Amex Business Platinum Card vs. Amex Business Green Card [Detailed Comparison]

Key Takeaways

• The Business Platinum Card^® from American Express offers premium travel benefits like lounge access, earns 5x points on flights, prepaid hotels, and short-term rentals and prepaid flight and hotel packages booked through AmexTravel.com, and has business-focused credits.
• The Business Green Rewards Card from American Express earns 2x points on flights and prepaid hotels booked through AmexTravel.com and has fewer benefits.
• The Amex Business Platinum card’s higher annual fee (rates & fees) can be offset by statement credits, numerous travel benefits, and superior earning potential, whereas the Amex Business Green card is a lower-cost alternative for business owners (rates & fees).

When it comes to managing your business operation effectively, having the right business card plays an important role. There are plenty of business cards to choose from, but few financial institutions do a better job of business card offerings than American Express.

The company has strongly demonstrated its understanding of what business owners need and steps up by issuing a diverse collection of business cards appropriate for just about any type of business.

Today we’re comparing 2 very different Amex business card options. The Business Platinum Card^® from American Express and the Business Green Rewards Card from American Express each offer their own unique value for specific businesses.

Overview

Welcome Bonus Valuations

Amex Business Platinum Card

Terms Apply / Rates & Fees

The Business Platinum Card^® from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Apply Now(at Amex's secure site)

The Business Platinum Card^® from American Express

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Welcome Offer

Earn 150,000 Membership Rewards^® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.

150,000 points

UP's Offer Valuation*:

Up to $3,300

Annual Fee

$695

APR

18.49% - 29.24% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

The Business Platinum Card^® from American Express is a premium travel rewards card tailored toward business owners who are frequent travelers with a high number of annual expenses.

When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,400 lounges, along with tons of annual credits, it’s easy to see why this card can is a top option for frequent traveling business owners.

Pros & Cons

Pros

• 5x Membership Rewards points per $1 on flights, prepaid hotels, and short-term rentals and prepaid flight and hotel packages booked through Amex Travel
• Access to over 1,400 worldwide airport lounges as part of the American Express Global Lounge Collection (as of 10/2024).
• Get 50% more Membership Rewards points (1.5 points per $1) on eligible purchases in key business categories, as well as on purchases of $5,000 or more (on up to $2 million per calendar year)

Cons

• High annual fee of $695 (rates & fees)
• Airline fee credit does not cover airfare, only incidentals like checked bags

Read Full Review

Card Highlights

• Welcome Offer: Earn 150,000 Membership Rewards^® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
• The American Express Global Lounge Collection^® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 10/2024.
• Unlock over $2,000 in statement credits with business and travel benefits annually* on the Business Platinum Card. Terms apply. Learn more. *After meeting qualifying spend thresholds
• New! Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
• New! Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
• Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
• Make the Business Platinum Card^® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
• 5X points on flights and prepaid hotels booked on AmexTravel.com
• 1.5X points (that’s an extra half point per dollar) on purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
• 1X points on other eligible purchases
• Use the Business Platinum Card^® and get up to $209 back per calendar year on your CLEAR^® Plus Membership (subject to auto-renewal).
• $695 Annual Fee.
• Terms Apply.

Financial Snapshot

• APR: 18.49% - 29.24% Variable
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Hot Tip: Check to see if you’re eligible for a welcome bonus offer of up to 250,000 points with the Amex Business Platinum card. The current public offer is 150,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

Amex Business Green Card

Terms Apply / Rates & Fees

Business Green Rewards Card from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This entry-level business card earns points for your business spending, which you can redeem in a simple-to-use rewards program. Business owners will appreciate the suite of tools designed to simplify finances.

Apply Now(at Amex's secure site)

Business Green Rewards Card from American Express

This entry-level business card earns points for your business spending, which you can redeem in a simple-to-use rewards program. Business owners will appreciate the suite of tools designed to simplify finances.

Welcome Offer

Earn 15,000 Membership Rewards points after you spend $3,000 in eligible purchases with the Amex Business Green card within the first 3 months of card membership.

15,000 points

UP's Offer Valuation*:

Up to $300

Annual Fee

$95

APR

18.49% - 29.24% Variable

Why We Like This Card

The Amex Business Green card has a classic design and can be an excellent fit for your business. It offers rewards, perks, and redemption options, all for a reasonable annual fee.

Pros & Cons

Pros

• Helps you earn rewards on all of your business expenses
• Great travel and purchase protections
• No Preset Spending Limit: Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history

Cons

• Doesn’t offer many bonus categories to help you earn more rewards
• Charges a foreign transaction fee (rates & fees)

Read Full Review

Card Highlights

• Earn 15,000 Membership Rewards^® points after you spend $3,000 in eligible purchases on the Business Green Rewards Card within the first 3 months of Card Membership
• Earn one Membership Rewards^® point for each dollar you spend on eligible purchases
• PAY OVER TIME OPTION: Decide whether you want to pay eligible purchases in full each month—or pay over time with interest, up to the Pay Over Time Limit on your account
• From travel to top brands, and everything in between – use Membership Rewards^® points on the reward that means the most to you
• $95 Annual Fee
• Terms & Limitations Apply

Financial Snapshot

• APR: 18.49% - 29.24% Variable
• Foreign Transaction Fees: 2.7% of each transaction after conversion to US dollars.

Rewards Center

American Express Membership Rewards

There’s no question the Amex Business Platinum card comes with a more valuable welcome bonus offer. However, you’re paying a much larger annual fee for the card. Is that extra fee worth it and will your business utilize all the benefits that come with the card?

As we continue with our comparison and break down how the cards function in each category, we’ll answer those questions.

Bottom Line: Although the Amex Business Platinum card comes with a welcome offer worth far more than the welcome bonus offer on the Amex Business Green card, the card also comes with a higher annual fee. 

Earning Potential

Both of our featured cards earn Membership Rewards points, a valuable currency that has several flexible redemption options that we’ll cover next.

First, let’s look at how your business could earn rewards on each of these cards:

If your business involves purchasing travel, you’ll find earning opportunities with either card. Beyond those earnings, the Amex Business Platinum card takes over with bonus earnings in several common business expense categories during the initial 3 months of being a cardmember.

If you’re running a small business and can utilize AmexTravel.com, you’ll still earn 2x points on the Amex Business Green card. Also, if you have a small business and make a lot of purchases that are not bonus category purchases, you may do better with this card and its lower annual fee.

Redemption Options

With both of our cards earning Membership Rewards points, the cards will have similar redemption options. However, there is an advantage with the Amex Business Platinum card.

Here are the options you’ll have on each card when using your Membership Rewards points at redemption time:

Both cards offer the option to redeem your points for 1 cent each for flights via AmexTravel.com and for other qualifying travel (via AmexTravel.com) for a lesser value per point that can vary. Both cards also have the potential for even greater value thanks to the Amex transfer partners.

The real edge goes to the Amex Business Platinum card, which has the additional feature of a 35% flight bonus when points are redeemed for qualifying flights via AmexTravel.com.

Bottom Line: While both of our cards offer several options for redeeming your Membership Rewards points, the best value is realized when redeeming points for flights via AmexTravel.com or transferring points to travel partners. The Amex Business Platinum card offers the additional benefit of a points rebate of 35% for business and first class flights via AmexTravel.com or other flights from a preselected airline. 

Statement Credits Comparison

Statement credits offer a direct economic benefit when making specific qualifying purchases with your card.

The Amex Business Platinum card comes with the following statement credits on defined purchases:

• Up to $200 airline incidental fee statement credit each calendar year
• Up to $1,150 for Dell technology purchases per year (up to $150 in credits annually and an additional $1,000 when you spend $5,000 or more on U.S. Dell purchases)
• Up to $360 in Indeed credits per year
• Up to $200 in Hilton statement credits per year
• $250 in Adobe credits per year when you spend $600 or more
• Up to $120 in wireless statement credits per year
• Up to $120 reimbursement for Global Entry or up to $85 TSA PreCheck application fee statement credit

Enrollment is required for some of the credits listed above.

The Amex Business Green card does not offer any statement credits for specific purchases.

Travel Benefits and Protections

Frequent business travel can be tedious, exhausting, and even expensive if things should go wrong. If your business involves any travel, having benefits and protections that can save you money or make your travel more comfortable can be valuable.

Premium rewards cards such as the Amex Business Platinum card, which come with higher annual fees, normally offer greater benefits. Let’s look at how this correlation holds true by comparing our featured cards in this category.

Bottom Line:

The Amex Business Platinum card offers the best overall collection of travel benefits and protections, making it the perfect travel companion. Plus, the Amex Business Green card charges foreign transaction fees (rates & fees), while the Amex Business Platinum card does not.

Shopping Benefits and Protections

Extended Warranty — Receive 1 additional warranty year extension for eligible items with a manufacturer’s warranty of 5 years or less. Maximum $10,000 per item, $50,000 per card account per year.

Purchase Protection — If an eligible item is damaged or stolen within the first 90 days after the purchase date, you could receive up to $10,000 per item, and $50,000 per account, per year.

Return Protection — If the return of an eligible item is not accepted by the merchant, you could receive up to $300 per item, up to $1,000 per year. Return protection is not offered on the Amex Business Green card.

Amex Offers — Login to your online Amex business card account and select from dozens of offers that can save you money or provide elevated earnings when making specific purchases.

Bottom Line: Both of our featured cards offer a similar collection of shopping benefits and protections with the exception of return protection which is only offered on the Amex Business Platinum card. 

Business Management Tools

All American Express business cards come with business management tools that help you organize and manage your business expenses.

Here are some of the key business management tools you’ll find on our featured cards.

• Pay Over Time —Decide whether you want to pay eligible purchases in full each month or pay over time with interest.
• ReceiptMatch and QuickBooks — Easily keep track of expenses by attaching receipts, tags, and notes to your transaction register and upload to QuickBooks.
• Account Alerts — Set up alerts for payment reminders, limits on employee spending, and custom alerts to identify unauthorized purchases.
• Online Account Management — View your activity and statements utilizing the Amex mobile app or website.

Which Card Is Best For You – Summary

We’ve looked closely at 2 very different cards and covered a lot of information.

Let’s summarize how the cards fare overall.

Best for Earning Rewards — The Amex Business Platinum card offers elevated earnings on travel and common business purchases, making it the better card for earning rewards.

Best for Redemption Options — Both of our cards have similar redemption options with the exception of 1 key advantage when booking flights via AmexTravel.com with points. The Amex Business Platinum card, with its 35% flight bonus rebate, offers better value at redemption time for flights.

Best for Travel Benefits and Protections — The Amex Business Platinum card is one of the ultimate premium travel rewards cards and comes with all the benefits and protections to prove it. However, for an entry-level business card, the Amex Business Green card does offer some benefits and comes with a lower annual fee.

Best for Statement Credits — The Amex Business Platinum card offers the option to receive hundreds of dollars in statement credits after making specific purchases. But this potential value can only be maximized if you use all the offers.

Best for Shopping Benefits and Protections — Shopping benefits and protections are down on the list when selecting a business card, however, the Amex Business Platinum card edges out the Amex Business Green card with the additional benefit of return protection as well as cell phone protection.

Bottom Line: With all the bells and whistles of a premium travel rewards card, the Amex Business Platinum card delivers everything a business that involves travel needs. However, don’t overlook the Amex Business Green card if you have a large number of employees making purchases.

Alternative Amex Business Cards

The Amex portfolio of business cards is vast and varied. To determine the best card for your business, you’ll need to match up the earning categories to your business spending mix, determine how your business could benefit from different redemption options, and calculate the value of the travel, shopping, and statement credits that your business will realize.

Here are a couple of additional Amex business cards to consider:

American Express^® Business Gold Card

ELEVATED OFFER

Terms Apply / Rates & Fees

American Express^® Business Gold Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Get 4x points in 2 select categories where your business spends the most each month (on your first $150,000 spent each year).

Apply Now(at Amex's secure site)

American Express^® Business Gold Card

Get 4x points in 2 select categories where your business spends the most each month (on your first $150,000 spent each year).

Welcome Offer

Earn 100,000 Membership Rewards^® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.

100,000 points

UP's Offer Valuation*:

Up to $2,200

Annual Fee

$375

APR

18.49% - 29.24% Variable,0% on purchases for 6 months from date of account opening

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

The American Express^® Business Gold Card is excellent at racking up rewards for your business spend.

The card earns a whopping 4x points per $1 in the 2 categories (from a list of 6) that your business spends the most money on each month. With no need to opt-in or preselect your categories, so you can focus on what matters most — running your business.

Pros & Cons

Pros

• 4x points per dollar spent on your 2 highest purchase categories each month up to $150,000 each calendar year in purchases; categories include:
  • Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
  • U.S. purchases made from electronic goods retailers and software & cloud system providers
  • Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
  • U.S. purchases at gas stations
  • U.S. purchases at restaurants, including takeout and delivery
  • Purchases at U.S. media providers for advertising in select media (online such as Google Ads, Facebook Ads, plus TV and radio)
• 3x points per dollar on flights and prepaid hotels booked on amextravel.com using your Business Gold Card
• Access to Amex’s The Hotel Collection

Cons

• $375 annual fee (rates and fees)
• No elite travel benefits like airport lounge access or elite status

Read Full Review

Card Highlights

• Welcome Offer: Earn 100,000 Membership Rewards^® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
• 0% Intro APR ¤ for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.49% to 29.24% variable APR.*
• Earn 4X Membership Rewards^® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*
• Earn 3X Membership Rewards^® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*
• Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.*
• Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.*
• The Business Gold Card comes in three metal designs: Gold, Rose Gold and White Gold. Make your selection when you apply on Americanexpress.com.
• *Terms Apply

Financial Snapshot

• APR: 18.49% - 29.24% Variable,0% on purchases for 6 months from date of account opening
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

The Amex Business Gold card offers stellar earning potential on common business purchases, valuable travel redemption options, travel and shopping benefits and protections, and a productive collection of business management tools.

The American Express Blue Business Cash™ Card

Terms Apply / Rates & Fees

The American Express Blue Business Cash™ Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Take control of your cash-back with the Amex Blue Business Cash card, and earn 2% cash-back on up to $50,000 in purchases each year.

Apply Now(at Amex's secure site)

The American Express Blue Business Cash™ Card

Take control of your cash-back with the Amex Blue Business Cash card, and earn 2% cash-back on up to $50,000 in purchases each year.

Welcome Offer

Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.

$250

Annual Fee

No annual fee

APR

0% on purchases for 12 months from date of account opening, then a variable rate of, 17.49% - 27.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

Looking for a way to keep tabs on your office supply costs and business travel expenses while earning cash-back? Then The American Express Blue Business Cash™ Card could be a good fit.

This card offers expense management solutions that are designed to give companies more control, along with a much clearer picture of their business spending. In doing so, the more you spend, the more cash-back you can earn.

Pros & Cons

Pros

• 2% cash-back on up to $50,000 in spend, then 1% back thereafter
• No annual fee
• Travel and purchase protection

Cons

• Not ideal for those who spend a lot on a specific category like groceries or gas

Read Full Review

Card Highlights

• Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
• 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.49% – 27.49%, based on your creditworthiness and other factors as determined at the time of account opening. APRs will not exceed 29.99%
• Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
• From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power.
• The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
• No Annual Fee
• Terms Apply

Financial Snapshot

• APR: 0% on purchases for 12 months from date of account opening, then a variable rate of, 17.49% - 27.49% Variable
• Foreign Transaction Fees: 2.7% of each transaction after conversion to US dollars.

If you’re a busy small business owner looking for simplicity in a business card, the Amex Blue Business Cash card might be a fit.

Hot Tip: To view a collection of the best Amex business cards and the benefits offered, we’ve compiled this helpful list.

Final Thoughts

Our comparison today illustrates the wide variety of choices you have when it comes to selecting an Amex business rewards card.

While the Amex Business Platinum card appears to reign supreme in nearly every category we’ve compared in today’s article, the card won’t be the best choice for every business. If your business does not involve travel, for example, a different card may be a better match.

Your challenge when selecting the right business card for your specific operation will be to match the earning potential of the card to the mix of your actual business expenses. In addition, you’ll want to make sure the card you select offers redemption options that add value to your business bottom line or could serve to facilitate a personal travel goal.

And finally, the benefits offered on your selected card should result in a value that exceeds any annual fee.

Also, please be aware that we have not included every benefit available on each card in this article, only key core benefits. You’ll want to review each card’s Guide to Benefits for a list of all benefits and the terms and conditions.

*No Preset Spending Limit means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history.

For the car rental collision damage coverage benefit of The Business Platinum Card^® from American Express, car rental loss and damage insurance can provide coverage up to $75,000 for theft of or damage to most rental vehicles when you use your eligible card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the commercial car rental company. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Geographic restrictions apply. Eligibility and benefit level varies by card. Terms, Conditions and Limitations Apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

For the baggage insurance plan benefit of The Business Platinum Card^® from American Express, baggage insurance plan coverage can be in effect for eligible persons for eligible lost, damaged, or stolen baggage during their travel on a common carrier (e.g. plane, train, ship, or bus) when the entire fare for a common carrier vehicle ticket for the trip (one-way or round-trip) is charged to an eligible account. Coverage can be provided for up to $3,000 for carry-on baggage and up to $2,000 for checked baggage, in excess of coverage provided by the common carrier (e.g. plane, train, ship, or bus). For New York state residents, there is a $10,000 aggregate maximum limit for all covered persons per covered Trip. Eligibility and benefit level varies by card. Terms, conditions and limitations apply.  Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

For the purchase protection benefit of The Business Platinum Card^® from American Express, purchase protection is an embedded benefit of your card membership and requires no enrollment. It can help protect covered purchases made on your eligible card when they’re accidentally damaged, stolen, or lost, for up to 90 days from the covered purchase date. The coverage is limited up to $1,000 per occurrence, up to $50,000 per card member account per calendar year. Coverage limits apply. Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

For the extended warranty benefit of The Business Platinum Card^® from American Express, when an American Express^® card member charges a covered purchase to an eligible card, extended warranty can provide up to one extra year added to the original manufacturer’s warranty. Applies to warranties of five (5) years or less. Coverage is up to the actual amount charged to your card for the item up to a maximum of $10,000; not to exceed $50,000 per card member account per calendar year. Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

For the extended warranty benefit of The Business Platinum Card^® from American Express, when an American Express^® card member charges a covered purchase to an eligible card, extended warranty can provide up to one extra year added to the original manufacturer’s warranty. Applies to warranties of five (5) years or less. Coverage is up to the actual amount charged to your card for the item up to a maximum of $10,000; not to exceed $50,000 per card member account per calendar year. Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

For the trip cancellation and interruption insurance and trip delay insurance benefits of The Business Platinum Card^® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

For the return protection benefit of The Business Platinum Card^® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. For the Premium Global Assist Hotline benefit of The Business Platinum Card^® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. If approved and coordinated by Premium Global Assist Hotline, emergency medical transportation assistance may be provided at no cost. In any other circumstance, card members may be responsible for the costs charged by third-party service providers.

For the Cell Phone Protection benefit of The Business Platinum Card^® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

For the car rental collision damage coverage benefit of the Business Green Rewards Card from American Express, car rental loss and damage insurance can provide coverage up to $50,000 for theft of or damage to most rental vehicles when you use your eligible card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the commercial car rental company. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Geographic restrictions apply. Eligibility and benefit level varies by card. Terms, Conditions and Limitations Apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

For the baggage insurance plan benefit of Business Green Rewards Card from American Express, baggage insurance plan coverage can be in effect for eligible persons for eligible lost, damaged, or stolen baggage during their travel on a common carrier (e.g. plane, train, ship, or bus) when the entire fare for a common carrier vehicle ticket for the trip (one-way or round-trip) is charged to an eligible account. Coverage can be provided for up to $1,250 for carry-on baggage and up to $500 for checked baggage, in excess of coverage provided by the common carrier (e.g. plane, train, ship, or bus). For New York state residents, there is a $10,000 aggregate maximum limit for all covered persons per covered Trip. Eligibility and benefit level varies by card. Terms, conditions and limitations apply.  Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

For the purchase protection benefit of the Business Green Rewards Card from American Express, purchase protection is an embedded benefit of your card membership and requires no enrollment. It can help protect covered purchases made on your eligible card when they’re accidentally damaged, stolen, or lost, for up to 90 days from the covered purchase date. The coverage is limited up to $10,000 per occurrence, up to $50,000 per card member account per calendar year. Coverage limits apply. Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

For the extended warranty benefit of the Business Green Rewards Card from American Express, when an American Express^® card member charges a covered purchase to an eligible card, extended warranty can provide up to one extra year added to the original manufacturer’s warranty. Applies to warranties of five (5) years or less. Coverage is up to the actual amount charged to your card for the item up to a maximum of $10,000; not to exceed $50,000 per card member account per calendar year. Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

For the extended warranty benefit of The Business Platinum Card^® from American Express, when an American Express^® card member charges a covered purchase to an eligible card, extended warranty can provide up to one extra year added to the original manufacturer’s warranty. Applies to warranties of five (5) years or less. Coverage is up to the actual amount charged to your card for the item up to a maximum of $10,000; not to exceed $50,000 per card member account per calendar year. Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

For the Global Assist Hotline benefit of the Business Green Rewards Card from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details.

For Pay Over Time, carrying a balance will incur interest. Eligible charges can be included in the Pay Over Time balance, up to the Pay Over Time Limit. Pay Over Time only applies to eligible charges meeting minimum transaction amounts.