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Delta SkyMiles Platinum American Express Card — Full Review [2024]

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Jarrod West
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Jarrod West

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437 Published Articles, 1 Edited Article

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Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in o...
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Juan Ruiz

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Juan has been involved in credit cards, loyalty, travel, and personal finance for more than 10 years. He has worked for several outlets including The Points Guy and Forbes and was previously Editor-in...
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Delta SkyMiles® Platinum American Express Card
Terms Apply / Rates & Fees

Delta SkyMiles® Platinum American Express Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
4
  • 90,000 bonus miles

  • $350

  • 20.99%-29.99% Variable

  • Good to Excellent (670-850)

Delta SkyMiles® Platinum American Express Card

Frequent Delta travelers will enjoy this card's bonus categories, benefits, and ability to reach higher levels of elite status.

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
4
Learn More(at Amex's secure site)

The Delta SkyMiles® Platinum American Express Card can be a great option for those seeking additional ways to obtain a higher level of status — or to maintain their current status — with the airline.

A key feature of this card is the ability to earn bonus Medallion Qualification Dollars (MQDs) that are essential for earning Delta status. This could help you get closer to earning a handful of valuable benefits with the airline.

Card Snapshot

Welcome Bonus & Info

  • Earn 90,000 Bonus Miles after you spend $4,000 in purchases on your new Card in your first 6 months.
  • ENHANCED! Receive a Companion Certificate on Main Cabin domestic, Caribbean, or Central American roundtrip flights to select destinations each year after renewal of your Card. The Companion Ticket requires payment of the government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
  • NEW! Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
  • Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • NEW! Earn $1 Medallion® Qualification Dollar for each $20 of purchases made on your Delta SkyMiles® Platinum American Express Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
  • Earn 1X Mile on all other eligible purchases.
  • NEW! $120 Resy Credit: With the Delta SkyMiles® Platinum American Express Card Resy Credit, earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card.
  • NEW! $120 Rideshare Credit: You can earn up to $10 back in statement credits each month on U.S. rideshare purchases with select providers after you pay with your Delta SkyMiles® Platinum American Express Card. Enrollment Required.
  • Enjoy your first checked bag free on Delta flights. Plus enjoy Main Cabin 1 Priority Boarding and settle into your seat sooner.
  • Fee Credit for Global Entry or TSA PreCheck®: Receive $100 back for Global Entry or $85 back for TSA PreCheck® after you apply through any Official Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • NEW! Not a Medallion Member? Delta SkyMiles® Platinum American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members. Ticket must be purchased on or after February 1, 2024 to be eligible to receive a complimentary upgrade.
  • NEW! $150 Delta Stays Credit: Delta SkyMiles® Platinum American Express Card Members can earn up to $150 back annually on eligible prepaid Delta Stays bookings on delta.com.
  • NEW! Transform your car rental experience with Hertz Five Star® Status, compliments of your Delta SkyMiles® Platinum American Express Card. Enrollment in the Hertz Gold Plus Rewards program is required. To receive the benefit, you must add your Hertz Gold Plus Rewards Account number to your SkyMiles Account associated with your Eligible Card, register at delta.com/mypromos/eligible, and “Enroll in Promotion” at delta.com/hertz.
  • No Foreign Transaction Fees.
  • Want even more flexibility? Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
  • $350 Annual Fee.
  • Terms Apply.

Customer Service Number

1-800-297-3276

Pros

  • 3x SkyMiles per $1 spent on Delta purchases
  • 3x SkyMiles per $1 spent on purchases made directly with hotels
  • 2x SkyMiles per $1 spent at restaurants (including takeout and delivery) and U.S. supermarkets
  • 1x SkyMile per $1 spent on all other eligible purchases
  • Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • Enhanced! Receive a Companion Certificate on Main Cabin domestic, Caribbean, or Central American roundtrip flights to select destinations each year after renewal of your Card. The Companion Ticket requires payment of the government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
  • New! Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
  • New! Earn $1 Medallion® Qualification Dollar for each $20 of purchases made on your Delta SkyMiles® Platinum American Express Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year.
  • Complimentary first checked bag
  • Main Cabin 1 Priority Boarding
  • New! $120 Resy Credit: With the Delta SkyMiles® Platinum American Express Card Resy Credit, earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card.
  • New! $120 Rideshare Credit: You can earn up to $10 back in statement credits each month on U.S. rideshare purchases with select providers after you pay with your Delta SkyMiles® Platinum American Express Card. Enrollment Required.
  • Fee Credit for Global Entry or TSA PreCheck®: Receive $100 back for Global Entry or $85 back for TSA PreCheck®
  • 20% back on inflight purchases
  • New! Delta SkyMiles® Platinum American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members. Ticket must be purchased on or after February 1, 2024 to be eligible to receive a complimentary upgrade.
  • New! $150 Delta Stays Credit: Delta SkyMiles® Platinum American Express Card Members can earn up to $150 back annually on eligible prepaid Delta Stays bookings on delta.com.
  • New! Hertz Five Star® Status. Enrollment in the Hertz Gold Plus Rewards program is required. To receive the benefit, you must add your Hertz Gold Plus Rewards Account number to your SkyMiles Account associated with your Eligible Card, register at delta.com/mypromos/eligible, and “Enroll in Promotion” at delta.com/hertz.
  • Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.

Cons

  • $350 annual fee (rates & fees)
  • Does not earn transferable rewards

Great Card If

  • You are a frequent Delta Air Lines flyer
  • You travel both within the U.S. and internationally
  • You plan to renew your card every year

Don’t Get If

  • You do not travel frequently
  • You travel often, but you do not fly on Delta regularly

Delta Platinum Card — Is It Worth It?

If you’re someone who regularly flies with Delta and you’re looking for a card that helps you earn more SkyMiles, provides great benefits, and helps you reach higher levels of elite status, then the Delta Platinum card would be a great option for you.

For starters, the card can help you save money immediately by giving you a free checked bag on all of your Delta flights. When you throw in that the card also offers an annual companion certificate, a 20% rebate on inflight purchases, and the ability to earn additional MQDs, it can be a no-brainer for many Delta flyers.

Delta Platinum Card Top Benefits

Delta Travel Benefits

Here are the top Delta benefits that the Delta Platinum card offers:

  • Free Checked Bags: Get your first checked bag free on Delta flights for you and up to 8 traveling companions.
  • Annual Companion Certificate: Receive this certificate on Main Cabin domestic, Caribbean, or Central American round-trip flights to select destinations each year upon renewal of your card, including payment of taxes and fees of no more than $80 domestically and $250 internationally.
  • Annual Statement Credits: Up to $120 Resy credit, up to $120 U.S. ride-share credit, up to $150 Delta Stays credit
  • Delta Sky Club Discount: Exclusive rate of $50 per person per visit to enter the Delta Sky Club for you and up to 2 guests when traveling on a Delta flight. Effective 1/1/24, this benefit will no longer be available.
  • 20% Back on Inflight Purchases: Applies to purchases of food, beverage, and audio headsets.
  • MQD Headstart: Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification year and get closer to status.

Card Protections

  • Trip Delay Insurance: If your flight is delayed by more than 12 hours, you can receive up to $300 in coverage towards items like food and lodging.
  • Rental Car Insurance: Secondary coverage that covers accidental damage or theft of your rental car.
  • Baggage Insurance: If a carrier loses your luggage, you’re covered for up to $1,250 for carry-on baggage and up to $500 for checked baggage.
  • Purchase Protection: If an item is lost or damaged within 90 days of purchase, you can receive up to $1,000 in coverage per occurrence, and up to $50,000 per calendar year.
  • Extended Warranty: Adds 1 year of warranty coverage to warranties of 5 years or less.

How To Earn and Redeem Your Delta SkyMiles

Fortunately, using your Delta Platinum card isn’t the only way to earn Delta SkyMiles. There are many other options including the Delta shopping portal, dining program, and more. Read through our guide on the best ways to earn Delta SkyMiles for inspiration on ways to boost your balance quickly.

Delta operates an extensive route network that can take you just about anywhere you need to go. That said, if you want to get maximum value out of your SkyMiles, you’ll want to read through some of our top ways to redeem Delta SkyMiles.

Alternative Card to the Delta Platinum Card

Delta SkyMiles® Reserve American Express Card

NEW OFFER
Delta SkyMiles® Reserve American Express CardTerms Apply / Rates & Fees

Delta SkyMiles® Reserve American Express Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Delta loyalists will love the fast track to Delta elite status, lounge access, baggage benefits, and upgrade priority with the Delta Reserve card.

Learn More(at Amex's secure site)

Delta SkyMiles® Reserve American Express Card

Delta loyalists will love the fast track to Delta elite status, lounge access, baggage benefits, and upgrade priority with the Delta Reserve card.
Earn 100,000 bonus miles after you spend $6,000 in purchases on your new Card in your first 6 months.
100,000 miles
$1,200
$650
20.99%-29.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The Delta SkyMiles® Reserve American Express Card is a stellar option for frequent travelers who always fly with Delta thanks to its MQD Headstart towards status boost, lounge access, annual companion certificate, and many other great benefits.

Here is a full look at everything the Delta Reserve card can offer to you to help you decide whether the card deserves a place in your wallet.

Pros

  • 3x SkyMiles per $1 on Delta purchases
  • 1x SkyMile per $1 on all other eligible purchases
  • Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • Complimentary Delta Sky Club and Amex Centurion Lounge access when flying Delta. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
  • New! Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
  • New! Earn $1 Medallion® Qualification Dollar for each $10 of purchases made on your Delta SkyMiles® Reserve American Express Card in a calendar year
  • Enhanced! Receive a Companion Certificate on First Class, Delta Comfort+®, or Main Cabin domestic, Caribbean, or Central American roundtrip flights to select destinations each year after renewal of your Card.  See terms and conditions for details.
  • New! $240 Resy Credit: With the Delta SkyMiles® Reserve American Express Card Resy Credit, earn up to $20 per month in statement credits on eligible Resy purchases using your enrolled Card.
  • New! $120 Rideshare Credit: You can earn up to $10 back in statement credits each month on U.S. rideshare purchases with select providers after you pay with your Delta SkyMiles® Reserve American Express Card. Enrollment Required.
  • New! Delta SkyMiles® Reserve American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members. Ticket must be purchased on or after February 1, 2024 to be eligible to receive a complimentary upgrade.
  • Fee Credit for Global Entry or TSA PreCheck®: Receive $100 back for Global Entry or $85 back for TSA PreCheck®
  • New! $200 Delta Stays Statement Credit: Delta SkyMiles® Reserve American Express Card Members can earn up to $200 back in the form of a statement credit annually on eligible prepaid Delta Stays bookings on delta.com.
  • New! Transform your car rental experience with Hertz President’s Circle Status, compliments of your Delta SkyMiles® Reserve American Express Card. Enrollment in the Hertz Gold Plus Rewards program is required.
  • Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
  • Access to Complimentary Upgrades and Upgrade Priority
  • Free checked bag
  • 20% back on inflight purchases

Cons

  • $650 annual fee (rates and fees)
  • No bonus categories other than Delta purchases
  • Earn 100,000 Bonus Miles after you spend $6,000 in purchases on your new Card in your first 6 months.
  • Enjoy complimentary access to the Delta Sky Club® when traveling on a same-day Delta-marketed or Delta-operated flight. You will receive four Delta Sky Club One-Time Guest Passes each year. After that, you may bring up to two guests at a per-visit rate of $50 per person, per location. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
  • Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
  • NEW! Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
  • NEW! Earn $1 Medallion® Qualification Dollar for each $10 of purchases made on your Delta SkyMiles® Reserve American Express Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year.
  • ENHANCED! Receive a Companion Certificate on First Class, Delta Comfort+®, or Main Cabin domestic, Caribbean, or Central American roundtrip flights to select destinations each year after renewal of your Card. The Companion Ticket requires payment of the government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
  • NEW! $240 Resy Credit: With the Delta SkyMiles® Reserve American Express Card Resy Credit, earn up to $20 per month in statement credits on eligible Resy purchases using your enrolled Card.
  • NEW! $120 Rideshare Credit: You can earn up to $10 back in statement credits each month on U.S. rideshare purchases with select providers after you pay with your Delta SkyMiles® Reserve American Express Card. Enrollment Required.
  • Eligible Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • With your Card receive upgrade priority over other Medallion Members within the same Medallion level and fare class.
  • NEW! Not a Medallion Member? Delta SkyMiles® Reserve American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members. Ticket must be purchased on or after February 1, 2024 to be eligible to receive a complimentary upgrade.
  • Fee Credit for Global Entry or TSA PreCheck®: Receive $100 back for Global Entry or $85 back for TSA PreCheck® after you apply through any Official Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Earn 3X Miles on Delta purchases.
  • Earn 1X Miles on all other eligible purchases.
  • NEW! $200 Delta Stays Statement Credit: Delta SkyMiles® Reserve American Express Card Members can earn up to $200 back in the form of a statement credit annually on eligible prepaid Delta Stays bookings on delta.com.
  • NEW! Transform your car rental experience with Hertz President’s Circle Status, compliments of your Delta SkyMiles® Reserve American Express Card. Enrollment in the Hertz Gold Plus Rewards program is required. To receive the benefit, you must add your Hertz Gold Plus Rewards Account number to your SkyMiles Account associated with your Eligible Card, register at delta.com/mypromos/eligible, and “Enroll in Promotion” at delta.com/hertz.
  • No Foreign Transaction Fees.
  • Want even more flexibility? Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
  • Enjoy your first checked bag free on Delta flights.
  • $650 Annual Fee.
  • Terms Apply.

Financial Snapshot

  • APR: 20.99%-29.99% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Delta SkyMiles Airline Loyalty Program

If you’re a Delta loyalist chasing down high levels of elite status and Delta Sky Club lounge access, then the Delta Reserve card would be a better option for you.

The Delta Reserve card offers an annual companion certificate that includes first class tickets, and even includes access to Amex Centurion Lounges when flying with Delta.

Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.

Read more about these 2 cards here: Delta Platinum card vs. Delta Reserve card


We’ve also compared the Delta Platinum card to 2 other popular cards:


For rates and fees of the Delta SkyMiles® Platinum American Express Card, click here.
For rates and fees of Delta SkyMiles® Reserve American Express Card, click here.

Frequently Asked Questions

Is the Delta Platinum Card worth it?

This card, even with its annual fee, is well worth it for those who are frequent Delta flyers.

Each year when you renew the card, you can receive a main cabin round-trip companion certificate (for domestic, the Caribbean, or Central America to select destinations). Plus, when you fly on Delta, you can check your first bag free, along with saving up to $50 on a flight for every 5,000 miles you redeem with the Pay with Miles option.

Simply having the card in your wallet can help make travel more convenient, thanks to numerous benefits and coverages:

  • Priority boarding
  • Baggage insurance
  • Car rental loss and damage insurance
  • Travel accident insurance

Plus, you can save money when you travel by receiving a 20% savings on inflight purchases of food, beverages, movies, and more.

Does the Delta Platinum Card have an annual fee?

Yes, the annual fee is $350.

Do the points on the Delta Platinum card ever expire or go away?

Unlike points earned within Amex Membership Rewards, the SkyMiles earned on this card don’t depend on your card-account status.

Instead, these SkyMiles all get deposited into your Delta account. The airline has a no-expiration policy on its SkyMiles.

Is there a foreign transaction fee on the Delta Platinum card?

No, the Delta Platinum card does not charge foreign transaction fees.

Is earning MQMs on Delta Air Lines still available.

No, as of January 1, 2024, SkyMiles members will no longer earn MQMs.

Jarrod West's image

About Jarrod West

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in outlets like The New York Times.

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