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The Business Platinum Card® from American Express happens to be one of the best elite cards that business owners know and love. The Amex Business Platinum card, with its $695 annual fee (rates & fees), has an impressive line-up of benefits and perks that easily justify the hefty annual fee.
One such benefit is the Adobe credit, which offers up to $150 in statement credits every year on eligible purchases. However, there are a ton of terms and conditions you’ll need to abide by in order for your purchase to qualify for this benefit, as not many Adobe purchases will trigger this statement credit.
So in this guide, we’ll show you how to use this credit for maximum value. Let’s get right into it!
How Does the Amex $150 Adobe Credit Work?
The Amex Business Platinum card‘s Adobe credit of $150 per year is valid only for a few purchases and subscriptions. We’ve seen countless stories of people trying to use their Amex Business Platinum card to pay for random Adobe purchases only to find out that they were not reimbursed. You’ll want to read the rest of this article very closely to make sure your purchase qualifies.
To start off, you will need to enroll in the Business Platinum Adobe Benefit before making any purchases or setting up any subscriptions. To do so, simply log into your Amex online account. Then, click Rewards & Benefits on the top menu, followed by Benefits. After that, hover to the Business Platinum Adobe Benefit box and click Get Started.
You’ll then see a box that looks like this:
Image Credit: American Express
Check off the box that says I Understand and agree to the terms and conditions and click Enroll.
Only certain annual prepaid subscriptions will be eligible for the $150 credit, so keep that in mind, as well. Remember, only subscriptions made directly with Adobe are eligible for the $150 credit.
Lastly, annual prepaid subscriptions renew automatically every year until canceled, so keep that in mind.
After the Adobe credit is activated, simply use your Amex Business Platinum card to pay for any eligible Adobe subscription via this link, and you’ll see a statement credit of up to $150 per calendar year posted to your account within 2 to 4 weeks after the purchase is made.
If you don’t see the $150 credit, call the number on the back of your card to check on the status of the credit.
Eligible Adobe Subscriptions
Image Credit: Emily Bernal via Unsplash
Now, let’s take a look at the types of eligible subscriptions.
Adobe Creative Cloud All Apps for Teams
Adobe Creative Cloud is a suite of software applications that include:
Acrobat Pro
Acrobat Reader
Adobe Express
Aero
After Effects
Animate
Audition
Bridge
Capture
Character Animator
Dimension
Dreamweaver
Fill & Sign
Fresco
Illustrator
InCopy
InDesign
Lightroom
Lightroom Classic
Media Encoder
Photoshop
Photoshop Camera
Photoshop Express
Premiere Pro
Premiere Rush
Scan
XD
Adobe Creative Cloud is sold in these plans:
Individuals
Students and teachers
Teams
Only Teams plans are covered under Amex Business Platinum card’s $150 Adobe credit, and prepaid, annual plans start at $1,019.88 per year per license.
Some features exclusive to Teams subscriptions include:
Admin Console for managing licenses
Advanced 24/7 tech support
2 1:1 expert sessions per user per year
Unlimited job posts using Adobe Talent
Slack and Microsoft Teams app integration
1TB of cloud storage, Adobe Portfolio, Adobe Fonts, and access to the latest features and updates as soon as they’re released
So, using the $150 Adobe credit would save you around 15% off of your total subscription fees. For this reason, we wouldn’t necessarily recommend going out of your way to purchase an Adobe subscription just to use the Adobe credit — but it would definitely make sense to pay using your Amex Business Platinum card if you actually use Adobe software to help run your business.
Adobe Creative Cloud Single Apps for Teams
If you don’t need the complete suite of products included in Adobe Creative Cloud All Apps, you can set up an annual prepaid subscription for single apps.
All of these subscriptions must still be for Teams, though.
In other words, instead of buying the Creative Cloud package, you can purchase Adobe Creative Cloud applications à la carte.
Here’s the breakdown of how much each Creative Cloud for Teams application costs:
Adobe Stock — $359.88 per year per license
Adobe XD — $275.88 per year per license
After Effects — $431.88 per year per license
Animate — $431.88 per year per license
Audition — $431.88 per year per license
Dreamweaver — $431.88 per year per license
Illustrator — $431.88 per year per license
InCopy — $59.88 per year per license
InDesign — $431.88 per year per license
Lightroom (1TB) — $431.88 per year per license
Photoshop — $431.88 per year per license
Premiere Pro — $431.88 per year per license
Substance 3D Collection — $1,199.88 per year per license
Adobe Stock enables you to access millions of high-quality, royalty-free assets for your next creative project.
Adobe XD is a UI/UX software for designing, prototyping, and sharing user experiences.
After Effects creates motion graphics and visual effects for film, TV, video, and web.
Animate designs interactive vector and bitmap animations for games, apps, and the web, as well as publish content to reach viewers on desktop, mobile, and TV.
Audition allows you to create, mix, and design sound effects.
Dreamweaver is a tool to easily design, code, and publish websites and web applications that look amazing on any screen.
Illustrator creates precise designs, illustrations, and vector graphics on desktop and iPad.
InCopy helps writers and editor style text, track changes, and make simple layout modifications while designers work on the same document in InDesign, all without disrupting workflows.
InDesign focuses on print and digital media, specifically with designing pages and layouts.
Lightroom is used to edit, organize, store, and share photos from anywhere
Photoshop is designed to help create graphics, photos, and art on desktop and iPad. This subscription comes with Adobe Fresco for drawing and painting.
Premiere Pro allows you to professionally edit videos and film.
Substance 3D is a collection of 6 applications to create models, design materials, texture assets, and render scenes. These 6 applications consist of Adobe Substance 3D Painter, Adobe Substance 3D Stager, Adobe Substance 3D Designer, Adobe Substance 3D Sampler, Adobe Substance 3D Modeler, and Adobe Substance 3D Assets.
Adobe Acrobat Pro DC With E-Sign for Teams
The other way you can use your Adobe credit is to pay for an annual prepaid subscription to Adobe Acrobat Pro for Teams.
We would argue that this is actually the more productive way to use your $150 Adobe credit. That’s because it requires a much smaller annual commitment and offers some useful tools that your business can likely use.
Currently, Adobe Acrobat Pro DC now includes e-sign capabilities, so the subscription you’ll want to look for is Adobe Acrobat Pro for Teams, which starts at $287.88 per year per license for an annual prepaid plan.
Factoring in the $150 Adobe credit means you’re saving more than 50% on your subscription cost.
While Acrobat Pro is included in the Creative Cloud subscription above, this particular subscription plan probably makes more sense to you if your business doesn’t necessarily have a need for creative software for video production, photo editing, and more.
For example, if you’re a business that regularly creates PDFs and documents that require signatures, you may benefit enormously from Acrobat Pro.
Some of the most popular features of Acrobat Pro include:
Sign and collect unlimited signatures
Microsoft 365 integration
Export, convert, and edit PDFs (directly in the PDF)
Collect e-signatures from websites
Add custom branding
Create searchable, editable PDFs
Compare PDFs and permanently redact information
… and the list goes on!
Plus, your Acrobat Pro subscription comes with desktop, web, and mobile access, as well as 100GB of cloud storage.
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!
This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!
Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
120,000 points
$2,640
$695
19.49% - 27.49% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,400 lounges, along with tons of annual credits, it’s easy to see why this card can is a top option for frequent traveling business owners.
5x Membership Rewards points per $1 on flights and prepaid hotels at Amex Travel
Up to $200 annual airline fee credit on your selected qualifying airline
Statement credits on select purchases with your card
35% airline bonus when using Pay With Points (up to 1,000,000 bonus points per calendar year)
Access to over 1,400 worldwide airport lounges as part of the American Express Global Lounge Collection
Global Entry or TSA PreCheck application fee credit
Get 50% more Membership Rewards points (1.5 points per $1) on eligible purchases in key business categories, as well as on purchases of $5,000 or more (cap applies)
Airline fee credit does not cover airfare, only incidentals like checked bags
Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
Unlock over $1,000 in annual statement credits on a curation of business purchases, including select purchases made with Dell Technologies, Indeed, Adobe, and U.S. wireless service providers.
$200 Airline Fee Credit: Get up to $200 in statement credits per calendar year for incidental fees charged by your one selected, qualifying airline to your Card.
$189 CLEAR® Plus Credit: Use your card and get up to $189 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use your Business Platinum Card®.
The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
The Amex Business Platinum card offers so many incredible benefits that the valuable $150 Adobe credit is actually towards the bottom of the list in terms of reasons why you should get this card.
To start off, this card has a generous welcome bonus and the ability to earn up to 5x Amex points:
Earn 5x Membership Rewards points on flights and prepaid hotels booked through Amex Travel
Earn 1.5x Membership Rewards points on eligible purchases in key business categories, as well as on purchases of $5,000 or more everywhere else (up to $2 million in these purchases per calendar year)
Earn 1x Membership Rewards points on other purchases
Additionally, the Amex Business Platinum card has some of the best luxury travel benefits in the business. Note that some of these benefits require enrollment through your American Express account so be sure to get the most out of your card.
Up to $150 in Adobe credits (which we cover in this article)
Up to $360 in Indeed credits
Up to $120 in wireless credits
No preset spending limit
The list goes on, but the Amex Business Platinum card is a fantastic choice if you’re looking for a card that offers luxury travel and business benefits to get you thousands of dollars of value per year.
Final Thoughts
The Amex Business Platinum card’s $150 Adobe credit is yet another example of an ultra-premium card offering unique benefits that many business owners can take advantage of.
Although you likely won’t be able to get a complimentary Adobe subscription free and clear with a $150 credit, you can get significant discounts on your subscriptions, depending on which products you use.
We personally are big fans of the Acrobat Pro subscription, since it’s a very common tool that business owners use to facilitate operations in their everyday life.
The prepaid, annual membership price is also cut by more than half when you use the $150 Adobe credit, too.
Nonetheless, there are 3 main ways to use the $150 Adobe credit:
Creative Cloud All Apps for Teams — $1,019.88 per year per license
Creative Cloud Single Apps for Teams — from $59.88 per year per license
Acrobat Pro DC With E-Sign for Teams — $287.88 per year per license
Now, you have the complete guide on how to use the $150 Adobe credit from the Amex Business Platinum card.
For rates and fees of The Business Platinum Card® from American Express, click here.
Featured Image Credit: American Express
Frequently Asked Questions
Does Adobe accept American Express?
Yes, Adobe absolutely accepts American Express as payment!
How do I use the $150 Adobe credit?
The Adobe credit is only valid for annual prepaid subscriptions with Adobe Creative Cloud or Adobe Acrobat Pro DC With E-Sign for Teams. First, enroll your card in the benefit, and then simply use your Amex card for the eligible Adobe purchase!
Is Adobe free with the Amex Business Platinum card?
You can receive a statement credit of up to $150 on eligible Adobe purchases. However, your Adobe will not be free with this card.
Does an Adobe student subscription work with the Amex Business Platinum card?
Unfortunately, no. The Amex Business Platinum card’s Adobe benefit only works for business plans, specifically for teams-level subscriptions.
Stephen is an established voice in the credit card space, with over 70 to his name. His work has been in publications like The Washington Post, and his Au Points and Awards Consulting Services is used by hundreds of clients.
This bonus value is an estimated valuation calculated by UP after analyzing redemption options, transfer partners, award availability and how much UP would pay to buy these points.