Citi Diamond Preferred Card – Review

Name: Citi Diamond Preferred Card – Review
Item: Citi Diamond Preferred Card
Rating: 3.5
Author: Alex Miller

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"Low intro APR with the benefits of Citi."

Learn More (at our partner's secure site)

Alex Miller

- UPDATED: May 10, 2022

The Citi® Diamond Preferred® Card is a no-annual-fee card that comes with a generous 0% introductory APR period on purchases and balance transfers.

Card Snapshot

Welcome Bonus & Info (Partner Content)
- 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 14.49% – 24.49%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
- Get free access to your FICO® Score online.
- With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
- The standard variable APR for Citi Flex Plan is 14.49% – 24.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.
Card Categories:
- Credit Card Reviews
- No Annual Fee Credit Cards

Card Fees

Foreign Transaction Fees
3% of each purchase transaction after conversion into U.S. dollars.
Interest Rates
- 0% Intro APR for 12 months on purchases from date of account opening
- Ongoing APR: 14.49% - 24.49%Variable
Late fees
- Up to $40
- Penalty APR: Up to 29.99% Variable
Balance Transfers
- 0% Intro APR for 21 months on balance transfers from date of first transfer. Balance transfers must be completed within 4 months of account opening.
- Ongoing APR: 14.49% - 24.49% Variable
- Fee: Either $5 or 5% of the amount of each transfer, whichever is greater.
Cash Advance APR
- 25.99% Variable
- Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.

About Alex Miller

Alex has been traveling for over 25 years and from a young age was lucky enough to set out on numerous family trips all over the world, which gave him the travel bug. Alex has since earned millions of travel points and miles, mainly through maximizing credit card sign-up bonuses and taking every opportunity to earn the most points possible on each dollar spent.

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Citi Diamond Preferred Card – Review

Card Snapshot

Card Fees

About Alex Miller

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Urgent Travel Report:

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Card Snapshot

Card Fees

About Alex Miller

Urgent Report:

How to Beat the Crowds & Lock In Affordable Travel While You Still Can...

Any thoughts or questions? Comment below! Cancel reply

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