The Avianca LifeMiles program makes it easy to both earn and purchase its airline miles to use for an award flight.
Avianca not only offers 2 co-branded credits for the U.S. market but the airline also partners with 4 of the 5 transferable point programs.
Avianca Credit Cards
Banco Popular is Avianca’s co-branded partner that offers 2 credit cards for those who live in the U.S.
The Avianca Vida Visa® Card and Avianca Vuela Visa® Card cater to the low and medium annual fee market and also come with respectable welcome bonus offers.
We recommend looking into both cards if you’re looking to earn Avianca miles directly with your spending.
American Express Credit Cards
Amex continues to be one of the heavyweights in the transferable point credit card game and shows no signs of slowing down.
What’s great about Amex are the valuable airline partners customers have access to along with the regular transfer bonuses Amex offers.
If you’re interested in the Amex program, here are the credit cards we recommend checking out:
Recommended Amex Cards (Personal)
| Credit Card | Key Benefits & Info |
|---|
New 100k Welcome Offer
The Platinum Card® from American Express
Learn More (at Amex's secure site) | - Earn 100,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
- Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
- $200 Hotel Credit: Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel when you pay with your Platinum Card®.
- $240 Digital Entertainment Credit: Get up to $20 back each month on eligible purchases made with your Platinum Card® on one or more of the following: Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times. Enrollment required.
- $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax.
- American Express has expanded The Centurion® Network to include 40+ Centurion Lounge and Studio locations worldwide. There are even more places your Platinum Card® can get you complimentary entry and exclusive perks.
- $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline.
- $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only.
- $300 Equinox Credit: Get up to $25 back each month on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card®. Enrollment required.
- $179 CLEAR® Credit: Use your Card and get up to $179 back per year on your CLEAR® membership.
- Good to Excellent (670-850)
- Annual Fee: $695
- Terms Apply. For rates and fees of the Amex Platinum card, click here.
$2,200
Must Reads: For more info on the Amex Platinum, see our thoughts on the cards incredible benefits and perks, which includes travel insurance coverage, and so much more. Check out our full review to see why it’s one of the best travel credit cards. |
American Express® Gold Card
Learn More (at Amex's secure site) | - Rose Gold is here to stay. Card Members can choose between a Gold or Rose Gold Card.
- Earn 60,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.
- Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® Points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
- Earn 3X Membership Rewards® Points on flights booked directly with airlines or on amextravel.com.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
- $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
- No Foreign Transaction Fees.
- Good to Excellent (670-850)
- Annual Fee: $250
- Terms Apply. For rates and fees of the Amex Gold Card, click here.
$1,320
Must Reads: For more info on the Amex Gold Card, see our guides on its benefits and perks, as well as our full review. |
Recommended Amex Cards (Business)
| Credit Card | Benefits & Info |
|---|
New Welcome Offer
The Business Platinum Card® from American Express
Learn More (at Amex's secure site) | - Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
- Plus, 0% Intro APR for 12 months from the date of the account opening on purchases eligible for Pay Over Time. After that, your APR will be 14.99% to 22.99% based on your credit worthiness and other factors as determined at the time of account opening.
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
- Unlock over $1,000 in value per year for statement credits on select purchases with your Card, including up to $400 with Dell Technologies, up to $360 with Indeed, up to $150 with Adobe and up to $120 on wireless telephone purchases. Enrollment required.
- $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year toward baggage fees and more at one qualifying airline.
- $179 CLEAR® Credit: Use your Card and get up to $179 back per year on your CLEAR® membership.
- The American Express Global Lounge Collection® can provide an escape at the airport. With more than 1,400 airport lounges across 140 countries and counting, you have more lounge location options than any other credit card on the market as of 9/2021.
- Good to Excellent (670-850)
- Annual Fee: $695
- Terms Apply. For rates and fees of the Amex Business Platinum card, click here.
$2,640
Must Reads: For more info on the Amex Business Platinum, see our insights on its benefits, top card FAQ’s and the best airport lounges you can access. Go here for our full review. This is one of several business credit cards from Amex. |
American Express® Business Gold Card
Learn More (at Amex's secure site) | - Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
- MORE REWARDS: Get 4x Membership Rewards® points on the 2 select categories where your business spent the most each month. 1x is earned for other purchases.**
- **4x points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
- AIRLINE BONUS: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
- PAY OVER TIME OPTION: Decide whether you want to pay eligible purchases in full each month—or pay over time with interest.*
- Good to Excellent (670-850)
- Annual Fee: $295
- *Terms Apply. For rates and fees of the Amex Business Gold card, click here.
$1,540
Must Reads: For more info on the Amex Business Gold Card see our guide on its benefits, top FAQ’s and our full review. |
The Blue Business® Plus Credit Card from American Express
Learn More (at Amex's secure site) | - Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
- Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
- You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
- *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to American Express, and other factors.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.99% – 21.99%, based on your creditworthiness and other factors at account opening.
- Good to Excellent (670-840)
- Annual Fee: $0
- Terms Apply. For rates and fees of the Blue Business Plus card, click here.
$330
Must Reads: For more info on the Amex Blue Business Plus, see our guide on its benefits and our full review. This is one of several Amex business credit cards. |
Citi Credit Cards
Citi is one of the 5 transferable point programs, however, it’s much more challenging to earn Citi ThankYou Points.
The reason that earning ThankYou Points is difficult is that the bank simply doesn’t offer the number of credit cards that you’ll see from the likes of Amex and Chase.
While earning ThankYou Points can be a pain, it’s not all bad news with Citi. Mirroring Amex, Citi offers airline transfer bonuses throughout the year to some of its airline partners, which helps to increase the value of its points.
More information on the Citi cards we recommend can be found here:
| CREDIT CARD | CARD INFO |
|---|
Citi Premier® Card
Learn More (at our partner's secure site) | - Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.
- Earn 3 Points per $1 spent at Restaurants, Supermarkets, Gas Stations, Air Travel and Hotels.
- Earn 1 Point per $1 spent on all other purchases.
- Annual Hotel Savings Benefit
- 60,000 Points are redeemable for $600 in gift cards when redeemed at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
- No Foreign Transaction Fees on purchases
- Good to Excellent (670-850)
- Annual Fee: $95
$960 |
Limited Time Offer
Citi Rewards+® Card
Learn More (at our partner's secure site) | - Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
- For a limited time, earn 5 ThankYou® Points per $1 spent on air travel and hotels up to $6,000 in the first 12 months and then 1 ThankYou® Points per $1 spent thereafter.
- 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 14.24% – 24.24%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- The Citi Rewards+® Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap.
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
- The standard variable APR for Citi Flex Plan is 14.24% – 24.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.
- Good to Excellent Credit Recommended (670-840)
- Annual Fee: $0
$320 |
Marriott Credit Cards
It’s no secret that since the merger with SPG, the newly revamped Marriott Bonvoy program has come with a string of challenges for those looking to redeem Marriott Bonvoy points.
Challenges with the new program are well-documented, however, the program can be good for a couple of reasons.
The first deals with the transfer bonus. For every 60,000 Marriott Bonvoy points that are transferred to an airline partner, you’ll receive a 5,000-point bonus in the form of airline miles.
Marriott Bonvoy to Avianca transfers are 3:1, so 60,000 Marriott Bonvoy points become 25,000 Avianca LifeMiles with the 5,000-point bonus (60,000/3 = 20,000 + 5,000 bonus = 25,000).
The second positive with Marriott Bonvoy is that members have access to airlines unique to its program, like Alaska Airlines.
Capital One Credit Cards
The main point to address with Capital One is that its business credit cards count against your 5/24 count. If you’re not familiar with the 5/24 rule, we have a post covering it in detail here.
Putting together the right strategy of Capital One business and personal credit cards will open up a ton of opportunities to earn more Capital One miles.
Everything you need to know about Capital One credit cards can be found in the recommended links below:
Recommended Miles-Earning Capital One Cards (Personal)
Capital One Venture X Rewards Credit Card - The newest card in the Capital One lineup with a welcome offer of 75,000 bonus miles after spending $4,000 on purchases within the first 3 months from account opening. Not only does the card come with up to $300 in statement credits when booking through Capital One Travel, you'll also get get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary.
Earn unlimited 10x miles on hotels and rental cars booked through Capital One Travel and 5x miles on flights booked through Capital One Travel, plus unlimited 2x miles on all other purchases. |
| Capital One Venture Rewards Credit Card - This card is packed with lots of benefits and perks. Earn 75,000 mile welcome bonus once you spend $3,000 on purchases within 3 months from account opening. We recommend this as a no-brainer card if you even semi-regularly stay at hotels since this card earns unlimited 2x miles on every purchase. |
| Capital One VentureOne Rewards Credit Card - This is an excellent card for those looking to earn 1.25x miles per $1 on every purchase. With a 20,000 mile welcome bonus (worth $200 toward travel) after spending $500 within the first 3 months and no annual fee, it's a strong choice. |
Other Hotel Partner Credit Cards
Hilton Honors is a hotel partner but you won’t want to transfer points from it to an airline.
The reason is that the transfer ratio is terrible, and yields a subpar value.
If you’re topping off an account or are in a bind, those are the only reasons to transfer points from Hilton Honors to Avianca.
![Avianca LifeMiles Loyalty Program Review [2022]](https://upgradedpoints.com/wp-content/uploads/2022/01/Avianca-A320-close-up-1-752x348.jpg)
