Which is the best Marriott Bonvoy credit card?

The best Marriott Bonvoy credit card for you will be the one that matches your spending mix, has an annual fee that you’re comfortable paying, and that provides benefits you personally find valuable. The Marriott Bonvoy-branded card that has the best collection of benefits for the Marriott loyalist is the Marriott Bonvoy Brilliant card, but this card also has the highest annual fee. The value you receive from any card should simply outweigh any expense of having the card. If you’re a frequent traveler and a Marriott loyalist, you may want to select a Marriott Bonvoy-branded card that’s a fit and supplement it with a general travel rewards card that is also a fit. This combination can ensure that you’re earning maximum rewards and receiving all the benefits you feel are relevant to your travel lifestyle.

Can I transfer Marriott Bonvoy points to airlines?

Yes, it is possible to transfer Marriott Bonvoy points to airlines and there are more than 40 airline transfer partners from which to select. However, it is not always good value to transfer your points to airlines. The transfer ratio is 3:1, meaning that it takes 3 Marriott Bonvoy points to equal 1 frequent flyer mile. There are a few exceptions to this ratio. There are also transfer bonuses. In most cases, when you transfer 60,000 Marriott Bonvoy points, you receive an additional 5,000-mile bonus. The bottom line is that the best value for your Marriott Bonvoy points is to use them for free hotel rooms, but you may find some instances where good value could be realized if you found an inexpensive premium award flight.

How does the Marriott 15 Elite Night Credits benefit work?

Each calendar year, cardholders will receive 15 Elite Night Credits to their Marriott Bonvoy account. The nights are not free hotel nights, they are just night credits that count toward elite status. For example, you need 25 nights in a calendar year to earn Marriott Bonvoy Gold Elite status. The 15 nights count toward the 25 so you would only need to stay 10 more nights to qualify. If you hold both the Marriott Bonvoy Brilliant card and a business Marriott Bonvoy-branded card, you can receive up to 40 total Elite Night Credits each year.

Do Marriott Bonvoy points expire?

As long as you have points activity such as earning or redeeming points in your account, your points will not expire. It there is inactivity for 24 months, the points will expire at that time.

12 Best Credit Cards for Marriott Bonvoy Loyalists [2023]

In general, having a hotel-branded credit card allows you to receive elevated earnings at that hotel chain, perks during your stay, and some associated useful or money-saving benefits.

The same premise applies to Marriott Bonvoy-branded cards, so if you’re a die-hard Marriott loyalist, you’ve probably considered applying for one of these cards. However, if you haven’t yet made the leap, you’ll find the information in today’s article of interest.

While it may seem logical that the best credit cards for Marriott loyalists are Marriott Bonvoy-branded cards, there are additional travel rewards cards that offer Marriott-related benefits, plus more flexible earning and redemption options. You’ll even find a few that offer luxury travel benefits.

Each card in the collection we’re going to discuss today could be a potential consideration for a Marriott fan, but depending on your spending mix, travel profile, and benefit preferences, you may also find a combination of cards that creates an ideal match for your situation.

Let’s get started with our take on the best cards for those travelers who make Marriott their hotel brand of choice.

Table of contents

The 9 Best Personal Cards for Marriott Bonvoy Loyalists — Overview
The 5 Best Personal Marriott Bonvoy-branded Cards for Marriott Loyalists
4 Non-Marriott-branded Personal Card Options To Consider
The 3 Best Business Cards for Marriott Bonvoy Loyalists — Overview
The Best Business Marriott Bonvoy-branded Card for Marriott Loyalists
- Marriott Bonvoy Business® American Express® Card
2 Non-Marriott-branded Business Card Options To Consider
- The Business Platinum Card® from American Express
- Ink Business Preferred® Credit Card
Marriott Bonvoy Elite Status
Final Thoughts

Table of Contents

The 9 Best Personal Cards for Marriott Bonvoy Loyalists — Overview
The 5 Best Personal Marriott Bonvoy-branded Cards for Marriott Loyalists
4 Non-Marriott-branded Personal Card Options To Consider
The 3 Best Business Cards for Marriott Bonvoy Loyalists — Overview
The Best Business Marriott Bonvoy-branded Card for Marriott Loyalists
- Marriott Bonvoy Business® American Express® Card
2 Non-Marriott-branded Business Card Options To Consider
- The Business Platinum Card® from American Express
- Ink Business Preferred® Credit Card
Marriott Bonvoy Elite Status
Final Thoughts

The 9 Best Personal Cards for Marriott Bonvoy Loyalists — Overview

Before we get into the details, here’s a look at the best personal cards to choose from, along with their core features and benefits as they relate to the Marriott Bonvoy program:

Card	Welcome Bonus and Annual Fee	Earnings and Marriott Bonvoy Benefits
Marriott Bonvoy Brilliant® American Express® Card	Earn 95,000 bonus points after spending $5,000 in purchases within the first 3 months. Annual fee of $650 (rates and fees)	6x points at Marriott hotels 3x points at U.S. restaurants and on flights booked directly with airlines Platinum Elite status 25 Elite Night Credits Annual 85,000-point free night certificate Global Entry or TSA PreCheck credit Priority Pass lounge membership (enrollment is required) Up to $100 credit for 2-night stays at Ritz-Carlton and St. Regis hotels
Marriott Bonvoy Bevy™ American Express® Card	Earn 85,000 points after spending $4,000 in purchases on the Card within the first 3 months. Annual fee of $250 (rates and fees)	6x points at Marriott hotels 4x points on dining and at U.S. supermarkets 2x points on all other purchases Gold Elite status 15 Elite Night Credits 1,000 bonus points per paid stay 1 Free Night Award (up to 50,000 points) when you spend $15,000 on the card in a year
Marriott Bonvoy Bountiful™ Credit Card	Earn 125,000 Bonus Points after you spend $4,000 on purchases in your first 3 months from your account opening. Annual fee of $250	Up to 18.5x points at Marriott hotels 4x points on dining and at U.S. supermarkets (on up to a combined $15,000 in purchases) 2x points on all other purchases Gold Elite status 15 Elite Night Credits 1,000 bonus points per paid Marriott stay 1 Free Night Award (up to 50,000 points) when you spend $15,000 on the card in a year
Marriott Bonvoy Boundless® Credit Card	Limited Time Offer! Earn 100,000 points after spending $3,000 on purchases in the first 3 months Annual fee of $95	Up to 17x points at Marriott hotels 3x points at grocery stores, gas stations, and dining, up to $6,000 in purchases each year Silver Elite status and 15 Elite Night Credits Spend your way ($35,000) to Gold Elite status Annual 35,000-point free night certificate
Marriott Bonvoy Bold® Credit Card	Limited Time Offer! Earn 60,000 points after spending $2,000 on purchases in the first 3 months Annual fee of $0	Up to 14x points at Marriott hotels 2x points on travel Silver Elite status and 15 Elite Night Credits
The Platinum Card® from American Express	Earn 80,000 points after spending $6,000 on purchases in the first 6 months. Annual fee of $695 (rates and fees)	5x points on prepaid hotels booked via Amex Travel and flights purchased directly from airlines and via Amex Travel (up to $500,000 per year) Complimentary Marriott Bonvoy Gold Elite status upon enrollment Up to $200 prepaid hotel credit Points can be transferred to Marriott Bonvoy Access to over 1,400 worldwide lounges, including Amex Centurion Lounges, Priority Pass (upon enrollment), Plaza Premium Lounges, and more
Chase Sapphire Preferred® Card	Earn 60,000 points after you spend $4,000 on purchases in the first 3 months. Annual fee of $95	5x points on travel purchased via Chase Ultimate Rewards 5x points on Lyft equipment and accessory purchases over $250 (through March 31, 2025) 5x points on Peloton equipment and accessory purchases over $250 (through March 31, 2025) 2x points on all other travel Up to $50 prepaid hotel credit Points can be transferred to Marriott Bonvoy
Chase Sapphire Reserve®	Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months. Annual fee of $550	5x points on air travel and 10x points on hotels and car rentals purchased via Chase Ultimate Rewards Rewards 10x points on Lyft (through March 31, 2025) 10x points on Peloton equipment and accessory purchases over $250 (through March 31, 2025) 3x points on all other travel and dining Points can be transferred to Marriott Bonvoy
American Express® Gold Card	Earn 60,000 points when you spend $4,000 on purchases in the first 6 months. Annual fee of $250 (rates and fees)	4x points at U.S. supermarkets (up to $25,000 per year) and restaurants 2x points on travel Points can be transferred to Marriott Bonvoy

The 5 Best Personal Marriott Bonvoy-branded Cards for Marriott Loyalists

No matter your destination, chances are you’ll find a suitable Marriott property, such as St. Regis Florence. Image Credit: Marriott

Although both Chase and American Express issue Marriott Bonvoy-branded credit cards, there’s consistency throughout the collection when it comes to earnings and Marriott-related benefits.

If the card has an annual fee, it will offer a complimentary hotel night certificate and have the same elevated earnings at Marriott properties.

Also, regardless of the card you select, you’ll enjoy complimentary Marriott Bonvoy elite status.

Let’s take a look at the Marriott Bonvoy-branded personal cards and all they have to offer the Marriott loyalist.

Marriott Bonvoy Brilliant® American Express® Card

The Marriott Bonvoy Brilliant card is a premium rewards card packed with perks that can make your travel more comfortable, save you money with statement credits, and make it easy to enjoy free hotel nights faster.

Why We Like This Card for Marriott Loyalists

6x points at Marriott hotels
3x points at U.S. restaurants and on flights booked directly with airlines
Complimentary Marriott Bonvoy Platinum Elite status
25 Elite Night Credits toward Marriott Bonvoy elite status each calendar year
Free Night Award each card anniversary year, worth up to 85,000 points
Up to $100 property credit at Ritz-Carlton or St. Regis properties
Complimentary premium internet at Marriott properties
Up to $300 in dining credits each year (up to $25 monthly)
Worldwide lounge access to over 1,300 properties via a complimentary Priority Pass Select membership upon enrollment
Global Entry or TSA PreCheck application fee statement credit
Travel benefits such as secondary car rental insurance
Shopping protections such as purchase protection
No foreign transaction fees (see rates and fees)

Marriott Bonvoy Bevy™ American Express® Card

A new entry in the portfolio of Marriott co-branded credit cards, the Marriott Bonvoy Bevy card slots into the middle of the range of options. With a $250 annual fee, the card offers a number of perks and elevated earnings for Marriott stays. If you’re not comfortable shelling out top dollar for the ultra-premium Marriott Bonvoy Brilliant card, this option is worth considering.

Why We Like This Card for Marriott Loyalists

6x points at Marriott hotels
4x points on dining and at U.S. supermarkets
2x points on all other purchases
Complimentary Marriott Bonvoy Gold Elite status
15 Elite Night Credits toward Marriott Bonvoy elite status each year
Earn 1,000 bonus points per paid stay
Earn 1 Free Night Award (valid at properties costing up to 50,000 points) when you spend $15,000 on the card in a year
No foreign transaction fees (see rates and fees)
Travel benefits such as secondary car rental insurance
Shopping protections such as purchase protection

Marriott Bonvoy Bountiful™ Card

Another newcomer, the Chase-issued Marriott Bountiful card offers largely the same benefits and perks as the Amex-issued Marriott Bonvoy Bevy card and comes with the same $250 annual fee.

Why We Like This Card for Marriott Loyalists

Up to 18.5x points at hotels participating in Marriott Bonvoy
4x points on dining and at U.S. supermarkets (on up to a combined $15,000 in purchases)
2x points on all other purchases
Complimentary Marriott Bonvoy Gold Elite status
15 Elite Night Credits toward Marriott Bonvoy elite status each year
1,000 bonus points per paid Marriott stay
1 Free Night Award (valid at properties costing up to 50,000 points) when you spend $15,000 on the card in a year
No foreign transaction fees
Baggage delay, trip delay, and purchase protection

Marriott Bonvoy Boundless® Credit Card

There’s something special about the Marriott Boundless card. Perhaps it’s the fact that it comes with a lower annual fee yet still packs the same earning power as the Marriott Bonvoy Brilliant card. Add in a free hotel night at each card anniversary and you may find that it’s the perfect card for you.

Why We Like This Card for Marriott Loyalists

Up to 17x points at Marriott hotels
3x points at grocery stores, gas stations, and dining, up to $6,000 in purchases each year
Complimentary Marriott Bonvoy Silver Elite status (qualify for Marriott Bonvoy Gold Elite status by spending $35,000 on the card in a calendar year)
15 Elite Night Credits toward Marriott Bonvoy elite status each calendar year, plus earn 1 Elite Night Credit towards elite status for every $5,000 you spend.
Free hotel night certificate each card anniversary year, worth up to 35,000 points
Complimentary premium Wi-Fi at Marriott properties
Baggage delay, trip delay, and purchase protection
No foreign transaction fees

For more information on this popular card, check out the great benefits of the Marriott Boundless card.

Marriott Bonvoy Bold® Credit Card

If you frequently stay at Marriott properties and want a Marriott Bonvoy-branded credit card, but do not want to pay an annual fee, the Marriott Bold card may be a fit.

This no-annual-fee card comes with Marriott Bonvoy Silver Elite status that gives you complimentary internet, late checkout, a 10% points bonus, and a dedicated elite reservation line.

Why We Like This Card for Marriott Loyalists

Up to 14x points at Marriott hotels
2x points on travel
Complimentary Marriott Bonvoy Silver Elite status (via 15 Elite Night Credits each calendar year)
Trip delay insurance
Lost and delayed luggage coverage
No foreign transaction fees

Note that our list of benefits for the Marriott Bonvoy-branded cards is not all-inclusive and we have abbreviated the descriptions. You’ll want to access each card’s guide to benefits for further details and benefit terms and conditions.

Bottom Line: Each Marriott Bonvoy-branded credit card comes with a certain level of complimentary Marriott Bonvoy elite status and 15 qualifying Elite Night Credits.

4 Non-Marriott-branded Personal Card Options To Consider

Ultimate Rewards points and Membership Rewards points can be transferred to Marriott Bonvoy where you can book luxury properties such as Atlantis Bahamas. Image Credit: Marriott

The Platinum Card® from American Express

Hot Tip: Check to see if you’re eligible for a welcome bonus offer of up to 150,000 points with the Amex Platinum card! (The current public offer is 80,000 points.)

The Amex Platinum card is the ultimate card for frequent travelers. Marriott loyalists, in particular, will enjoy a complete benefits package that includes complimentary Marriott Bonvoy elite status, points that can be transferred to the Marriott Bonvoy program, and luxury perks that support a travel lifestyle.

Why We Like the Card for Marriott Loyalists

5x points on prepaid hotels and flights from Amex Travel, flights purchased directly from the airlines (up to $500,000 on these purchases), and premium flights booked with the International Airline Program
Membership Rewards points can be transferred to the Marriott Bonvoy program plus additional airline and hotel partners
Complimentary Marriott Bonvoy Gold Elite status and Hilton Honors Gold status upon enrollment
Up to $200 prepaid hotel credit on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through Amex Travel, which requires a minimum 2-night stay (check out the list of eligible Marriott properties!)
Centurion Lounge access, plus worldwide access to over 1,400 additional lounges, including the Priority Pass network upon enrollment
Up to $200 airline fee incidentals statement credit and up to $100 Saks Fifth Avenue credit
Global Entry/TSA PreCheck application fee credit
$189 statement credit for CLEAR membership
Additional statement credits for Equinox purchases, Uber Cash, digital entertainment, and Walmart+ upon enrollment
Travel insurance protections, including secondary car rental insurance, trip cancellation/interruption, and baggage insurance

Chase Sapphire Preferred® Card

The Chase Sapphire Preferred card is our pick for a solid travel rewards card. The card earns flexible rewards points that can be transferred to airline and hotel partners or redeemed directly for travel.

You’ll also find the card packed with great benefits and travel insurance protections.

Why We Like the Card for Marriott Loyalists

5x points on travel purchased through Chase Ultimate Rewards
5x points on Lyft (through March 31, 2025)
5x points on Peloton equipment and accessory purchases over $250 (through March 31, 2025)
3x points on dining
2x points on all other travel purchases
Ultimate Rewards points earned on the card transfer easily to the Marriott Bonvoy program and other airline and hotel partners
Redeem points for 1.25 cents each towards travel
$50 prepaid hotel credit annually for travel booked through Chase Ultimate Rewards
Complimentary DoorDash DashPass subscription (activate by December 31, 2024)
Trip cancellation/interruption/delay coverage
Primary car rental insurance coverage

Check out our ideas for getting the maximum value for your Ultimate Rewards points and how to use your points for purchasing travel.

Chase Sapphire Reserve®

The Chase Sapphire Reserve card is a premium travel rewards card loaded with perks and benefits. You’ll enjoy worldwide airport lounge access, travel statement credits, and some of the best travel insurance and shopping protections.

Why We Like the Card for Marriott Loyalists

10x points on hotels and car rentals and 5x points on air travel purchased via Chase Ultimate Rewards
10x points on Lyft purchases (through March 31, 2025)
10x points on Peloton equipment and accessory purchases over $250 (through March 31, 2025)
3x points on all other travel and dining
Ultimate Rewards points earned on the card transfer easily to the Marriott Bonvoy program and other airline and hotel partners
Complimentary Priority Pass Select membership with worldwide access to over 1,300 lounges
Up to $300 statement credit for travel purchases each card anniversary
Redeem Ultimate Rewards points for 1.5 cents each toward travel
Complimentary DoorDash DashPass subscription and $5 monthly credit
Primary car rental insurance
Trip cancellation, interruption, and delay coverage
Purchase protection and extended warranty

American Express® Gold Card

Hot Tip: Check to see if you’re eligible for a welcome bonus offer of up to 90,000 points with the Amex Gold card! (The current public offer is 60,000 points.)

The Amex Gold card functions as a travel rewards card disguised as an everyday spending card. First, the card earns valuable Membership Rewards points that can be redeemed for travel. Additionally, you can earn points in bonus spending categories that include everyday expenses.

The additional earnings on everyday spending serve to grow point balances quickly. Plus, the card comes with several travel benefits.

Why We Like This Card for Marriott Loyalists

4x points at restaurants, and U.S. supermarkets up to $25,000 per calendar year (1x thereafter)
3x points on flights booked with the airlines or Amex Travel
2x points on travel booked through Amex Travel
Membership Rewards points can be transferred to the Marriott Bonvoy program plus additional airline and hotel partners
Up to $120 per year in dining statement credits (up to $10 per month) at participating restaurants, including Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar, and select Shake Shack locations (enrollment required)
Secondary car rental insurance
Baggage insurance plan
No foreign transaction fees (see rates and fees)

While you won’t receive any Marriott-related benefits with the Amex Gold card, Marriott loyalists will have the flexibility to transfer Membership Rewards into Marriott Bonvoy to use for reward hotel nights.

Hot Tip: If you choose to transfer Ultimate Rewards points or Membership Rewards points to Marriott Bonvoy and the need to transfer is not urgent, watch for promotions that allow transfer bonuses that can add 20% to 40% additional points when doing so.

The 3 Best Business Cards for Marriott Bonvoy Loyalists — Overview

Before we get into the details, here’s a look at the best business cards to choose from, along with their core features and benefits as they relate to the Marriott Bonvoy program:

Card	Welcome Bonus and Annual Fee	Earnings and Marriott Bonvoy Benefits
Marriott Bonvoy Business® American Express® Card	Limited Time Offer: Earn 125,000 bonus points after spending $5,000 in purchases within the first 3 months. Offer ends 5/3/23. Annual fee of $125 (rates and fees)	6x points at Marriott hotels 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases for shipping Silver Elite status and 15 Elite Night Credits Spend your way ($35,000) to Gold Elite status Annual 35,000-point Free Night Award Additional free hotel night at $60,000 spent on the card
The Business Platinum Card® from American Express	Earn 120,000 points after you spend $15,000 on purchases in the first 3 months. Annual fee of $695 (rates and fees)	5x points on prepaid hotels and flights booked via Amex Travel 1.5x points on eligible business purchases, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year Marriott Bonvoy Gold Elite status upon enrollment Points can be transferred to Marriott Bonvoy Access to over 1,400 worldwide lounges, including Amex Centurion Lounges, Priority Pass (upon enrollment), Plaza Premium Lounges, and more
Ink Business Preferred® Credit Card	Earn 100,000 bonus points after you spend $15,000 on purchases in the first 3 months. Annual fee of $95	3x points on travel purchases, internet/cable/phone, shipping, and advertising purchased through social media and search engines (maximum $150,000 in purchases per year) Points can be transferred to Marriott Bonvoy

The Best Business Marriott Bonvoy-branded Card for Marriott Loyalists

The Ritz-Carlton Maui, Kapalua Pool — Use your Marriott Bonvoy points for luxury properties such as The Ritz-Carlton Maui, Kapalua. Image Credit: Marriott

Marriott Bonvoy Business® American Express® Card

If you’re traveling for business and frequent Marriott Bonvoy-branded properties, the Marriott Bonvoy Business card can ensure you’ll be receiving the perks you deserve during your journey.

The card also makes it easier to earn lots of Marriott Bonvoy points just for paying your business expenses. Earning complimentary hotel nights can offset your business travel expenses or provide free lodging for a personal vacation.

Why We Like This Card for Marriott Loyalists

6x points at Marriott hotels
4x points at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases for shipping
Complimentary Marriott Bonvoy Gold Elite status
Spend your way to Gold Elite status by spending $35,000 in eligible purchases on the card in a calendar year
15 Elite Night Credits toward Marriott Bonvoy elite status each calendar year
Complimentary Free Night Award each card anniversary year, worth up to 35,000 points
Additional Free Night Award after spending $60,000 in a calendar year
Baggage insurance plan
Secondary car rental insurance
No foreign transaction fees (see rates and fees)

Hot Tip: If you hold both a business Marriott Bonvoy-branded card and the Marriott Bonvoy Brilliant card, you can receive a total of 40 Elite Night Credits each year — a great jumpstart to higher elite status.

2 Non-Marriott-branded Business Card Options To Consider

The Business Platinum Card® from American Express

Hot Tip: Check to see if you’re eligible for a huge welcome bonus offer of up to 150,000 points with the Amex Business Platinum card! (The current public offer is 120,000 points.)

Like the personal version of the card, the Amex Business Platinum card comes with Marriott Bonvoy Gold Elite status upon enrollment and is loaded with premium travel benefits.

If you travel frequently for business, you’re sure to enjoy the value of worldwide lounge access and elevated earnings on your travel purchases — 2 key benefits of having the card.

Why We Like This Card for Marriott Loyalists

5x points on prepaid hotels and flights booked via Amex Travel
1.5x points on eligible business purchases, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per year.
Complimentary Marriott Bonvoy Gold Elite status and Hilton Honors Gold status upon enrollment
Membership Rewards points can be transferred to the Marriott Bonvoy program plus additional airline and hotel partners
Worldwide lounge access to over 1,400 lounges, including Centurion Lounges
35% rebate on points redeemed for premium flights via Amex Travel
Up to $200 airline incidental fee statement credit
Global Entry or TSA PreCheck fee statement credit
$189 statement credit for CLEAR membership
Up to $400 Dell statement credit
Secondary car rental coverage
Trip interruption/cancellation coverage
Purchase protection, extended warranty

Ink Business Preferred® Credit Card

The Ink Business Preferred card is a powerhouse when it comes to earning on your business purchases. And when it’s redemption time, you’ll find that your points are flexible and valuable.

With a lower annual fee and premier travel/shopping benefits, it’s a travel rewards card deserving consideration for even small business owners.

Why We Like This Card for Marriott Loyalists

3x points on travel purchases, internet/cable/phone, shipping, and advertising purchased through social media and search engines (maximum $150,000 in purchases per year)
Ultimate Rewards points earned on the card transfer easily to the Marriott Bonvoy program and other airline and hotel partners
Primary car rental insurance
Trip interruption/cancellation/delay
Cell phone protection

Bottom Line: If your business involves travel and you stay frequently at Marriott properties, it makes sense to have a Marriott Bonvoy-branded business or personal credit card. However, to ensure all of your business purchases earn rewards, you might consider pairing it with a business travel rewards card.

Marriott Bonvoy Elite Status

Points add up quickly when you’re earning rewards on all your business purchases. St. Regis Mallorca. Image Credit: Marriott

The Marriott Bonvoy-branded credit cards, Amex Platinum card, and Amex Business Platinum card all come with a level of Marriott Bonvoy elite status. You might now be wondering what type of benefits you can expect to receive, so let’s take a look.

Here’s an overview of Marriott Bonvoy benefits for each elite status level:

Benefits	Silver Elite 10 to 24 Nights per Year	Gold Elite 25 to 49 Nights per Year	Platinum Elite 50 to 74 Nights per Year	Titanium Elite 75 to 99 Nights per Year	Ambassador Elite 100 or more Nights per Year + $20,000 in Qualifying Spend per Year
Complimentary In-room Wi-Fi	X	X	Enhanced fastest internet	Enhanced fastest internet	Enhanced fastest internet
Bonus Points	10%	25%	50%	75%	75%
Late Checkout	Priority Late Checkout	2 p.m.	4 p.m.	4 p.m.	4 p.m.
Elite Reservation Line	X	X	X	X	+ Personal Ambassador service
Welcome Gift		250 to 500 points depending on the property	Choice of points, breakfast, or amenity	Choice of points, breakfast, or amenity	Choice of points, breakfast, or amenity
Room Upgrade — Based on Availability			Select suites when available	Select suites expanded to include Ritz-Carlton properties	Select suites expanded to include Ritz-Carlton properties
Lounge Access			X	X	X
Annual Choice Benefit			X	Annual Choice Benefit + additional Choice Benefit	Annual Choice Benefit + additional Choice Benefit

In addition to the benefits above, all Marriott Bonvoy elite members receive access to the Cash + Points redemption option, PointSavers for savings on reward nights, and Member Exclusive room rates.

Note that our list of benefits here is not all-inclusive, just the highlights. For more in-depth information on how to achieve Marriott Bonvoy elite status and the benefits of elite status, you’ll want to review our comprehensive articles.

Bottom Line: Complimentary Marriott Bonvoy elite status that comes with Marriott Bonvoy-branded credit cards, the Amex Platinum card, and the Amex Business Platinum card can offer benefits at Marriott properties such as late checkout, bonus points for your stay, complimentary Wi-Fi, a dedicated reservation line, access to special hotel rates, and expanded redemption options.

Final Thoughts

If you stay frequently at Marriott properties, having one of the Marriott Bonvoy-branded cards could improve your experience, increase your earnings, and save you money.

If you stay at other hotel chains, fly frequently, and enjoy premium travel perks, a travel rewards card might be a better fit or an appropriate supplement to a Marriott Bonvoy-branded card. This strategy may also ensure your largest expenditures, not within the bonus categories of Marriott Bonvoy-branded cards, receive maximum earnings.

Finally, we mention in this article that Ultimate Rewards points and Membership Rewards points can be transferred to the Marriott Bonvoy program. While this is true, the ratio of transferring is normally 1:1 and may not be a good value for your points, unless you need to top off your Marriott Bonvoy account for a specific redemption.

Watch for promotions offered by these rewards programs, however, when the transfer ratio can increase up to 1 reward point equaling as much as 1.4 Marriott Bonvoy points, a much better value than the 1:1 normal transfer ratio.

Always check the value you’re receiving before you transfer points. Most flexible points have the potential to receive the best value when transferred to airline partners, but not always.

For more on the relative value of points and miles, we’ve put together a comprehensive guide.

For the car rental collision damage coverage benefit of the Marriott Bonvoy Brilliant® American Express® Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car rental loss or damage coverage is offered through American Express Travel Related Services Company, Inc. For the purchase protection benefit of the Marriott Bonvoy Brilliant® American Express® Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

For the car rental collision damage coverage benefit of The Platinum Card® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car rental loss or damage coverage is offered through American Express Travel Related Services Company, Inc. For the trip cancellation and interruption insurance benefits of The Platinum Card® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company. For the baggage insurance plan benefit of The Platinum Card® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

For the car rental collision damage coverage benefit of the American Express® Gold Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car rental loss or damage coverage is offered through American Express Travel Related Services Company, Inc. For the baggage insurance plan benefit of the American Express® Gold Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

For the car rental collision damage coverage benefit of the Marriott Bonvoy Business® American Express Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car rental loss or damage coverage is offered through American Express Travel Related Services Company, Inc. For the baggage insurance plan benefit of the Marriott Bonvoy Business® American Express Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

For the car rental collision damage coverage benefit of The Business Platinum Card® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car rental loss or damage coverage is offered through American Express Travel Related Services Company, Inc. For the trip cancellation and interruption insurance benefits of The Business Platinum Card® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company. For the extended warranty and purchase protection benefit of The Business Platinum Card® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

For rates and fees of the Marriott Bonvoy Brilliant® American Express® Card, click here.
For rates and fees for The Platinum Card® from American Express, click here.
For rates and fees for the American Express® Gold Card, click here.
For rates and fees for the Marriott Bonvoy Business® American Express Card, click here.
For rates and fees for The Business Platinum Card® from American Express, click here.

2 comments

Mike Manger May 10, 2022

If I have the Marriott Bonvoy Boundless CC and I know I will have an upcoming expense of $8000 Is it a good deal to apply for the Marriott Bonvoy Business™ American Express® Card and get the 100k points? And could I then transfer the points from one to the other for maximum benefits?

- Jarrod West May 10, 2022
  
  Hi Mike,
  
  If you’re looking to earn some more Marriott points, then yes that would be a great strategy! You won’t need to transfer the points though, both cards will be linked to your Marriott account, so the points from each will flow into your one account.

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