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You’ve just gotten a promotion and will be traveling a lot more than you used to. You’re a bit worried that you’ll get frustrated and worn out by the constant airport and hotel scene.
If only there were a way to ensure you would have the best possible experience flying…
Luckily, you come across the Delta SkyMiles® Reserve American Express Card and realize it has a lot of potential to make your travels easier, and you’ll earn a bunch of extra points to boot!
- Welcome Bonus & Info (Partner Content)
- Earn 40,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.
- New! With Status Boost(TM), earn 15,000 MQMs after you spend $30,000 in purchases on your Card in a calendar year, up to four times per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different than miles you earn toward flights.
- New! Fee Credit for Global Entry or TSA Pre✓®.
- Enjoy your first checked bag free and Main Cabin 1 Priority Boarding on Delta flights.
- New! Earn 3X Miles on Delta purchases.
- Earn 1X Mile on all other eligible purchases.
- Complimentary access into the Delta SkyClubs® for you when traveling on a Delta flight.
- New! Enjoy complimentary access to The Centurion® Lounge when you book your Delta flight with your Reserve Card.
- Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
- No Foreign Transaction Fees.
- $550 annual fee.
- Terms Apply.
- See Rates & Fees
- Rewards Center
- Customer Service Number1-800-297-3276
- Login Link
- Related Articles
- Card Focus:
- Typical UsersFrequent Travelers, Hobby Travelers, International Travelers
The Ideal Cardholder
How to Really Elevate Your Points
Once you have your Delta SkyMiles® Reserve American Express Card, you will earn Medallion Qualification Miles (MQMs) and bonus miles after you make your very first purchase on the card.
This is unique, as most cards require you to meet a minimum spend within a few months.
Like the other American Express Delta cards, you will earn 3x miles per dollar for Delta purchases and 1x miles for all other purchases. There is no limit on the amount of miles you can earn!
Main Advantages of the Delta SkyMiles® Reserve American Express Card
The Delta SkyMiles® Reserve American Express Card can be a great card to carry if you are a regular traveler on Delta Air Lines.
Instead of just getting discounted Sky Club access, you have full complimentary access to the Club as well as access to American Express Centurion Lounges. As you travel more frequently, this benefit starts to pay itself off. They have locations at airports all around the world.
The other huge benefit of the Delta credit card is the Companion Certificate. This is valid for a round-trip ticket on any trip the primary cardmember is making in first class or main cabin.
You have to pay taxes and fees, but you can save hundreds or even thousands of dollars if you utilize this in the most valuable way! We recommend longer cross-country trips.
Other Elite Status Benefits Offered
You can also get a few other perks of an elite status flyer on Delta by having the card.
Just by being a cardholder, you can check your first bag for free. This can save up to $50 on a round-trip flight. Priority boarding is also included, so you can make waiting in line a thing of the past.
Main Cabin 1 priority boarding is just after elite status members on Delta flights, so you’ll be able to get on the flight early, stow your carry-on bag, and settle in sooner.
You will also receive a 20% savings in the form of a statement credit on all eligible inflight purchases of food, beverages, movies, television shows, video games, and audio headsets. So enjoy!
Additional Card Benefits: Insurances and Protections
As a cardmember, you can also have more peace of mind (regardless of your mode of travel) with added protections, such as:
- Baggage insurance
- Premium roadside assistance
- Car rental loss and damage insurance
- Global assist hotline
- Travel accident insurance
Terms and Conditions Apply for all benefits. Along with these insurance benefits, you’ll also get return protection, purchase protection, and an extended warranty for your purchases.
The card also offers access to concierge staff both day and night. If you need details on a place to dine, a special event, or even finding the right gift for that special someone, help is available.
Your card will also provide you with discounts and presales to various concerts, sporting events, and shows, as well as to cardmember-only events.
Some Things To Consider About the Delta SkyMiles® Reserve American Express Card
Before you go forward with applying for the card, there are a few items you should consider to ensure this is the right card for your specific needs.
For instance, the card does require a pretty steep annual fee. So you will want to be sure that it’s worth it to move forward! The Card Math section below can help you in determining that.
If you like Delta but don’t travel them enough for the Sky Club access to be valuable, you can consider the Delta SkyMiles® Gold American Express Card.
There are other airline cards available if you aren’t a huge fan of the benefits on this one. For example, you may be more drawn to the Citi / AAdvantage Platinum Select MasterCard if you are an American Airlines flyer.
It doesn’t require big spends to get bonuses, yet still allows you to get some decent awards.
How to Get the Most Out of the Card
Even though the Delta SkyMiles® Reserve American Express Card allows you to get rewards in a number of different ways, the key focus of this card is its travel benefits.
Using the card on items that you purchase directly from Delta — such as travel, inflight beverages, and even gift cards — can help to rack up the reward points.
However, even if you are not a big traveler, you can still pile on the bonus miles by using the card for everyday purchases like groceries, gas, and even your utility bills.
Summary of the Card
If you travel frequently on Delta Air Lines or its SkyTeam partners, then this card will be able to offer you some substantial rewards in the form of travel and other benefits.
These include Sky Club access, big spend bonus SkyMiles, free first checked bag, 20% inflight discount, and Main Cabin 1 priority boarding.
In addition, you will also have various protections and other types of coverage whenever you’re on the road if you’ve used your Reserve Card to make your travel arrangements and reservations.
Plus, the card can also help you with keeping the items that you purchase safe through the additional warranty and protections it offers – all just by being a cardmember!
Great Card If
- You are a frequent traveler who uses Delta Air Lines and/or its partners
- You travel both within the United States and internationally
- You plan to renew your card each year
Don't Get If
- You are not a frequent traveler
- You do travel frequently, but not on Delta Air Lines or any of its affiliate partner airlines
- Annual Fee
- Foreign Transaction FeesNone
- Interest Rates
- 15.74%-24.74% Variable
- Late fees
- 29.24% Variable
- Fee: Up to $40
- Balance Transfers
- 15.74%-24.74% Variable
- Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
- Cash Advance APR
- 25.24% Variable
- Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
- Additional Info
Best Way to Maximize Points
Although you can earn 3x points on Delta-related purchases, there are several other ways to really maximize your Delta SkyMiles.
Below are some tips for using your Delta SkyMiles® Reserve American Express Card to maximize your reward points!
Tip #1: Be sure to use the card for any and all purchases. This will help you not only to earn miles but reach a higher elite status tier, which itself will earn you lots more miles!
Hot Tip: For a limited time, cardholders will earn 4x miles per $1 spent on the card at U.S. Supermarkets through July 31, 2020.
Tip #2: When you reach Silver Medallion status, you will earn a bonus of 2x SkyMiles per dollar directly through the Delta SkyMiles program when you purchase Delta flights.
That means if you use your Delta Reserve card, you will earn 3x from the card, 2x bonus for being a Silver Medallion, and the typical 5x rate for Delta SkyMiles members, making a total of 10x miles!
Tip #3: Shop in the SkyMiles shopping portal for anything you need to purchase online in order to get bonus SkyMiles for whatever you buy!
Tip #4: While you’ll receive complimentary access to the Delta Sky Club for yourself, you can also get up to 2 guests in at a discounted rate.
Furthermore, you will earn 3x miles on those lounge passes, since they will count as a Delta purchase!
Tip #5: Sign up to the Delta SkyMiles Dining Program for the easiest and most passive way to earn SkyMiles. You’ll earn miles when you’re just out eating with friends on a Friday night.
With the dining program, you associate your card with your account. Any time you dine at a restaurant that is a partner of the airline, you will receive between 3-5 bonus miles!
Best Way to Redeem Points
Like with some reward card programs, it can be difficult to figure out exactly how to redeem your Delta points. The following are some of our recommended methods.
Pay with Miles: If you do not have enough miles to “pay” for your entire flight, you also have the option of using points to simply help offset the cost of paying for the entire flight in cash.
With Pay with Miles, you will spend miles in chunks of 5,000 at a redemption value of $50. This is $0.01 per mile, which isn’t the best, but is good if you have some spare miles and want to save some cash.
Redeem for flights with Delta: One of your primary options is to redeem your SkyMiles frequent flyer miles for flights with Delta.
While they no longer have an award chart, you will pay similar prices to those of the other major airlines, starting around 10,000 miles for a one-way domestic ticket.
Your reward points will go the furthest when redeemed for international travel in business and first class, where they could be valued at around $0.02 each!
The exact mileage amount will depend on where you travel, as well as the seat class.
Redeem for flights on SkyTeam: Similarly, you could take your miles and redeem them with SkyTeam partners. You will very likely get even greater than $0.02 value on many of these.
To redeem with SkyTeam, you can research flights either on the partner’s search portal or through Delta’s rewards portal. Not all flights will show up however, so you will likely have to do research elsewhere.
When you want to book, if the flight you want is not in the Delta portal, you will have to call a Delta customer service representative to use the miles.
While the card itself doesn’t offer partners, as a Delta frequent flyer member you will have access to the SkyTeam Alliance, as well as a number of other airlines to choose from.
The SkyTeam Alliance airlines include: China Airlines, Czech Airlines, China Southern, China Eastern, Aeromexico, Garuda Indonesia, KLM / Air France Flying Blue, Middle East Airlines, Korean Air, Aeroflot, Aerolineas Argentinas, Aaudia, Alitalia, Air Europa, XiamenAir, Vietnam Airlines, TAROM, Kenya Airways
Delta SkyMiles members will also have access to numerous hotel and other non-carrier partners.
There are additional partners that may be found for cruise lines, car rentals, dining, and household services. The options are nearly unlimited, and include partners for both earning and redeeming!
The Gritty Details: Everything Else You Need to Know
Before you move forward with applying for the card, it is important that you have a thorough understanding of exactly how everything works.
Many of these intricate details will be included in your Cardmember Agreement, so if you want an expanded explanation, you can go there and refer to it.
However, note that AMEX reserves the right to change it at any time.
Your Sky Club and Centurion access will only work if you are traveling on a Delta coded or operated flight.
The companion ticket also has some rules behind it, but should be nothing surprising: you just need to be flying along with your companion on the same ticket in order to redeem it.
Note that while it is not a feature of the card itself, Delta has a “rollover” policy where any extra MQMs earned are rolled into next year’s status.
Other Unique Features
The Delta SkyMiles® Reserve American Express Card offers a number of nice perks, and these are all listed below.
Delta Sky Club access – Card members have complimentary access to the Delta Sky Club, where they can enjoy beverages and snacks, as well as Wi-Fi access, satellite TV, private restrooms, and more!
Concierge service – Concierge service is available to cardholders day or night. Regardless of whether you need to select a restaurant, show, or even a personalized gift – just give the service a call.
Priority boarding – You’ll receive Zone 1 priority boarding on Delta flights so you can board the plane early, stow your carry-on bag, and settle into your seat.
Free first checked bag – Cardholders can also check their first bag for free, saving up to $50 on a round-trip Delta flight.
20% savings on inflight purchases – Cardmembers can even save on inflight purchases like food, beverages, and entertainment items.
Pay with Miles – Using Pay with Miles, you can exchange 5,000 extra miles for $50 for anything.
Baggage insurance plan – Travel in comfort knowing that you’ll be covered by the baggage insurance plan if your bag is lost, stolen, or damaged when you purchase your ticket with your card.
Car rental loss and damage insurance – Having something happen to a rental car can ruin your entire trip. But, when you reserve the vehicle using your card, you can be covered.
Premium roadside assistance – Need a tow or a jumpstart? As a card member, you can have up to 4 services per year.
Global assist hotline – An emergency when you’re away from home can be frightening. When you’re traveling more than 100 miles, legal, medical, financial, and other types of help are just a phone call away with this card.
Travel accident insurance – You can help to protect those you care about financially with travel accident insurance through your card from American Express. This coverage can provide financial security if you’ve paid for your fare using your credit card.
Extended warranty – An extended warranty is available for all purchases made with the card.
Purchase protection – If your item is damaged or stolen, you will be covered up to a certain amount for your purchase.
Return protection – If you can’t return your item to the original vendor within 90 days of purchase, you will be covered to get up to $300 per item back.
Travel accident insurance – When traveling on major carriers, you’ll have travel accident insurance that covers you in case of emergency.
ShopRunner – Get complimentary access to this shopping service, which offers free online shipping through hundreds of online shops. You must enroll and log in to use the service.
Medallion Qualification Dollar waiver – You are exempt from having to meet the MQDs to reach any level of elite status.
Entertainment access or membership experiences – You will have access to any Amex Entertainment event, including presales to sporting events, concerts, and shows.
For rates and fees of the Delta SkyMiles® Reserve American Express Card, click here.
Photo Credits/Credit/Copyright Attribution:
Business Woman Relaxing and Smiling: racorn/Shutterstock
Business Woman in 1st Class: Air Images/Shutterstock
Friends Dining Out: Monkey Business Images/Shutterstock
Traveling Couple: Pressmaster/Shutterstock
Frequently asked questions
Is the Delta SkyMiles® Reserve American Express Card worth it?
If you are a frequent traveler, then the card can be well worth it, even with the annual fee.
For this to be the case, you’d have to fly on Delta Air Lines and/or on any of the affiliated SkyTeam Partners.
One of the key reasons for this is that you can accumulate rewards points right off the bat when you make your very first purchase; you’ll get MQMs and bonus miles.
If you plan to use this card for regular purchases, the points can really add up! For starters, you’ll earn 2 miles for each dollar you spend directly with Delta. If you travel with this airline a lot, that can help to pile on the points.
On top of that, you can also save money while traveling by receiving a 20% savings on your inflight purchases of food and other items.
But the perks don’t end there! If you purchase an item and you want or need extra protection, your card can offer that, too. For example, purchase protection and extended warranty options are also available as a cardmember.
Does the Delta SkyMiles® Reserve American Express Card have an annual fee?
Yes. See the summary table above.
Do the points on a Delta credit card ever expire or go away?
Because the miles earned will have to be transferred to Delta SkyMiles right away, the points on the card will not ever expire or go away, even if you cancel all your American Express rewards cards.
How does theDelta SkyMiles® Reserve American Express Card compare to the Delta SkyMiles® Platinum American Express Card?
The Delta SkyMiles® Reserve American Express Card is focused more on the Sky Club access.
However, the Platinum Delta SkyMiles® Credit Card from American Express is probably the most valuable of the three cards offered. It may not earn the most points, but it has access to all Sky Clubs, regardless of which airline you are flying.
What is a good card to use in conjunction with the Delta SkyMiles® Reserve American Express Card?
You can use any of the other Membership Rewards cards, such as the The Amex EveryDay® Credit Card from American Express or The Amex EveryDay® Preferred Card from American Express, then later transfer those points to Delta Air Lines.
What is the Delta SkyMiles® Reserve American Express Card upgrade priority?
You will receive upgrades according to your current ticket and status. If you are an elite status member, you will get priority. Cardmembers get priority over the regular customers.