Citi Rewards+® Credit Card – Full Review [2023]

Name: Citi Rewards+® Credit Card – Full Review [2023]
Item: Citi Rewards+® Credit Card
Rating: 3
Author: Alex Miller

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"Card rounds up for even more points"

This no annual fee card rewards cardholders for everyday purchases. Earn bonus points at supermarkets and gas stations, plus your points are rounded up on every purchase.

Learn More (at our partner's secure site)

Alex Miller

- Updated: May 9, 2023, 2:19pm CDT

Citi Rewards+ Card — Snapshot

Welcome Bonus & Info (Partner Content)
- Earn 25,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $250 in gift cards at thankyou.com. Plus, for a limited time, earn 5 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ Portal through June 30, 2024.
- 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 18.49% – 28.49%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
- The Citi Rewards+® Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap.
- No Annual Fee
Card Categories:
- Credit Card Reviews
- Credit Cards with No Annual Fee

Citi Rewards+ Card — Fees

Foreign Transaction Fees
3% of each purchase transaction in US dollars
Interest Rates
- 0% Intro APR on balance transfers for 15 months and on purchases. After that, the variable APR of 18.49% - 28.49%.
Late fees
- Up to $41
Balance Transfers
- 0% Intro APR on balance transfers for 15 months from date of first transfer. After that, the variable APR will be 18.49% - 28.49%.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
Cash Advance APR
- 29.99% Variable
- Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.

About Alex Miller

Alex has been traveling for over 25 years and from a young age was lucky enough to set out on numerous family trips all over the world, which gave him the travel bug. Alex has since earned tens of millions of travel points and miles, mainly through maximizing every opportunity to earn the most points possible on each dollar spent.