Edited by: Juan Ruiz
& Kellie Jez
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Good to Excellent (670-850)
A great option for Marriott hotel fans who want a no annual fee card and automatic Marriott Bonvoy elite status.
Casual travelers who like to frequent properties that are part of the Marriott Bonvoy collection of brands may want to consider the Marriott Bonvoy Bold® Credit Card.
The Marriott Bold card rewards cardholders for Marriott stays and gives them a boost towards Marriott Bonvoy elite status.
The Marriott Bold card is the ideal option for those looking for a hotel credit card who enjoy staying in Marriott-branded hotels but do not want to pay an annual fee.
Not only will the card help you earn more Marriott Bonvoy points during your stays and on everyday purchases, but it also gives you automatic Silver Elite status and 15 Elite Night Credits towards the next status level.
The 15 Elite Night Credits you receive from this card will earn you Silver Elite status, and while that status may be the lowest in the Marriott Bonvoy program, it is certainly better than having no status at all.
Marriott Bonvoy Silver Elite comes with perks including:
The most notable benefit here is the extra 10% in point earnings on your Marriott stays. However, the bonus applies to points earned through the hotel, not the credit card.
This bonus amounts to a total of up to 14 Marriott Bonvoy points per $1 when you use your Marriott Bold card at over 7,000 participating Marriott Bonvoy hotels.
So what are Elite Night Credits exactly? Not to be confused with free night certificates, you cannot redeem these credits for award nights — they exclusively count towards your status. With that said, a 15-night jump towards the next status tier can be extremely beneficial.
Since you’re starting each year with 15 nights just for holding the card, you’re automatically going to qualify for Silver Elite status — but why stop there? For example, Gold Elite status and Platinum Elite status require 25 nights and 50 nights a year, respectively.
This means, with your automatic 15 Elite Night Credits, you will only actually need to stay 10 nights each year to earn Gold Elite status, and 35 nights each year to earn Platinum Elite status.
It is no secret that there are many great travel rewards cards available, but more often than not, they come with some sort of annual fee — usually ranging between $95 to $550!
So while the Marriott Bold card doesn’t offer as many benefits as cards that do offer annual fees, it’s a great option for casual travelers who don’t travel often enough to make an annual fee card worthwhile but still want to earn Marriott Bonvoy points.
While you can earn tons of Marriott Bonvoy points just by using your card, there are many other ways to earn lots of Marriott Bonvoy points. Some of these include booking Marriott Bonvoy Tours & Activities, dining with the Eat Around Town by Marriott Bonvoy program, and utilizing travel partners.
Marriott offers thousands of hotels for you to redeem your points at, but all redemptions aren’t built evenly. If you’re wanting to get the most bang for your buck, read through some of our favorite ways to redeem Marriott Bonvoy points.
You’re not only limited to hotel redemptions, though, as Marriott also has over 40 airline transfer partners that you can transfer your points to at a 3:1 rate.
Complimentary Hilton Honors Silver status, plus great earnings at Hilton, U.S. gas stations, U.S. supermarkets, and U.S. restaurants!
If you're approved and accept this Card, your credit score may be impacted.
You can’t beat a comfy king-sized bed and room service. For many travelers, it’s the hotel that really makes or breaks an experience. If you’re one of those people, you’ve probably stayed at a Hilton hotel.
Whether your visits are for work or pleasure, the Hilton brand has you covered with more than 6,200 locations in 100 counties and territories.
To enjoy a host of great benefits, you may want to apply for the Hilton Honors American Express Card.
Perhaps you want a no-annual-fee hotel card but prefer Hilton as your favorite chain. In that case, the Hilton Honors card would be a great option for you.
The card offers 7x Hilton Honors points per $1 at Hilton hotels, 5x points at U.S. supermarkets, U.S. gas stations, and U.S. restaurants, and 3x points on all other purchases.
Couple that with complimentary Hilton Honors Silver elite status and the ability to upgrade to Gold by spending $20,000 in a calendar year and you’ve got a pretty compelling card for a $0 annual fee.
Earn up to 17x when you stay at IHG hotels, 3x on monthly bills, at gas stations, and restaurants, and 2x on all other purchases.
If you’re someone who is looking to enhance your IHG stays by earning more points and benefits, without paying an annual fee, then the IHG One Rewards Traveler Credit Card might be the perfect fit for you.
In this guide, we will provide a detailed view of what the card can offer so you can decide if it makes sense to add to your wallet.
Another great option for those that want a no-annual-fee hotel card, but prefer IHG hotels, is the IHG Traveler card.
The card earns 5x IHG One Rewards points on IHG stays, plus 3x on dining, utilities, select streaming services, and at gas stations, and 2x everywhere else.
It also offers Silver Elite status with IHG hotels, 20% back on purchased points, and the fourth night free on all award stays.
The information regarding the Marriott Bonvoy Bold® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
For rates and fees of the Hilton Honors American Express Card, click here.
Depending on your situation, it could be! If you stay at Marriott hotels often enough to find the card rewarding, but are not interested in paying an annual fee, then it might be a great option for you.
The Marriott Bold card does not charge foreign transaction fees and can be used anywhere in the world that accepts Visa cards.
Marriott Bonvoy points expire after 24 months of no account activity. To keep them alive, you just need a qualifying activity, such as earning points with your card or redeeming them for a stay.
No — the Marriott Bold card does not have an annual fee.