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The Amex Platinum Card – How To Use the $155 Walmart+ Credit [2023]

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Jarrod West

Jarrod West

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Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in o...
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Online shopping is the status quo nowadays. It’s simply much easier for consumers to click a few buttons and have items show up directly at their door than it is to venture out to brick-and-mortar stores.

There’s no doubt that Amazon and its Prime service was the pioneer in the online shopping space, but now the proliferation of online shopping has its competitors wanting in on the action.

Walmart, the world’s largest retailer, has a delivery subscription service of its own dubbed Walmart+, and it’s complimentary for those who have The Platinum Card® from American Express.

In this guide, we’ll show you how to sign up for the Walmart+ membership that’s included in your Amex Platinum card’s benefits, break down the benefits of the service, and analyze how it stacks up against Amazon Prime.

Overview of the Amex Platinum Card

The Platinum Card® from American ExpressTerms Apply / Rates & Fees

The Platinum Card® from American Express

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The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This card is undoubtedly the #1 card for luxury travel benefits. From the best lounge access (of any card) to statement credits, to complimentary elite status, you can’t go wrong.

Learn More(at Amex's secure site)

The Platinum Card® from American Express

This card is undoubtedly the #1 card for luxury travel benefits. From the best lounge access (of any card) to statement credits, to complimentary elite status, you can’t go wrong.
Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on the Card in your first 6 months of Card Membership.
80,000 points
See Pay Over Time APR
Credit ranges are only a recommendation and a variation of FICO© Score. Issuers may use many types of credit scores when considering an application.
Good to Excellent (670-850)

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.


  • The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges, Plaza Premium Lounges, and many more!
  • 5x points per $1 spent on flights purchased directly with the airline or with American Express Travel (up to $500,000 per year)
  • 5x points per $1 spent on prepaid hotels booked with American Express Travel
  • Annual and monthly statement credits upon enrollment (airline credit, Uber Cash credit, Saks Fifth Avenue credit, streaming credit, prepaid hotel credit on eligible stays, Walmart+ credit, CLEAR credit, and Equinox credit)
  • TSA PreCheck or Global Entry credit
  • Access to American Express Fine Hotels and Resorts
  • Access to Amex International Airline Program
  • No foreign transaction fees (rates and fees)


  • $695 annual fee (rates and fees)
  • Airline credit does not cover airfare (only incidentals like checked bags)
  • Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
  • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, SiriusXM, and The Wall Street Journal. Enrollment required.
  • $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card®. Cost includes $12.95 plus applicable local sales tax. Plus Up Benefits are excluded.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only.
  • $300 Equinox Credit: Get up to $300 back in statement credits per calendar year on an Equinox membership, or an Equinox club membership (subject to auto-renewal) when you pay with your Platinum Card®. Enrollment required. Visit to enroll.
  • $189 CLEAR® Plus Credit: Breeze through security with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum Card®. Learn more.
  • $100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
  • $300 SoulCycle At-Home Bike Credit: Get a $300 statement credit for the purchase of a SoulCycle at-home bike with your Platinum Card®. An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. Enrollment Required.
  • Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
  • $695 annual fee.
  • Terms Apply.

Financial Snapshot

  • APR: See Pay Over Time APR
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

American Express Membership Rewards

Hot Tip: Check to see if you’re eligible for a welcome bonus offer of up to 125k (or 150k) points with the Amex Platinum. The current public offer is 80,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

Key Benefits of Amex Platinum Card

A complimentary Walmart+ membership is an exclusive benefit of the Amex Platinum card, but the card offers numerous other benefits that make it a worthwhile addition to your wallet. Despite its rather hefty annual fee, you’ll get a ton in statement credits to help offset it, including perks like a $240 digital entertainment credit, a $200 Uber Cash credit, and a $200 prepaid hotel credit.

Plus, for those that are frequent travelers, the card offers some of the best travel benefits of any card on the market, including access to over 1,400+ airport lounges worldwide, not to mention complimentary Hilton Honors Gold and Marriott Bonvoy Gold Elite status upon enrollment, fee credits for Global Entry/TSA PreCheck and CLEAR, along with rental car elite status and a bevy of other benefits.

Not only does the card offer great perks, but it also earns American Express Membership Rewards points, which are some of our favorite points to have thanks to their flexibility and ability to be transferred to the Amex transfer partners to book top-notch business and first class airline tickets.

What Is Walmart+?

Image Credit: Walmart

Walmart+ is the retailer’s take on expedited delivery service and typically costs $12.95 per month.

Members receive the following benefits and services:

  • Free shipping on items with no minimum purchase requirement (excluding items not shipped by Walmart)
  • Free grocery delivery with a $35 order minimum
  • Rx for less: get select prescriptions for as little as $0 and save up to 85% on thousands more at Walmart pharmacies
  • Save 10¢ per gallon on fuel at Walmart, Murphy, Exxon, and Mobile stations
  • “Scan & go” contact-free checkout
  • Early access to special promotions and events, including online Black Friday deals, product releases, and more

If you’re someone who shops at Walmart fairly often, then these benefits would likely be pretty useful. In fact, the retailer claims that Walmart+ members save $816 per year on average thanks to their benefits.

Of course, the utility of the membership is location-dependent because — as surprising as this may be — not all areas have a Walmart nearby. If you live in such an area, you wouldn’t be able to benefit from the grocery delivery or the discounts on prescriptions and gas. However, you’d still be able to receive free 2-day delivery for online shopping done through

The Amex Platinum card’s Walmart+ credit covers the monthly cost of the standard $12.95 monthly fee, so even if you’re someone that only orders from Walmart once in a while, you’ll be able to keep the benefits of the membership in your back pocket for no added expense.

Hot Tip: Use your Amex Platinum card for the complimentary Walmart+ membership, then consider one of our best credit cards for shopping at Walmart when making your purchases!

How the Walmart+ Statement Credit Works

Activating your Walmart+ membership as an Amex Platinum cardmember is quite simple. All you need to do is follow these steps:

Step 1: Head to the Walmart+ and Amex Platinum card landing page.

Image Credit: Walmart

Step 2: Click Get Started.

Step 3: Next, sign in to your Walmart account, or create one if you don’t already have an account.

Image Credit: Walmart

Step 4: From here, all you need to do is enter the payment details of your Amex Platinum card, and then click Join Walmart+ with Platinum Card.

After you’ve done that, you’re all set! Your Walmart+ account will be active and you can start taking advantage of all of its benefits.

Where Is Walmart+ Available?

Technically speaking, Walmart+ is available to anyone who is able to create a Walmart account. That said, many of the benefits will not be all that useful to you if you don’t live in an area that has a Walmart nearby, as you won’t be able to use the food delivery benefit, nor will you be able to receive the gas and pharmacy discounts.

However, you do not need to live near a physical Walmart to benefit from the free same- or 2-day shipping for online purchases you make through the Walmart website.

Walmart+ vs Amazon Prime

For those of you wondering how Walmart+ stacks up against Amazon Prime, here’s a full comparison chart:

BenefitsWalmart+Amazon Prime
Item DeliveryFree item delivery with no order minimum (same day and 2-day)Free item delivery with no order minimum (same day and 2-day)
Grocery DeliveryOn-demand grocery delivery ($35 order minimum and limited to service area)On-demand grocery delivery (2-hour response time and limited to service area)
Gas10¢ off per gallon on fuel at Walmart,  Murphy, Exxon, and Mobil stationsN/A
PrescriptionsGet select prescriptions for as little as $0;
save up to 85% on thousands more prescriptions
Free 2-day shipping on prescriptions from Amazon Pharmacy; exclusive savings when paying without insurance
Shopping Benefits
  • Scan & go contact-free checkout
  • Early access to special promotions and events, including online Black Friday deals, product releases, and more
  • Prime Member Deals at Whole Foods Market
  • Prime Day: savings and discounts across all Amazon products
  • Prime Exclusive Deals: discounts exclusive to Prime members
  • Prime Try Before You Buy: Try on clothes from the comfort of your home with no upfront charge, and pay only for what you keep
Streaming and Digital BenefitsN/A
  • Prime Video (Amazon’s streaming service)
  • Prime Music: 2 million songs with no ads; millions of podcast episodes
  • Prime Gaming: free games to keep each month
  • Amazon Photos: unlimited full-resolution photo storage and 5GB for video storage
Other BenefitsN/A
  • Prime Reading: rotating selection of thousands of eBooks, popular magazines, comics, and audiobooks
  • Free upgraded shipping at Zappos
  • $12.95 per month
  • $98 per year
  • $14.99 per month
  • $139 per year

As you can see, Amazon Prime does offer significantly more benefits than Walmart+ for a relatively small premium — it’ll cost you just $2 more per month or $41 more per year.

That said, whether or not that added expense is worth it to you depends on what benefits you actually value. You might not have any use for many of the Amazon Prime benefits and instead prefer the gas stations savings that Walmart+ can offer you. Alternatively, you might love Amazon Prime for the added streaming and digital benefits it offers like Prime Video, Prime Music, and Amazon Photos.

However, if you’re an Amex Platinum cardholder who currently only uses your Amazon Prime subscription for access to free 2-day delivery, you may want to see if the types of products you order through Amazon are available at Walmart. If they are, you may be able to save some cash by canceling your Prime subscription and activating your complimentary Walmart+ membership.

Depending on where you live, you may even find that having both an Amazon Prime and Walmart+ subscription could be to your advantage, as you can switch back and forth between whichever program offers the best discount or deal for a given item.

Final Thoughts

Walmart+ is one of the few genuine competitors to Amazon Prime when it comes to delivery options and the breadth of available items, and you can get complimentary membership just for being an Amex Platinum cardmember.

Again, its utility will depend on how close a Walmart is to where you live, and how often you shop online with the retailer, but most would agree that it’s always better to have multiple options.

For rates and fees of The Platinum Card® from American Express, click here.

Frequently Asked Questions

Walmart+ is Walmart’s subscription service that provides free 2-day delivery for items purchased through the Walmart website, along with a range of other perks and benefits.

With your Amex Platinum card, you’ll receive a statement credit that offsets the monthly cost of a Walmart+ subscription. You can activate it via the benefits tab on your Amex Platinum card page or through the designated Walmart landing page.

Walmart+ offers a variety of benefits like free 2-day shipping on items purchased through, free grocery delivery, discounts on prescriptions, discounts on gas, plus early access to special promotions and events.

Walmart+ costs $12.95 per month, or $98 if you pay for a full year upfront. However, those that have an Amex Platinum card receive a statement credit for a Walmart+ membership (upon enrollment) as a benefit of holding the card.

Yes, if you have an Amex Platinum card, you’ll receive a monthly statement credit that covers the $12.95 fee, allowing you to enjoy the benefits of Walamrt+ for no added cost.

This depends on what benefits you value most. Both platforms offer free 2-day shipping on select products purchased through their websites as well as free grocery delivery — but this is where the similarities end.

Those who purchase a lot of gas might find that they benefit more from the 5 cents per gallon discount through Walmart+, while others might prefer the digital benefits of Amazon, such as access to Prime Video and Prime Music.

If you’re an Amex Platinum cardholder, you can add Walmart+ free of charge to try it out, and from there you can determine whether it’s a worthy complement to your Amazon Prime subscription — or even a true replacement.

About Jarrod West

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in outlets like The New York Times.


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Cris Krachon

August 17, 2022

Does an Delta Platinum American Express have this benefit?

Jarrod West

August 17, 2022

Hi Cris,

Unfortunately, it does not.

Quan lam

August 19, 2022

What about authorized users with the Platinum card? Can they subscribe to Walmart+?

Jarrod West

August 21, 2022

Hi Quan,

Walmart+ is only for the primary cardholder.


February 26, 2023

I have not signed up for W+ yet, but it appears authorized/additional users are eligible (1 benefit per “card account”):

This vs Prime chart and general benefits may be out of date, it now included Paramount+ (Essential) to compete with Prime Video.

Chris J

April 25, 2023

Hi, we have previously had a walmart + subscription under my wife’s name. Do I need to start a new account under my own name or can I apply my new amex platinum number to our current walmart account under her name?

Jarrod West

April 25, 2023

Hi Chris,

You should be able to apply it to your current account.


April 29, 2023


Christine Krzyszton

April 29, 2023

No, the Walmart+ credit is a benefit that is included on the Amex Platinum card.


July 07, 2023

With the change to Walmart+ where they allow you to “add” the InHome Plus Up to the Walmart+ monthly membership for $7, does anyone know if AMEX still gives the $12.95 credit? (Previously these used to be 2 separate programs). I reached out to AMEX, but the only information they shared was the exact wording from the Terms: “Purchases of any membership Plus Ups (for example, Walmart InHome) are not eligible for this benefit.”

Of course I knew the above, but wanted to know if the $12.95 credit for the Walmart+ would still be credited, even if the $7.00 InHome is included. I knew previously they would not pay for the InHome membership when it was a standalone.

Jarrod West

July 07, 2023

Hi Jaysen,

Yes, you should still receive the credit.


July 26, 2023

Walmart+ also gives a free Paramount+ account. I also just read a new email from Walmart+ saying they have a travel portal that pays a percentage of your travel purchase back.

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