Credit One Bank® Unsecured Visa® with Free Credit Score Access – Review [2021]

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"A card that can help you build your credit and no deposit required."

The information regarding the Credit One Bank® Unsecured Visa® with Free Credit Score Access was independently collected by Upgraded Points and not provided nor reviewed by the issuer. 


Credit One Unsecured Free Credit Score Card — Snapshot

  • Welcome Bonus & Info (Partner Content)
    • See if you Pre-Qualify without harming your credit score
    • This unsecured card requires no deposit and can help build your credit
    • Track your progress with free online access to your Experian credit score, terms apply
    • Build your credit history – we report to the credit bureaus monthly
    • Accounts are automatically reviewed for credit line increase opportunities
    • Enjoy the flexibility to choose your payment due date, terms apply
    • Receive 1% cash back rewards on eligible purchases, terms apply
    • No need to fret – you’re covered by $0 Fraud Liability

Credit One Unsecured Free Credit Score Card — Fees

  • Annual Fee
    • $0-$99
  • Foreign Transaction Fees
    Either $1 or 3% of each purchase in U.S. dollars, whichever is greater.
  • Interest Rates
    • 17.99% to 23.99% Variable
  • Cash Advance APR
    • 23.99% Variable
    • Fee: Either $5 or 8% of the amount of each Cash Advance, whichever is greater, or $10 or 3% of each Cash Advance, whichever is greater, or $10 or 5% of each Cash Advance, whichever is greater.

Alex Miller

About Alex Miller

Alex has been traveling for over 25 years and from a young age was lucky enough to set out on numerous family trips all over the world, which gave him the travel bug. Alex has since earned millions of travel points and miles, mainly through maximizing credit card sign-up bonuses and taking every opportunity to earn the most points possible on each dollar spent.

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Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.

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