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Credit One Bank® Platinum X5 Visa® – Review [2023]

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"Maximizing rewards with bonus cash-back earning"

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Alex Miller

- Updated: May 9, 2023, 2:34am CDT

The information regarding the Credit One Bank® Platinum X5 Visa® was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Credit One Platinum X5 Card — Snapshot

Welcome Bonus & Info (Partner Content)
- Get 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, and then 1% thereafter. Plus 1% cash back rewards on all other purchases, terms apply
- Zero Fraud Liability protects you from unauthorized charges
- Get free access to your Experian credit score online, terms apply
- Automatically earn More Cash Back Rewards for using your Credit One Bank card at participating merchants, terms apply
- If you are a Covered Borrower under the Military Lending Act, you may get a different offer
- See Rates & Fees
Card Categories:
- Credit Card Reviews
- Best Cash Back Credit Cards

Credit One Platinum X5 Card — Fees

Foreign Transaction Fees
Either $1 or 3% of each purchase in U.S. dollars, whichever is greater.
Interest Rates
- 25.49% Variable
Cash Advance APR
- 25.49% Variable
Additional Info
Rates & Fees

About Alex Miller

Alex has been traveling for over 25 years and from a young age was lucky enough to set out on numerous family trips all over the world, which gave him the travel bug. Alex has since earned tens of millions of travel points and miles, mainly through maximizing every opportunity to earn the most points possible on each dollar spent.