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Marriott Bonvoy Bold Credit Card — Full Review [2023]

Name: Marriott Bonvoy Bold Credit Card — Full Review [2023]
Item: Marriott Bonvoy Bold Credit Card
Rating: 3.5
Author: Jarrod West

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"Great choice for Marriott Bonvoy loyalists!"

A great option for Marriott hotel fans who want a no annual fee card and automatic Marriott Bonvoy elite status.

Jarrod West

- Updated: May 20, 2023, 7:13am CDT|

2Comments

The information regarding the Marriott Bonvoy Bold® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Casual travelers who like to frequent properties that are part of the Marriott Bonvoy collection of brands may want to consider the Marriott Bonvoy Bold® Credit Card.

The Marriott Bold card rewards cardholders for Marriott stays and gives them a boost towards Marriott Bonvoy elite status.

Pros

Up to 14x points per $1 on Marriott purchases
2x points per $1 on travel purchases
15 Elite Night Credits each year (automatically gives you Silver Elite status)
No foreign transaction fees
No annual fee

Cons

Lower point earn rate than other Marriott Bonvoy cards
Marriott Bonvoy Silver Elite status is the lowest status tier

Marriott Bold Card — Snapshot

Welcome Bonus & Info (Partner Content)
- Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
- Pay no annual fee with the Marriott Bonvoy Bold^® Credit Card from Chase^®!
- Earn up to 14X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy^® with the Marriott Bonvoy Bold^® Card.
- 2X points for every $1 spent on other travel purchases (from airfare to taxis and trains).
- 1X point for every $1 spent on all other purchases.
- Receive 15 Elite Night Credits annually, qualifying you for Silver Elite Status. Restrictions apply.
- No Foreign Transaction Fees.
- Earn unlimited Marriott Bonvoy^® points and get Free Night Stays faster.
Card Categories:
Rewards Center
Marriott Bonvoy
Customer Service Number
800-627-7468
Login Link
https://www.chase.com
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Great Card If

You enjoy staying at Marriott hotels
You want a fast track to Marriott Bonvoy elite status
You want a card with no annual fee

Don't Get If

You’re not a fan of Marriott-branded hotels or don’t travel much
You visit Marriott hotels frequently enough that one of their premium card options would be more rewarding for you
You prefer a card with more elite benefits like airport lounge access

Marriott Bold Card — Fees

Foreign Transaction Fees
$0
Interest Rates
- 20.74% - 27.74% Variable
Late fees
- Penalty APR: Up to 29.99%
Balance Transfers
- 20.74% - 27.74% Variable
- Fee: Either $5 or 5% of the amount of each transfer, whichever is greater.
Cash Advance APR
- 29.74% Variable
- Fee: Either $10 or 5% of the amount of each transaction, whichever is greater.

Marriott Bold Card - Is It Worth It?

The Marriott Bold card is the ideal option for those looking for a hotel credit card who enjoy staying in Marriott-branded hotels but do not want to pay an annual fee.

Not only will the card help you earn more Marriott Bonvoy points during your stays and on everyday purchases, but it also gives you automatic Silver Elite status and 15 Elite Night Credits towards the next status level.

Marriott Bold Card Top Benefits

Silver Elite Status

The 15 Elite Night Credits you receive from this card will earn you Silver Elite status, and while that status may be the lowest in the Marriott Bonvoy program, it is certainly better than having no status at all.

Marriott Bonvoy Silver Elite comes with perks including:

Priority late checkout, based on availability
10% bonus on Marriott Bonvoy points
Access to exclusive phone lines for booking reservations
Compensation if Marriott can’t honor your reservation

The most notable benefit here is the extra 10% in point earnings on your Marriott stays. However, the bonus applies to points earned through the hotel, not the credit card.

This bonus amounts to a total of up to 14 Marriott Bonvoy points per $1 when you use your Marriott Bold card at over 7,000 participating Marriott Bonvoy hotels.

15 Elite Night Credits

So what are Elite Night Credits exactly? Not to be confused with free night certificates, you cannot redeem these credits for award nights — they exclusively count towards your status. With that said, a 15-night jump towards the next status tier can be extremely beneficial.

Since you’re starting each year with 15 nights just for holding the card, you’re automatically going to qualify for Silver Elite status — but why stop there? For example, Gold Elite status and Platinum Elite status require 25 nights and 50 nights a year, respectively.

This means, with your automatic 15 Elite Night Credits, you will only actually need to stay 10 nights each year to earn Gold Elite status, and 35 nights each year to earn Platinum Elite status.

No Annual Fee

It is no secret that there are many great travel rewards cards available, but more often than not, they come with some sort of annual fee — usually ranging between $95 to $550!

So while the Marriott Bold card doesn’t offer as many benefits as cards that do offer annual fees, it’s a great option for casual travelers who don’t travel often enough to make an annual fee card worthwhile but still want to earn Marriott Bonvoy points.

How To Earn and Redeem Your Marriott Bonvoy Points

While you can earn tons of Marriott Bonvoy points just by using your card, there are many other ways to earn lots of Marriott Bonvoy points. Some of these include booking Marriott Bonvoy Tours & Activities, dining with the Eat Around Town by Marriott Bonvoy program, and utilizing travel partners.

Marriott offers thousands of hotels for you to redeem your points at, but all redemptions aren’t built evenly. If you’re wanting to get the most bang for your buck, read through some of our favorite ways to redeem Marriott Bonvoy points.

You’re not only limited to hotel redemptions, though, as Marriott also has over 40 airline transfer partners that you can transfer your points to at a 3:1 rate.

Alternative Cards to the Marriott Bold Card

Hilton Honors American Express Card

Perhaps you want a no-annual-fee hotel card but prefer Hilton as your favorite chain. In that case, the Hilton Honors card would be a great option for you.

The card offers 7x Hilton Honors points per $1 at Hilton hotels, 5x points at U.S. supermarkets, U.S. gas stations, and U.S. restaurants, and 3x points on all other purchases.

Couple that with complimentary Hilton Honors Silver elite status and the ability to upgrade to Gold by spending $20,000 in a calendar year and you’ve got a pretty compelling card for a $0 annual fee.

IHG® Rewards Traveler Credit Card

Another great option for those that want a no-annual-fee hotel card, but prefer IHG hotels, is the IHG Traveler card.

The card earns 5x IHG One Rewards points on IHG stays, plus 3x on dining, utilities, select streaming services, and at gas stations, and 2x everywhere else.

It also offers Silver Elite status with IHG hotels, 20% back on purchased points, and the fourth night free on all award stays.

For rates and fees of the Hilton Honors American Express Card, click here.

Featured Image Credit: Chase

Frequently asked questions

Is the Marriott Bold card worth it?

Depending on your situation, it could be! If you stay at Marriott hotels often enough to find the card rewarding, but are not interested in paying an annual fee, then it might be a great option for you.

Does the Marriott Bold card charge foreign transaction fees?

The Marriott Bold card does not charge foreign transaction fees and can be used anywhere in the world that accepts Visa cards.

Do Marriott Bonvoy points expire?

Marriott Bonvoy points expire after 24 months of no account activity. To keep them alive, you just need a qualifying activity, such as earning points with your card or redeeming them for a stay.

Is the Marriott Bold card subject to the Chase 5/24 rule?

Yes — the Marriott Bold card is subject to the Chase 5/24 rule. So if you have opened 5 or more new credit card accounts in the last 24 months, you will not be eligible for the card.

Can you transfer your Marriott Bonvoy points?

Yes, Marriott Bonvoy has over 40 airline transfer partners that you can transfer your points to.

Does the Marriott Bold card have an annual fee?

No — the Marriott Bold card does not have an annual fee.

About Jarrod West

Jarrod has been writing about the ins and outs of credit cards and loyalty programs, along with airlines and hotels, for over 6 years. He is regularly called upon to share his expertise on the latest news within the space, and has been featured in publications such as The New York Times, RetailMeNot, and Yahoo! Finance. Jarrod has over 20 credit cards in his wallet and has tested out dozens more in order to vet the very best card options for readers. As he is constantly sampling new cards, Jarrod also earns (and redeems) over 1 million points and miles each year. This allows him to book luxury travel experiences the world over, and save tens of thousands of dollars in the process.

Jackilin May 10, 2020
This will be my first credit card, do I still have a chance? When is the annual fee due?
- Jarrod West May 11, 2020
  Hi Jackilin,
  We cannot say definitively whether or not you’d be approved. The Marriott Bonvoy Bold card does not charge an annual fee.

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