Edited by: Keri Stooksbury
& Kellie Jez
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By now we all know that The Platinum Card® from American Express is a premier player in the travel rewards card arena. With premium travel benefits any traveler would love, statement credits that help offset its $695 annual fee (rates & fees), and a long list of perks, it’s no wonder the card continues to grow in popularity.
One of the card’s most recently added benefits is the digital entertainment credit of up to $20 per month (up to $240 per year). Although the credit isn’t applicable to all digital entertainment expenses, we’ll dig deeper into which services trigger this credit, some little-known pricing options, and how to ensure you’ll receive the maximum value.
If you have the Amex Platinum card or are considering it, you’ll want to be sure to explore your options for using your monthly entertainment credit. Note that terms apply and enrollment may be required, so be sure to check your American Express account.
Let’s look at how the credit works, including which services and products are eligible, specific details about each of those providers, and estimated pricing to help you decide how to use your credits.
The Amex Platinum card’s digital entertainment credit of up to $20 per month is valid only for specific purchases and subscriptions. Get up to $20 back each month on eligible purchases made with your card on 1 or more of the following: Disney+, The Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, SiriusXM, and The Wall Street Journal.
You must enroll for the entertainment credit benefit before signing up for a subscription or making a purchase. Register by logging into your Amex Platinum card account online. Click the Rewards & Benefits box, then select the Benefits tab. Scroll down to find the $240 Digital Entertainment Credit option, and click on Get Started.
You may make your purchase of a weekly, monthly, or annual subscription with 1 eligible vendor or multiple eligible providers. Still, the maximum credit is $20 per calendar month and $240 in a calendar year. If you do not use the credit each month, the amount for that month will be forfeited.
Purchases made with a mobile app do not qualify.
Now let’s look closer at your options for using the credit with the partner providers.
If there’s a Disney or sports fan in your family, or you want access to a variety of movies and TV shows, you’ll love the options offered by Disney Plus that qualify for the entertainment credit.
Here are the options you’ll have from this provider.
The best value, of course, is The Disney Bundle, but individual subscriptions do qualify for the entertainment credit, up to $20 total per month, up to $240 per year.
Be sure to enroll in the offer before your purchase by logging in to your online Amex Platinum card account.
Hot Tip: Qualified college students can sign up for ad-supported Hulu for just $1.99 per month.
The New York Times has been around since 1851, has won 130 Pulitzer Prizes, and is read worldwide.
With such a widespread readership, it can be quite annoying to find a NYT article quoted online, and when you try to access it, you discover that only subscribers can view it. This scenario won’t happen to you anymore.
A digital subscription to the NYT is affordable and even more so with your Amex digital entertainment credit. Here are your options for subscribing to the publication either digitally and/or in print:
Delivery of The New York Times newspaper includes unlimited access to the digital version and 2 subscriptions to share. Here are your options for having the publication delivered:
Hot Tip: If you love The New York Times Cooking or The New York Times Games, you can subscribe to unlimited access for just $40 per year. Pay with your Amex Platinum card, receive just 1 of your $20 monthly Amex digital entertainment credits and get an entire year’s subscription for a net $20.
If you’re a road warrior or just spend a lot of time commuting to/from work in your vehicle, having quality radio programming could be of value to you. SiriusXM radio is known mainly for its premium programming sans commercial interruption.
In addition to its popular entertainment subscriptions, you may not know that SiriusXM also offers specialty subscriptions for mariners and those in aviation.
Here are your options for subscribing to SiriusXM radio:
All packages come with access to over 300 channels. Car + Streaming Select All Access includes the ability to customize your stations with your own selected content/music plus 2 dedicated Howard Stern channels.
Eligible purchases do not include SiriusXM Safety, Telematics Connected Vehicle services, SiriusXM Business subscriptions, ads, or Pandora.
Let’s wind down our Amex digital entertainment credit options by looking at Peacock TV and its offerings. Peacock is owned and operated by NBC, so it’s no surprise the streaming service is named after the NBC logo.
While you can access basic Peacock TV streaming for free, you’ll need to purchase a subscription for the premium versions.
Here are your options for signing up with Peacock:
If you’re a customer of COX or Xfinity, you may have access to Peacock TV for free.
Hot Tip: Check out Peacock TV’s annual plans — at $49.99 for an entire year, you could use just 1 of your $20 digital entertainment monthly credits and be pay a net amount of $29.99 for an annual Peacock Premium subscription.
The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.
If you're approved and accept this Card, your credit score may be impacted.
When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card® from American Express.
Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.
Hot Tip: Check to see if you’re eligible for a welcome bonus offer of up to 125k (or 150k) points with the Amex Platinum. The current public offer is 80,000 points. (This targeted offer was independently researched and may not be available to all applicants.)
If you don’t yet have the Amex Platinum card, those with excellent credit may qualify and receive a generous American Express welcome offer once meeting minimum spending requirements after card approval.
The Amex Platinum card is packed with valuable premium benefits that can save money, make travel more comfortable, and provide protection when you need it. We estimate the card’s value to be nearly $5,000 each year if you utilize all the perks.
The Amex Platinum card‘s digital entertainment credit of up to $20 monthly is great if you’re already paying for 1 or more of these subscriptions. If you’re not currently subscribed to any of these services, you might translate the benefit as getting a complimentary digital access to The New York Times, a SiriusXM radio subscription, and premium Peacock TV access, all for around $2 net per month.
Let’s break down the economics.
That’s a total of around $22 per month. If you utilize the $20 credit, you’re paying about $2 per month for all of those services.
Here’s another option for using your $20 per month entertainment credit:
This combination totals approximately $23 a month, or about $3 net out-of-pocket.
Additionally, don’t forget to check out any discounted annual plans that these digital entertainment providers may offer. Just 1 of the $20 monthly digital entertainment credits could potentially make an annual plan a greater value.
Of course, there are several combinations for which you could subscribe, but the bottom line is that you find value when using the credit for a subscription service you’ll actually use and enjoy.
For rates and fees of The Platinum Card® from American Express, click here.
If you currently pay for a subscription or find value in enrolling in a new subscription with any of the eligible providers, it can be worth it.
Economically, it makes sense to use the entire $240 in annual credits, but you may need to subscribe to more than 1 service to receive the full amount.
You’ll also want to follow up on any special pricing you received to be sure the service doesn’t renew at a higher amount.
In order to be eligible for the credit, you must enroll in the benefit via your Amex Platinum card online account.
Go to the Rewards & Benefits section, select Benefits, and then select the $240 digital entertainment credit option. To finish enrollment, click the Get Started button.
Make the purchase with any of the eligible vendors using your Amex Platinum card, and receive a statement credit of up to $20 per calendar month.
No. The $20 monthly digital entertainment credit is a benefit on the personal Amex Platinum card.
No. The digital entertainment credit offered on the Amex Platinum card is only valid for purchases with service providers that include Disney+, The Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, SiriusXM, and The Wall Street Journal.
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UP's Bonus Valuation
This bonus value is an estimated valuation calculated by UP after analyzing redemption options, transfer partners, award availability and how much UP would pay to buy these points.