Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology.

The Amex Platinum Card – How To Use the $155 Walmart+ Credit [2024]

Jarrod West's image
Jarrod West
Jarrod West's image

Jarrod West

Senior Content Contributor

490 Published Articles 1 Edited Article

Countries Visited: 21U.S. States Visited: 24

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in o...
Edited by: Nick Ellis
Nick Ellis's image

Nick Ellis

Senior Editor & Content Contributor

190 Published Articles 869 Edited Articles

Countries Visited: 35U.S. States Visited: 25

Nick’s passion for points began as a hobby and became a career. He worked for over 5 years at The Points Guy and has contributed to Business Insider and CNN. He has 14 credit cards and continues to le...
& Kellie Jez
Kellie Jez's image

Kellie Jez

Director of Operations & Compliance

6 Published Articles 1238 Edited Articles

Countries Visited: 10U.S. States Visited: 20

Kellie’s professional experience has led her to a deep passion for compliance, data reporting, and process improvement. Kellie’s learned the ins and outs of the points and miles world and leads UP’s c...
Jump to Section

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Online shopping is the status quo nowadays. It’s simply much easier for consumers to click a few buttons and have items show up directly at their door than it is to venture out to brick-and-mortar stores.

There’s no doubt that Amazon and its Prime service was the pioneer in the online shopping space, but now the proliferation of online shopping has its competitors wanting in on the action.

Walmart, the world’s largest retailer, has a delivery subscription service of its own dubbed Walmart+, and it’s complimentary for those who have The Platinum Card® from American Express.

In this guide, we’ll show you how to sign up for the Walmart+ membership that’s included in your Amex Platinum card’s benefits, break down the benefits of the service, and analyze how it stacks up against Amazon Prime.

Overview of the Amex Platinum Card

BEST LOUNGE ACCESS
The Platinum Card® from American ExpressTerms Apply / Rates & Fees
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.
Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on the Card in your first 6 months of Card Membership.
80,000 points
$1,760
$695
See Pay Over Time APR
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)
Why We Like This Card

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros & Cons
Pros
  • The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges, Plaza Premium Lounges, and many more!
  • 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
  • 5x points per dollar spent on prepaid hotels booked with AmexTravel.com
Cons
  • $695 annual fee (rates and fees)
  • Airline credit does not cover airfare (only incidentals like checked bags)
Card Highlights
  • Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on the Card in your first 6 months of Card Membership.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
  • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
  • The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
  • $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
  • $200 Uber Cash: Platinum Card® Members can get out and about and explore their local area with $15 in Uber Cash for US rides each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings. Simply download the Uber app and add your Platinum Card® to your Uber account to get started. Available to Basic Card Member only. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.
  • $199 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $199 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
  • Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
  • Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
  • $695 annual fee.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.
Financial Snapshot
  • APR: See Pay Over Time APR
  • Foreign Transaction Fees: None
Rewards Center

American Express Membership Rewards

Hot Tip: Check to see if you’re eligible for a welcome bonus offer of up to 125k (or 150k) points with the Amex Platinum. The current public offer is 80,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

Key Benefits of Amex Platinum Card

A complimentary Walmart+ membership is an exclusive benefit of the Amex Platinum card, but the card offers numerous other benefits that make it a worthwhile addition to your wallet. Despite its rather hefty annual fee, you’ll get a ton in statement credits to help offset it, including perks like a $240 digital entertainment credit, a $200 Uber Cash credit, and a $200 prepaid hotel credit.

Plus, for those who are frequent travelers, the card offers some of the best travel benefits of any card on the market, including access to over 1,400+ airport lounges worldwide, not to mention complimentary Hilton Honors Gold and Marriott Bonvoy Gold Elite status upon enrollment, fee credits for Global Entry/TSA PreCheck and CLEAR, along with rental car elite status and a bevy of other benefits.

Not only does the card offer great perks, but it also earns American Express Membership Rewards points, which are some of our favorite points to have thanks to their flexibility and ability to be transferred to the Amex transfer partners to book top-notch business and first class airline tickets.

Walmart+ bags at doorstep
Image Credit: Walmart

Walmart+ is the retailer’s take on expedited delivery service and typically costs $12.95 per month.

Members receive the following benefits and services:

  • Free shipping on items with no minimum purchase requirement (excluding items not shipped by Walmart)
  • Free grocery delivery with a $35 order minimum
  • Rx for less: get select prescriptions for as little as $0 and save up to 85% on thousands more at Walmart pharmacies
  • Save 10¢ per gallon on fuel at Walmart, Murphy, Exxon, and Mobil stations
  • “Scan & go” contact-free checkout
  • Early access to special promotions and events, including online Black Friday deals, product releases, and more

If you’re someone who shops at Walmart fairly often, then these benefits would likely be pretty useful. In fact, the retailer claims that Walmart+ members save $816 per year on average, thanks to their benefits.

Of course, the utility of the membership is location-dependent because — as surprising as this may be — not all areas have a Walmart nearby. If you live in such an area, you wouldn’t be able to benefit from the grocery delivery or the discounts on prescriptions and gas. However, you’d still be able to receive free 2-day delivery for online shopping done through Walmart.com.

The Amex Platinum card’s Walmart+ credit covers the monthly cost of the standard $12.95 monthly fee, so even if you’re someone who only orders from Walmart once in a while, you’ll be able to keep the benefits of the membership in your back pocket for no added expense.

Hot Tip: Use your Amex Platinum card for the complimentary Walmart+ membership, then consider one of our best credit cards for shopping at Walmart when making your purchases!

How to Activate the Walmart+ Statement Credit

Activating your Walmart+ membership as an Amex Platinum cardmember is quite simple. All you need to do is follow these steps:

Step 1: Head to the Walmart+ and Amex Platinum card landing page.

Amex Platinum card Walmart+
Image Credit: Walmart

Step 2: Click Get Started.

Step 3: Next, sign in to your Walmart account, or create one if you don’t already have an account.

Walmart Account Sign In
Image Credit: Walmart

Step 4: From here, all you need to do is enter the payment details of your Amex Platinum card, and then click Join Walmart+ with Platinum Card.

After you’ve done that, you’re all set! Your Walmart+ account will be active, and you can start taking advantage of all of its benefits.

Where Is Walmart+ Available?

Technically speaking, Walmart+ is available to anyone who is able to create a Walmart account. That said, many of the benefits will not be useful to you if you don’t live in an area with a Walmart nearby, as you won’t be able to use the food delivery benefit, nor will you be able to receive the gas and pharmacy discounts.

However, you do not need to live near a physical Walmart to benefit from the free same- or 2-day shipping for online purchases you make through the Walmart website.

Walmart+ vs Amazon Prime

For those of you wondering how Walmart+ stacks up against Amazon Prime, here’s a full comparison chart:

SCROLL FOR MORE

Benefits

Walmart+

Amazon Prime

Item Delivery

Free item delivery with no order minimum (same day and 2-day)

Free item delivery with no order minimum (same day and 2-day)

Grocery Delivery

On-demand grocery delivery ($35 order minimum and limited to service area)

On-demand grocery delivery (2-hour response time and limited to service area)

Gas

10¢ off per gallon on fuel at Walmart,  Murphy, Exxon, and Mobil stations

N/A

Prescriptions

Get select prescriptions for as little as $0;
save up to 85% on thousands more prescriptions

Free 2-day shipping on prescriptions from Amazon Pharmacy; exclusive savings when paying without insurance

Shopping Benefits

  • Scan & go contact-free checkout
  • Early access to special promotions and events, including online Black Friday deals, product releases, and more
  • Prime Member Deals at Whole Foods Market
  • Prime Day: savings and discounts across all Amazon products
  • Prime Exclusive Deals: discounts exclusive to Prime members
  • Prime Try Before You Buy: Try on clothes from the comfort of your home with no upfront charge, and pay only for what you keep

Streaming and Digital Benefits

Free subscription to Paramount+ Essential plan, video streaming with Pluto TV

  • Prime Video (Amazon’s streaming service)
  • Prime Music: 2 million songs with no ads; millions of podcast episodes
  • Prime Gaming: free games to keep each month
  • Amazon Photos: unlimited full-resolution photo storage and 5GB for video storage

Other Benefits

Up to 5% Walmart Cash with Walmart+ Travel powered by Expedia

  • Prime Reading: rotating selection of thousands of eBooks, popular magazines, comics, and audiobooks
  • Free upgraded shipping at Zappos

Price

  • $12.95 per month
  • $98 per year
  • $14.99 per month
  • $139 per year

As you can see, Amazon Prime does offer significantly more benefits than Walmart+ for a relatively small premium — it’ll cost you just $2 more per month or $41 more per year.

That said, whether or not that added expense is worth it to you depends on what benefits you actually value. You might not have any use for many of the Amazon Prime benefits and instead prefer the gas station savings that Walmart+ can offer you. Alternatively, you might love Amazon Prime for its added streaming and digital benefits, like Prime Video, Prime Music, and Amazon Photos.

However, suppose you’re an Amex Platinum cardholder who currently only uses your Amazon Prime subscription for access to free 2-day delivery. In that case, you may want to see if the types of products you order through Amazon are available at Walmart. If they are, you may be able to save some cash by canceling your Prime subscription and activating your complimentary Walmart+ membership.

Depending on where you live, having both an Amazon Prime and Walmart+ subscription could be advantageous, as you can switch back and forth between whichever program offers the best discount or deal for a given item.

Final Thoughts

Walmart+ is one of the few genuine competitors to Amazon Prime when it comes to delivery options and the breadth of available items, and you can get a complimentary membership just for being an Amex Platinum cardmember.

Again, its utility will depend on how close a Walmart is to where you live and how often you shop online with the retailer, but most would agree that it’s always better to have multiple options.

For rates and fees of The Platinum Card® from American Express, click here.

Frequently Asked Questions

What is Walmart+?

Walmart+ is Walmart’s subscription service that provides free 2-day delivery for items purchased through the Walmart website, along with a range of other perks and benefits.

How does the Walmart+ credit for the Amex Platinum card work?

With your Amex Platinum card, you’ll receive a statement credit that offsets the monthly cost of a Walmart+ subscription. You can activate it via the benefits tab on your Amex Platinum card page or through the designated Walmart landing page.

What are the benefits of Walmart+?

Walmart+ offers a variety of benefits like free 2-day shipping on items purchased through Walmart.com, free grocery delivery, discounts on prescriptions, discounts on gas, plus early access to special promotions and events.

How much does Walmart+ cost?

Walmart+ costs $12.95 per month, or $98 if you pay for a full year upfront. However, those that have an Amex Platinum card receive a statement credit for a Walmart+ membership (upon enrollment) as a benefit of holding the card.

Is Walmart+ free for Amex Platinum cardholders?

Yes, if you have an Amex Platinum card, you’ll receive a monthly statement credit that covers the $12.95 fee, allowing you to enjoy the benefits of Walamrt+ for no added cost.

Should you get Walmart+ if you already have Amazon Prime?

This depends on what benefits you value most. Both platforms offer free 2-day shipping on select products purchased through their websites as well as free grocery delivery — but this is where the similarities end.

Those who purchase a lot of gas might find that they benefit more from the 5 cents per gallon discount through Walmart+, while others might prefer the digital benefits of Amazon, such as access to Prime Video and Prime Music.

If you’re an Amex Platinum cardholder, you can add Walmart+ free of charge to try it out, and from there you can determine whether it’s a worthy complement to your Amazon Prime subscription — or even a true replacement.

Jarrod West's image

About Jarrod West

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in outlets like The New York Times.

INSIDERS ONLY: UP PULSE

Deluxe Travel Provided by UP Pulse

Get the latest travel tips, crucial news, flight & hotel deal alerts...

Plus — expert strategies to maximize your points & miles by joining our (free) newsletter.

We respect your privacy. This site is protected by reCAPTCHA. Google's privacy policy  and terms of service  apply.

Deluxe Travel Provided by UP Pulse
DMCA.com Protection Status