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Marriott Bonvoy Bountiful Card – Full Review [2023]

Name: Marriott Bonvoy Bountiful Card – Full Review [2023]
Item: Marriott Bonvoy Bountiful Card
Rating: 3
Author: Jarrod West

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"Earn Marriott Bonvoy points on all of your purchases."

The Marriott Bountiful card offers automatic elite status and helps you earn more points on every purchase.

Learn More (at Chase's secure site)

Jarrod West

- Updated: February 27, 2023, 10:51am CST|

2Comments

The information regarding the Marriott Bonvoy Bountiful™ Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

The Marriott Bonvoy Bountiful™ Credit Card can help enhance your Marriott stays by offering automatic elite status, bonus points on paid stays, and Elite Night Credits, and it helps you earn more Marriott Bonvoy points on your day-to-day purchases.

Pros

Up to 18.5x points per $1 at hotels participating in Marriott Bonvoy
4x points per $1 on dining and at U.S. supermarkets (on up to a combined $15,000 in purchases)
2x points per $1 on all other purchases
Automatic Marriott Bonvoy Gold Elite status
15 Elite Night Credits
1,000 bonus points per paid Marriott stay
1 Free Night Award (up to 50,000 points) when you spend $15,000 on the card in a year
No foreign transaction fees

Cons

$250 annual fee
Free Night Award certificate is not an automatic benefit

Marriott Bountiful Card — Snapshot

Welcome Bonus & Info (Partner Content)
- Earn 125,000 Bonus Points after you spend $4,000 on purchases in your first 3 months from your account opening.
- Earn up to 18.5X total points for every $1 spent at hotels participating in Marriott Bonvoy®
- 1,000 Bonus Points per each stay at a hotel participating in Marriott Bonvoy®
- Earn 4X points per $1 on the first $15,000 spent in combined purchases each year on grocery stores and dining
- Earn 2X points per $1 spent on other travel purchases
- Earn 2X points per $1 spent on all
  other purchases
- Receive 15 Elite Night Credits per calendar year and automatic Gold Elite status each account anniversary year as a cardmember
- Enjoy a Free Night Award every calendar year, after $15,000 in spend, valid for a one-night hotel stay at a property with a redemption level up to 50,000 points. Certain hotels have resort fees.
- No Foreign Transaction Fees
Card Categories:
- Credit Card Reviews
- Best Hotel Credit Cards
Related Articles

Great Card If

You frequent Marriott hotels
You want Marriott Bonvoy Gold Elite status
You’ll spend $15,000 on the card each year to earn the free night award

Don't Get If

You seldom stay at Marriott hotels
You prefer a card with a lower annual fee

Marriott Bountiful Card — Fees

Foreign Transaction Fees
None
Interest Rates
- 18.99%-25.99% Variable
Late fees
- Up to $40
- Penalty APR: Up to 29.99% Variable
Balance Transfers
- 18.99%-25.99% Variable
- Fee: Either $5 or 5% of the amount of each transfer, whichever is greater.
Cash Advance APR
- 27.99% Variable
- Fee: Either $10 or 5% of the amount of each transaction, whichever is greater.

Marriott Bountiful Card - Is It Worth It?

Marriott Bonvoy Upgraded Points LLC — Image Credit: Upgraded Points LLC

If you travel often, and regularly stay at Marriott hotels, and would like a card that helps you earn more Marriott Bonvoy points, then the Marriott Bountiful card would be worth it for you.

The card helps you earn 18.5x points per $1 on your Marriott stays (6x points with your card, up to 10x points for being a Marriott Bonvoy member, and 2.5x points for your automatic Marriott Bonvoy Gold Elite status). You’ll also earn 4x points per $1 on dining worldwide and at U.S. supermarkets (on up to $15,000 in combined purchases) and 2x points per $1 on all other purchases.

If you value Marriott Bonvoy elite status, the Marriott Bountiful could be a good choice thanks to its complimentary Gold Elite status, and 15 Elite Night Credits that help you achieve higher levels of elite status much faster than you would without the card.

Marriott Bountiful Card Top Benefits

Marriott Bonvoy Gold Elite Status

For holding the Marriott Bountiful card, you’ll receive automatic Marriott Bonvoy Gold Elite status, the second elite status tier in the Marriott Bonvoy program.

Gold Elite status comes with the following perks:

25% bonus points on stays
Enhanced room upgrades (subject to availability)
2 p.m. late checkout (subject to availability)
Points welcome bonus at check-in

15 Elite Night Credits

Your card also helps you achieve higher levels of elite status by offering 15 Elite Night Credits each year.

Reaching the next tier of elite status, Platinum Elite, usually requires spending 50 nights each year at Marriott properties. However, since you automatically start each year with 15 Elite Night Credits as a card benefit, you’d need to stay just 35 nights in order to qualify.

1,000 Points per Stay

Cardholders will receive 1,000 bonus points on each paid stay, on top of the standard points you’ll earn for being a Marriott Bonvoy Gold Elite member and paying with your card.

If you make quite a few Marriott stays each year, especially shorter stays, then earning an extra 1,000 points each time can certainly add up.

Free Night Award

Cardholders can earn a free night award redeemable at any Marriott hotel that costs up to 50,000 points per night. Further, you can top off Marriott award certificates with up to 15,000 points, which would allow you to use the certificate at a property that costs up to 65,000 points per night.

The downside is that you are required to spend $15,000 on the card in a calendar year in order to receive the certificate, as opposed to other cards which offer certificates as an automatic card perk.

Card Protections

The Marriott Bountiful card offers the following protections to cardholders:

Trip Delay Insurance: When you pay for a round-trip flight with your card and it is delayed by more than 12 hours, you can receive up to $300 in coverage.
Rental Car Insurance: Receive secondary rental car coverage when you decline the rental company’s coverage and pay with your Marriott Bountiful card.
Baggage Insurance: If your baggage is lost, damaged, or stolen, you can receive up to $2,000 in coverage for checked baggage and up to a combined maximum of $3,000 for checked and carry-on baggage.
Purchase Protection: Items purchased with your card that are lost, damaged, or stolen within 90 days of purchase can receive up to $10,000 in coverage per occurrence and up to $50,000 in coverage per year.
Extended Warranty Coverage: Items purchased with your card with warranties of 5 years or less receive up to 1 additional year of coverage.

Best Ways To Earn and Redeem Your Marriott Points

Unsurprisingly, one of the easiest ways to rack up Marriott Bonvoy points is by staying at Marriott hotels and using your Marriott Bountiful card for these purchases. That said, there are tons of other ways to earn a lot of Marriott Bonvoy points that you might be overlooking.

When it comes time to redeem, it is a great benefit that Marriott Bonvoy points are flexible as far as hotel points go. While you can easily redeem your points to book free nights within the Marriott portfolio, you can also transfer your Marriott Bonvoy points to over 40+ airline partners, allowing you to book flights and hotel stays with your Marriott Bonvoy points.

Alternative Cards to the Marriott Bountiful Card

Marriott Bonvoy Brilliant® American Express® Card

If you’re a hardcore Marriott loyalist, then you might want to opt for the Marriott Bonvoy Brilliant card instead.

You’ll earn 6x on all of your Marriott stays as a cardmember, plus 3x points per $1 at restaurants and flights booked directly with airlines, along with 2x points per $1 on all other purchases. Note that the 6x on Marriott stays doesn’t include any additional earnings thanks to status or loyalty.

Its annual fee is much higher than the Marriott Bountiful card, at $650, but with that added cost you’ll receive Marriott Platinum Elite status, Priority Pass lounge access upon enrollment, up to $300 in statement credits per calendar year (up to $25 per month) for eligible purchases at restaurants, 25 Elite Night Credits, and a free night certificate redeemable at any Marriott hotel that costs up to 85,000 points per night (rates and fees).

Marriott Bonvoy Boundless® Credit Card

Casual travelers that are looking for a card to help enhance their Marriott stays, but aren’t interested in the Marriott Bountiful card with its $250 annual fee, should consider the Marriott Boundless card.

It earns 6x points per $1 on Marriott stays, 3x points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining, and 2x points per $1 on all other purchases.

With a more reasonable annual fee of $95, you’ll still receive perks like automatic Silver Elite status, 15 Elite Night Credits each year, and a free night award when you renew your card each year that can be redeemed at Marriott hotels costing up to 35,000 points per night.

For rates and fees of the Marriott Bonvoy Brilliant™ American Express® Card, click here.

Featured Image Credit: Chase

Frequently asked questions

Does the Marriott Bountiful card have an annual fee?

Yes, the annual fee for the Marriott Bountiful card is $250.

Is the Marriott Bountiful card worth it?

If you’re looking for a card to help you earn more Marriott Bonvoy points, includes Gold Elite status, and will help you achieve higher levels of elite status faster, then the Marriott Bountiful card could be worth it for you.

Can you transfer Marriott Bonvoy points?

Yes, your Marriott Bonvoy points can be transferred to over 40 airline partners. Most partners transfer at a 3:1 rate with 3 Marriott Bonvoy points becoming 1 airline mile. However, you can receive a 5,000 airline mile bonus when you transfer at least 60,000 Marriott Bonvoy points.

What is the difference between the Marriott Bountiful card and the Marriott Bonvoy Bevy™ American Express® Card?

Both cards offer the exact same perks, bonus categories, and charge the same annual fee. The only difference between the 2 is that the Marriott Bonvoy Bevy card is issued by American Express, while the Marriott Bountiful card is a Visa card issued by Chase.

Does the Marriott Bountiful card charge foreign transaction fees?

No, the Marriott Bountiful card does not charge foreign transaction fees.

About Jarrod West

Jarrod has been writing about the ins and outs of credit cards and loyalty programs, along with airlines and hotels, for over 6 years. He is regularly called upon to share his expertise on the latest news within the space, and has been featured in publications such as Matador Network, The New York Times, RetailMeNot, and Yahoo! Finance. Jarrod has over 20 credit cards in his wallet and has tested out dozens more in order to vet the very best card options for readers. As he is constantly sampling new cards, Jarrod also earns (and redeems) over 1 million points and miles each year. This allows him to book luxury travel experiences the world over, and save tens of thousands of dollars in the process.

Paul Felkner November 6, 2022
I have an offer to upgrade from my $95 a year Marriott card to the new $250 card with a 40,000 point bonus. This card makes sense to me and my spending. I have five hard inquires in the past year with the oldest still on the books at 10/1/2020. So I’m concerned abut Chase’s 25/5 rule.
Just wondering if they will overlook the 10/1/2020 on the books but past 24 months.
- Jarrod West November 7, 2022
  Hi Paul,
  You should be dropping to 4/24 any week now, which would allow you to apply for the cart outright and receive the full welcome bonus if you so choose. Otherwise, if you decide to take the upgrade offer, it should not matter whether you are over 5/24 or not.

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