Citi Simplicity® Card — Review [2022]

Name: Citi Simplicity® Card — Review [2022]
Item: Citi Simplicity® Card
Rating: 4
Author: Alex Miller

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U.P. Rating ? The rating for this card has been determined by our own industry experts who are immersed in the credit card world. Please see our card rating methodology here. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

"No Late Fees, No Penalty Rate, and No Annual Fee... Ever"

Learn More (at Citi's secure site)

Alex Miller

- UPDATED: August 25, 2022

Citi Simplicity Card — Snapshot

Welcome Bonus & Info (Partner Content)
- No Late Fees, No Penalty Rate, and No Annual Fee… Ever
- 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 16.99% – 26.99%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
- Stay protected with Citi^® Quick Lock and $0 liability on unauthorized charges

Citi Simplicity Card — Fees

Interest Rates
- 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 16.99% - 26.99%.
Balance Transfers
- 0% Intro APR for 21 months on balance transfers from date of first transfer. After that the variable APR will be 16.99% - 26.99%.
- Balance transfers must be completed within 4 months of account opening.
- Fee: There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
Cash Advance APR
- 27.49% Variable

About Alex Miller

Alex has been traveling for over 25 years and from a young age was lucky enough to set out on numerous family trips all over the world, which gave him the travel bug. Alex has since earned millions of travel points and miles, mainly through maximizing credit card sign-up bonuses and taking every opportunity to earn the most points possible on each dollar spent.

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Citi Simplicity® Card — Review [2022]

Citi Simplicity Card — Snapshot

Citi Simplicity Card — Fees

About Alex Miller

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Citi Simplicity Card — Snapshot

Citi Simplicity Card — Fees

About Alex Miller

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