Stephen Au
Senior Content Contributor
487 Published Articles
Countries Visited: 24U.S. States Visited: 22
Stephen is an established voice in the credit card space, with over 70 to his name. His work has been in publications like The Washington Post, and his Au Points and Awards Consulting Services is used...
Edited by: Nick Ellis
Nick Ellis
Editor & Content Contributor
145 Published Articles 722 Edited Articles
Countries Visited: 35U.S. States Visited: 25
Nick’s passion for points began as a hobby and became a career. He worked for over 5 years at The Points Guy and has contributed to Business Insider and CNN. He has 14 credit cards and continues to le...
& Juan Ruiz
Juan Ruiz
Compliance Editor & Content Contributor
77 Published Articles 640 Edited Articles
Countries Visited: 40U.S. States Visited: 27
Juan has been involved in credit cards, loyalty, travel, and personal finance for more than 10 years. He has worked for several outlets including The Points Guy and Forbes and was previously Editor-in...