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Citi Diamond Preferred Card – Review

Alex Miller's image
Alex Miller
Alex Miller's image

Alex Miller

Founder & CEO

292 Published Articles

Countries Visited: 34U.S. States Visited: 29

Founder and CEO of Upgraded Points, Alex is a leader in the industry and has earned and redeemed millions of points and miles. He frequently discusses the award travel industry with CNBC, Fox Business...
Edited by: Kellie Jez
Kellie Jez's image

Kellie Jez

Director of Operations & Compliance

1 Published Article 1172 Edited Articles

Countries Visited: 10U.S. States Visited: 20

Kellie’s professional experience has led her to a deep passion for compliance, data reporting, and process improvement. Kellie’s learned the ins and outs of the points and miles world and leads UP’s c...

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Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
3.5
Learn More(at our partner's secure site)
  • None

  • $0

  • 0% Intro APR for 21 months on balance transfers and 0% Intro APR for 12 months on purchases. After that the variable APR will be 18.24% - 28.99%. Note that 0% intro APR is on purchases starting from date of account opening.

  • Good to Excellent (670-850)

Citi® Diamond Preferred® Card

This card has no annual fee with its strongest point being its introductory APR period on purchases and balance transfers.

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
3.5
Learn More(at our partner's secure site)

The Citi® Diamond Preferred® Card is a no-annual-fee card that comes with a generous introductory APR period on purchases and balance transfers.

Card Snapshot

Welcome Bonus & Info

  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 18.24% – 28.99%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • No Annual Fee – our low intro rates and all the benefits don’t come with a yearly charge.
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