Credit One Bank® Platinum Visa® for Rebuilding Credit – Review

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"Straightforward cash-back earning with reporting to major credit bureaus."

Learn More (at Credit One's secure site)

Credit One Platinum Rebuilding Card — Snapshot

  • Welcome Bonus & Info (Partner Content)
    • See if you Pre-Qualify without harming your credit score
    • Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone, internet, cable and satellite TV services. Terms apply.
    • With $0 Fraud Liability, you won't be responsible for unauthorized charges
    • Automatic reviews for credit line increase opportunities
    • Looking to rebuild credit? We report to the major credit bureaus monthly
    • View your free online access to your Experian credit score, terms apply
    • This unsecured card requires no deposit and can help build your credit
    • Choose your monthly payment due date for added convenience, terms apply
    • Never miss an account update with customizable text and email alerts
    • Manage your account on-the-go with the Credit One Bank mobile app
    • Show off your personality by selecting from a variety of card designs, a fee may apply
    • See Rates & Fees
  • Card Categories:

Credit One Platinum Rebuilding Card — Fees

  • Annual Fee
    • $75 for the first year. After that, $99 annually ($8.25 per month)
  • Foreign Transaction Fees
    Either $1 or 3% of each purchase in U.S. dollars, whichever is greater.
  • Interest Rates
    • 23.99% Variable
  • Late fees
    • Up to $39*
  • Cash Advance APR
    • 23.99% Variable
    • Fee: Either $5 or 8% of the amount of each transaction, whichever is greater.
  • Additional Info

Alex Miller

About Alex Miller

Alex has been traveling for over 25 years and from a young age was lucky enough to set out on numerous family trips all over the world, which gave him the travel bug. Alex has since earned millions of travel points and miles, mainly through maximizing credit card sign-up bonuses and taking every opportunity to earn the most points possible on each dollar spent.

Travel prices are about to surge from pent-up demand.

Use this points strategy to lock in pennies-on-the-dollar pricing in 2021, all without being a frequent flyer...

How do I only pay $30 to go to Hawaii, $200 for business class to Asia or just $150 to Europe?

Discover the real-life strategies that anyone can use to enjoy limitless travel (even on a limited budget!)

Just sign up below and I’ll send you the Limitless Travel Playbook instantly:

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Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.

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