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American Express Green Card — Full Review [2023]

Name: American Express Green Card — Full Review [2023]
Item: American Express Green Card
Rating: 4
Author: Jarrod West

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"Travel and Taste with 3x Points"

This card can provide a great way to accumulate points, especially if you book airfare, hotel stays, and more via the American Express Travel site.

Learn More (at Amex's secure site)

Jarrod West

- Updated: March 24, 2023, 12:47pm CDT

The information regarding the American Express® Green Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

The American Express® Green Card is an excellent all-around travel rewards card thanks to its 3x earning on travel, transit, and dining, access to American Express transfer partners, and reasonable annual fee.

Pros

3x points per $1 at restaurants worldwide, on all eligible travel purchases, and transit purchases
Up to $189 statement credit per year towards a CLEAR membership
Up to $100 statement credit per year on LoungeBuddy purchases
Access to American Express transfer partners
No foreign transaction fees

Cons

$150 annual fee
No elite benefits like airport lounge access or hotel elite status

Amex Green Card — Snapshot

Welcome Bonus & Info (Partner Content)
- Earn 30,000 Membership Rewards points after you spend $2,000 on purchases on your new Card in your first 3 months.
- Earn 3X Membership Rewards Points on Restaurants worldwide, including takeout and delivery.
- Earn 3X Membership Rewards points on all eligible travel, from subway swipes and window seats to hotel stays and city tours.
- Earn up to $189 in annual statement credits to help you get through security faster with CLEAR.
- Earn up to $100 in annual statement credits to access 750+ airport lounges globally through LoungeBuddy.
- No Foreign Transaction Fees.
- $150 Annual Fee.
- Terms Apply.
Card Categories:
- Credit Card Reviews
- Best Travel Credit Cards
Rewards Center
American Express Membership Rewards
Customer Service Number
1-800-528-4800
Login Link
https://americanexpress.com

Great Card If

You love to travel and dine out at restaurants
You can make good use of the up to $189 annual credits for CLEAR and LoungeBuddy
You want a card with flexible redemption options
You already have other Membership Rewards cards to pair it with
You want a card with no foreign transaction fees

Don't Get If

You prefer a card with no annual fee
You seldom dine out and prefer cooking at home
You don’t enjoy traveling or are unable to travel
You prefer a card with more travel benefits like airport lounge access or hotel elite status

Amex Green Card — Fees

Foreign Transaction Fees
None
Late fees
- Up to $40
Cash Advance APR
- 25.24% variable
- Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.

Amex Green Card - Is It Worth It?

Group of friends dining at a restaurant — Earn more while sharing drinks with friends. Image Credit: Pexels

The Amex Green card is one of the best American Express cards and is great for frequent travelers who enjoy dining out and can regularly take advantage of the card’s perks and benefits.

For example, the card helps to elevate your travel experiences by providing you with an up to $189 statement credit for a CLEAR membership, and up to $100 in LoungeBuddy credits.

When you combine those travel benefits with 3x Membership Rewards points per $1 on all eligible travel purchases, it makes for a very compelling option for consumers, especially when pairing it alongside another Membership Rewards-earning card such as the American Express® Gold Card or The Platinum Card® from American Express.

Amex Green Card Top Benefits

Amex Green Card Travel Benefits

$189 Annual CLEAR Credit — Gets you an expedited security experience at over 50 airports and stadiums throughout the U.S.
$100 Annual Credit for Lounge Access — Purchase lounge access through LoungeBuddy and receive up to $100 in statement credits per calendar year.

Amex Green Card Protections

Trip Delay Insurance — If your flight is delayed by more than 12 hours, you can be reimbursed for eligible expenses like lodging and meals.
Rental Car Insurance — Secondary rental car insurance that covers accidental damage or theft to your rental car.
Baggage Insurance — If items in your luggage are lost, damaged, or stolen during transit, then you can receive coverage for up to $1,250 for carry-on baggage and up to $500 for checked baggage.
Purchase Protection — If an item you’ve purchased gets stolen or damaged within 90 days of purchase, you can receive replacement coverage of up to $1,000 per occurrence and $50,000 per calendar year.
Extended Warranty Coverage — When you purchase an item with an eligible warranty of 5 years or less, that warranty coverage is extended by 1 additional year.

Best Ways To Earn and Redeem Your Amex Membership Rewards Points

Women taking photo with phone — Where will your points take you? Image Credit: Pexels

The Amex Green card is great at earning points thanks to its multiple 3x bonus categories. That said, there are lots of other great ways to earn Amex Membership Rewards points to help you add to your stash.

Once you’ve built up a nice stash of points, you’ll want to read up on the best ways to redeem your Amex Membership Rewards points for max value, so you can start planning out your future trips.

Our favorite way to redeem Amex points is towards high-value redemptions like first and business class flights for pennies of their standard cost. If you want to learn how to make these redemptions, too, then read through our guide to the Amex Membership Rewards transfer partners and how to use them!

Alternative Cards to the Amex Green Card

Chase Sapphire Reserve®

The Chase Sapphire Reserve card also offers 3x points per $1 spent on all travel and dining purchases, and the Chase definition of travel is just as broad as it is with the Amex Green card.

The card includes a $300 annual travel credit, offers better lounge benefits via a Priority Pass membership, and has better travel protection.

If this all sounds compelling then the Chase Sapphire Reserve card is definitely worthy of considering.

Capital One Venture Rewards Credit Card

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There’s a lot to love about the Capital One Venture card. Airline transfer partners, a statement credit for Global Entry or TSA PreCheck application fee, and 2x on all other purchases.

If the majority of your daily spending comes from purchases outside of dining and travel categories, then the Capital One Venture card might be a great option for you.

We’ve also compared the Amex Green Card to these other popular cards:

The information regarding the Capital One Venture Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Featured Image Credit: American Express

Frequently asked questions

Is the Amex Green Card worth it?

The Amex Green card is a fantastic option for those who travel often and frequently dine out at restaurants, all while offering a variety of high-value redemption options to cardholders.

Cardholders also benefit from perks like the up to $189 annual CLEAR credit and $100 LoungeBuddy credit.

Since the Amex Green card includes a $150 annual fee (see rates and fees), if you’re able to maximize the bonus categories and card perks, then it may be worth adding to your wallet.

Does the Amex Green card earn Membership Reward points?

Yes, the Amex Green card earns Membership Reward points that you can use for huge value via Amex transfer partners!

Do Membership Reward points expire?

No, as long as your account stays open and in good standing, you will never lose your Membership Reward points.

What is the annual fee on the Amex Green card?

The annual fee on the Amex Green card is $150 (see rates and fees).

Does the Amex Green card charge foreign transaction fees?

No, there are no foreign transaction fees when using the Amex Green card.

What is the Amex Green card made of?

The Amex Green card is the first of its kind to be made primarily (70%) of ocean plastics reclaimed from beaches, islands, and coastal communities.

About Jarrod West

Jarrod has been writing about the ins and outs of credit cards and loyalty programs, along with airlines and hotels, for over 6 years. He is regularly called upon to share his expertise on the latest news within the space, and has been featured in publications such as Matador Network, The New York Times, RetailMeNot, and Yahoo! Finance. Jarrod has over 20 credit cards in his wallet and has tested out dozens more in order to vet the very best card options for readers. As he is constantly sampling new cards, Jarrod also earns (and redeems) over 1 million points and miles each year. This allows him to book luxury travel experiences the world over, and save tens of thousands of dollars in the process.

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