Credit One Bank® Unsecured Visa® for Rebuilding Credit – Review [2020]

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"Earn 1% cash-back while rebuilding your credit."

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Alex Miller

- UPDATED: November 16, 2020

Credit One Unsecured Rebuilding Credit Card — Snapshot

Welcome Bonus & Info (Partner Content)
- See if you Pre-Qualify without harming your credit score. Find the card that's right for you in less than 60 seconds.
- CreditOneBank.com and the Credit One Bank mobile app makes it easy to access and manage all your account information and make payments whether you're at home or on-the-go.
- Know you're protected from unauthorized charges with Zero Fraud Liability—included with every Credit One Bank account
- Take advantage of free online access to your Experian credit score and credit report summary so you can track the key factors impacting your credit health. Terms apply.
- Give your credit a boost with credit line increase opportunities, a fee may apply.
- Eligible purchases such as gas, groceries, mobile phone, internet, cable and satellite TV will automatically earn 1% cash back rewards. Terms apply.
- Always know what's happening with your account with custom email and text alerts to remind you about your payment due date, notify you when a payment posts, or warn you if your available credit runs low.
- Customize your card by selecting a unique design from Credit One Bank's card gallery. There are more than 20 options to choose from. A fee may apply.
- See Rates & Fees
Card Type:
Credit Card
Card Categories:
- Credit Card Reviews
- Cash-Back Credit Cards

Credit One Unsecured Rebuilding Credit Card — Fees

Annual Fee
- $0-$99
Interest Rates
- 17.99%-23.99% Variable
Late fees
- Up to $39
Cash Advance APR
- 23.99% Variable
- Fee: Either $5 or 8% of the amount of each Cash Advance, whichever is greater, or $10 or 3% of each Cash Advance, whichever is greater, or $10 or 5% of each Cash Advance, whichever is greater.
Additional Info
Rates & Fees

Featured Image Credit: Credit One Bank

About Alex Miller

Alex has been traveling for over 25 years and from a young age was lucky enough to set out on numerous family trips all over the world, which gave him the travel bug. Alex has since earned millions of travel points and miles, mainly through maximizing credit card sign-up bonuses and taking every opportunity to earn the most points possible on each dollar spent.