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Citi Rewards+® Credit Card Review [2021]

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"Card rounds up for even more points"

This no annual fee card rewards cardholders for everyday purchases. Earn bonus points at supermarkets and gas stations, plus your points are rounded up on every purchase.

Learn More (at our partner's secure site)

Alex Miller

- UPDATED: August 23, 2021

Citi Rewards+ Card — Snapshot

Welcome Bonus & Info (Partner Content)
- For a Limited Time, earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
- 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 13.49% – 23.49%, based on your creditworthiness. Balance transfer fee – either $5 or 3% of the amount of each transfer, whichever is greater.
- The Citi Rewards+® Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap.
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
- The standard variable APR for Citi Flex Plan is 13.49% – 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.
Card Categories:
- Credit Card Reviews
- No Annual Fee Credit Cards

Citi Rewards+ Card — Fees

Annual Fee
- $0
Foreign Transaction Fees
3% of each purchase transaction in US dollars
Interest Rates
- 0% Intro APR on purchases for 15 months.
- After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness.
Balance Transfers
- 0% Intro APR on balance transfers for 15 months.
- After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness.
- Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
Cash Advance APR
- 25.24% Variable
- Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.

About Alex Miller

Alex has been traveling for over 25 years and from a young age was lucky enough to set out on numerous family trips all over the world, which gave him the travel bug. Alex has since earned millions of travel points and miles, mainly through maximizing credit card sign-up bonuses and taking every opportunity to earn the most points possible on each dollar spent.