Citi Diamond Preferred Card – Review

Name: Citi Diamond Preferred Card – Review
Item: Citi Diamond Preferred Card
Rating: 3.5
Author: Alex Miller

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"Low intro APR with the benefits of Citi."

This card has no annual fee with its strongest point being its introductory APR period on purchases and balance transfers.

Learn More (at our partner's secure site)

Alex Miller

- Updated: May 9, 2023, 2:14pm CDT

The Citi® Diamond Preferred® Card is a no-annual-fee card that comes with a generous introductory APR period on purchases and balance transfers.

Card Snapshot

Welcome Bonus & Info (Partner Content)
- 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 17.99% – 28.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
- Get free access to your FICO® Score online.
- With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
Card Categories:
- Credit Card Reviews
- Credit Cards with No Annual Fee

Card Fees

Foreign Transaction Fees
3% of each purchase transaction after conversion into U.S. dollars.
Interest Rates
- 0% Intro APR for 21 months on balance transfers and 0% Intro APR for 12 months on purchases. After that the variable APR will be 17.99% - 28.74%.
- Note that 0% intro APR is on purchases starting from date of account opening.
Late fees
- Up to $41
- Penalty APR: Up to 29.99% Variable
Balance Transfers
- 0% Intro APR for 21 months on balance transfers from date of first transfer. After that the variable APR will be 17.99% - 28.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- Fee: Either $5 or 5% of the amount of each transfer, whichever is greater.
Cash Advance APR
- 29.99% Variable
- Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.

Alternative Cards

See our comparisons of the Citi Diamond Preferred card to these popular cards:

Citi Diamond Preferred card vs. Citi Premier® Card

About Alex Miller

Alex has been traveling for over 25 years and from a young age was lucky enough to set out on numerous family trips all over the world, which gave him the travel bug. Alex has since earned tens of millions of travel points and miles, mainly through maximizing every opportunity to earn the most points possible on each dollar spent.