Welcome Bonus, Earning Categories, and Points
The Amex Business Green card usually has a decent welcome bonus (see table above), and a $0 introductory annual fee for the first year, then $95
You’ll also earn 1x points for each dollar you spend on eligible purchases.
Bottom Line: Earn 1x points for all purchases, but 2x when using the Amex Business Green card through the Amex Travel Portal. The card costs $0 introductory annual fee for the first year, then $95.
Benefits of the Amex Business Green Card
A nice feature of the card is that rather than having a set limit, you have a flexible spending limit.
Your limit will adjust based on your use of the card, payment history, and other factors to better meet the changing needs of your small business.
Membership Rewards points earned with the card can be redeemed for hundreds of rewards from airlines, hotels, restaurants, retailers, and other brands.
In fact, you can use Membership Rewards points to pay for part of a flight or hotel with American Express Travel through the Pay with Points program.
Bottom Line: There is no set credit limit on the Amex Business Green card; you have flexible spending power. You can also combine your points with other Membership Rewards cards to earn travel rewards!
Small Business Benefits
Small business owners will appreciate the fact that Amex Business Green card has a lower annual fee than other Amex business cards, and offers free employee cards.
The business credit card also comes with the many benefits offered by American Express to help run your business smoothly.
Take, for example, your account’s ability to connect to QuickBooks and ReceiptMatch, 2 tools that work together to help you manage your business expenses.
ReceiptMatch allows you to attach receipts, tags, and notes to your American Express card transactions, which can then be uploaded straight to QuickBooks.
Stay abreast of payment due dates, employee spending, and any suspicious activity on your card by setting up account alerts from your online account. You can always access your account through the online statements at the mobile and tablet apps.
If you don’t have time to review your statements and make payments, you can select a partner or employee to manage these tasks for you through the account manager feature.
Bottom Line: Small business owners will appreciate the many different Amex benefits that come from being a cardholder of the Amex Business Green card.
Perks With the Card
American Express has a reputation for offering some of the best credit card perks and insurances, from shopping and fraud protection to travel assistance.
For instance, with purchase protection, your purchases are protected against accidental damage and theft for up to 90 days from the date of purchase.
In addition, you can add up to 1 year to the original U.S. manufacturer’s warranty on items purchased with the card through the extended warranty feature.
Car rental loss and damage insurance can be invaluable if you and your team rent vehicles on a regular basis while traveling. This protects rental cars from theft or damage when you decline the collision damage waiver and pay with your card.
Speaking of traveling, the roadside assistance hotline can give you peace of mind when on the road. Just call the number on the back of your card to get help recharging a battery, changing a flat tire, or something else.
These are just some of the credit card insurances available when you use the card or other participating American Express credit cards.
Bottom Line: The Amex Business Green card comes with many different types of insurance and protections, including purchase protection, extended warranty, car rental insurance, and more!