Citi Custom Cash℠ Card – Review

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"Earn more cash-back on what you spend most on!"

Earn big on purchases in your top eligible spend category, up to the first $500 each billing cycle. Eligible categories are: restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.

Learn More (at our partner's secure site)

Citi Custom Cash - Snapshot

  • Welcome Bonus & Info (Partner Content)
    • Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
    • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
    • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
    • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
    • No Annual Fee
    • Citi will only issue one Citi Custom Cash℠ Card account per person.
  • Card Categories:

Citi Custom Cash - Fees

  • Annual Fee
    • $0
  • Foreign Transaction Fees
    3%
  • Interest Rates
    • 0% for 15 months. After that, 13.99% – 23.99% Variable
  • Late fees
    • Up to $40
    • Penalty APR: Up to 29.99% Variable
  • Balance Transfers
    • 0% for 15 months. After that, 13.99% – 23.99% Variable
  • Cash Advance APR
    • 25.24% Variable
    • Fee: 5% of each cash advance; $10 minimum
Alex Miller

About Alex Miller

Alex has been traveling for over 25 years and from a young age was lucky enough to set out on numerous family trips all over the world, which gave him the travel bug. Alex has since earned millions of travel points and miles, mainly through maximizing credit card sign-up bonuses and taking every opportunity to earn the most points possible on each dollar spent.

Travel prices are about to surge from pent-up demand.

Use this points strategy to lock in pennies-on-the-dollar pricing in 2021, all without being a frequent flyer...

How do I only pay $30 to go to Hawaii, $200 for business class to Asia or just $150 to Europe?

Discover the real-life strategies that anyone can use to enjoy limitless travel (even on a limited budget!)

Just sign up below and I’ll send you the Limitless Travel Playbook instantly:

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