The Amex Business Platinum Card – How To Use the $150 Adobe Credit [2023]

The Business Platinum Card^® from American Express happens to be one of the best elite cards that business owners know and love. The Amex Business Platinum card, with its $695 annual fee (rates & fees), has an impressive line-up of benefits and perks that easily justify the hefty annual fee.

One such benefit is the Adobe credit, which offers up to $150 in statement credits every year on eligible purchases. However, there are a ton of terms and conditions you’ll need to abide by in order for your purchase to qualify for this benefit, as not many Adobe purchases will trigger this statement credit.

So in this guide, we’ll show you how to use this credit for maximum value. Let’s get right into it!

How Does the Amex $150 Adobe Credit Work?

The Amex Business Platinum card‘s Adobe credit of $150 per year is valid only for a few purchases and subscriptions. We’ve seen countless stories of people trying to use their Amex Business Platinum card to pay for random Adobe purchases only to find out that they were not reimbursed. You’ll want to read the rest of this article very closely to make sure your purchase qualifies.

To start off, you will need to enroll in the Business Platinum Adobe Benefit before making any purchases or setting up any subscriptions. To do so, simply log into your Amex online account. Then, click Rewards & Benefits on the top menu, followed by Benefits. After that, hover to the Business Platinum Adobe Benefit box and click Get Started.

You’ll then see a box that looks like this:

Check off the box that says I Understand and agree to the terms and conditions and click Enroll.

Only certain annual prepaid subscriptions will be eligible for the $150 credit, so keep that in mind, as well. Remember, only subscriptions made directly with Adobe are eligible for the $150 credit.

Lastly, annual prepaid subscriptions renew automatically every year until canceled, so keep that in mind.

After the Adobe credit is activated, simply use your Amex Business Platinum card to pay for any eligible Adobe subscription via this link, and you’ll see a statement credit of up to $150 per calendar year posted to your account within 2 to 4 weeks after the purchase is made.

If you don’t see the $150 credit, call the number on the back of your card to check on the status of the credit.

Eligible Adobe Subscriptions

Now, let’s take a look at the types of eligible subscriptions.

Adobe Creative Cloud All Apps for Teams

Adobe Creative Cloud is a suite of software applications that include:

Adobe Creative Cloud is sold in these plans:

• Individuals
• Students and teachers
• Teams

Only Teams plans are covered under Amex Business Platinum card’s $150 Adobe credit, and prepaid, annual plans start at $1,019.88 per year per license.

Some features exclusive to Teams subscriptions include:

• Admin Console for managing licenses
• Advanced 24/7 tech support
• 2 1:1 expert sessions per user per year
• Unlimited job posts using Adobe Talent
• Slack and Microsoft Teams app integration
• 1TB of cloud storage, Adobe Portfolio, Adobe Fonts, and access to the latest features and updates as soon as they’re released

So, using the $150 Adobe credit would save you around 15% off of your total subscription fees. For this reason, we wouldn’t necessarily recommend going out of your way to purchase an Adobe subscription just to use the Adobe credit — but it would definitely make sense to pay using your Amex Business Platinum card if you actually use Adobe software to help run your business.

Adobe Creative Cloud Single Apps for Teams

If you don’t need the complete suite of products included in Adobe Creative Cloud All Apps, you can set up an annual prepaid subscription for single apps.

All of these subscriptions must still be for Teams, though.

In other words, instead of buying the Creative Cloud package, you can purchase Adobe Creative Cloud applications à la carte.

Here’s the breakdown of how much each Creative Cloud for Teams application costs:

• Adobe Stock — $359.88 per year per license
• Adobe XD — $275.88 per year per license
• After Effects — $431.88 per year per license
• Animate — $431.88 per year per license
• Audition — $431.88 per year per license
• Dreamweaver — $431.88 per year per license
• Illustrator — $431.88 per year per license
• InCopy — $59.88 per year per license
• InDesign — $431.88 per year per license
• Lightroom (1TB) — $431.88 per year per license
• Photoshop — $431.88 per year per license
• Premiere Pro — $431.88 per year per license
• Substance 3D Collection — $1,199.88 per year per license

Adobe Stock enables you to access millions of high-quality, royalty-free assets for your next creative project.

Adobe XD is a UI/UX software for designing, prototyping, and sharing user experiences.

After Effects creates motion graphics and visual effects for film, TV, video, and web.

Animate designs interactive vector and bitmap animations for games, apps, and the web, as well as publish content to reach viewers on desktop, mobile, and TV.

Audition allows you to create, mix, and design sound effects.

Dreamweaver is a tool to easily design, code, and publish websites and web applications that look amazing on any screen.

Illustrator creates precise designs, illustrations, and vector graphics on desktop and iPad.

InCopy helps writers and editor style text, track changes, and make simple layout modifications while designers work on the same document in InDesign, all without disrupting workflows.

InDesign focuses on print and digital media, specifically with designing pages and layouts.

Lightroom is used to edit, organize, store, and share photos from anywhere

Photoshop is designed to help create graphics, photos, and art on desktop and iPad. This subscription comes with Adobe Fresco for drawing and painting.

Premiere Pro allows you to professionally edit videos and film.

Substance 3D is a collection of 6 applications to create models, design materials, texture assets, and render scenes. These 6 applications consist of Adobe Substance 3D Painter, Adobe Substance 3D Stager, Adobe Substance 3D Designer, Adobe Substance 3D Sampler, Adobe Substance 3D Modeler, and Adobe Substance 3D Assets.

Adobe Acrobat Pro DC With E-Sign for Teams

The other way you can use your Adobe credit is to pay for an annual prepaid subscription to Adobe Acrobat Pro for Teams.

We would argue that this is actually the more productive way to use your $150 Adobe credit. That’s because it requires a much smaller annual commitment and offers some useful tools that your business can likely use.

Currently, Adobe Acrobat Pro DC now includes e-sign capabilities, so the subscription you’ll want to look for is Adobe Acrobat Pro for Teams, which starts at $287.88 per year per license for an annual prepaid plan.

Factoring in the $150 Adobe credit means you’re saving more than 50% on your subscription cost.

While Acrobat Pro is included in the Creative Cloud subscription above, this particular subscription plan probably makes more sense to you if your business doesn’t necessarily have a need for creative software for video production, photo editing, and more.

For example, if you’re a business that regularly creates PDFs and documents that require signatures, you may benefit enormously from Acrobat Pro.

Some of the most popular features of Acrobat Pro include:

• Sign and collect unlimited signatures
• Microsoft 365 integration
• Export, convert, and edit PDFs (directly in the PDF)
• Collect e-signatures from websites
• Add custom branding
• Create searchable, editable PDFs
• Compare PDFs and permanently redact information
• … and the list goes on!

Plus, your Acrobat Pro subscription comes with desktop, web, and mobile access, as well as 100GB of cloud storage.

Securing the Amex Business Platinum Card

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Terms Apply / Rates & Fees

The Business Platinum Card^® from American Express

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The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

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The Business Platinum Card^® from American Express

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Welcome Offer

Earn 120,000 Membership Rewards^® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.

120,000 points

UP's Bonus Valuation*:

$2,640

Annual Fee

$695

APR

19.49% - 28.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The Business Platinum Card^® from American Express is a premium travel rewards card tailored toward business owners who are frequent travelers with a high number of annual expenses.

When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,400 lounges, along with tons of annual credits, it’s easy to see why this card can is a top option for frequent traveling business owners.

Hot Tip: Check to see if you’re eligible for a huge welcome bonus offer of up to 170,000 points with the Amex Business Platinum. The current public offer is 120,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

Pros & Cons

Pros

• 5x Membership Rewards points per $1 on flights and prepaid hotels at Amex Travel
• Up to $200 annual airline fee credit on your selected qualifying airline
• Statement credits on select purchases with your card
• 35% airline bonus when using Pay With Points (up to 1,000,000 bonus points per calendar year)
• Access to over 1,400 worldwide airport lounges as part of the American Express Global Lounge Collection
• Global Entry or TSA PreCheck application fee credit
• Get 50% more Membership Rewards points (1.5 points per $1) on eligible purchases in key business categories, as well as on purchases of $5,000 or more (cap applies)
• Access to Amex’s Fine Hotels & Resorts program

Cons

• High annual fee of $695 (rates and fees)
• Airline fee credit does not cover airfare, only incidentals like checked bags

Card Highlights

• Welcome Offer: Earn 120,000 Membership Rewards^® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
• 5X Membership Rewards^® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
• Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
• Unlock over $1,000 in annual statement credits on a curation of business purchases, including select purchases made with Dell Technologies, Indeed, Adobe, and U.S. wireless service providers.
• $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year for incidental fees charged by your one selected, qualifying airline to your Card.
• $189 CLEAR^® Plus Credit: Use your card and get up to $189 in statement credits per calendar year on your CLEAR^® Plus Membership (subject to auto-renewal) when you use your Business Platinum Card^®.
• The American Express Global Lounge Collection^® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
• $695 Annual Fee.
• Terms Apply.

Financial Snapshot

• APR: 19.49% - 28.49% Variable
• Foreign Transaction Fees: None

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• Amex Platinum and Business Platinum Lounge Access

The Amex Business Platinum card offers so many incredible benefits that the valuable $150 Adobe credit is actually towards the bottom of the list in terms of reasons why you should get this card.

To start off, this card has a generous welcome bonus and the ability to earn up to 5x Amex points:

• Earn 5x Membership Rewards points on flights and prepaid hotels booked through AmexTravel.com
• Earn 1.5x Membership Rewards points on eligible purchases in key business categories, as well as on purchases of $5,000 or more everywhere else (up to $2 million in these purchases per calendar year)
• Earn 1x Membership Rewards points on other purchases

Additionally, the Amex Business Platinum card has some of the best luxury travel benefits in the business. Note that some of these benefits require enrollment through your American Express account so be sure to get the most out of your card.

• Access to the American Express Global Lounge Collection, which includes Centurion Lounges in the U.S. and abroad, Delta Sky Clubs (when flying Delta on the same day), Escape Lounges – The Centurion Studio Partner, select Lufthansa Lounges, Plaza Premium Lounges, Priority Pass lounges upon enrollment, and select Virgin Clubhouse lounges
• Complimentary Hilton Honors Gold and Marriott Bonvoy Gold Elite status
• Access to Fine Hotels & Resorts and The Hotel Collection
• Rental car privileges with Avis, Hertz, and National Car Rental
• 35% airline bonus on eligible flights booked with AmexTravel.com via Pay with Points (up to 1 million points back every calendar year)
• Up to $200 annual airline fee credit
• Up to $189 CLEAR Plus credit
• Up to $100 Global Entry/TSA PreCheck application fee credit
• Fantastic travel insurance
• No foreign transaction fees (rates & fees)

Beyond travel perks, there are some fantastic business benefits, too:

• Up to $400 in Dell credits
• Up to $150 in Adobe credits (which we cover in this article)
• Up to $360 in Indeed credits
• Up to $120 in wireless credits
• No preset spending limit

The list goes on, but the Amex Business Platinum card is a fantastic choice if you’re looking for a card that offers luxury travel and business benefits to get you thousands of dollars of value per year.

Final Thoughts

The Amex Business Platinum card’s $150 Adobe credit is yet another example of an ultra-premium card offering unique benefits that many business owners can take advantage of.

Although you likely won’t be able to get a complimentary Adobe subscription free and clear with a $150 credit, you can get significant discounts on your subscriptions, depending on which products you use.

We personally are big fans of the Acrobat Pro subscription, since it’s a very common tool that business owners use to facilitate operations in their everyday life.

The prepaid, annual membership price is also cut by more than half when you use the $150 Adobe credit, too.

Nonetheless, there are 3 main ways to use the $150 Adobe credit:

• Creative Cloud All Apps for Teams — $1,019.88 per year per license
• Creative Cloud Single Apps for Teams — from $59.88 per year per license
• Acrobat Pro DC With E-Sign for Teams — $287.88 per year per license

Now, you have the complete guide on how to use the $150 Adobe credit from the Amex Business Platinum card.