Capital One Secured Mastercard – Review

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"Take control and build your credit with responsible use"

Learn More (at Capital One's secure site)

Alex Miller

- UPDATED: November 17, 2020

The information regarding the Secured Mastercard® from Capital One® was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

The Secured Mastercard® from Capital One® gives you the tools to control and build your credit with responsible use.

Card Snapshot

Welcome Bonus & Info (Partner Content)
- $49, $99 or $200 refundable minimum security deposit. Access to an authorized bank account is required to make your security deposit.
- Make the minimum required security deposit and you’ll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line.
- Be automatically considered for a higher credit line in as little as 6 months.
- Pick your own monthly due date and payment method—check, online or at a local branch.
Card Type:
Credit Card
Card Categories:
- Credit Card Reviews
- No Annual Fee Credit Cards

Card Fees

Annual Fee
- $0
Interest Rates
- 26.99% Variable
Late fees
- Up to $40
Cash Advance APR
- 26.99% Variable
- Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater.

About Alex Miller

Alex has been traveling for over 25 years and from a young age was lucky enough to set out on numerous family trips all over the world, which gave him the travel bug. Alex has since earned millions of travel points and miles, mainly through maximizing credit card sign-up bonuses and taking every opportunity to earn the most points possible on each dollar spent.