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Delta SkyMiles Platinum American Express Card — Full Review [2023]

Name: Delta SkyMiles Platinum American Express Card — Full Review [2023]
Item: Delta SkyMiles Platinum American Express Card
Rating: 4
Author: Jarrod West

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"Bonuses and Benefits Galore!"

Frequent Delta travelers will enjoy this card's bonus categories, benefits, and ability to reach higher levels of elite status.

Learn More (at Amex's secure site)

Jarrod West

- Updated: May 21, 2023, 11:34pm CDT|

6Comments

The Delta SkyMiles® Platinum American Express Card can be a great option for those seeking additional ways to obtain a higher level of status — or to maintain their current status — with the airline.

A key feature of this card is the ability to earn bonus Medallion Qualification Miles (MQMs) that are essential for earning Delta status. This could help you get closer to earning free flights and other valuable rewards.

Pros

New: Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
3x SkyMiles per $1 spent on Delta purchases
3x SkyMiles per $1 spent on purchases made directly with hotels
2x SkyMiles per $1 spent at restaurants and U.S. supermarkets
1x SkyMile per $1 spent on all other purchases
Annual companion certificate
Complimentary checked bags
Global Entry or TSA PreCheck application fee statement credit
20% back on inflight purchases
Delta Status Boost
Discount on Delta Sky Club visits

Cons

$250 annual fee (rates & fees)
Does not earn transferable rewards

Delta Platinum Card — Snapshot

Welcome Bonus & Info (Partner Content)
- Earn 50,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 6 months.
- Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
- Enjoy your first checked bag free on Delta flights. Plus enjoy Main Cabin 1 Priority Boarding and settle into your seat sooner.
- New: Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- Earn 3X Miles on Delta purchases and purchases made directly with hotels.
- Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
- Earn 1X Miles on all other eligible purchases.
- Get access to Delta Sky Club® at a rate of $50 per person per visit for you and up to two guests when traveling on a Delta flight.
- Fee Credit for Global Entry or TSA PreCheck® after you apply through any Authorized Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
- Earn up to 20,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $25,000 in purchases on your Card in a calendar year, you can earn 10,000 MQMs up to two times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
- No Foreign Transaction Fees.
- $250 Annual Fee.
- Terms Apply.
Card Categories:
- Credit Card Reviews
- Best Airline Credit Cards
Rewards Center
Delta Air Lines SkyMiles
Customer Service Number
1-800-297-3276
Login Link
https://www.americanexpress.com
Related Articles

Great Card If

You are a frequent Delta Air Lines flyer
You travel both within the U.S. and internationally
You plan to renew your card every year

Don't Get If

You do not travel frequently
You travel often, but you do not fly on Delta regularly

Delta Platinum Card — Fees

Annual Fee
- $250
Foreign Transaction Fees
None
Interest Rates
- 20.74% - 29.74% Variable
Late fees
- Up to $40
- Penalty APR: 29.99% Variable
Cash Advance APR
- 29.99% Variable
- Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
Additional Info
Rates and Fees

Delta Platinum Card - Is It Worth It?

If you’re someone who regularly flies with Delta and you’re looking for a card that helps you earn more SkyMiles, provides great benefits, and helps you reach higher levels of elite status, then the Delta Platinum card would be a great option for you.

For starters, the card can help you save money immediately by giving you free checked bags for you and up to 8 traveling companions on all of your Delta flights. When you throw in that the card also offers an annual companion certificate, a 20% rebate on inflight purchases, and the ability to earn additional MQMs through spending, it can be a no-brainer for many Delta flyers.

Delta Platinum Card Top Benefits

Delta Travel Benefits

Here are the top Delta benefits that the Delta Platinum card offers:

Free Checked Bags: Get your first checked bag free on Delta flights for you and up to 8 traveling companions.
Annual Companion Certificate: Receive a domestic Main Cabin round-trip companion certificate each year upon renewal of your card, including payment of taxes and fees of no more than $80.
Delta Sky Club Discount: Exclusive rate of $39 per person per visit to enter the Delta Sky Club for you and up to 2 guests when traveling on a Delta flight.
20% Back on Inflight Purchases: Applies to purchases of food, beverage, and audio headsets.
Delta Status Boost: Earn 10,000 Medallion Qualification Miles (MQMs) after you spend $25,000 in purchases in a calendar year, up to 2 times.

Card Protections

Trip Delay Insurance: If your flight is delayed by more than 12 hours, you can receive up to $300 in coverage towards items like food and lodging.
Rental Car Insurance: Secondary coverage that covers accidental damage or theft of your rental car.
Baggage Insurance: If a carrier loses your luggage, you’re covered for up to $1,250 for carry-on baggage and up to $500 for checked baggage.
Purchase Protection: If an item is lost or damaged within 90 days of purchase, you can receive up to $1,000 in coverage per occurrence, and up to $50,000 per calendar year.
Extended Warranty: Adds 1 year of warranty coverage to warranties of 5 years or less.

How To Earn and Redeem Your Delta SkyMiles

Fortunately, using your Delta Platinum card isn’t the only way to earn Delta SkyMiles. There are many other options including the Delta shopping portal, dining program, and more. Read through our guide on the best ways to earn Delta SkyMiles for inspiration on ways to boost your balance quickly.

Delta operates an extensive route network that can take you just about anywhere you need to go. That said, if you want to get maximum value out of your SkyMiles, you’ll want to read through some of our top ways to redeem Delta SkyMiles.

Alternative Card to the Delta Platinum Card

Delta SkyMiles® Reserve American Express Card

If you’re a Delta loyalist chasing down high levels of elite status and Delta Sky Club lounge access, then the Delta Reserve card would be a better option for you.

The Delta Reserve card helps you spend your way to Delta status, offers an annual companion certificate that includes first class tickets, and even includes access to Amex Centurion Lounges when flying with Delta.

Read more about these 2 cards here: Delta Platinum card vs. Delta Reserve card

We’ve also compared the Delta Platinum card to 2 other popular cards:

For rates and fees of the Delta SkyMiles® Platinum American Express Card, click here.
For rates and fees of Delta SkyMiles® Reserve American Express Card, click here.
For rates and fees of the American Express® Gold Card, click here.
For rates and fees of The Platinum Card® from American Express, click here.

Featured Image Credit: American Express

Frequently asked questions

Is the Delta Platinum Card worth it?

This card, even with its annual fee, is well worth it for those who are frequent Delta flyers.

Each year when you renew the card, you can receive a domestic main cabin round-trip companion certificate. Plus, when you fly on Delta, you can check your first bag free, along with saving up to $50 on a round-trip flight.

Simply having the card in your wallet can help make travel more convenient, thanks to numerous benefits and coverages:

Priority boarding
Baggage insurance
Car rental loss and damage insurance
Travel accident insurance

Plus, you can save money when you travel by receiving a 20% savings on inflight purchases of food, beverages, movies, and more. As a member, you and 2 traveling companions can enjoy Delta Sky Club access at a discounted rate.

Does the Delta Platinum Card have an annual fee?

Yes, the annual fee is $250.

Do the points on the Delta Platinum card ever expire or go away?

Unlike points earned within Amex Membership Rewards, the SkyMiles earned on this card don't depend on your card-account status.

Instead, these SkyMiles all get deposited into your Delta account. The airline has a no-expiration policy on its SkyMiles.

Is there a foreign transaction fee on the Delta Platinum card?

No, the Delta Platinum card does not charge foreign transaction fees.

How do you get more MQM miles on Delta Air Lines?

While many airlines require you to fly to earn elite qualifying miles, with Delta you can earn Medallion Qualification Miles (MQMs) through spending on your Delta Platinum card.

About Jarrod West

Jarrod has been writing about the ins and outs of credit cards and loyalty programs, along with airlines and hotels, for over 6 years. He is regularly called upon to share his expertise on the latest news within the space, and has been featured in publications such as The New York Times, RetailMeNot, and Yahoo! Finance. Jarrod has over 20 credit cards in his wallet and has tested out dozens more in order to vet the very best card options for readers. As he is constantly sampling new cards, Jarrod also earns (and redeems) over 1 million points and miles each year. This allows him to book luxury travel experiences the world over, and save tens of thousands of dollars in the process.

Nina May 31, 2021
“Making things even better, the Medallion Qualification Dollars (MQD) requirements are waived when you are a cardholder, so whenever you have enough MQMs you’ll automatically earn the status.”
This is a bit misleading, MQDs are only waived with $25k spend on the card.
- Jarrod West June 1, 2021
  Hi Nina,
  I’ve edited the post to clarify that aspect up for readers. Thanks for reading!
khatl July 30, 2021
Do all Delta platinum cards qualify for the 10,000 MQM bonus with $25k spend? Or is it only those that sign up with the current offer? i.e. if I got a card 2 months back, does the $25k spend, 10k MQM bonus apply?
- Jarrod West July 30, 2021
  Hi Khatl,
  That perk is available on both the Delta Platinum card and the Delta Reserve card, and is available to you each year as a permanent card perk.
JJS August 29, 2021
I signed up for a Delta Platinum credit card (the one with the $250 annual fee) on July 19, 2021, and I still haven’t received it. I was rushed through signing up, with no mention of the $250, and want to cancel this credit card immediately. I also don’t travel a lot, and seldom use Delta. (I also don’t ever want to need to contact your customer service, with all the wait times.)
Thank you. Please confirm receipt of this message and let me know how I can reach someone to cancel it, with preferably an address to write to. (I realize this is not a private contact but can’t find any other way of accomplishing this.)
- Christine Krzyszton August 30, 2021
  Hello JJS. Please understand that we are Upgraded Points, a blog specializing in credit card rewards and travel-related resources. We are not American Express or Delta Air Lines. You might want to consider calling American Express when you receive the card and downgrading it to a no-annual-fee Delta card (the number to call will be on the back of the card). Since American Express has already done a hard inquiry on your credit, you could build credit by having the card but then you would not have to pay an annual fee. Also, you should have received a card by now if you were approved. If you were not approved, you will receive a letter and it will contain a phone number for you to call.

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