American Express Green Card — Full Review [2021]

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American Express Green Card — Full Review [2021]

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"Travel and Taste with 3X Points"

This card can provide a great way to accumulate points, especially if you book airfare, hotel stays, and more via the American Express Travel site.

Learn More (at Amex's secure site)

The information regarding the American Express® Green card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. 

The American Express® Green card has recently undergone a huge makeover that has dramatically increased its point-earning, perks, and card design.

The Amex Green card was the very first card ever launched by American Express back in the 1950s. Now it’s “going green” by being made primarily from plastic reclaimed from beaches, islands, and coastal communities.

But is this new addition enough for you to consider adding the Amex Green card to your wallet?


  • 3x Membership Rewards points at restaurants worldwide
  • 3x Membership Rewards points on all eligible travel purchases
  • Up to $100 statement credit per year towards a CLEAR® membership
  • Up to $100 statement credit per year on LoungeBuddy purchases
  • 12-month complimentary Uber Eats Pass subscription featuring discounts and free delivery (enroll by December 31, 2021)
  • 12-month complimentary Calm Premium subscription, designed to help Calm app users sleep, meditate, and relax (enroll by December 31, 2021)
  • Access to American Express transfer partners
  • No foreign transaction fees


Amex Green Card — Snapshot

  • Welcome Bonus & Info (Partner Content)
    • Earn 30,000 Membership Rewards® points after you spend $2,000 on purchases on your new Card in your first 3 months.
    • Earn 3X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery.
    • Earn 3X Membership Rewards® points on all eligible travel, from subway swipes and window seats to hotel stays and city tours.
    • Earn up to $100 in annual statement credits to help you get through security faster with CLEAR®.
    • Earn up to $100 in annual statement credits to access 750+ airport lounges globally through LoungeBuddy.
    • No Foreign Transaction Fees.
    • $150 Annual Fee.
    • Terms Apply.
    • Rates and Fees
  • Card Categories:
  • Rewards Center
  • Customer Service Number
  • Login Link

The Ideal Cardholder

Points on Dining and Restaurants
Earn more while sharing drinks with friends. Image Credit: Pexels

The Amex Green card is tailored towards frequent travelers who enjoy dining out and can regularly take advantage of the card’s perks and benefits.

For example, the card helps to elevate your travel experiences by providing you with an up to $100 statement credit for a CLEAR membership, and up to $100 in LoungeBuddy credits.

When you combine those travel benefits with 3x Membership Reward points per $1 on all eligible travel purchases, it makes for a very compelling option for consumers.

Especially when pairing it alongside another Membership Reward earning card like the American Express® Gold Card or The Platinum Card® from American Express.

Great Card If

  • You love to travel and dining out at restaurants
  • You can make good use of the up to $100 annual credits for CLEAR and LoungeBuddy
  • You want a card with flexible redemption options
  • You already have other Membership Rewards cards to pair it with
  • You want a card with no foreign transaction fees

Don't Get If

Amex Green Card — Fees

  • Annual Fee
    • $150
  • Foreign Transaction Fees
  • Late fees
    • Up to $40
  • Cash Advance APR
    • 25.24% Variable
    • Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
  • Additional Info

How to Earn More Amex Points

Destinations on Points
Where will your points take you? Image Credit: Pexels

Travel Purchases

Cardholders of the Amex Green card will earn 3x Membership Reward points per $1 on all eligible travel purchases.

This is certainly a welcome change as other cards like the Amex Platinum card and Amex Gold card only award on travel purchases towards airfare or purchases made directly through

So what exactly does American Express consider to be an “eligible travel” purchase? You’ll be happy to know that their definition of travel is quite broad — so you’ll have plenty of opportunities to earn 3x points.

Travel purchases that will earn 3x with the Amex Green card include:

  • Airfare
  • Buses and subways
  • Campgrounds
  • Car rentals
  • Cruises
  • Ferries
  • Hotels
  • Taxicabs and rideshare services
  • Third-party travel websites and on
  • Tolls and parking charges
  • Tours
  • Trains

Dining Purchases

With the Amex Green card, you earn 3x Membership Reward points per $1 on all dining purchases worldwide. These points can certainly add up quite quickly if you’re someone who dines out semi-regularly.

Amex Offers

American Express cardholders receive dozens of Amex offers each month that you can attach to your Amex Green card to help earn more Membership Reward points.

These offers can provide you with excellent value by allowing you to earn additional points or cash-back for shopping with select merchants. Simply add your offers of choice from the bottom of your card’s home screen and you’re ready to start earning.


American Express allows you to earn points for referring your friends to their credit cards. Just send your friend your unique link; if they are approved, you’ll receive a point bonus added to your account.

Hot Tip: Know a friend who wants to apply for a different American Express card than the Amex Green card? No problem! You can receive a bonus even if your friend doesn’t apply for the card you hold. 

Adding More Membership Rewards Cards

If you’re a fan of the American Express Membership Rewards ecosystem, then you should highly consider adding more Membership Rewards cards to your wallet.

Take the Amex Platinum card for instance, which earns 5x Membership Reward points per $1 on airfare purchased directly with airlines and travel purchases at and offers a plethora of elite travel benefits. With this 2-card combo, you can earn 5x points for all your airfare and 3x for all other travel and dining purchases.

If you’re looking for even more ways to earn more Membership Rewards points for your next redemption, check out our comprehensive guide on the best ways to earn Membership Rewards points!

How to Use Amex Points for Max Value

When it comes to using your Membership Rewards points, there is certainly no shortage of redemption options, and they all can vary greatly in value.

Travel Partners

American Express Membership Rewards points are, without question, one of the most valuable travel point currencies. This is due to flexibility thanks to their ability to be transferred to one of many Amex transfer partners.

Using transfer partners is the best option to get the maximum value out of your hard-earned points, as you could use them to purchase business and first-class flights that would otherwise cost you thousands of dollars!

Hot Tip: Think trying to use transfer partners is too complicated? Think again! Check out our detailed guide to Amex transfer partners and how to use them

Amex Travel

Cardholders have the option of using points to offset airfare and hotel purchases made through the Amex Travel portal (but we do not recommend this).

When using your points toward an airline ticket you’ll receive just 1 cent per point — and an abysmal 0.7 cents per point when redeeming toward a hotel stay.

Statement Credit

American Express gives you the option to use your points to cover eligible charges you’ve made with your card.

However, when doing so your points will only be valued at 0.6 cents each. This a terrible value for your points and should only be considered if you desperately need the extra cash.

Gift Cards

American Express will allow you to cash in your points for gift cards with dozens of different retailers. But in doing so, you’ll receive anywhere from 0.7 cents to 1 cent per point toward the gift card.

We do not advise using your points for gift cards, as you’ll be losing massive value in the form of travel rewards.

Shop With Points

Lastly, you can use your Membership Rewards points to offset the cost of your purchases with retailers like Apple, Amazon, or Nike.

There are dozens of merchants to choose from, but we don’t recommend it as using this method will only earn you 1 cent or less per point in value.

Bottom Line: It probably makes sense that the best value to be had on a travel rewards card is using your points towards travel. We highly recommend using your points with American Express transfer partners. 

American Express Airline Transfer Partners

Amex Airline Transfer PartnerMin TransferTransfer Ratio
(Amex > Partner)
Transfer Time
AeroMexico1,0001:1.62-12 days
Air Canada1,0001:1Almost Instant
Alitalia1,0001:1Almost Instant
Aer Lingus1,0001:1Almost Instant
ANA1,0001:13 days
Avianca LifeMiles1,0001:1Almost instant
British Airways
1,0001:1Almost Instant
Cathay Pacific1,0001:1Up to 1 Week
Delta Air Lines1,0001:1Almost Instant
Emirates1,0001:1Almost Instant
Etihad Airways1,0001:1Almost Instant
Flying Blue Air France/KLM1,0001:1Almost Instant
Hawaiian1,0001:1Almost Instant
Iberia1,0001:11-3 days
JetBlue2501:0.8Almost Instant
Qantas5001:1Almost Instant
Singapore Airlines1,0001:11-2 days
Virgin Atlantic1,0001:11-2 days

American Express Hotel Transfer Partners

Amex Hotel Transfer PartnerMin TransferTransfer Ratio
(Amex > Partner)
Transfer Time
Choice Privileges1,0001:1Almost Instant
Hilton Honors1,0001:2Almost Instant
Marriott Bonvoy1,0001:1Almost Instant

Alternatives to the Amex Green Card

Chase Sapphire Reserve® Card

The Chase Sapphire Reserve card also offers 3x points per $1 spent on all travel and dining purchases, and the Chase definition of travel is just as broad as it is with the Amex Green card.

However, the card does include a $300 annual travel credit, offers better lounge benefits via a Priority Pass membership, and has better travel protection.

If this all sounds compelling then the Chase Sapphire Reserve card is definitely worthy of considering.

Capital One® Venture® Rewards Card

There’s a lot to love about the Venture card. Newly introduced airline transfer partners, $100 credit for Global Entry or TSA PreCheck, and 2x on all other purchases.

If the majority of your daily spending comes from purchases outside of dining and travel categories, then the Venture card might be a great option for you.

For rates and fees for the American Express Green card, please click here.
For rates and fees for the Platinum Card by American Express, please click here.
For rates and fees for the American Express Gold card, please click here.

Frequently asked questions

Is the Amex Green Card worth it?

This Amex Green card is a fantastic option for those who travel often and frequently dine out at restaurants, all while offering a variety of high-value redemption options to cardholders.

Cardholders also benefit from perks like the up to $100 annual CLEAR credit and $100 LoungeBuddy credit.

Since the Amex Green card includes a $150 annual fee (see rates and fees), if you’re able to maximize the bonus categories and card perks then it may be worth adding to your wallet.

Is the Amex Green card a credit card?

The Amex Green card is a charge card, not a credit card.

The 2 main differences between a charge card and a credit card are that charge cards have no preset spending limit and balances must be paid in full each month.

Many people think charge cards have no credit limit, but this is not true. American Express does not give cardholders a set spending limit for their charge cards, but they will start declining purchases if they believe your balance is becoming higher than you can afford to pay each month.

Similarly, with a charge card, your balance must be paid in full each month. This is not the case with most credit cards, as they allow you to make a minimum or partial payment and carry the rest of the balance over while being charged interest. However, if your charge card is not paid in full, you won’t be able to use your card for any other purchases until it is.

Does the Amex Green card earn Membership Reward points?

Yes, the Amex Green card earns Membership Reward points that you can use for huge value via Amex transfer partners!

Do Membership Reward points expire?

No, as long as your account stays open and in good standing, you will never lose your Membership Reward points.

What is the annual fee on the Amex Green card?

The annual fee on the Amex Green card is $150 (see rates and fees).

Does the Amex Green card charge foreign transaction fees?

No, there are no foreign transaction fees when using the Amex Green card.

What is the Amex Green card made of?

The Amex Green card is the first of its kind to be made primarily (70%) of ocean plastics reclaimed from beaches, islands, and coastal communities.

Jarrod West

About Jarrod West

Jarrod first became fascinated with the world of points and miles as the perfect way to visit dream destinations without breaking the bank. On his first major award trip, he spent 3 months traveling through Europe, financed nearly entirely with points; while flying in premium cabins and staying in 5-star hotels along the way. Now, he is on a mission to help others realize their travel goals and upgrade their travel experiences. Jarrod has been writing about credit cards and travel loyalty programs for 4 years, and his work has been featured by Travel and Leisure, Matador Network, Yahoo Finance, and U.S. News.

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