Automatic Platinum Elite Status
With your IHG Premier Business card, you’ll receive IHG Rewards Platinum Elite status as a benefit of holding the card. Without the card, you’d need to stay 40 qualifying nights or earn 40,000 qualifying points each year to qualify for this status level, making this automatic perk a very valuable one!
Platinum Elite status includes the following perks:
- 60% bonus points earned on IHG stays
- Priority check-in and extended checkout
- Complimentary room upgrades
- Welcome amenity
For those who are trying to earn as many points as possible to eventually book free nights, the 60% bonus in point-earning really comes in handy. This is because it ups the number of points earned during IHG stays from 10x points per $1 to 16x points per $1.
But also remember that when you use your IHG Premier Business card to pay for your stay, you’ll earn another 10x points per $1 spent, bringing your total to 26x points per $1 on all of your IHG stays — or a 13% return on your IHG stays based on our points and miles valuations.
Plus, the card gives you a path towards top-tier Diamond Elite status, requiring you to spend $40,000 on the card in a calendar year instead of staying 70 qualifying nights.
Fourth Night Free on Award Stays
One of the best benefits of the IHG Premier Business card is that it gives you the ability to get your fourth night free on all award stays. This perk alone effectively gives you a 25% discount on all of your 4-night IHG award stays and can lead to massive savings in points if you book multiple award stays each year.
Anniversary Free Night Certificate
Each year on your account anniversary, you’ll be given a free night certificate that can be used for a free night at any IHG hotel that costs up to 40,000 points per night.
For most cardholders, this benefit alone makes up for the card’s annual fee, as almost any hotel that you’d be eligible to redeem this certificate at will cost much more for a night than the $99 annual fee you pay for the card.
That said, IHG recently improved the usability of these free night certificates, as now you can also add points on top of the certificate to stay at a more expensive hotel if you choose. For instance, if a property costs 55,000 points per night, you can use your free night certificate plus 15,000 points to book a free night at the hotel.
United TravelBank Cash
Each calendar year, you’ll receive 1 deposit of $25 in United TravelBank cash on January 1, and another $25 United TravelBank cash deposit on July 1, for a total of $50 each year.
If you’re not already familiar, United TravelBank cash can be spent just like normal cash on any United purchases, including flights, baggage, and other items. This means that you’re being given $50 towards United flights each year, just for being a cardholder!
Discount on Purchased Points
Need to top off your point balance in order to book an award stay? Using your IHG Premier Business card to purchase IHG Rewards points will give you a 20% discount when doing so.
With your IHG Premier Business card, you also receive the following card protections:
- Trip Cancellation/Interruption Insurance: If your trip is canceled or cut short by a covered situation, you can be reimbursed up to $5,000 per person and $10,000 per trip for non-refundable travel expenses.
- Purchase Protection: Items purchased with your card are covered for 120 days from the date of purchase against damage or theft, for up to $500 per claim and $50,000 per account.