The information regarding the Citi Simplicity® Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
Citi Simplicity Card — Snapshot
- Welcome Bonus & Info (Partner Content)
- No Late Fees, No Penalty Rate, and No Annual Fee… Ever
- 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 18.99% – 29.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is an introductory balance transfer fee of $5 or 3% of the amount of the transfer, whichever is greater for balances transfers completed within 4 months of account opening.
- Stay protected with Citi® Quick Lock
Citi Simplicity Card — Fees
- Interest Rates
- 0% Intro APR for 21 months on balance transfers and 0% Intro APR for 12 months on purchases. After that the variable APR will be 18.99% - 29.74%.
- Note that the intro APR on purchases is limited to 12 months from the date of account opening.
- Balance Transfers
- 0% Intro APR for 21 months on balance transfers from date of first transfer. After that the variable APR will be 18.99% - 29.74%.
- Balance transfers must be completed within 4 months of account opening.
- There is an introductory balance transfer fee of $5 or 3% of the amount of the transfer, whichever is greater for balances transfers completed within 4 months of account opening.
- Cash Advance APR
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