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Delta SkyMiles Platinum American Express Card — Full Review [2023]

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Jarrod West

Jarrod West

Senior Content Contributor

Countries Visited: 21U.S. States Visited: 24

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in o...
Edited by: Juan Ruiz

Juan Ruiz

Compliance Editor & Content Contributor

Countries Visited: 40U.S. States Visited: 27

Juan has been involved in credit cards, loyalty, travel, and personal finance for more than 10 years. He has worked for several outlets including The Points Guy and Forbes and was previously Editor-in...
& Kellie Jez

Kellie Jez

Director of Operations & Compliance

Countries Visited: 10U.S. States Visited: 20

Kellie’s professional experience has led her to a deep passion for compliance, data reporting, and process improvement. Kellie’s learned the ins and outs of the points and miles world and leads UP’s c...

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Delta SkyMiles® Platinum American Express Card
Terms Apply / Rates & Fees

Delta SkyMiles® Platinum American Express Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
4
  • 50,000 bonus miles

  • $250

  • 20.99%-29.99% Variable

  • Good to Excellent (670-850)

Delta SkyMiles® Platinum American Express Card

Frequent Delta travelers will enjoy this card's bonus categories, benefits, and ability to reach higher levels of elite status.

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
4
Learn More(at Amex's secure site)

The Delta SkyMiles® Platinum American Express Card can be a great option for those seeking additional ways to obtain a higher level of status — or to maintain their current status — with the airline.

A key feature of this card is the ability to earn bonus Medallion Qualification Miles (MQMs) that are essential for earning Delta status. This could help you get closer to earning free flights and other valuable rewards.

Card Snapshot

Welcome Bonus & Info

  • Earn 50,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 6 months.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Enjoy your first checked bag free on Delta flights. Plus enjoy Main Cabin 1 Priority Boarding and settle into your seat sooner.
  • Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
  • Earn 1X Miles on all other eligible purchases.
  • Get access to Delta Sky Club® at a rate of $50 per person per visit for you and up to two guests or immediate family when traveling on a Delta flight from now until 12/31/23. Effective 1/1/24, this benefit will no longer be available.
  • Fee Credit for Global Entry or TSA PreCheck® after you apply through any Official Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Earn 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your Delta Platinum Card, up to two times through 12/31/23. Effective 1/1/24, this benefit will no longer be available, and there will be a new way to earn toward Medallion Status with the Card. Learn more at delta.com/skymilesprogramchanges.
  • No Foreign Transaction Fees.
  • $250 Annual Fee.
  • Terms Apply.

Customer Service Number

1-800-297-3276

Pros

  • New: Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • 3x SkyMiles per $1 spent on Delta purchases
  • 3x SkyMiles per $1 spent on purchases made directly with hotels
  • 2x SkyMiles per $1 spent at restaurants and U.S. supermarkets
  • 1x SkyMile per $1 spent on all other purchases
  • Annual companion certificate
  • Complimentary checked bags
  • Global Entry or TSA PreCheck application fee statement credit
  • 20% back on inflight purchases
  • Delta Status Boost
  • Discount on Delta Sky Club visits (Effective 1/1/24, this benefit will no longer be available)

Cons

  • $250 annual fee (rates & fees)
  • Does not earn transferable rewards

50,000 bonus miles

Learn More

(at Amex's secure site)

Great Card If

  • You are a frequent Delta Air Lines flyer
  • You travel both within the U.S. and internationally
  • You plan to renew your card every year

Don’t Get If

  • You do not travel frequently
  • You travel often, but you do not fly on Delta regularly

Delta Platinum Card — Is It Worth It?

If you’re someone who regularly flies with Delta and you’re looking for a card that helps you earn more SkyMiles, provides great benefits, and helps you reach higher levels of elite status, then the Delta Platinum card would be a great option for you.

For starters, the card can help you save money immediately by giving you free checked bags for you and up to 8 traveling companions on all of your Delta flights. When you throw in that the card also offers an annual companion certificate, a 20% rebate on inflight purchases, and the ability to earn additional MQMs through spending, it can be a no-brainer for many Delta flyers.

Delta Platinum Card Top Benefits

Delta Travel Benefits

Here are the top Delta benefits that the Delta Platinum card offers:

  • Free Checked Bags: Get your first checked bag free on Delta flights for you and up to 8 traveling companions.
  • Annual Companion Certificate: Receive a domestic Main Cabin round-trip companion certificate each year upon renewal of your card, including payment of taxes and fees of no more than $80.
  • Delta Sky Club Discount: Exclusive rate of $50 per person per visit to enter the Delta Sky Club for you and up to 2 guests when traveling on a Delta flight. Effective 1/1/24, this benefit will no longer be available.
  • 20% Back on Inflight Purchases: Applies to purchases of food, beverage, and audio headsets.
  • Delta Status Boost: Earn 10,000 Medallion Qualification Miles (MQMs) after you spend $25,000 in purchases in a calendar year, up to 2 times.

Card Protections

  • Trip Delay Insurance: If your flight is delayed by more than 12 hours, you can receive up to $300 in coverage towards items like food and lodging.
  • Rental Car Insurance: Secondary coverage that covers accidental damage or theft of your rental car.
  • Baggage Insurance: If a carrier loses your luggage, you’re covered for up to $1,250 for carry-on baggage and up to $500 for checked baggage.
  • Purchase Protection: If an item is lost or damaged within 90 days of purchase, you can receive up to $1,000 in coverage per occurrence, and up to $50,000 per calendar year.
  • Extended Warranty: Adds 1 year of warranty coverage to warranties of 5 years or less.

How To Earn and Redeem Your Delta SkyMiles

Fortunately, using your Delta Platinum card isn’t the only way to earn Delta SkyMiles. There are many other options including the Delta shopping portal, dining program, and more. Read through our guide on the best ways to earn Delta SkyMiles for inspiration on ways to boost your balance quickly.

Delta operates an extensive route network that can take you just about anywhere you need to go. That said, if you want to get maximum value out of your SkyMiles, you’ll want to read through some of our top ways to redeem Delta SkyMiles.

Alternative Card to the Delta Platinum Card

Delta SkyMiles® Reserve American Express Card

BEST FOR DELTA LOUNGES
Delta SkyMiles® Reserve American Express CardTerms Apply / Rates & Fees

Delta SkyMiles® Reserve American Express Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Delta loyalists will love the fast track to Delta elite status, lounge access, baggage benefits, and upgrade priority with the Delta Reserve card.

Learn More(at Amex's secure site)

Delta SkyMiles® Reserve American Express Card

Delta loyalists will love the fast track to Delta elite status, lounge access, baggage benefits, and upgrade priority with the Delta Reserve card.
Earn 60,000 bonus miles after you spend $5,000 in purchases on your new Card in your first 6 months.
60,000 miles
$720
$550
20.99%-29.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The Delta SkyMiles® Reserve American Express Card is a stellar option for frequent travelers who always fly with Delta thanks to its lounge access, status boost, annual companion certificate, and many other great benefits.

Here is a full look at everything the Delta Reserve card can offer to you to help you decide whether the card deserves a place in your wallet.

Pros

  • New: Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • 3x SkyMiles per $1 on Delta purchases
  • 1x SkyMile per $1 on all other purchases
  • Complimentary Delta Sky Club and Amex Centurion Lounge access when flying Delta. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
  • Delta Status Boost
  • Medallion Qualification Dollar (MQD) Waiver
  • Annual Companion Certificate
  • Access to Complimentary Upgrades and Upgrade Priority
  • Free checked bags
  • 20% back on inflight purchases
  • Global Entry or TSA PreCheck application fee statement credit
  • Travel and purchase protection

Cons

  • $550 annual fee (rates and fees)
  • No bonus categories other than Delta purchases
  • Earn 60,000 bonus miles after you spend $5,000 in purchases on your new Card in your first 6 months.
  • Enter Delta Sky Club® at no cost and bring up to two guests or immediate family at a rate of $50 per person per visit. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
  • Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
  • With Status Boost®, earn 15,000 Medallion Qualification Miles (MQMs) after you spend $30,000 in purchases on your Card through 12/31/23, up to four times per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different from the miles you earn towards flights. Effective 1/1/24, this benefit will no longer be available, and there will be a new way to earn toward Medallion Status with the Card. Learn more at delta.com/skymilesprogramchanges.
  • Eligible Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • Receive a domestic First Class, Delta Comfort+® or domestic Main Cabin round trip companion certificate each year upon renewal of your Card. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Fee Credit for Global Entry or TSA PreCheck® after you apply through any Official Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Enjoy your first checked bag free on Delta flights.
  • Earn 3X Miles on Delta purchases.
  • Earn 1X Mile on all other eligible purchases.
  • No Foreign Transaction Fees.
  • $550 Annual Fee.
  • Terms Apply.

Financial Snapshot

  • APR: 20.99%-29.99% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Delta SkyMiles Airline Loyalty Program

If you’re a Delta loyalist chasing down high levels of elite status and Delta Sky Club lounge access, then the Delta Reserve card would be a better option for you.

The Delta Reserve card helps you spend your way to Delta status, offers an annual companion certificate that includes first class tickets, and even includes access to Amex Centurion Lounges when flying with Delta.

Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.

Read more about these 2 cards here: Delta Platinum card vs. Delta Reserve card


We’ve also compared the Delta Platinum card to 2 other popular cards:


For rates and fees of the Delta SkyMiles® Platinum American Express Card, click here.
For rates and fees of Delta SkyMiles® Reserve American Express Card, click here.

Frequently Asked Questions

Is the Delta Platinum Card worth it?

This card, even with its annual fee, is well worth it for those who are frequent Delta flyers.

Each year when you renew the card, you can receive a domestic main cabin round-trip companion certificate. Plus, when you fly on Delta, you can check your first bag free, along with saving up to $50 on a round-trip flight.

Simply having the card in your wallet can help make travel more convenient, thanks to numerous benefits and coverages:

  • Priority boarding
  • Baggage insurance
  • Car rental loss and damage insurance
  • Travel accident insurance

Plus, you can save money when you travel by receiving a 20% savings on inflight purchases of food, beverages, movies, and more. As a member, you and 2 traveling companions can enjoy Delta Sky Club access at a discounted rate.

Does the Delta Platinum Card have an annual fee?

Yes, the annual fee is $250.

Do the points on the Delta Platinum card ever expire or go away?

Unlike points earned within Amex Membership Rewards, the SkyMiles earned on this card don’t depend on your card-account status.

Instead, these SkyMiles all get deposited into your Delta account. The airline has a no-expiration policy on its SkyMiles.

Is there a foreign transaction fee on the Delta Platinum card?

No, the Delta Platinum card does not charge foreign transaction fees.

How do you get more MQM miles on Delta Air Lines?

While many airlines require you to fly to earn elite qualifying miles, with Delta you can earn Medallion Qualification Miles (MQMs) through spending on your Delta Platinum card.

About Jarrod West

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in outlets like The New York Times.

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