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The Amex Business Platinum Card – How To Use the $360 Indeed Credit [2023]

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Stephen Au
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Stephen Au

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Stephen is an established voice in the credit card space, with over 70 to his name. His work has been in publications like The Washington Post, and his Au Points and Awards Consulting Services is used...
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Nick Ellis

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Nick’s passion for points began as a hobby and became a career. He worked for over 5 years at The Points Guy and has contributed to Business Insider and CNN. He has 14 credit cards and continues to le...
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Juan Ruiz

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When you’re running a business, one of the most crucial pillars of that is ensuring you have the best talent possible. With The Business Platinum Card® from American Express, the top Amex business credit card, you’ll get some terrific benefits, especially with your staffing needs.

Currently, the Amex Business Platinum card has a hefty $695 (rates & fees), but it’s got an enormous list of useful benefits that can make the card totally worth it.

For example, one of the most useful benefits is the Indeed credit, which can deliver more value than half of the Amex Business Platinum card’s annual fee.

The Indeed credit is designed to help you address your recruiting needs as a company, and it’s one of the easier benefits to use.

In this guide, we’re going to explore all the ins and outs of this benefit and see how you can use it to your advantage.

How Does the Amex $360 Indeed Credit Work?

In total, you’re eligible to receive up to $360 in statement credits using the Amex Business Platinum card’s Indeed benefit.

Currently, the best way to use this credit is to find high-quality applicants for jobs or roles that your company needs to fill. This usually comes in the form of sponsored jobs.

With the Indeed benefit from the Amex Business Platinum card, you’ll get up to $90 per quarter in statement credits, which totals $360 per year. Each quarter is defined as:

  • January to March
  • April to June
  • July to September
  • October to December

First, you’ll need to enroll your card by following these steps:

  1. Log into your Amex online account.
  2. On the top menu, click Rewards & Benefits.
  3. Click Benefits on the right-hand side of the blue ribbon near the top of the page.
  4. Find the box that says Business Platinum Indeed Benefit and click Get Started. The box will look like this:

    Amex Business Platinum Indeed benefit
    Image Credit: American Express
  5. After that, check off the box that says I understand and agree to the terms and conditions. Click Enroll.

Amex Business Platinum Indeed benefit enroll
Image Credit: American Express

Remember that only purchases made using your Amex Business Platinum card after successful enrollment will qualify, and these purchases must be made directly with Indeed.

Purchases made with other employment websites like ZipRecruiter, LinkedIn, or Glassdoor wouldn’t qualify.

After your eligible purchase is made, you can expect to see a statement credit of up to $90 per quarter posted to your account within 6 to 8 weeks after your purchase is made.

If the statement credit hasn’t been posted after 8 weeks, you can call the number on the back of your card to inquire about the status of the statement credit.

Hot Tip: Although you only get up to $360 in Indeed credits per year, eligible purchases made on employee cards can count towards the Indeed credit. 

There’s a dedicated landing page on Indeed’s site outlining the partnership in detail.

Similar to other advertising platforms, you can control and throttle your daily budget when posting sponsored jobs. Your daily budget is based on a “pay-per-click” model, so you’ll get charged based on the cost per application.

The exact price is dictated by the local labor market, job title, location, and other factors.

Another neat feature about Indeed is that you can reject unwanted candidates within 48 hours before you’re charged for full transparency. Lastly, you agree to an up-front price, and there are no contracts required.

Bottom Line: Indeed’s industry-leading tools and software connect you with over 225 million active job seekers on their platform. With this perk, you can hire quickly, effectively, and intelligently.

Securing the Amex Business Platinum Card

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The Business Platinum Card® from American ExpressTerms Apply / Rates & Fees

The Business Platinum Card® from American Express

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The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Learn More(at Amex's secure site)

The Business Platinum Card® from American Express

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!
Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
120,000 points
$2,640
$695
19.49% - 28.49% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The Business Platinum Card® from American Express is a premium travel rewards card tailored toward business owners who are frequent travelers with a high number of annual expenses.

When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,400 lounges, along with tons of annual credits, it’s easy to see why this card can is a top option for frequent traveling business owners.

Hot Tip: Check to see if you’re eligible for a huge welcome bonus offer of up to 170,000 points with the Amex Business Platinum. The current public offer is 120,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

Pros

  • 5x Membership Rewards points per $1 on flights and prepaid hotels at Amex Travel
  • Up to $200 annual airline fee credit on your selected qualifying airline
  • Statement credits on select purchases with your card
  • 35% airline bonus when using Pay With Points (up to 1,000,000 bonus points per calendar year)
  • Access to over 1,400 worldwide airport lounges as part of the American Express Global Lounge Collection
  • Global Entry or TSA PreCheck application fee credit
  • Get 50% more Membership Rewards points (1.5 points per $1) on eligible purchases in key business categories, as well as on purchases of $5,000 or more (cap applies)
  • Access to Amex’s Fine Hotels & Resorts program

Cons

  • High annual fee of $695 (rates and fees)
  • Airline fee credit does not cover airfare, only incidentals like checked bags
  • Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
  • 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
  • Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
  • Unlock over $1,000 in annual statement credits on a curation of business purchases, including select purchases made with Dell Technologies, Indeed, Adobe, and U.S. wireless service providers.
  • $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year for incidental fees charged by your one selected, qualifying airline to your Card.
  • $189 CLEAR® Plus Credit: Use your card and get up to $189 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use your Business Platinum Card®.
  • The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
  • $695 Annual Fee.
  • Terms Apply.

Financial Snapshot

  • APR: 19.49% - 28.49% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

American Express Membership Rewards

Hot Tip: Check to see if you’re eligible for a huge welcome bonus offer of up to 170,000 points with the Amex Business Platinum. The current public offer is 120,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

The benefits of the Amex Business Platinum card go way beyond a quarterly Indeed credit. If you can get your hands on this card, you’ll get access to exceptional rewards:

  • Earn 5x points on flights and prepaid hotels booked through AmexTravel.com
  • Earn 1.5x points on eligible purchases in key business categories and on purchases of $5,000 or more everywhere else (up to $2 million in these purchases every calendar year)
  • Earn 1x points on other purchases

According to our valuations, American Express Membership Rewards points are worth 2.2 cents apiece, making them the most valuable points currency available.

Also, if you have the Amex Business Platinum card, you can access the American Express Global Lounge Collection, which consists of these airport lounges worldwide:

It gets better, though.

You can activate complimentary Hilton Honors Gold and Marriott Bonvoy Gold Elite status upon enrollment, get rental car perks with Avis, Hertz, and National Car Rental, and luxuriate in hotels with Fine Hotels & Resorts and The Hotel Collection.

And whenever you book eligible flights booked through AmexTravel.com using Pay with Points (up to 1 million points back per calendar year), you’ll get a 35% airline bonus (~1.54 cents per point).

Additionally, the Amex Business Platinum card comes with a ton of statement credits:

Plus, you’ll get some stellar travel insurance and shopping perks like purchase protection, extended warranty, return protection, no preset spending limit, and no foreign transaction fees (rates & fees). There’s also cell phone protection insurance.

Final Thoughts

One of the biggest-ticket benefits of the Amex Business Platinum card is the Indeed credit. Offering up to $90 in credits every quarter (up to $360 per year), the Indeed benefit can help you pay for the fees associated with recruiting talent through one of the largest employment platforms in the entire world.

The process for using the benefit is simple: just enroll in the benefit when logging into your online Amex account and then use your Amex Business Platinum card to pay for Indeed.com purchases where Indeed is the merchant of record. After that, your statement credit should post in 6 to 8 weeks.

For the extended warranty and purchase protection benefits of The Business Platinum Card® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. For the cell phone protection benefit of The Business Platinum Card® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company. For the return protection benefit of The Business Platinum Card® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details.

For rates and fees of The Business Platinum Card® from American Express, click here.
For rates and fees of The Platinum Card® from American Express, click here.

Frequently Asked Questions

Is the Amex Platinum a business card?

There are 2 types of “Amex Platinum” cards. One is the personal version, which is The Platinum Card® from American Express and another is the business version, the Amex Business Platinum card. They both offer totally different benefits and rewards, so you’ll want to pick the one that suits you best.

How do I use the $360 Indeed credit?

The $360 Indeed credit is split up into 4 quarterly credits of $90 each, for a total of up to $360 per year. Simply enroll in the benefit and make your purchase directly with Indeed.com where Indeed is the merchant of record for the purchase, and you’ll see a statement credit in 6 to 8 weeks after your purchase!

Does Indeed accept American Express?

Yes, Indeed accepts American Express for payment.

What are the benefits of an Amex Business Platinum card?

The Amex Business Platinum card earns bonus points on airfare and prepaid hotels booked through Amex Travel, purchases in key business categories, large purchases of $5,000 or more, and possesses a ton of luxury travel benefits, including airport lounge access, hotel elite status, car rental benefits, business statement credits, purchase protection, extended warranty, no foreign transaction fees, and no preset spending limit.

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About Stephen Au

Stephen is an established voice in the credit card space, with over 70 to his name. His work has been in publications like The Washington Post, and his Au Points and Awards Consulting Services is used by hundreds of clients.

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