Which is the best Marriott Bonvoy credit card?

The best Marriott Bonvoy credit card for you will be the one that matches your spending mix, has an annual fee that you’re comfortable paying, and that provides benefits you personally find valuable. The Marriott Bonvoy-branded card that has the best collection of benefits for the Marriott loyalist is the Marriott Bonvoy Brilliant card, but this card also has the highest annual fee. The value you receive from any card should simply outweigh any expense of having the card. If you’re a frequent traveler and a Marriott loyalist, you may want to select a Marriott Bonvoy-branded card that’s a fit and supplement it with a general travel rewards card that is also a fit. This combination can ensure that you’re earning maximum rewards and receiving all the benefits you feel are relevant to your travel lifestyle.

Can I transfer Marriott Bonvoy points to airlines?

Yes, it is possible to transfer Marriott Bonvoy points to airlines and there are more than 40 airline transfer partners from which to select. However, it is not always good value to transfer your points to airlines. The transfer ratio is 3:1, meaning that it takes 3 Marriott Bonvoy points to equal 1 frequent flyer mile. There are a few exceptions to this ratio. There are also transfer bonuses. In most cases, when you transfer 60,000 Marriott Bonvoy points, you receive an additional 5,000-mile bonus. The bottom line is that the best value for your Marriott Bonvoy points is to use them for free hotel rooms, but you may find some instances where good value could be realized if you found an inexpensive premium award flight.

How does the Marriott 15 Elite Night Credits benefit work?

Each calendar year, cardholders will receive 15 Elite Night Credits to their Marriott Bonvoy account. The nights are not free hotel nights, they are just night credits that count toward elite status. For example, you need 25 nights in a calendar year to earn Marriott Bonvoy Gold Elite status. The 15 nights count toward the 25 so you would only need to stay 10 more nights to qualify. If you hold both the Marriott Bonvoy Brilliant card and a business Marriott Bonvoy-branded card, you can receive up to 40 total Elite Night Credits each year.

Do Marriott Bonvoy points expire?

As long as you have points activity such as earning or redeeming points in your account, your points will not expire. It there is inactivity for 24 months, the points will expire at that time.

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Credit Cards

The 12 Best Credit Cards for Marriott Bonvoy Loyalists [2025]

Updated: May 15, 2025, 11:20am CDT

Edited by:

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Table of Contents

The Best Cards for Marriott Bonvoy Loyalists — Overview
Best Personal Marriott Bonvoy-Branded Cards
Non-Marriott-Branded Personal Cards To Consider
Best Business Marriott Bonvoy-Branded Card
Non-Marriott-Branded Business Cards To Consider
Marriott Bonvoy Elite Status
Final Thoughts

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In general, having a hotel-branded credit card allows you to receive elevated earnings at that hotel chain, perks during your stay, and some associated useful or money-saving benefits.

The same premise applies to Marriott Bonvoy-branded cards, so if you’re a die-hard Marriott loyalist, you’ve probably considered applying for one of these cards. However, if you haven’t yet made the leap, you’ll find the information in today’s article of interest.

While it may seem logical that the best credit cards for Marriott loyalists are Marriott Bonvoy-branded cards, there are additional travel rewards cards that offer Marriott-related benefits, plus more flexible earning and redemption options. You’ll even find a few that offer luxury travel benefits.

Each card in the collection we’re going to discuss today could be a potential consideration for a Marriott fan, but depending on your spending mix, travel profile, and benefit preferences, you may also find a combination of cards that creates an ideal match for your situation.

Let’s get started with our take on the best cards for those travelers who make Marriott their hotel brand of choice.

The Best Cards for Marriott Bonvoy Loyalists — Overview

Before we get into the details, here’s a look at the best cards to choose from, along with their core features and benefits as they relate to the Marriott Bonvoy program:

Best Personal Marriott Bonvoy-Branded Cards

Although both Chase and American Express issue Marriott Bonvoy-branded credit cards, there’s consistency throughout the collection when it comes to earnings and Marriott-related benefits.

If the card has an annual fee, it will offer a complimentary hotel night certificate and have the same elevated earnings at Marriott properties.

Also, regardless of the card you select, you’ll enjoy complimentary Marriott Bonvoy elite status.

Let’s take a look at the Marriott Bonvoy-branded personal cards and all they have to offer the Marriott loyalist.

Marriott Bonvoy Brilliant^® American Express^® Card

Terms Apply / Rates & Fees

Marriott Bonvoy Brilliant^® American Express^® Card

U.P. Rating

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Marriott Bonvoy Brilliant^® American Express^® Card

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.

Welcome OfferEarn up to 150,000 Marriott Bonvoy® bonus points. Earn 100,000 points after you spend $6,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.
Up to 150,000 points

UP's Offer Valuation*:
Up to   $1,050

Annual Fee

$650

APR

20.24%-29.24% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

The Marriott Bonvoy Brilliant^® American Express^® Card is a premium card designed with road warriors and Marriott Bonvoy loyalists in mind.

So is the card a worthwhile addition to your wallet?

Pros & Cons

Pros

6x points per $1 at hotels participating in Marriott Bonvoy program
3x points per $1 on flights booked directly with airlines and restaurants worldwide
2x points per $1 on all other purchases

Cons

Steep annual fee of $650 (rates & fees)
6x points per $1 is the same earn rate offered with lower annual fee alternatives like the Marriott Bonvoy Bevy^® American Express^® Card

Read Full Review

Card Highlights

Earn up to 150,000 Marriott Bonvoy^® bonus points. Earn 100,000 points after you spend $6,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.
$300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant^® American Express^® Card at restaurants worldwide.
With Marriott Bonvoy^® Platinum Elite Status, you can receive room upgrades, including enhanced views or suites, when the stay is booked with a Qualifying Rate at hotels that participate in Marriott Bonvoy, subject to availability upon check-in.
Earn 6X Marriott Bonvoy^® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy^®. Earn 3X Marriott Bonvoy^® points at restaurants worldwide and on flights booked directly with airlines and 2X Marriott Bonvoy^® points on all other eligible purchases made on the Marriott Bonvoy Brilliant^® American Express^® Card.
Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy^® points) at hotels participating in Marriott Bonvoy^®. Certain hotels have resort fees.
Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant^® American Express^® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Brilliant Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
$100 Marriott Bonvoy^® Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton^® or St. Regis^® when you book direct using a special rate for a two-night minimum stay using your Card.
Fee Credit for Global Entry or TSA PreCheck^®: Receive either a statement credit every 4 years after you apply for Global Entry ($120) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck^® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant^® American Express^® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
Each calendar year with your Marriott Bonvoy Brilliant^® American Express^® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy^® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express.
Enroll in Priority Pass Select, which offers unlimited airport lounge visits to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
No Foreign Transaction Fees on international purchases.
With Cell Phone Protection*, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply. *Coverage is provided by New Hampshire Insurance Company, an AIG Company.
$650 Annual Fee.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.

Financial Snapshot

APR: 20.24%-29.24% Variable
Foreign Transaction Fees: None

Rewards Center

Marriott Bonvoy

The Marriott Bonvoy Brilliant card is a premium rewards card packed with perks that can make your travel more comfortable, save you money with statement credits, and make it easy to enjoy free hotel nights faster.

Why We Like This Card for Marriott Loyalists

6x points at participating Marriott hotels
3x points at U.S. restaurants and on flights booked directly with airlines
Complimentary Marriott Bonvoy® Platinum Elite status
25 Elite Night Credits toward Marriott Bonvoy elite status each calendar year
Free Night Award each card anniversary year, worth up to 85,000 points
Up to $100 property credit at Marriott, Ritz-Carlton or St. Regis properties
Complimentary premium internet at Marriott properties
Up to $300 in dining credits each year upon enrollment (up to $25 monthly)
Worldwide lounge access to over 1,400 properties via a complimentary Priority Pass Select membership upon enrollment
Global Entry or TSA PreCheck application fee statement credit
Travel benefits such as secondary car rental insurance
Shopping protections such as purchase protection
No foreign transaction fees (rates & fees)

Marriott Bonvoy Bevy^® American Express^® Card

Terms Apply / Rates & Fees

Marriott Bonvoy Bevy^® American Express^® Card

U.P. Rating

The Marriott Bonvoy Bevy card gives you automatic Marriott elite status and helps you earn more Marriott Bonvoy points on your everyday purchases.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Marriott Bonvoy Bevy^® American Express^® Card

The Marriott Bonvoy Bevy card gives you automatic Marriott elite status and helps you earn more Marriott Bonvoy points on your everyday purchases.

Welcome OfferEarn up to 135,000 Marriott Bonvoy® bonus points. Earn 85,000 points after you spend $5,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.
Up to 135,000 points

UP's Offer Valuation*:
Up to   $945

Annual Fee

$250

APR

20.24%-29.24% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

The Marriott Bonvoy Bevy^® American Express^® Card, the latest mid-tier offering in the Marriott Bonvoy lineup of cards, offers cardholders automatic elite status and ways to earn more Marriott Bonvoy points on each of their stays and daily purchases.

Pros & Cons

Pros

6x points per $1 at hotels participating in Marriott Bonvoy
4x points per $1 at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases per calendar year, then 2x points)
2x points per $1 on all other purchases

Cons

$250 annual fee (rates & fees)
Free Night Award certificate is not an automatic benefit

Read Full Review

Card Highlights

Earn up to 135,000 Marriott Bonvoy^® bonus points. Earn 85,000 points after you spend $5,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.
Earn 6X Marriott Bonvoy^® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy^®.
Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
Earn 2X points on all other eligible purchases.
Marriott Bonvoy^® 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy^® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy^®.
With complimentary Marriott Bonvoy^® Gold Elite Status, earn up to 2.5X points from Marriott Bonvoy^® on eligible hotel purchases with the 25% Bonus Points on stays benefit.
Marriott Bonvoy Bevy^® Free Night Award: Earn 1 Free Night Award after spending $15,000 on eligible purchases on your Marriott Bonvoy Bevy^® Card in a calendar year. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy^® points) at a hotel participating in Marriott Bonvoy^®. Certain hotels have resort fees.
15 Elite Night Credits: Each calendar year with your Marriott Bonvoy Bevy^® American Express^® Card you can receive 15 Elite Night Credits toward the next level of Marriott Bonvoy^® Elite status. Limitations apply per Marriott Bonvoy^® member account. Benefit is not exclusive to Cards offered by American Express.
Plan It^® is a payment option that lets you split up purchases of $100 or more into equal monthly installments with a fixed fee. Plus, you'll still earn rewards the way you usually do.
$250 Annual Fee.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.

Financial Snapshot

APR: 20.24%-29.24% Variable
Foreign Transaction Fees: None

A new entry in the portfolio of Marriott co-branded credit cards, the Marriott Bonvoy Bevy card slots into the middle of the range of options. With a $250 annual fee, the card offers a number of perks and elevated earnings for Marriott stays at participating properties. If you’re not comfortable shelling out top dollar for the ultra-premium Marriott Bonvoy Brilliant card, this option is worth considering.

Why We Like This Card for Marriott Loyalists

6x points at participating Marriott hotels
4x points on dining and at U.S. supermarkets
2x points on all other purchases
Complimentary Marriott Bonvoy Gold Elite status
15 Elite Night Credits toward Marriott Bonvoy elite status each year
Earn 1,000 bonus points per paid stay
Earn 1 Free Night Award (valid at properties costing up to 50,000 points) when you spend $15,000 on the card in a year
No foreign transaction fees (see rates & fees)
Travel benefits such as secondary car rental insurance
Shopping protections such as purchase protection

Marriott Bonvoy Bountiful™ Card

Marriott Bonvoy Bountiful™ Credit Card

U.P. Rating

The Marriott Bountiful card offers automatic elite status and helps you earn more points on every purchase.

Apply Now(at Chase's secure site)

Marriott Bonvoy Bountiful™ Credit Card

The Marriott Bountiful card offers automatic elite status and helps you earn more points on every purchase.

Welcome OfferEarn 85,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening.
85,000 bonus points

UP's Offer Valuation*:
$595

Annual Fee

$250

APR

21.49%–28.49% Variable

Credit Recommended

Good to Excellent (670-850)

Why We Like This Card

The Marriott Bonvoy Bountiful™ Credit Card can help enhance your Marriott stays by offering automatic elite status, bonus points on paid stays, and Elite Night Credits, and it helps you earn more Marriott Bonvoy points on your day-to-day purchases.

Pros & Cons

Pros

Up to 18.5x points per $1 at hotels participating in Marriott Bonvoy
4x points per $1 on dining and at U.S. supermarkets (on up to a combined $15,000 in purchases)
2x points per $1 on all other purchases
Automatic Marriott Bonvoy Gold Elite status
15 Elite Night Credits
1,000 bonus points per paid Marriott stay
1 Free Night Award (up to 50,000 points) when you spend $15,000 on the card in a year
No foreign transaction fees

Cons

$250 annual fee
Free Night Award certificate is not an automatic benefit

Read Full Review

Card Highlights

Earn 85,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening.
Earn up to 18.5X total points for every $1 spent at hotels participating in Marriott Bonvoy^®
1,000 Bonus Points per each stay at a hotel participating in Marriott Bonvoy^®
Earn 4X points per $1 on the first $15,000 spent in combined purchases each year on grocery stores and dining
Earn 2X points per $1 spent on other travel purchases
Earn 2X points per $1 spent on all
other purchases
Receive 15 Elite Night Credits per calendar year and automatic Gold Elite status each account anniversary year as a cardmember
Enjoy a Free Night Award every calendar year, after $15,000 in spend, valid for a one-night hotel stay at a property with a redemption level up to 50,000 points. Certain hotels have resort fees.
No Foreign Transaction Fees

Financial Snapshot

APR: 21.49%–28.49% Variable
Foreign Transaction Fees: None

Another newcomer, the Chase-issued Marriott Bountiful card offers largely the same benefits and perks as the Amex-issued Marriott Bonvoy Bevy card and comes with the same $250 annual fee.

Why We Like This Card for Marriott Loyalists

Up to 18.5x points at hotels participating in Marriott Bonvoy
4x points on dining and at U.S. supermarkets (on up to a combined $15,000 in purchases)
2x points on all other purchases
Complimentary Marriott Bonvoy Gold Elite status
15 Elite Night Credits toward Marriott Bonvoy elite status each year
1,000 bonus points per paid Marriott stay
1 Free Night Award (valid at properties costing up to 50,000 points) when you spend $15,000 on the card in a year
No foreign transaction fees
Baggage delay, trip delay, and purchase protection

Marriott Bonvoy Boundless^® Credit Card

NEW OFFER

Marriott Bonvoy Boundless^® Credit Card

U.P. Rating

Marriott loyalists will love this card's annual Free Night Award, automatic elite status, and up to 17x points per $1 on Marriott hotel stays.

Apply Now(at Chase's secure site)

Marriott Bonvoy Boundless^® Credit Card

Marriott loyalists will love this card's annual Free Night Award, automatic elite status, and up to 17x points per $1 on Marriott hotel stays.

Welcome OfferEarn 3 Free Night Awards (each night valued up to 50,000 points) plus 50,000 bonus points after qualifying purchases.
Up to 3 Free Night Awards + 50,000 points

UP's Offer Valuation*:
Up to   $1,400

Annual Fee

$95

APR

20.49% - 27.49% Variable

Credit Recommended

Good to Excellent (670-850)

Why We Like This Card

If you’re a frequent traveler and a Marriott loyalist, there’s a lot to love about the Marriott Bonvoy Boundless^® Credit Card. The card comes packed with several great benefits like a free hotel night once a year, automatic Silver Elite status (with a fast-track to Gold Elite status), and multiple options for redeeming points.

Pros & Cons

Pros

Earn big when you use your card at thousands of participating Marriott Bonvoy hotels
Earn big at grocery stores, gas stations, and dining
Automatic Silver Elite Status

Cons

$95 annual fee
Marriott Silver Elite Status is the lowest status tier

Read Full Review

Card Highlights

Earn 3 Free Night Awards (each night valued up to 50,000 points) plus 50,000 bonus points after qualifying purchases.
Earn 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
Earn up to 17X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy^® with the Marriott Bonvoy Boundless^® Card.
Receive 15 Elite Night Credits annually, automatic Silver Elite status, and path to Gold Status when you spend $35,000 on purchases each calendar year.
No Foreign Transaction Fees. Your points don't expire as long as you make purchases on your card every 24 months.
Member FDIC

Financial Snapshot

APR: 20.49% - 27.49% Variable
Foreign Transaction Fees: None

Rewards Center

Marriott Bonvoy

There’s something special about the Marriott Boundless card. Perhaps it’s the fact that it comes with a lower annual fee yet still packs the same earning power as the Marriott Bonvoy Brilliant card. Add in a free hotel night at each card anniversary and you may find that it’s the perfect card for you.

Why We Like This Card for Marriott Loyalists

Up to 17x points at participating Marriott hotels
3x points at grocery stores, gas stations, and dining, up to $6,000 in purchases each year
Complimentary Marriott Bonvoy Silver Elite status (qualify for Marriott Bonvoy Gold Elite status by spending $35,000 on the card in a calendar year)
15 Elite Night Credits toward Marriott Bonvoy elite status each calendar year, plus earn 1 Elite Night Credit towards elite status for every $5,000 you spend.
Free hotel night certificate each card anniversary year, worth up to 35,000 points
Complimentary premium Wi-Fi at Marriott properties
Baggage delay, trip delay, and purchase protection
No foreign transaction fees

For more information on this popular card, check out the great benefits of the Marriott Boundless card.

Marriott Bonvoy Bold^® Credit Card

U.P. Rating

A great option for Marriott hotel fans who want a no annual fee card and automatic Marriott Bonvoy elite status.

Apply Now(at Chase's secure site)

Marriott Bonvoy Bold^® Credit Card

A great option for Marriott hotel fans who want a no annual fee card and automatic Marriott Bonvoy elite status.

Welcome OfferEarn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
30,000 points

UP's Offer Valuation*:
$210

Annual Fee

APR

20.49% - 27.49% Variable

Credit Recommended

Good to Excellent (670-850)

Why We Like This Card

Casual travelers who like to frequent properties that are part of the Marriott Bonvoy collection of brands may want to consider the Marriott Bonvoy Bold^® Credit Card.

The Marriott Bold card rewards cardholders for Marriott stays and gives them a boost towards Marriott Bonvoy elite status.

Pros & Cons

Pros

Up to 14x points per $1 on Marriott purchases
2x points at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services
5 Elite Night Credits each year

Cons

Lower point earn rate than other Marriott Bonvoy cards
Marriott Bonvoy Silver Elite status is the lowest status tier

Read Full Review

Card Highlights

Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
Pay no annual fee with the Marriott Bonvoy Bold^® Credit Card from Chase^®!
Earn up to 14X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy^® with the Marriott Bonvoy Bold^® Card.
Earn 2X points for every $1 spent at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services.
1X point for every $1 spent on all other purchases.
Travel now, pay later - Break up purchases into equal monthly payments with no interest plus no plan fees on qualifying travel purchases. Terms apply.
NEW! Pay Yourself Back^® - Redeem Marriott Bonvoy^® points for a statement credit to cover qualifying travel purchases made directly with airlines or at hotels participating in Marriott Bonvoy, up to $750 total in redemptions per year.
Member FDIC

Financial Snapshot

APR: 20.49% - 27.49% Variable
Foreign Transaction Fees: None

Rewards Center

Marriott Bonvoy

If you frequently stay at Marriott properties and want a Marriott Bonvoy-branded credit card, but do not want to pay an annual fee, the Marriott Bold card may be a fit.

This no-annual-fee card comes with Marriott Bonvoy Silver Elite status that gives you complimentary internet, late checkout, a 10% points bonus, and a dedicated elite reservation line.

Why We Like This Card for Marriott Loyalists

Up to 14x points at participating Marriott hotels
2x points at grocery stores
2x points for rideshare & select food delivery
2x for select streaming, and internet, cable, and phone services
Automatic Marriott Bonvoy Silver Elite status, plus 5 Elite Night Credits each calendar year
Trip delay reimbursement
Lost luggage reimbursement
No foreign transaction fees

Note that our list of benefits for the Marriott Bonvoy-branded cards is not all-inclusive and we have abbreviated the descriptions. You’ll want to access each card’s guide to benefits for further details and benefit terms and conditions.

Bottom Line: Each Marriott Bonvoy-branded credit card comes with a certain level of complimentary Marriott Bonvoy elite status and 15 qualifying Elite Night Credits.

Non-Marriott-Branded Personal Cards To Consider

The Platinum Card^® from American Express

BEST LOUNGE ACCESS

Terms Apply / Rates & Fees

The Platinum Card^® from American Express

U.P. Rating

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

The Platinum Card^® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Welcome OfferEarn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on the Card in your first 6 months of Card Membership.
80,000 points

UP's Offer Valuation*:
Up to $1,760

Annual Fee

$695

APR

See Pay Over Time APR

Credit Recommended

Good to Excellent

Why We Like This Card

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card^® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros & Cons

Pros

The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges (enrollment required), Plaza Premium Lounges, and many more!
5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
5x points per dollar spent on prepaid hotels booked with AmexTravel.com

Cons

$695 annual fee (rates and fees)
Airline credit does not cover airfare (only incidentals like checked bags)

Read Full Review

Card Highlights

Earn 80,000 Membership Rewards^® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
Earn 5X Membership Rewards^® Points for flights booked directly with airlines or with American Express Travel^® up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards^® Points on prepaid hotels booked with American Express Travel^®.
$200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts^® or The Hotel Collection bookings through American Express Travel using your Platinum Card^®. The Hotel Collection requires a minimum two-night stay.
$240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card^® on one or more of the following: Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
With American Express Global Lounge Collection^® eligible Card Members can enjoy access to over 1,400 airport lounges globally, including The Centurion^® Lounge, Unlimited Delta Sky Club^® Access when flying an eligible Delta flight, Escape Lounges, Lufthansa Lounges when flying Lufthansa Group, Plaza Premium, Priority Pass™ Select Lounges, & Additional Global Lounge Collection Partner Lounges subject to visit limitations. Lounges may have their own rules, like additional access rules and guest fees, and for Priority Pass Select, you need to enroll and there are unlimited airport lounge visits for Card Members. With Delta Sky Club Access, Card Members will receive 10 Visits to the Delta Sky Club to be used from February 1 until January 31 of the next calendar year and can unlock Unlimited Delta Sky Club Access by spending $75,000 in eligible purchases on their Card in a calendar year. To find a lounge, visit the membership section in the American Express^® App or visit http://www.americanexpress.com/findalounge#/loungefinder.
A Walmart+ membership can get you free shipping with no order minimum on eligible items shipped by Walmart. Use your Platinum Card^® to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive one statement credit for up to $12.95 (plus applicable taxes. Plus Ups not eligible) each month. Free Shipping excludes most Marketplace items, freight & certain location surcharges. Paramount+ Essential plan only, separate registration required.
$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Platinum Card^® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
$200 Uber Cash: Platinum Card^® Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction.
$199 CLEAR^® Plus Credit: CLEAR^® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. Use the dedicated CLEAR Lane to confirm your identity without taking out your passport or ID – this can mean shorter lines, less waiting. Receive up to $199 in statement credits per calendar year after you pay for your CLEAR Plus Membership (subject to auto-renewal) with the Platinum Card^®.
Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck^® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card^®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card^®. That's up to $50 in statement credits semi-annually. Enrollment required.
Use Global Dining Access by Resy to access premium dining experiences. Receive Priority Notify and unlock insider access to some of the world's most sought-after restaurants with Global Dining Access by Resy. Download the Resy iOS app or log into Resy.com and add your Platinum Card^® to your Resy profile to take advantage of your special benefits and discover restaurants near you.
$695 annual fee.¤
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.

Financial Snapshot

APR: See Pay Over Time APR
Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Hot Tip: Check to see if you’re eligible for a welcome bonus offer of up to 175k points with the Amex Platinum. The current public offer is 80,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

The Amex Platinum card is the ultimate card for frequent travelers. Marriott loyalists, in particular, will enjoy a complete benefits package that includes complimentary Marriott Bonvoy elite status, points that can be transferred to the Marriott Bonvoy program, and luxury perks that support a travel lifestyle.

Why We Like the Card for Marriott Loyalists

5x points on prepaid hotels and flights from AmexTravel.com, flights purchased directly from the airlines (up to $500,000 on these purchases), and premium flights booked with the International Airline Program
Marriott Bonvoy is an American Express transfer partner, plus additional airline and hotel partners
Complimentary Marriott Bonvoy Gold Elite status and Hilton Honors Gold status upon enrollment
Up to $200 prepaid hotel credit on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through AmexTravel.com, which requires a minimum 2-night stay (check out the list of eligible Marriott properties!)
Centurion Lounge access, plus worldwide access to over 1,400 additional lounges, including the Priority Pass network upon enrollment
Up to $200 airline fee incidentals statement credit and up to $100 Saks Fifth Avenue credit (enrollment required)
Global Entry or TSA PreCheck application fee credit
$199 statement credit for CLEAR Plus membership
Additional statement credits for Equinox purchases, Uber Cash, digital entertainment, and Walmart+ upon enrollment
Travel insurance protections, including secondary car rental insurance, trip cancellation/interruption, and baggage insurance

Chase Sapphire Preferred^® Card

BEST BEGINNER CARD

Terms Apply / Rates & Fees

Chase Sapphire Preferred^® Card

U.P. Rating

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Apply Now(at Chase's secure site)

Chase Sapphire Preferred^® Card

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Welcome OfferEarn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
60,000 points

UP's Offer Valuation*:
$1,200

Annual Fee

$95

APR

19.99% - 28.24% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

The Chase Sapphire Preferred^® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

Pros & Cons

Pros

5x points on all travel booked via the Chase Travel portal
3x points on dining purchases, online grocery purchases, and select streaming services
2x points on all other travel worldwide

Cons

$95 annual fee
No elite benefits like airport lounge access or hotel elite status

Read Full Review

Card Highlights

Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Enjoy beneﬁts such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
Member FDIC

Financial Snapshot

APR: 19.99% - 28.24% Variable
Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

The Chase Sapphire Preferred card is our pick for a solid travel rewards card. The card earns flexible rewards points that can be transferred to Chase transfer partners or redeemed directly for travel.

You’ll also find the card packed with great benefits and travel insurance protections.

Why We Like the Card for Marriott Loyalists

5x points on travel purchased through Chase Travel
5x points on Lyft (through September 30, 2027)
5x points on Peloton equipment and accessory purchases over $150 (through December 31, 2027)
3x points on dining
2x points on all other travel purchases
Ultimate Rewards points earned on the card transfer easily to the Marriott Bonvoy program and other airline and hotel partners
Redeem points for 1.25 cents each towards travel
$50 prepaid hotel credit annually for travel booked through Chase Travel
Complimentary DoorDash DashPass subscription (activate by December 31, 2027)
Trip cancellation/interruption/delay coverage
Primary car rental insurance coverage

Check out our ideas for getting the maximum value for your Ultimate Rewards points and how to use your points for purchasing travel.

Chase Sapphire Reserve^®

Terms Apply / Rates & Fees

Chase Sapphire Reserve^®

U.P. Rating

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

Apply Now(at Chase's secure site)

Chase Sapphire Reserve^®

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

Welcome OfferEarn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
60,000 points

UP's Offer Valuation*:
$1,200

Annual Fee

$550

APR

20.24% - 28.74% Variable

Credit Recommended

Excellent

Why We Like This Card

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve^® is one of the best options out there.

The card combines elite travel benefits and perks like airport lounge access, with excellent point earning and redemption options. Plus it offers top-notch travel insurance protections to keep you covered whether you’re at home or on the road.

Don’t forget the $300 annual travel credit which really helps to reduce the annual fee!

Pros & Cons

Pros

10x total points on hotels and car rentals when you purchase travel through Chase Travel^SM immediately after the first $300 is spent on travel purchases annually
5x points on airfare booked through Chase Travel^SM
3x points on all other travel and dining purchases; 1x point on all other purchases

Cons

$550 annual fee
Does not offer any hotel elite status

Read Full Review

Card Highlights

Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
$300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
1:1 point transfer to leading airline and hotel loyalty programs
Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $120 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck^®
Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance and more.
Member FDIC

Financial Snapshot

APR: 20.24% - 28.74% Variable
Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

The Chase Sapphire Reserve card is a premium travel rewards card loaded with perks and benefits. You’ll enjoy worldwide airport lounge access, travel statement credits, and some of the best travel insurance and shopping protections.

Why We Like the Card for Marriott Loyalists

10x points on hotels and car rentals and 5x points on air travel purchased via Chase Travel
5x points on Lyft purchases, plus a $10 monthly in-app credit (through September 30, 2027)
10x points on Peloton equipment and accessory purchases over $150 (through December 31, 2027)
3x points on all other travel and dining
Ultimate Rewards points earned on the card transfer easily to the Marriott Bonvoy program and other airline and hotel partners
Complimentary Priority Pass Select membership with worldwide access to over 1,400 lounges
Up to $300 statement credit for travel purchases each card anniversary
Redeem Ultimate Rewards points for 1.5 cents each toward travel
Complimentary DoorDash DashPass subscription and $5 monthly credit
Primary car rental insurance
Trip cancellation, interruption, and delay coverage
Purchase protection and extended warranty

American Express^® Gold Card

BEST FOR DINING

Terms Apply / Rates & Fees

American Express^® Gold Card

U.P. Rating

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

American Express^® Gold Card

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

Welcome OfferEarn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
60,000 points

UP's Offer Valuation*:
Up to   $1,200

Annual Fee

$325

APR

See Pay Over Time APR

Credit Recommended

Good to Excellent

Why We Like This Card

The American Express^® Gold Card is a game-changer.

With this card, you can earn 4x Membership Rewards points at restaurants, up to $50,000 per calendar year, and you’ll also earn 4x Membership Rewards points at U.S. supermarkets on up to $25,000 per calendar year, then 1x.

There isn’t another card on the market that offers a 1-2 punch like this. Of course, there are several other benefits of the Gold Card as well, including extra monthly dining rewards and more.

Pros & Cons

Pros

4x points per dollar at restaurants worldwide, up to $50,000 per calendar year; then 1x thereafter
4x points per dollar at U.S. supermarkets, up to $25,000 per calendar year; then 1x thereafter
3x points per dollar on flights purchased directly from airlines or at AmexTravel.com

Cons

$325 annual fee (rates and fees)
No lounge access

Read Full Review

Card Highlights

Earn 60,000 Membership Rewards^® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
Earn 4X Membership Rewards^® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards^® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 3X Membership Rewards^® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
Earn 2X Membership Rewards^® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
Earn 1X Membership Rewards^® point per dollar spent on all other eligible purchases.
$120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards^® points for Uber Eats purchases made at restaurants or U.S. supermarkets. Point caps and terms apply.
$84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express^® Gold Card at U.S. Dunkin' locations.
$100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express^® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
$120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express^® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
No Foreign Transaction Fees.
Annual Fee is $325.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.

Financial Snapshot

APR: See Pay Over Time APR
Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Hot Tip: Check to see if you’re eligible for a welcome bonus offer of up to 90k points with the Amex Gold card. The current public offer is 60,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

The Amex Gold card functions as a travel rewards card disguised as an everyday spending card. First, the card earns valuable Membership Rewards points that can be redeemed for travel. Additionally, you can earn points in bonus spending categories that include everyday expenses.

The additional earnings on everyday spending serve to grow point balances quickly. Plus, the card comes with several travel benefits.

Why We Like This Card for Marriott Loyalists

4x points at restaurants worldwide, up to $50,000 per calendar year (1x thereafter)
4x points at U.S. supermarkets, up to $25,000 per calendar year (1x thereafter)
3x points on flights booked with the airlines or AmexTravel.com
Membership Rewards points can be transferred to the Marriott Bonvoy program plus additional airline and hotel partners
Up to $120 per year in dining statement credits at participating restaurants, including Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required (up to $10 per month)
Up to $120 in Uber Cash for rides or eats orders in the U.S. (up to $10 per month)
Up to $100 Resy credit redeemable at any U.S. Resy restaurant and other eligible Resy purchases (up to $50 semi-annually)
Up to $84 Dunkin’ credit redeemable at U.S. Dunkin’ locations (up to $7 per month)
Secondary car rental insurance
Baggage insurance plan
No foreign transaction fees (rates & fees)

Note that enrollment is required for some benefits, so make sure you’re enrolled to get the most out of your card’s benefits.

While you won’t receive any Marriott-related benefits with the Amex Gold card, Marriott loyalists will have the flexibility to transfer Membership Rewards into Marriott Bonvoy to use for reward hotel nights.

Hot Tip: If you choose to transfer Ultimate Rewards points or Membership Rewards points to Marriott Bonvoy and the need to transfer is not urgent, watch for promotions that allow transfer bonuses that can add 20% to 40% additional points when doing so.

Best Business Marriott Bonvoy-Branded Card

Marriott Bonvoy Business^® American Express^® Card

Terms Apply / Rates & Fees

Marriott Bonvoy Business^® American Express^® Card

U.P. Rating

A great option for business owners who stay in Marriott hotels and want automatic elite status.

Apply Now(at Amex's secure site)

Marriott Bonvoy Business^® American Express^® Card

A great option for business owners who stay in Marriott hotels and want automatic elite status.

Welcome OfferWELCOME OFFER: Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 Marriott Bonvoy® points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees. Terms apply.
3 Free Night Awards

UP's Offer Valuation*:
Up to   $1,050

Annual Fee

$125

APR

19.99% - 28.99% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

Business travelers who opt for Marriott as their hotel chain of choice will definitely want to consider the Marriott Bonvoy Business^® American Express^® Card. The card offers great benefits to cardholders like a complimentary hotel night once a year, complimentary Gold Elite status, and multiple point redemption options.

Pros & Cons

Pros

6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy^® program.
4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
2x points per $1 on all other purchases

Cons

Moderate annual fee of $125 (rates and fees)
No premium perks like airport lounge access

Read Full Review

Card Highlights

WELCOME OFFER: Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 Marriott Bonvoy^® points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy^®. Certain hotels have resort fees. Terms apply.
Receive a 7% discount on eligible bookings as a benefit of being both a Marriott Bonvoy^® member & a Marriott Bonvoy Business^® American Express^® Card Member when you book directly with Marriott through an eligible channel for a participating property under the Amex Business Card Rate.
6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy^® program.
4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
2x points on all other eligible purchases.
Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Award can be used for one night (redemption level at or under 35,000 Marriott Bonvoy^® points) at hotels participating in Marriott Bonvoy^®. Certain hotels have resort fees.
Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Marriott Bonvoy Business^® American Express^® Card.
Terms apply.

Financial Snapshot

APR: 19.99% - 28.99% Variable
Foreign Transaction Fees: None

Rewards Center

Marriott Bonvoy

If you’re traveling for business and frequent Marriott Bonvoy-branded properties, the Marriott Bonvoy Business card can ensure you’ll be receiving the perks you deserve during your journey.

The card also makes it easier to earn lots of Marriott Bonvoy points just for paying your business expenses. Earning complimentary hotel nights can offset your business travel expenses or provide free lodging for a personal vacation.

Why We Like This Card for Marriott Loyalists

6x points at participating Marriott hotels
4x points at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases for shipping
Complimentary Marriott Bonvoy Gold Elite status
15 Elite Night Credits toward Marriott Bonvoy elite status each calendar year
Complimentary Free Night Award each card anniversary year, worth up to 35,000 points
Additional Free Night Award after spending $60,000 in a calendar year
Baggage insurance plan
Secondary car rental insurance
No foreign transaction fees (see rates & fees)

Hot Tip: If you hold both a business Marriott Bonvoy-branded card and the Marriott Bonvoy Brilliant card, you can receive a total of 40 Elite Night Credits each year — a great jumpstart to higher elite status.

Non-Marriott-Branded Business Cards To Consider

The Business Platinum Card^® from American Express

LIMITED TIME TRAVEL OFFER

Terms Apply / Rates & Fees

The Business Platinum Card^® from American Express

U.P. Rating

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Apply Now(at Amex's secure site)

The Business Platinum Card^® from American Express

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Welcome OfferEarn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases on your Business Platinum Card® within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.
150,000 points + $500 statement credit

UP's Offer Valuation*:
Up to   $3,800

Annual Fee

$695

APR

18.49% - 27.49% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

The Business Platinum Card^® from American Express is a premium travel rewards card tailored toward business owners who are frequent travelers with a high number of annual expenses.

When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,400 lounges, along with tons of annual credits, it’s easy to see why this card can is a top option for frequent traveling business owners.

Pros & Cons

Pros

5x Membership Rewards points per $1 on flights, prepaid hotels, and short-term rentals and prepaid flight and hotel packages booked through Amex Travel
Access to over 1,400 worldwide airport lounges as part of the American Express Global Lounge Collection (as of 10/2024).
Get 50% more Membership Rewards points (1.5 points per $1) on eligible purchases in key business categories, as well as on purchases of $5,000 or more (on up to $2 million per calendar year)

Cons

High annual fee of $695 (rates & fees)
Airline fee credit does not cover airfare, only incidentals like checked bags

Read Full Review

Card Highlights

Limited Time Travel Offer: Earn 150,000 Membership Rewards^® points after you spend $20,000 on eligible purchases on your Business Platinum Card^® within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card^® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.
The American Express Global Lounge Collection^® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 10/2024.
Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card^®. Enrollment required.
Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
NEW! Make the Business Platinum Card^® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
Earn 5X Membership Rewards^® points for flights, prepaid hotels, and short-term rentals and prepaid flight + hotel packages booked at AmexTravel.com. 1X points on other eligible purchases.
Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
$199 CLEAR^® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR^® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card^®.
$695 Annual Fee.
Terms Apply.

Financial Snapshot

APR: 18.49% - 27.49% Variable
Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Hot Tip: Check to see if you’re eligible for a welcome bonus offer of up to 250,000 points with the Amex Business Platinum card. The current public offer is 150,000 points plus a $500 statement credit. (This targeted offer was independently researched and may not be available to all applicants.)

Like the personal version of the card, the Amex Business Platinum card comes with Marriott Bonvoy Gold Elite status upon enrollment and is loaded with premium travel benefits.

If you travel frequently for business, you’re sure to enjoy the value of worldwide lounge access and elevated earnings on your travel purchases — 2 key benefits of having the card.

Why We Like This Card for Marriott Loyalists

5x points on flights, prepaid hotels, and short-term rentals and prepaid flight and hotel packages booked at AmexTravel.com.
1.5x points on eligible U.S. business purchases, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per year.
Complimentary Marriott Bonvoy Gold Elite status and Hilton Honors Gold status upon enrollment
Membership Rewards points can be transferred to the Marriott Bonvoy program plus additional airline and hotel partners
Worldwide lounge access to over 1,400 lounges, including Centurion Lounges
35% rebate on points redeemed for premium flights via AmexTravel.com
Up to $200 airline incidental fee statement credit (enrollment required)
Global Entry or TSA PreCheck fee statement credit
$199 statement credit for CLEAR Plus membership
Up to $400 Dell statement credit
Secondary car rental coverage
Trip interruption/cancellation coverage
Purchase protection, extended warranty

Ink Business Preferred^® Credit Card

Terms Apply / Rates & Fees

Ink Business Preferred^® Credit Card

U.P. Rating

The Ink Business Preferred card is hard to beat, with a huge welcome bonus offer and 3x points per $1 on the first $150,000 in so many business categories.

Apply Now(at Chase's secure site)

Ink Business Preferred^® Credit Card

The Ink Business Preferred card is hard to beat, with a huge welcome bonus offer and 3x points per $1 on the first $150,000 in so many business categories.

Welcome OfferEarn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠.
90,000 points

UP's Offer Valuation*:
$1,800

Annual Fee

$95

APR

20.24% - 26.24% Variable

Credit Recommended

Good to Excellent (670-850)

Why We Like This Card

The Ink Business Preferred^® Credit Card is a powerhouse for earning lots of points from your business purchases, especially for business owners that spend regularly on ads.

Plus the card offers flexible redemption options, including access to Chase airline and hotel transfer partners where you can achieve outsized value.

Business owners will also love the protections the card provides like excellent cell phone insurance, rental car insurance, purchase protection, and more.

Pros & Cons

Pros

3x Ultimate Rewards points per $1 on up to $150,000 in combined purchases on internet, cable and phone services, shipping expenses, travel, and ads purchased with search engines or social media sites
Cell phone protection
Purchase protection

Cons

No elite travel benefits like airport lounge access

Read Full Review

Card Highlights

Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠
Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
Points are worth 25% more when you redeem for travel through Chase Travel℠
Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Member FDIC

Financial Snapshot

APR: 20.24% - 26.24% Variable
Foreign Transaction Fees: $0

Rewards Center

Chase Ultimate Rewards

The Ink Business Preferred card is a powerhouse when it comes to earning on your business purchases. And when it’s redemption time, you’ll find that your points are flexible and valuable.

With a lower annual fee and premier travel/shopping benefits, it’s a travel rewards card deserving consideration for even small business owners.

Why We Like This Card for Marriott Loyalists

3x points on travel purchases, internet/cable/phone, shipping, and advertising purchased through social media and search engines (maximum $150,000 in purchases per year)
Ultimate Rewards points earned on the card transfer easily to the Marriott Bonvoy program and other airline and hotel partners
Primary car rental insurance
Trip interruption/cancellation/delay
Cell phone protection

Bottom Line: If your business involves travel and you stay frequently at Marriott properties, it makes sense to have a Marriott Bonvoy-branded business or personal credit card. However, to ensure all of your business purchases earn rewards, you might consider pairing it with a business travel rewards card.

Marriott Bonvoy Elite Status

The Marriott Bonvoy-branded credit cards, Amex Platinum card, and Amex Business Platinum card all come with a level of Marriott Bonvoy elite status. You might now be wondering what type of benefits you can expect to receive, so let’s take a look.

Here’s an overview of Marriott Bonvoy benefits for each elite status level:

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Benefits	Silver Elite 10 to 24 Nights per Year	Gold Elite 25 to 49 Nights per Year	Platinum Elite 50 to 74 Nights per Year	Titanium Elite 75 to 99 Nights per Year	Ambassador Elite 100 or more Nights per Year + $20,000 in Qualifying Spend per Year
Complimentary In-room Wi-Fi	X	X	Enhanced fastest internet	Enhanced fastest internet	Enhanced fastest internet
Bonus Points	10%	25%	50%	75%	75%
Late Checkout	Priority Late Checkout	2 p.m.	4 p.m.	4 p.m.	4 p.m.
Elite Reservation Line	X	X	X	X	+ Personal Ambassador service
Welcome Gift		250 to 500 points depending on the property	Choice of points, breakfast, or amenity	Choice of points, breakfast, or amenity	Choice of points, breakfast, or amenity
Room Upgrade — Based on Availability			Select suites when available	Select suites expanded to include Ritz-Carlton properties	Select suites expanded to include Ritz-Carlton properties
Lounge Access			X	X	X
Annual Choice Benefit			X	Annual Choice Benefit + additional Choice Benefit	Annual Choice Benefit + additional Choice Benefit

In addition to the benefits above, all Marriott Bonvoy elite members receive access to the Cash + Points redemption option, PointSavers for savings on reward nights, and Member Exclusive room rates.

Note that our list of benefits here is not all-inclusive, just the highlights. For more in-depth information on how to achieve Marriott Bonvoy elite status and the benefits of elite status, you’ll want to review our comprehensive articles.

Bottom Line: Complimentary Marriott Bonvoy elite status that comes with Marriott Bonvoy-branded credit cards, the Amex Platinum card, and the Amex Business Platinum card can offer benefits at Marriott properties such as late checkout, bonus points for your stay, complimentary Wi-Fi, a dedicated reservation line, access to special hotel rates, and expanded redemption options.

Final Thoughts

If you stay frequently at Marriott properties, having one of the Marriott Bonvoy-branded cards could improve your experience, increase your earnings, and save you money.

If you stay at other hotel chains, fly frequently, and enjoy premium travel perks, a travel rewards card might be a better fit or an appropriate supplement to a Marriott Bonvoy-branded card. This strategy may also ensure your largest expenditures, not within the bonus categories of Marriott Bonvoy-branded cards, receive maximum earnings.

Finally, we mention in this article that Ultimate Rewards points and Membership Rewards points can be transferred to the Marriott Bonvoy program. While this is true, the ratio of transferring is normally 1:1 and may not be a good value for your points, unless you need to top off your Marriott Bonvoy account for a specific redemption.

Watch for promotions offered by these rewards programs, however, when the transfer ratio can increase up to 1 reward point equaling as much as 1.4 Marriott Bonvoy points, a much better value than the 1:1 normal transfer ratio.

Always check the value you’re receiving before you transfer points. Most flexible points have the potential to receive the best value when transferred to airline partners, but not always.

For more on the relative value of points and miles, we’ve put together a comprehensive guide.

For the car rental collision damage coverage benefit of the Marriott Bonvoy Brilliant^® American Express^® Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car rental loss or damage coverage is offered through American Express Travel Related Services Company, Inc. For the purchase protection benefit of the Marriott Bonvoy Brilliant^® American Express^® Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

For the car rental collision damage coverage benefit of The Platinum Card^® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car rental loss or damage coverage is offered through American Express Travel Related Services Company, Inc. For the trip cancellation and interruption insurance benefits of The Platinum Card^® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

For the baggage insurance plan benefit of The Platinum Card^® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

For the car rental collision damage coverage benefit of the American Express^® Gold Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car rental loss or damage coverage is offered through American Express Travel Related Services Company, Inc. For the baggage insurance plan benefit of the American Express^® Gold Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

For the car rental collision damage coverage benefit of the Marriott Bonvoy Business^® American Express Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car rental loss or damage coverage is offered through American Express Travel Related Services Company, Inc. For the baggage insurance plan benefit of the Marriott Bonvoy Business^® American Express Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

For the car rental collision damage coverage benefit of The Business Platinum Card^® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car rental loss or damage coverage is offered through American Express Travel Related Services Company, Inc.

For the trip cancellation and interruption insurance benefits of The Business Platinum Card^® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

For the extended warranty and purchase protection benefit of The Business Platinum Card^® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

Card	Welcome Offer and Annual Fee	Earning Rates and Marriott Bonvoy Benefits
Marriott Bonvoy Brilliant^® American Express^® Card	Up to 150,000 pointsMarriott Bonvoy Brilliant^® American Express^® CardEarn up to 150,000 Marriott Bonvoy^® bonus points. Earn 100,000 points after you spend $6,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership. Annual fee of $650 (rates & fees)	2x-6x pointsMarriott Bonvoy Brilliant^® American Express^® Card Earn 6X Marriott Bonvoy^® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy^®. Earn 3X Marriott Bonvoy^® points at restaurants worldwide and on flights booked directly with airlines Earn 2X Marriott Bonvoy^® points on all other eligible purchases made on the Marriott Bonvoy Brilliant^® American Express^® Card. Terms Apply. Marriott Bonvoy® Platinum Elite status 25 Elite Night Credits Annual 85,000-point free night certificate
Marriott Bonvoy Bevy^® American Express^® Card	Up to 135,000 pointsMarriott Bonvoy Bevy^® American Express^® CardEarn up to 135,000 Marriott Bonvoy^® bonus points. Earn 85,000 points after you spend $5,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership. Annual fee of $250 (rates & fees)	2x-6x pointsMarriott Bonvoy Bevy^® American Express^® Card Earn 6X Marriott Bonvoy^® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy. Earn 4X Marriott Bonvoy^® points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points). Earn 2X Marriott Bonvoy^®points on all other eligible purchases. Terms Apply. Gold Elite status 15 Elite Night Credits 1 Free Night Award (up to 50,000 points) when you spend $15,000 on the card in a year
Marriott Bonvoy Bountiful™ Credit Card	85,000 bonus pointsMarriott Bonvoy Bountiful™ Credit CardEarn 85,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening. Annual fee of $250	2x-18.5x pointsMarriott Bonvoy Bountiful™ Credit Card Earn up to 18.5X total points for every $1 spent at hotels participating in Marriott Bonvoy^® Earn 4X points per $1 on the first $15,000 spent in combined purchases each year on grocery stores and dining Earn 2X points per $1 spent on other travel purchases Earn 2X points per $1 spent on all other purchases Gold Elite status 15 Elite Night Credits 1 Free Night Award (up to 50,000 points) when you spend $15,000 on the card in a year
Marriott Bonvoy Boundless^® Credit Card	NEW OFFERUp to 3 Free Night Awards + 50,000 pointsMarriott Bonvoy Boundless^® Credit CardEarn 3 Free Night Awards (each night valued up to 50,000 points) plus 50,000 bonus points after qualifying purchases. Annual fee of $95	2x-17x pointsMarriott Bonvoy Boundless^® Credit Card Earn up to 17X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy^® with the Marriott Bonvoy Boundless^® Card. Earn 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining. Earn 2X points for every $1 you spend on all other purchases. Silver Elite status and 15 Elite Night Credits Spend your way ($35,000) to Gold Elite status Annual 35,000-point free night certificate
Marriott Bonvoy Bold^® Credit Card	30,000 pointsMarriott Bonvoy Bold^® Credit CardEarn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening. Annual fee of $0	1x-14x pointsMarriott Bonvoy Bold^® Credit Card Earn up to 14X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy^® with the Marriott Bonvoy Bold^® Card. Earn 2X points for every $1 spent at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services. Earn 1X point for every $1 spent on all other purchases. Silver Elite status and 5 Elite Night Credits
The Platinum Card^® from American Express	80,000 pointsThe Platinum Card^® from American ExpressEarn 80,000 Membership Rewards^® Points after you spend $8,000 on eligible purchases on the Card in your first 6 months of Card Membership. Annual fee of $695 (rates & fees)	1x-5x pointsThe Platinum Card^® from American Express Earn 5X Membership Rewards^® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year Earn 5X Membership Rewards^® Points on prepaid hotels booked with American Express Travel Earn 1X Membership Rewards^® Point on other purchases Complimentary Marriott Bonvoy Gold Elite status upon enrollment Up to $200 prepaid hotel credit (enrollment required) Points can be transferred to Marriott Bonvoy
Chase Sapphire Preferred^® Card	60,000 pointsChase Sapphire Preferred^® CardEarn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. Annual fee of $95	1x-5x pointsChase Sapphire Preferred^® Card Earn 5x points on travel purchased through Chase Travel℠ Earn 3x points on dining Earn 3x points on select streaming services and online groceries Earn 2x points on all other travel purchases Earn 1x points on all other purchases Up to $50 prepaid hotel credit Points can be transferred to Marriott Bonvoy
Chase Sapphire Reserve^®	60,000 pointsChase Sapphire Reserve^®Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. Annual fee of $550	1x-10x pointsChase Sapphire Reserve^® Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining Earn 1 point per $1 spent on all other purchases Points can be transferred to Marriott Bonvoy
American Express^® Gold Card	60,000 pointsAmerican Express^® Gold CardEarn 60,000 Membership Rewards^® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Annual fee of $325 (rates & fees)	1x-4x pointsAmerican Express^® Gold Card Earn 4X Membership Rewards^® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. Earn 4X Membership Rewards^® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. Earn 3X Membership Rewards^® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. Earn 2X Membership Rewards^® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. Earn 1X Membership Rewards^® point per dollar spent on all other eligible purchases. Points can be transferred to Marriott Bonvoy
Marriott Bonvoy Business^® American Express^® Card	3 Free Night AwardsMarriott Bonvoy Business^® American Express^® CardWELCOME OFFER: Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 Marriott Bonvoy^® points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy^®. Certain hotels have resort fees. Terms apply. Annual fee of $125 (rates & fees)	2x-6x pointsMarriott Bonvoy Business^® American Express^® Card Earn 6x Marriott Bonvoy^® points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy^® program. Earn 4x Marriott Bonvoy^®points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. Earn 2x Marriott Bonvoy^®points on all other eligible purchases. Terms Apply. Gold Elite status and 15 Elite Night Credits Annual 35,000-point Free Night Award Additional free hotel night at $60,000 spent on the card
The Business Platinum Card^® from American Express	LIMITED TIME TRAVEL OFFER150,000 points + $500 statement creditThe Business Platinum Card^® from American ExpressEarn 150,000 Membership Rewards^® points after you spend $20,000 on eligible purchases on your Business Platinum Card^® within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card^® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25. Annual fee of $695 (rates & fees)	1x-5x pointsThe Business Platinum Card^® from American Express Earn 5X Membership Rewards^® points on flights, prepaid hotels, and short-term rentals and prepaid flight and hotel packages booked through Amex Travel Earn 1.5X points on each eligible purchase at: U.S. construction material Hardware suppliers Electronic goods retailers Software & cloud system providers Shipping providers Earn 1.5X points on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus. Earn 1X points on other eligible purchases Marriott Bonvoy Gold Elite status upon enrollment Points can be transferred to Marriott Bonvoy
Ink Business Preferred^® Credit Card	90,000 pointsInk Business Preferred^® Credit CardEarn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠. Annual fee of $95	1x-3x pointsInk Business Preferred^® Credit Card Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn. Points can be transferred to Marriott Bonvoy

The Best Cards for Marriott Bonvoy Loyalists — Overview

Best Personal Marriott Bonvoy-Branded Cards

Marriott Bonvoy Brilliant® American Express® Card

Apply With Confidence

Know if you're approved with no credit score impact

Why We Like This Card for Marriott Loyalists

Marriott Bonvoy Bevy® American Express® Card

Apply With Confidence

Know if you're approved with no credit score impact

Why We Like This Card for Marriott Loyalists

Marriott Bonvoy Bountiful™ Card

Why We Like This Card for Marriott Loyalists

Marriott Bonvoy Boundless® Credit Card

Why We Like This Card for Marriott Loyalists

Marriott Bonvoy Bold® Credit Card

Why We Like This Card for Marriott Loyalists

Non-Marriott-Branded Personal Cards To Consider

The Platinum Card® from American Express

Apply With Confidence

Know if you're approved with no credit score impact

Why We Like the Card for Marriott Loyalists

Chase Sapphire Preferred® Card

Why We Like the Card for Marriott Loyalists

Chase Sapphire Reserve®

Why We Like the Card for Marriott Loyalists

American Express® Gold Card

Apply With Confidence

Know if you're approved with no credit score impact

Why We Like This Card for Marriott Loyalists

Best Business Marriott Bonvoy-Branded Card

Marriott Bonvoy Business® American Express® Card

Why We Like This Card for Marriott Loyalists

Non-Marriott-Branded Business Cards To Consider

The Business Platinum Card® from American Express

Why We Like This Card for Marriott Loyalists

Ink Business Preferred® Credit Card

Why We Like This Card for Marriott Loyalists

Marriott Bonvoy Elite Status

Final Thoughts

Marriott Bonvoy Brilliant^® American Express^® Card

Marriott Bonvoy Bevy^® American Express^® Card

Marriott Bonvoy Boundless^® Credit Card

Marriott Bonvoy Bold^® Credit Card

The Platinum Card^® from American Express

Chase Sapphire Preferred^® Card

Chase Sapphire Reserve^®

American Express^® Gold Card

Marriott Bonvoy Business^® American Express^® Card

The Business Platinum Card^® from American Express

Ink Business Preferred^® Credit Card