Citi Diamond Preferred Card – Review
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"Low intro APR with the benefits of Citi."
The Citi® Diamond Preferred® Card is a no-annual-fee card that comes with a generous 0% introductory APR period on purchases and balance transfers.
Card Snapshot
- Welcome Bonus & Info (Partner Content)
- 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% – 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
- Get free access to your FICO® Score online.
- With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
- Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
- The standard variable APR for Citi Flex Plan is 14.74% – 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.
- Card Categories:
Card Fees
- Annual Fee
- $0
- Foreign Transaction Fees3% of each purchase transaction after conversion into U.S. dollars.
- Interest Rates
- 0% introductory APR for 18 months from date of account opening.
- Ongoing APR: 14.74% - 24.74% Variable
- Late fees
- Up to $40
- Penalty APR: Up to 29.99% Variable
- Balance Transfers
- 0% introductory APR for 18 months from date of first transfer when transfers are completed within 4 months from date of account opening.
- Ongoing APR: 14.74% - 24.74% Variable
- Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
- Cash Advance APR
- 25.24% Variable
- Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
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