Capital One Secured Mastercard – Review

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Capital One Secured Mastercard – Review

U.P. Rating ? The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

"Take control and build your credit with responsible use"

Learn More (at Capital One's secure site)

The information regarding the Secured Mastercard® from Capital One® was independently collected by Upgraded Points and not provided nor reviewed by the issuer. 

The Secured Mastercard® from Capital One® gives you the tools to control and build your credit with responsible use.

Card Snapshot

  • Welcome Bonus & Info (Partner Content)
    • $49, $99 or $200 refundable minimum security deposit. Access to an authorized bank account is required to make your security deposit.
    • Make the minimum required security deposit and you’ll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line.
    • Be automatically considered for a higher credit line in as little as 6 months.
    • Pick your own monthly due date and payment method—check, online or at a local branch.
  • Card Type:
    Credit Card
  • Card Categories:

Card Fees

  • Annual Fee
    • $0
  • Interest Rates
    • 26.99% Variable
  • Late fees
    • Up to $40
  • Cash Advance APR
    • 26.99% Variable
    • Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater.
Alex Miller

About Alex Miller

Alex has been traveling for over 25 years and from a young age was lucky enough to set out on numerous family trips all over the world, which gave him the travel bug. Alex has since earned millions of travel points and miles, mainly through maximizing credit card sign-up bonuses and taking every opportunity to earn the most points possible on each dollar spent.

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