The 4 Best Credit Cards for Delta Sky Club Lounge Access [2025]

One of the best perks of holding an airline co-branded credit card is the complimentary lounge access that comes along with it. That way, instead of enduring the chaos that is most airport terminals, you can kick back and relax before your flight in a quiet space while enjoying free food and drinks.

While there is no shortage of airport lounge networks, if you’re a Delta frequent flyer, you’ll likely want to make certain you have access to Delta Sky Clubs due to their proximity to the gates you’re likely to fly out of. Of course, you have many options when it comes to secure access to Delta Sky Clubs, including just purchasing access.

However, in our view, the best way is to utilize one of the many great credit card options.

Today, we’ll take a look at the ins and outs of the best credit cards that provide Delta Sky Club access.

Best Credit Cards With Delta Sky Club Access — Overview

Before we break down the specific details of each card, here is a quick look at all 4 cards that offer Delta Sky Club access:

Best Personal Cards

The Platinum Card^® from American Express (Top Pick)

When it comes to airport lounge access, there is simply no card better than the Amex Platinum card. Not only does the Amex Platinum card offer you 10 visits to Delta Sky Clubs when you’re flying on a Delta-operated flight per year, but you also receive access to Amex Centurion Lounges, Priority Pass Select lounges (upon enrollment), Plaza Premium Lounges, Escape Lounges – The Centurion Studio Partner, select Virgin Clubhouses, and select Lufthansa Lounges. That is 7 different lounge networks comprising over 1,400 lounges worldwide.

While you’re not able to bring traveling companions into the Delta Sky Club with you, adding a loved one as an authorized user on your card entitles them to all of the same lounge access that you receive as the primary cardholder. Authorized user Amex Platinum cards do cost per person, but that is far less expensive than the annual fee (rates & fees).

The Amex Platinum card is far more than just a great card for lounge access, though. It also offers great benefits such as annual statement credits for Uber and hotel stays, hotel elite status with Hilton Honors and Marriott Bonvoy upon enrollment, access to the Amex Fine Hotels and Resorts program, and access to the American Express transfer partners.

Delta SkyMiles^® Reserve American Express Card (Best Delta Card Option)

The Delta Reserve card is the top offering when it comes to Delta’s co-branded cards, and it too offers complimentary Delta Sky Club and Amex Centurion Lounge access when flying on a Delta-operated flight.

If you’re traveling with friends or family, you can guest them into the lounge with you for a fee of $50 per person, or you can apply 1 of your 4 single-visit guest passes you receive each year as a perk of holding the card.

In addition to lounge access, the Delta Reserve card includes a slew of benefits that are very helpful for frequent Delta flyers. These include an annual companion certificate, upgrade priority over other flyers with the same status level as you, a free checked bag for you and up to 8 companions, and 20% back on inflight purchases

Best Business Cards

For business owners looking to score Delta Sky Club access, your card options are simply the business versions of each card listed above. While the business versions are largely similar to their personal counterparts, there are some differences with each product.

The Business Platinum Card^® from American Express

You’ll receive the same airport lounge access on the Amex Business Platinum card as you do with the personal version, including 10 visits to Delta Sky Clubs when flying on a Delta-operated flight per year with the ability to unlock unlimited visits through spend.

Benefits of the Amex Business Platinum card that differentiate it from the personal version include up to $400 in annual Dell credit, up to $360 Indeed credit, up to $200 Hilton statement credit, up to $150 Adobe credit, and up to a $120 wireless phone credit. Further, it comes with a 35% points rebate when using Pay With Points, which allows you to redeem your points for any business class flight — and economy flights with your chosen airline — at a rate of 1.54 cents per point.

Delta SkyMiles^® Reserve Business American Express Card

As with the personal version, the Delta Reserve Business card offers complimentary access to Delta Sky Clubs and Amex Centurion Lounges when you are flying with Delta. You’ll also receive four Delta Sky Club One-Time Guest Passes each year so you can share the experience with others when you’re traveling together.

Other great card perks include an annual companion certificate, complimentary upgrades, priority boarding, free checked bags, and 20% back on inflight purchases.

Other Ways To Access Delta Sky Clubs

Aside from credit cards, here’s a look at the other ways you can access Delta Sky Clubs.

Paid Membership

Delta sells memberships to its network of Delta Sky Clubs. There are 2 annual membership options: the individual membership is $695 (annually) or 69,500 miles, includes unlimited access for the member, and allows you to bring up to 2 guests at $39 per person.

The executive membership costs $1,495 (annually) or 149,500 miles and includes unlimited access for you and up to 2 traveling companions.

However, in our view, paying $695 to $1,495 for a membership makes little sense when you can get Delta Sky Club access for the annual fee on both versions of the Delta Reserve card. Plus, you’ll receive all of the added perks the card offers, as well, such as free checked bags, priority boarding, and more.

Delta Elite Status

Those who achieve Delta Diamond Medallion Elite status, the airline’s top status level, receive 3 Choice Benefits they can use on perks such as bonus miles and upgrade certificates. Delta will also allow you to redeem 1 of your 3 Choice Benefits on an Individual Delta Sky Club Membership, or 3 selections for an Executive Membership.

Again, given that you can easily receive Delta Sky Club access by holding the right credit card, we think you’d be much better off holding the right card and redeeming your Choice Benefits on perks that can provide you with more value, such as Global Upgrade Certificates or bonus miles.

International Business Class Ticket

If you’re traveling in Delta One, or in business class on one of the carrier’s SkyTeam partners, you’ll automatically receive Delta Sky Club access so long as it is an international itinerary to Africa, Asia, Canada, Central America, Europe, Mexico, or South America.

Keep in mind that, on Delta flights, you’ll only receive access if you are flying in Delta One. This should not be confused with Delta’s first class which operates on many domestic and short-haul international itineraries.

For instance, even though a flight from New York to Toronto is an international flight, Delta does not operate Delta One on this route, and therefore you would not receive Delta Sky Club access for purchasing a first-class ticket.

Final Thoughts

Everyone loves airport lounge access, as it makes one of the frustrating aspects of travel — waiting around — a lot more tolerable. If you’ve got your eyes set on having Delta Sky Club access when you fly, there really is no better (or easier) way than holding the right credit card.

Fortunately, these cards offer more than just lounge access — they also allow you to improve your flight experience, save some cash, and earn more miles as well.