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Delta SkyMiles Platinum American Express Card — Full Review [2025]
Jarrod West
Jarrod West
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Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 7 years. He earns and redeems over 1 million points per year and his work has been featured in o...
Juan has extensive experience in writing and editing content related to credit cards, loyalty programs, and travel. He has been honing his expertise in this field for over a decade. His work has been ...
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The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
Know if you're approved with no credit score impact
If you're approved and accept this Card, your credit score may be impacted.
60,000 miles
$350
20.24%-29.24% Variable
Good to Excellent
Delta SkyMiles® Platinum American Express Card
Frequent Delta travelers will enjoy this card's bonus categories, benefits, and ability to reach higher levels of elite status.
U.P. Rating
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
Know if you're approved with no credit score impact
If you're approved and accept this Card, your credit score may be impacted.
Summary
The Delta SkyMiles® Platinum American Express Card can be a great option for those seeking additional ways to obtain a higher level of status — or to maintain their current status — with the airline.
A key feature of this card is the ability to earn bonus Medallion Qualification Dollars (MQDs) that are essential for earning Delta status. This could help you get closer to earning a handful of valuable benefits with the airline.
Card Details
Card Snapshot
Welcome Bonus & Info
Earn 60,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
Receive a Companion Certificate on a Main Cabin round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of the government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply.
Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $20 in purchases on your Delta SkyMiles® Platinum American Express Card with MQD Boost to get closer to Status next Medallion Year.
Delta SkyMiles® Platinum American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
Earn 3X Miles on Delta purchases and purchases made directly with hotels.
Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
Earn 1X Miles on all other eligible purchases.
$120 Resy Credit: Get up to $10 in statement credits each month after you pay with your enrolled Delta SkyMiles® Platinum American Express Card to dine at U.S. Resy restaurants or make other eligible Resy purchases.
$120 Rideshare Credit: earn up to $10 in statement credits each month after using your Delta SkyMiles® Platinum American Express Card on U.S. rideshare purchases with select providers. Enrollment required.
You can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $280 per round-trip flight.
Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Delta SkyMiles® Platinum American Express Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
Delta SkyMiles® Platinum American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
No Foreign Transaction Fees.
$350 Annual Fee.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
3x SkyMiles per $1 spent on purchases made directly with hotels
2x SkyMiles per $1 spent at restaurants (including takeout and delivery) and U.S. supermarkets
1x SkyMile per $1 spent on all other eligible purchases
Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
Receive a Companion Certificate on Main Cabin domestic, Caribbean, or Central American roundtrip flights to select destinations each year after renewal of your Card. Taxes and fees will apply.
Receive $2,500 MQDs each year and get closer to Status with MQD Headstart.
Complimentary first checked bag
Zone 5 Priority Boarding
$120 Resy Credit: Earn up to $10 per month in statement credits on eligible Resy purchases.
$120 Rideshare Credit: Earn up to $10 back in statement credits each month on U.S. rideshare purchases with select providers upon enrollment.
Application fee credit for Global Entry or TSA PreCheck
20% back on inflight purchases
$150 Delta Stays Credit: Earn up to $150 back annually on eligible prepaid Delta Stays bookings on delta.com.
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Great Card If
You are a frequent Delta Air Lines flyer
You travel both within the U.S. and internationally
You plan to renew your card every year
Don’t Get If
You do not travel frequently
You travel often, but you do not fly on Delta regularly
Delta Platinum Card — Is It Worth It?
If you’re someone who regularly flies with Delta and you’re looking for a card that helps you earn more SkyMiles, provides great benefits, and helps you reach higher levels of elite status, then the Delta Platinum card would be a great option for you.
For starters, the card can help you save money immediately by giving you a free checked bag on all of your Delta flights. When you throw in that the card also offers an annual companion certificate, a 20% rebate on inflight purchases, and the ability to earn additional MQDs, it can be a no-brainer for many Delta flyers.
Delta Platinum Card Top Benefits
Delta Travel Benefits
Here are the top Delta benefits that the Delta Platinum card offers:
Free Checked Bags: Get your first checked bag free on Delta flights for you and up to 8 traveling companions.
Annual Companion Certificate: Receive this certificate on Main Cabin domestic, Caribbean, or Central American round-trip flights to select destinations each year upon renewal of your card, including payment of taxes and fees of no more than $80 domestically and $250 internationally.
Annual Statement Credits: Up to $120 Resy credit, up to $120 U.S. ride-share credit, up to $150 Delta Stays credit
20% Back on Inflight Purchases: Applies to purchases of food, beverage, and audio headsets.
MQD Headstart: Receive $2,500 Medallion Qualification Dollars each Medallion Qualification year and get closer to status.
Card Protections
Trip Delay Insurance: If your flight is delayed by more than 12 hours, you can receive up to $300 in coverage towards items like food and lodging.
Rental Car Insurance: Secondary coverage that covers accidental damage or theft of your rental car.
Baggage Insurance: If a carrier loses your luggage, you’re covered for up to $1,250 for carry-on baggage and up to $500 for checked baggage.
Purchase Protection: If an item is lost or damaged within 90 days of purchase, you can receive up to $1,000 in coverage per occurrence, and up to $50,000 per calendar year.
Extended Warranty: Adds 1 year of warranty coverage to warranties of 5 years or less.
How To Earn and Redeem Your Delta SkyMiles
Fortunately, using your Delta Platinum card isn’t the only way to earn Delta SkyMiles. There are many other options including the Delta shopping portal, dining program, and more. Read through our guide on the best ways to earn Delta SkyMiles for inspiration on ways to boost your balance quickly.
Delta operates an extensive route network that can take you just about anywhere you need to go. That said, if you want to get maximum value out of your SkyMiles, you’ll want to read through some of our top ways to redeem Delta SkyMiles.
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
Delta loyalists will love the fast track to Delta elite status, lounge access, baggage benefits, and upgrade priority with the Delta Reserve card.
Delta loyalists will love the fast track to Delta elite status, lounge access, baggage benefits, and upgrade priority with the Delta Reserve card.
Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
70,000 miles
Up to $840
$650
20.24%-29.24% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent
Why We Like This Card
The Delta SkyMiles® Reserve American Express Card is a stellar option for frequent travelers who always fly with Delta thanks to its MQD Headstart towards status boost, lounge access, annual companion certificate, and many other great benefits.
Here is a full look at everything the Delta Reserve card can offer to you to help you decide whether the card deserves a place in your wallet.
Pros & Cons
Pros
3x SkyMiles per $1 on Delta purchases.
1x SkyMile per $1 on all other eligible purchases.
Card Members get 15% off when using miles to book Award Travel on Delta flights.
Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
Delta SkyMiles® Reserve American Express Card Members receive 15 Visits per Medallion® Year to the Delta Sky Club® when flying Delta and can unlock an unlimited number of Visits after spending $75,000 in purchases on your Card in a calendar year. Plus, you’ll receive four One-Time Guest Passes each Medallion Year so you can share the experience with family and friends when traveling Delta together.
Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
Enjoy a Companion Certificate on a First Class, Delta Comfort+®, or Main Cabin round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply.
$240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
$120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over other Medallion Members within the same Medallion tier and fare class grouping when you fly with Delta.
Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
No Foreign Transaction Fees.
$650 Annual Fee.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
If you’re a Delta loyalist chasing down high levels of elite status and Delta Sky Club lounge access, then the Delta Reserve card would be a better option for you. Reserve cardmembers will receive 15 visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year, the total eligible purchases on the Card must equal $75,000 or more each calendar year.
The Delta Reserve card offers an annual companion certificate, and even includes access to Amex Centurion Lounges when flying with Delta.
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