email Offers
If you’re still searching, keep an eye out for targeted email or mail offers. You’ll need to opt-in to receive New Card and Credit Offers in your Amex account’s General Marketing Email Preferences.
Benefits of the Amex Business Gold Card
Along with a generous welcome offer, the Amex Business Gold card comes with several benefits, including the ability to earn up to 4x Membership Rewards on 2 different categories each month (up to $150,000 per year), including:
- Airfare purchased from airlines
- U.S. purchases for advertising in select media
- U.S. purchases made from select technology providers of computer hardware, software, and cloud solutions
- U.S. purchases at gas stations
- U.S. purchases at restaurants
- U.S. purchases for shipping
Other benefits of the Amex Business Gold card include:
- Trip delay insurance
- Rental car insurance
- Access to Amex’s The Hotel Collection
- Purchase protection and extended warranty protection
Maximizing Your Amex Membership Rewards Points
What would you do with all these Amex Membership Rewards points? If you qualify for the 110,000-point welcome offer and maximize your minimum spend with 4x purchases, you’ll be sitting on a stockpile of 170,000 points.
So, what can you do with them?
Fly ANA First Class Round-Trip to Japan
Amex transfer partner Virgin Atlantic charges between 145,000 and 170,000 points round-trip for a first class flight on Tokyo-based ANA. Amex points transfer to Virgin Atlantic at a 1:1 ratio, meaning 1 Amex point becomes 1 Virgin Atlantic Flying Club point.
Fly Round-Trip Business Class to Europe
Avianca, a member of the Star Alliance, and its LifeMiles program, have access to some of the best products flying to Europe. These include airlines such as United, Lufthansa, Air Canada, and SWISS. Avianca charges 63,000 miles one-way for a business class flight from the U.S. to Europe. Better yet, it doesn’t pass along any fuel surcharges. This will keep your out-of-pocket cost low on airlines such as Lufthansa (which can otherwise charge upwards of $1,000/flight).
Amex points transfer to Avianca LifeMiles at a 1:1 ratio.
Go to French Polynesia 7 Times
Are you feeling like taking a trip to Bora Bora? Australian airline Qantas partners with Air Tahiti Nui to provide reward flights to French Polynesia. Flights from the West Coast of the U.S. cost just 22,500 miles one-way in economy, meaning you can buy 7 of these tickets and still have some miles left over.
As with the others on this list, Amex points transfer to Qantas Airways at a 1:1 ratio.
Hot Tip: For more inspiration, check out the best ways to redeem your Amex Membership Rewards points (we also have guides for redeeming 60,000 and 100,000 Amex points) and how to upgrade your flight using Membership Rewards points.
This is an excellent offer for the Amex Business Gold card. Although it features fewer benefits than some of its higher-end options, you’ll enjoy thousands of dollars worth of points when meeting (and maximizing) the minimum spend.
For the purchase protection and extended warranty benefit of the American Express® Business Gold Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/
For rates and fees of the American Express® Business Gold Card, click here.
Featured Image Credit: Upgraded Points
Frequently Asked Questions
The highest-ever Amex Business Gold card welcome bonus offer was 130,000 points.
Generally speaking, the Amex Business Gold card is not hard to get so long as you have a few years of credit history and a relatively strong credit score.
The Amex Business Gold card does not have a preset credit limit. That doesn’t mean you’ll be able to charge any amount you want on the card, but rather that your overall limit will vary based on your income, payment history, how much you’ve charged on the card already, and more.
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