Club Iberia Plus Loyalty Program Review

Iberia Airlines Overview

Iberia Airlines is the flagship airline carrier of Spain that operates out of its hub at the Adolfo Suárez Madrid–Barajas airport (MAD). Flyers can book flights out of MAD to destinations across Europe and the world, including a handful of non-stop flights to the United States.

The airline is a Oneworld™ alliance member joining the likes of American Airlines and Cathay Pacific. With Iberia’s Oneworld membership, frequent flyers with miles earned on Iberia can redeem them not only for Iberia flights, but also for flights on airlines across the alliance.

Club Iberia Plus is the airline’s frequent flyer program offering its members value when flying Iberia or a Oneworld partner airline flight. Club Iberia Plus members are awarded elite status based on the number of Elite Points or Routes (segments) flown between April 1 and March 31 of the following year.

Elite Points are calculated in two ways:

1) the fare class and route flown on Iberia flights, or

2) the distance of the flight on a partner airline.

In addition to the Elite Points awarded for flying, members also earn Avios, which can be redeemed for award flights and upgrades. Additionally Avios can be redeemed for hotel stays, car rentals, and experiences.

Bottom Line: Iberia is a well-rounded program that U.S. travelers, particularly those with Oneworld status, are able to take advantage of. 

Joining Club Iberia Plus

If you’re interested in joining Club Iberia Plus, membership is free and you can set up your Iberia Plus account by filling out this application. Club Iberia Plus members have the ability to earn and redeem Avios in the Club Iberia Plus frequent flyer program.

How to Sign Into Your Club Iberia Plus Account

Enter your Club Iberia Plus Number and Pin that you provided in your application to access your account.

Hot Tip: Iberia provides anyone access to its award charts, but you’ll need to login to your account to search for award space. 

Viewing Your Avios Account Activity

Follow these easy steps to check out the mileage activity in your account:

1. Log into your account
2. Click your name in the top right corner
3. Click “Your Avios”

Points Expiration

If no account activity exists for 36 months, the Avios will expire.

Club Iberia Plus Program

Club Iberia Plus Elite Status

There are three elite tiers in the Club Iberia Plus frequent flyer program.

Members who move to higher elite tiers unlock additional benefits such as lounge access, higher mileage earn rates, and fast-track security status.

When reviewing the benefits within each tier below, it’s important to note that higher elite tiers include all of the benefits of the preceding elite tier:

Plata (Silver)

The lowest elite tier comes with these perks:

• 20% bonus Avios
• Check-in at business desk
• Excess baggage allowance
• Group 2 boarding
• Priority waitlist
• Continuation of status while on maternity leave
• Oneworld Ruby

Oro (Gold)

Iberia’s middle elite tier that provides members with the following benefits:

• 40% bonus Avios
• Free seat selection
• Check-in at business desk
• Excess baggage allowance
• Fast track security
• Group 1 boarding
• Dedicated customer service line
• VIP Lounge access at Madrid-Barajas airport if your flight is longer than 4 hours
• Free VIP parking service at Madrid and Barcelona airports
• Oneworld Sapphire

Platino (Platinum)

The highest elite tier offering members these perks:

• 60% bonus Avios
• Check-in at Emerald desk
• Free seat selection (including XL)
• Fast track security
• Excess baggage allowance
• Pre-boarding
• Automatic credit of 25,000 Avios to be used towards award flights
• Iberia VIP Lounge access
• Free parking service at Madrid and Barcelona airports
• 2 upgrades to Iberia Business Class
• Oneworld Emerald

Platino Prime (Platinum Prime)

Club Iberia Platino Prime status includes the following perks:

• 80% bonus Avios
• Free home baggage collection service
• Excess baggage allowance
• Check-in at Emerald desk
• Fast track security
• Pre-boarding
• Automatic credit of 40,000 Avios to be used towards award flights
• VIP parking
• Iberia VIP Lounge access
• 4 upgrades to Iberia Business Class
• Transfer Avios at no cost
• Gift Oro (Gold) status to another member
• Exempt from additional surcharges
• Oneworld Emerald

Infinita (Infinity)

Club Iberia Plus Infinita status includes the following perks:

• 80% bonus Avios
• Excess baggage allowance
• Fast track security
• Free home baggage collection service
• Automatic credit of 40,000 Avios to be used towards award flights
• VIP parking
• Avios never expire
• 4 upgrades to Iberia Business Class
• Transfer Avios at no cost
• Gift Oro (Gold) status to another member
• Exempt from additional surcharges
• Lifetime Platino Prime privileges
• Oneworld Emerald

Infinita Prime (Infinity Prime)

The highest elite tier offering members these perks:

• 80% bonus Avios
• VIP parking
• Excess baggage allowance
• Fast track security
• 4-seat guaranteed availability when using Avios
• Gift Oro (Gold) status to 2 members
• Lifetime Platino Prime privileges
• 8 upgrades to Iberia Business Class
• Oneworld Emerald

Oneworld status (Ruby, Sapphire, Emerald) is a separate status in addition to your Iberia elite status.

With Oneworld status, members will be have a number of benefits such as Oneworld lounge access, priority check-in, and fast track at select security lanes when flying on a Oneworld Alliance member flight.

A full list of program benefits can be found on the Club Iberia Plus program page.

Bottom Line: Iberia has unique elite benefits for its members, in particular, for those who earn Platinum status. 

Value of Club Iberia Plus Elite Status

100% bonus Avios, two Iberia Business Class upgrades, limo transfers, a 25,000 Avios credit, and Iberia VIP Lounge access are all valuable perks at the highest Club Iberia Plus elite tier.

Gold has a couple of benefits to evaluate, but it’s most important to ask yourself if the benefits offered at each elite tier are valuable to you. If you decide to earn elite status, try to earn Platinum as the benefits at this level give you the most in returned value.

Bottom Line: Bonus Avios, upgrades, bonus Avios, and Iberia VIP lounge access are the benefits to expect if you are able to earn elite status in the Club Iberia Plus program. 

Earning Club Iberia Plus Elite Status

You can earn Club Iberia Plus Elite status by flying or making purchases with partner programs. Members earn 1 Elite Point for every 1€ spent with Iberia and its subsidiaries, Iberia Regional and Iberia Express (minus taxes/fees).

Spending with partners (hotels, dining, shopping, etc.) results in 1 elite status point per 10 Avios earned. You can earn 30% of the elite status requirements from this activity.

Unlike other programs, unfortunately, you’re not able to earn Club Iberia Plus Elite Points through Amex, Chase, or Marriott credit card spend.

Here’s a breakdown of elite status requirements for each level:

• Club Iberia Plus Plata: 3,500 Elite Points or 20 segments
• Club Iberia Plus Oro: 7,500 Elite Points or 40 segments
• Club Iberia Plus Platino: 20,000 Elite Points or 90 segments
• Club Iberia Plus Platino Prime: 30,000 Elite Points and lasts 2 years
• Club Iberia Plus Infinita: 400,000 Elite Points and is a lifetime status
• Club Iberia Plus Infinita Prime: 640,000 Elite Points and is also lifetime

Bottom Line: The only way to obtain Iberia elite status is to fly on Iberia Airlines or on partner airline flight. 

How to Earn Iberia Avios

By partnering with Amex, Chase, and Marriott, Club Iberia Plus members have more than one way to earn Avios.

While members can transfer points from these programs directly to Club Iberia Plus, it’s important to note that Chase is the only partner where the point transfer is instant. Amex and Marriott are not instant, 6 days in the case of Marriott, so keep that in mind when planning your award redemption.

Earning Avios Through Flying

Flying Iberia Airlines or another partner airline is straightforward when it comes to earning Avios. The number of Avios you earn depends on your status level and the cost of your ticket. Iberia has a full list of earning rates to determine the amount of Avios earned with each partner airline.

• Club Iberia Plus Clásica: 5 Avios per 1€
• Club Iberia Plus Plata: 6 Avios per 1€
• Club Iberia Plus Oro: 7 Avios per 1€
• Club Iberia Plus Platino: 8 Avios per 1€
• Club Iberia Plus Platino Prime: 8 Avios per 1€
• Club Iberia Plus Infinita: 9 Avios per 1€
• Club Iberia Plus Infinita Prime: 9 Avios per 1€

Elite status members also earn bonus Avios. The amount of bonus Avios is determined by multiplying the bonus percentage by the flight distance or a 500-mile minimum for short flights.

For partner airline flights, make sure the partner flight is an Iberia-marketed flight or you will not earn Iberia Avios. All of the partner accrual rates can be found on the partner airline page.

In addition to the Oneworld alliance, Iberia has separate partnerships with Vueling, Level, Interjet, Royal Air Maroc, AirItaly, Binter, and Avianca.

Head to the partner airline page to see the full list of Iberia’s partnerships.

Earn Avios With Credit Cards

Iberia’s partnerships with Amex, Chase, and Marriott provide a number of ways to earn Avios with your credit card spend.

With Amex and Chase, evaluate all of the personal and business credit cards that earn Membership Rewards and Ultimate Rewards points respectively.

If you have Marriott credit cards, remember that you’ll receive a 5,000-mile bonus for every 60,000 points transferred to an airline partner like Iberia.

Earning Bonus Avios in Other Ways

Avios can be earned in other ways to that do not involve flying or credit card spend.

Check out the Iberia Facebook, Twitter, and discount vouchers page for additional places to earn Iberia Avios.

Lastly, car rental and hotel partners have opportunities for members to earn Avios with every rental and hotel stay.

Hot Tip: If you add your airline loyalty program to other services, you typically won’t also earn status points with these franchises. For example, this partnership acts as a sort of alliance between the airline and car rental agency.

Branded and Partnered Credit Cards

The most efficient way for someone to earn Iberia Avios is through credit card spending with transferable points.

Iberia refers to its airline miles as Avios, so when you see Avios referenced through this post, just know that Avios is the airline currency Iberia uses.

Iberia does have an appealing credit card that offers you the ability to earn 3 Avios on purchases with Iberia, British Airways, and Aer Lingus and to earn 1 Avios on all other purchases. However, the earn rates from Amex, Chase, and Marriott will yield a better return over the long run.

Iberia Visa Signature^® Credit Card

Chase is the co-branded partner with Iberia on its Iberia Visa Signature^® card. This partnership really packs a punch.

The Iberia Visa Signature^® card earns 3 Avios points for every $1 spent on Iberia, British Airways, Aer Lingus, and LEVEL purchases. For all other purchases, the card earns 1 Avios point for every $1 spent.

In order to unlock the larger welcome bonus tiers, a sizable portion of your spend will need to diverted to this card.

Given that a sizable spending amount would be needed to maximize your benefits with the Iberia, other card options may be a better fit.

American Express Credit Cards

Iberia is an American Express transfer partner allowing you to convert you points to Iberia Avios. As an Club Iberia Plus member, you can reduce the cost of Iberia flights by as much as 50% when booking directly with Iberia using your Avios.

A big benefit of being an American Express cardholder is that Amex partners with many valuable airlines, many of which regularly offer bonus miles when transferring Amex points to airline partners. This allows you flexibility when trying to redeem an award flight since you have multiple airlines to choose from.

With that said, here are the personal and business credit cards that will put you on the path to your next award flight:

Recommended Amex Cards (Personal)

BEST LOUNGE ACCESS

Terms Apply / Rates & Fees

The Platinum Card^® from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

The Platinum Card^® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Welcome Offer

Earn 80,000 Membership Rewards^® Points after you spend $8,000 on eligible purchases on the Card in your first 6 months of Card Membership.

80,000 points

UP's Offer Valuation*:

Up to $1,760

Annual Fee

$695

APR

See Pay Over Time APR

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card^® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros & Cons

Pros

• The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges (enrollment required), Plaza Premium Lounges, and many more!
• 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
• 5x points per dollar spent on prepaid hotels booked with AmexTravel.com

Cons

• $695 annual fee (rates and fees)
• Airline credit does not cover airfare (only incidentals like checked bags)

Read Full Review

Card Highlights

• Earn 80,000 Membership Rewards^® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
• Earn 5X Membership Rewards^® Points for flights booked directly with airlines or with American Express Travel^® up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards^® Points on prepaid hotels booked with American Express Travel^®.
• $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts^® or The Hotel Collection bookings through American Express Travel using your Platinum Card^®. The Hotel Collection requires a minimum two-night stay.
• $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card^® on one or more of the following: Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
• With American Express Global Lounge Collection^® eligible Card Members can enjoy access to over 1,400 airport lounges globally, including The Centurion^® Lounge, Unlimited Delta Sky Club^® Access when flying an eligible Delta flight, Escape Lounges, Lufthansa Lounges when flying Lufthansa Group, Plaza Premium, Priority Pass™ Select Lounges, & Additional Global Lounge Collection Partner Lounges subject to visit limitations. Lounges may have their own rules, like additional access rules and guest fees, and for Priority Pass Select, you need to enroll and there are unlimited airport lounge visits for Card Members. With Delta Sky Club Access, Card Members will receive 10 Visits to the Delta Sky Club to be used from February 1 until January 31 of the next calendar year and can unlock Unlimited Delta Sky Club Access by spending $75,000 in eligible purchases on their Card in a calendar year. To find a lounge, visit the membership section in the American Express^® App or visit http://www.americanexpress.com/findalounge#/loungefinder.
• A Walmart+ membership can get you free shipping with no order minimum on eligible items shipped by Walmart. Use your Platinum Card^® to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive one statement credit for up to $12.95 (plus applicable taxes. Plus Ups not eligible) each month. Free Shipping excludes most Marketplace items, freight & certain location surcharges. Paramount+ Essential plan only, separate registration required.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Platinum Card^® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
• $200 Uber Cash: Platinum Card^® Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction.
• $199 CLEAR^® Plus Credit: CLEAR^® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. Use the dedicated CLEAR Lane to confirm your identity without taking out your passport or ID – this can mean shorter lines, less waiting. Receive up to $199 in statement credits per calendar year after you pay for your CLEAR Plus Membership (subject to auto-renewal) with the Platinum Card^®.
• Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck^® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card^®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card^®. That's up to $50 in statement credits semi-annually. Enrollment required.
• Use Global Dining Access by Resy to access premium dining experiences. Receive Priority Notify and unlock insider access to some of the world's most sought-after restaurants with Global Dining Access by Resy. Download the Resy iOS app or log into Resy.com and add your Platinum Card^® to your Resy profile to take advantage of your special benefits and discover restaurants near you.
• $695 annual fee.¤
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.

Financial Snapshot

• APR: See Pay Over Time APR
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

BEST FOR DINING

Terms Apply / Rates & Fees

American Express^® Gold Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

American Express^® Gold Card

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

Welcome Offer

Earn 60,000 Membership Rewards^® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.

60,000 points

UP's Offer Valuation*:

Up to $1,200

Annual Fee

$325

APR

See Pay Over Time APR

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

The American Express^® Gold Card is a game-changer.

With this card, you can earn 4x Membership Rewards points at restaurants, up to $50,000 per calendar year, and you’ll also earn 4x Membership Rewards points at U.S. supermarkets on up to $25,000 per calendar year, then 1x.

There isn’t another card on the market that offers a 1-2 punch like this. Of course, there are several other benefits of the Gold Card as well, including extra monthly dining rewards and more.

Pros & Cons

Pros

• 4x points per dollar at restaurants worldwide, up to $50,000 per calendar year; then 1x thereafter
• 4x points per dollar at U.S. supermarkets, up to $25,000 per calendar year; then 1x thereafter
• 3x points per dollar on flights purchased directly from airlines or at AmexTravel.com

Cons

• $325 annual fee (rates and fees)
• No lounge access

Read Full Review

Card Highlights

• Earn 60,000 Membership Rewards^® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
• Earn 4X Membership Rewards^® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
• Earn 4X Membership Rewards^® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
• Earn 3X Membership Rewards^® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
• Earn 2X Membership Rewards^® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
• Earn 1X Membership Rewards^® point per dollar spent on all other eligible purchases.
• $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards^® points for Uber Eats purchases made at restaurants or U.S. supermarkets. Point caps and terms apply.
• $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express^® Gold Card at U.S. Dunkin' locations.
• $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express^® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
• $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express^® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
• Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
• No Foreign Transaction Fees.
• Annual Fee is $325.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.

Financial Snapshot

• APR: See Pay Over Time APR
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

If you’re a business owner, see our list of the best Amex business credit cards.

Chase Credit Cards

Chase and Amex constantly compete for the top transferable point program spot. Both programs offer both a ton of different credit card products and valuable airline and hotel partners.

With respect to the Club Iberia Plus program, Iberia is one of the Chase airline partners. This means that if you have Chase Ultimate Rewards points, you can transfer those points directly to Iberia. The point transfers are 1:1, so 1 Chase Ultimate Rewards point is equal to 1 Iberia Avios (mile).

The reason that this partnership is valuable is because Chase Ultimate Rewards points are much easier to earn versus earning Avios with your Iberia Visa Signature^® credit card spend.

The Ultimate Rewards program is unique, relative to Amex, in that Hyatt is a hotel partner. As many people know, this partnership leads to receiving a ton of value with Chase points.

All in all, Chase is a solid program that rewards members who know the program’s best transfer partners.

Recommended Chase Cards (Personal)

BEST BEGINNER CARD

Terms Apply / Rates & Fees

Chase Sapphire Preferred^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Apply Now(at Chase's secure site)

Chase Sapphire Preferred^® Card

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Welcome Offer

Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

60,000 points

UP's Offer Valuation*:

$1,200

Annual Fee

$95

APR

19.99% - 28.24% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

The Chase Sapphire Preferred^® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

Pros & Cons

Pros

• 5x points on all travel booked via the Chase Travel portal
• 3x points on dining purchases, online grocery purchases, and select streaming services
• 2x points on all other travel worldwide

Cons

• $95 annual fee
• No elite benefits like airport lounge access or hotel elite status

Read Full Review

Card Highlights

• Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
• Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
• 10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
• Member FDIC

Financial Snapshot

• APR: 19.99% - 28.24% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

Terms Apply / Rates & Fees

Chase Sapphire Reserve^®

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

Apply Now(at Chase's secure site)

Chase Sapphire Reserve^®

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

Welcome Offer

Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

60,000 points

UP's Offer Valuation*:

$1,200

Annual Fee

$550

APR

20.24% - 28.74% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Excellent

Why We Like This Card

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve^® is one of the best options out there.

The card combines elite travel benefits and perks like airport lounge access, with excellent point earning and redemption options.  Plus it offers top-notch travel insurance protections to keep you covered whether you’re at home or on the road.

Don’t forget the $300 annual travel credit which really helps to reduce the annual fee!

Pros & Cons

Pros

• 10x total points on hotels and car rentals when you purchase travel through Chase Travel^SM immediately after the first $300 is spent on travel purchases annually
• 5x points on airfare booked through Chase Travel^SM
• 3x points on all other travel and dining purchases; 1x point on all other purchases

Cons

• $550 annual fee
• Does not offer any hotel elite status

Read Full Review

Card Highlights

• Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
• $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
• Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
• 1:1 point transfer to leading airline and hotel loyalty programs
• Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $120 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck^®
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance and more.
• Member FDIC

Financial Snapshot

• APR: 20.24% - 28.74% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

Business owner? Check out our list of recommended Chase credit cards.

Marriott Credit Cards

The Marriott Bonvoy loyalty program has seen quite a few changes recently, so it’s important to stay up-to-date on the latest with the program.

Marriott Bonvoy has 40+ airline transfer partners in all, which is staggering compared to Chase and Amex.

However, what is important to note and what can be frustrating, not all transfer times are created equal. What this means is that when you transfer Marriott points to one its airline partners, the time it take for the points to leave your Marriott account and show up in your airline loyalty account is not the same.

In some cases, the transfer times to airlines are 1 day (Flying Blue). In other case, the transfer times to airlines take 10 days (Asiana Airlines).

One benefit of the Marriott Bonvoy program is the bonus structure.

For every 60,000 Marriott points that are transferred to an airline partner, you’ll receive a 5,000-point bonus in the form of airline miles. Since most of the Marriott to airline transfer ratios are 3:1, this means that  60,000 Marriott points become 25,000 Avios with the 5,000-point bonus (60,000 / 3 = 20,000 + 5,000 = 25,000).

Marriott Bonvoy Bold^® Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A great option for Marriott hotel fans who want a no annual fee card and automatic Marriott Bonvoy elite status.

Apply Now(at Chase's secure site)

Marriott Bonvoy Bold^® Credit Card

A great option for Marriott hotel fans who want a no annual fee card and automatic Marriott Bonvoy elite status.

Welcome Offer

Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.

30,000 points

UP's Offer Valuation*:

$210

Annual Fee

$0

APR

20.49% - 27.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

Casual travelers who like to frequent properties that are part of the Marriott Bonvoy collection of brands may want to consider the Marriott Bonvoy Bold^® Credit Card.

The Marriott Bold card rewards cardholders for Marriott stays and gives them a boost towards Marriott Bonvoy elite status.

Pros & Cons

Pros

• Up to 14x points per $1 on Marriott purchases
• 2x points at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services
• 5 Elite Night Credits each year

Cons

• Lower point earn rate than other Marriott Bonvoy cards
• Marriott Bonvoy Silver Elite status is the lowest status tier

Read Full Review

Card Highlights

• Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
• Pay no annual fee with the Marriott Bonvoy Bold^® Credit Card from Chase^®!
• Earn up to 14X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy^® with the Marriott Bonvoy Bold^® Card.
• Earn 2X points for every $1 spent at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services.
• 1X point for every $1 spent on all other purchases.
• Travel now, pay later - Break up purchases into equal monthly payments with no interest plus no plan fees on qualifying travel purchases. Terms apply.
• NEW! Pay Yourself Back^® - Redeem Marriott Bonvoy^® points for a statement credit to cover qualifying travel purchases made directly with airlines or at hotels participating in Marriott Bonvoy, up to $750 total in redemptions per year.
• Member FDIC

Financial Snapshot

• APR: 20.49% - 27.49% Variable
• Foreign Transaction Fees: None

Rewards Center

Marriott Bonvoy

NEW OFFER

Marriott Bonvoy Boundless^® Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Marriott loyalists will love this card's annual Free Night Award, automatic elite status, and up to 17x points per $1 on Marriott hotel stays.

Apply Now(at Chase's secure site)

Marriott Bonvoy Boundless^® Credit Card

Marriott loyalists will love this card's annual Free Night Award, automatic elite status, and up to 17x points per $1 on Marriott hotel stays.

Welcome Offer

Earn 3 Free Night Awards (each night valued up to 50,000 points) plus 50,000 bonus points after qualifying purchases.

Up to 3 Free Night Awards + 50,000 points

UP's Offer Valuation*:

Up to $1,400

Annual Fee

$95

APR

20.49% - 27.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

If you’re a frequent traveler and a Marriott loyalist, there’s a lot to love about the Marriott Bonvoy Boundless^® Credit Card. The card comes packed with several great benefits like a free hotel night once a year, automatic Silver Elite status (with a fast-track to Gold Elite status), and multiple options for redeeming points.

Pros & Cons

Pros

• Earn big when you use your card at thousands of participating Marriott Bonvoy hotels
• Earn big at grocery stores, gas stations, and dining
• Automatic Silver Elite Status

Cons

• $95 annual fee
• Marriott Silver Elite Status is the lowest status tier

Read Full Review

Card Highlights

• Earn 3 Free Night Awards (each night valued up to 50,000 points) plus 50,000 bonus points after qualifying purchases.
• Earn 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
• Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
• 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
• Earn up to 17X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy^® with the Marriott Bonvoy Boundless^® Card.
• Receive 15 Elite Night Credits annually, automatic Silver Elite status, and path to Gold Status when you spend $35,000 on purchases each calendar year.
• No Foreign Transaction Fees. Your points don't expire as long as you make purchases on your card every 24 months.
• Member FDIC

Financial Snapshot

• APR: 20.49% - 27.49% Variable
• Foreign Transaction Fees: None

Rewards Center

Marriott Bonvoy

Terms Apply / Rates & Fees

Marriott Bonvoy Bevy^® American Express^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Marriott Bonvoy Bevy card gives you automatic Marriott elite status and helps you earn more Marriott Bonvoy points on your everyday purchases.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Marriott Bonvoy Bevy^® American Express^® Card

The Marriott Bonvoy Bevy card gives you automatic Marriott elite status and helps you earn more Marriott Bonvoy points on your everyday purchases.

Welcome Offer

Earn up to 135,000 Marriott Bonvoy^® bonus points. Earn 85,000 points after you spend $5,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.

Up to 135,000 points

UP's Offer Valuation*:

Up to $945

Annual Fee

$250

APR

20.24%-29.24% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

The Marriott Bonvoy Bevy^® American Express^® Card, the latest mid-tier offering in the Marriott Bonvoy lineup of cards, offers cardholders automatic elite status and ways to earn more Marriott Bonvoy points on each of their stays and daily purchases.

Pros & Cons

Pros

• 6x points per $1 at hotels participating in Marriott Bonvoy
• 4x points per $1 at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases per calendar year, then 2x points)
• 2x points per $1 on all other purchases

Cons

• $250 annual fee (rates & fees)
• Free Night Award certificate is not an automatic benefit

Read Full Review

Card Highlights

• Earn up to 135,000 Marriott Bonvoy^® bonus points. Earn 85,000 points after you spend $5,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.
• Earn 6X Marriott Bonvoy^® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy^®.
• Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
• Earn 2X points on all other eligible purchases.
• Marriott Bonvoy^® 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy^® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy^®.
• With complimentary Marriott Bonvoy^® Gold Elite Status, earn up to 2.5X points from Marriott Bonvoy^® on eligible hotel purchases with the 25% Bonus Points on stays benefit.
• Marriott Bonvoy Bevy^® Free Night Award: Earn 1 Free Night Award after spending $15,000 on eligible purchases on your Marriott Bonvoy Bevy^® Card in a calendar year. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy^® points) at a hotel participating in Marriott Bonvoy^®. Certain hotels have resort fees.
• 15 Elite Night Credits: Each calendar year with your Marriott Bonvoy Bevy^® American Express^® Card you can receive 15 Elite Night Credits toward the next level of Marriott Bonvoy^® Elite status. Limitations apply per Marriott Bonvoy^® member account. Benefit is not exclusive to Cards offered by American Express.
• Plan It^® is a payment option that lets you split up purchases of $100 or more into equal monthly installments with a fixed fee. Plus, you'll still earn rewards the way you usually do.
• $250 Annual Fee.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.

Financial Snapshot

• APR: 20.24%-29.24% Variable
• Foreign Transaction Fees: None

Terms Apply / Rates & Fees

Marriott Bonvoy Brilliant^® American Express^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Marriott Bonvoy Brilliant^® American Express^® Card

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.

Welcome Offer

Earn up to 150,000 Marriott Bonvoy^® bonus points. Earn 100,000 points after you spend $6,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.

Up to 150,000 points

UP's Offer Valuation*:

Up to $1,050

Annual Fee

$650

APR

20.24%-29.24% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

The Marriott Bonvoy Brilliant^® American Express^® Card is a premium card designed with road warriors and Marriott Bonvoy loyalists in mind.

So is the card a worthwhile addition to your wallet?

Pros & Cons

Pros

• 6x points per $1 at hotels participating in Marriott Bonvoy program
• 3x points per $1 on flights booked directly with airlines and restaurants worldwide
• 2x points per $1 on all other purchases

Cons

• Steep annual fee of $650 (rates & fees)
• 6x points per $1 is the same earn rate offered with lower annual fee alternatives like the Marriott Bonvoy Bevy^® American Express^® Card

Read Full Review

Card Highlights

• Earn up to 150,000 Marriott Bonvoy^® bonus points. Earn 100,000 points after you spend $6,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.
• $300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant^® American Express^® Card at restaurants worldwide.
• With Marriott Bonvoy^® Platinum Elite Status, you can receive room upgrades, including enhanced views or suites, when the stay is booked with a Qualifying Rate at hotels that participate in Marriott Bonvoy, subject to availability upon check-in.
• Earn 6X Marriott Bonvoy^® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy^®. Earn 3X Marriott Bonvoy^® points at restaurants worldwide and on flights booked directly with airlines and 2X Marriott Bonvoy^® points on all other eligible purchases made on the Marriott Bonvoy Brilliant^® American Express^® Card.
• Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy^® points) at hotels participating in Marriott Bonvoy^®. Certain hotels have resort fees.
• Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant^® American Express^® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Brilliant Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
• $100 Marriott Bonvoy^® Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton^® or St. Regis^® when you book direct using a special rate for a two-night minimum stay using your Card.
• Fee Credit for Global Entry or TSA PreCheck^®: Receive either a statement credit every 4 years after you apply for Global Entry ($120) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck^® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant^® American Express^® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
• Each calendar year with your Marriott Bonvoy Brilliant^® American Express^® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy^® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express.
• Enroll in Priority Pass Select, which offers unlimited airport lounge visits to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
• No Foreign Transaction Fees on international purchases.
• With Cell Phone Protection*, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply. *Coverage is provided by New Hampshire Insurance Company, an AIG Company.
• $650 Annual Fee.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.

Financial Snapshot

• APR: 20.24%-29.24% Variable
• Foreign Transaction Fees: None

Rewards Center

Marriott Bonvoy

Other Hotel Partner Credit Cards

If you’re not a Marriott Bonvoy member, you may be interested in transferring your points from other hotel programs like Hilton Honors and World of Hyatt. 

Unfortunately, other hotel loyalty programs might not offer as good of a transfer ratio as the one listed above through Marriott. This means that when transferring hotel points into airline miles, you won’t be getting as many miles as you could with other programs or other transfer avenues.

We would recommend transferring other hotel program points to Iberia if you’re topping off your Club Iberia Plus account for an award flight. Otherwise, you’ll find better ways to use your Hilton Honors or World of Hyatt points in other ways.

How to Redeem Club Iberia Plus Avios

Redeeming Iberia Avios for award flights yields the best value, but as is the case with most airlines there are many ways to redeem Avios.

Iberia is unique in that the airline offers peak and off-peak pricing, so take advantage of the lower mileage dates.

Off-peak dates include the 2nd half of January, all of February, 28 days in March, half of April, 29 days in May, half of June, half of September, 29 days of October, 26 days of November, and 12 days of December. The number of Avios required is determined by the distance, fare class, and date of the flight.

With a handle on the Iberia award chart, check out what Iberia partner airline charts have to offer.

As previously noted, each airline has its own award chart when you are using Iberia Avios to fly on that airline. For example, the American Airlines award chart shown below is the award chart that you’ll reference when you are using Iberia Avios to fly on an American Airlines flight. You can fly on an American Airlines flight using Iberia Avios because American Airlines and Iberia are airline partners.

Another Iberia airline partner is Royal Air Maroc. The Royal Air Maroc award chart is shown below. If you are looking to fly on a Royal Air Maroc flight, you will reference the chart below. The reason that you can fly on a Royal Air Maroc flight using your Iberia Avios is because Royal Air Maroc and Iberia are airline partners.

Diving deeper into the redemption side, let’s look at a couple of sweet spots. A sweet spot means that the number of Avios required for the referenced flight is likely the lowest number of miles required to fly when compared to all of your other point redemption options.

• 68,000 Avios round-trip Iberia business class to Europe
• 100,000 Avios round-trip Royal Air Maroc business class to Morocco

Hot Tip: We have an entire post on the best ways to redeem Iberia Avios if you’re interested in seeing all of the redemption opportunities with Iberia Avios. 

Oneworld™ Alliance and Other Partner Awards

Determining the amount of Avios required for Oneworld and partner airline flights is easy with Iberia Airlines since all of its award charts in the same place. Save this partner airline page to use as a reference guide when booking Iberia partner flights using Avios.

Booking Online

For Oneworld partner flights, use British Airways and Qantas to search for award availability. Neither site is perfect, but a combination of the two will ensure you can see the award space you’re looking for. Iberia shows award flights for some partners, like American Airlines, but not all partners like Royal Air Maroc.

If an award seat on a partner award flight isn’t shown, you’ll have to search for space elsewhere and call Iberia at 800-772-4642 to book the flight.

Keep these general rules in mind when searching for award flights:

• Search the British Airways and Qantas websites for Oneworld flights
• Search the Delta and Flying Blue (Air France or KLM) websites for SkyTeam flights
• Search the United and Aeroplan websites for Star Alliance flights

Hot Tip: Use Expert Flyer if the Iberia website will not show award space for the flight you are looking to book.