Edited by: Stella Shon
& Kellie Jez
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20.99% - 29.99% Variable
Good to Excellent (670-850)
Between great perks and the potential to earn plenty of SkyMiles, this card is a must-have for frequent Delta travelers.
As a small business owner and frequent Delta flyer, the Delta SkyMiles® Platinum Business American Express Card is your go-to credit card.
You like knowing you’re earning double the SkyMiles for purchases with Delta; benefits like no foreign transaction fees, priority boarding, and a free checked bag each flight only sweeten the deal.
Plus, you can redeem your SkyMiles for travel on Delta and its partner airlines, saving you money. It’s a no-brainer!
(at Amex's secure site)
The ideal cardholder of the Delta Platinum Business card flies frequently with Delta, will spend enough to meet the welcome offer, and can take advantage of the card’s extensive benefits, including free checked bags and an annual companion certificate.
The welcome offer on the card is typically great. See the card snapshot above for current details, and make sure to spend the required amount in the set amount of time to earn it!
You will earn 3 SkyMiles per $1 for purchases made directly with Delta and 3 SkyMiles on every eligible dollar spent on purchases made directly with hotels; 1.5 SkyMiles per $1 on purchases larger than $5,000 (up to 50,000 additional SkyMiles per year), and 1 mile per $1 for everything else.
It’s also nice to know that Delta SkyMiles don’t expire, so you don’t have to keep up with expiration dates.
In addition to earning Delta SkyMiles with the card, you can earn status miles that Delta calls Medallion Qualification Miles (MQMs).
With Status Boost, you have the opportunity to earn 10,000 MQMs after you spend $25,000 in purchases on your card in a calendar year, up to 2x per year, getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different from the miles you earn towards flights. Effective 1/1/24, this benefit will no longer be available, and there will be a new way to earn toward Medallion Status.
As a Delta Platinum Business cardholder, you can take advantage of several great perks.
One of the most valuable benefits of the Delta Platinum Business card is the Companion Certificate.
Receive a Main Cabin round-trip certificate for domestic travel when you renew your card each year. It’s good for any domestic flight for which you hold a reservation.
You will be responsible for up to $80 in government taxes and fees for round-trip domestic flights.
Earn as many SkyMiles as possible by getting cards for your employees. Not only are employee cards without an additional fee, but you can also rack up the SkyMiles based on purchases your employees make with them (rates & fees).
Ease some of the financial pressure of being a small business owner by having the flexibility of paying for your purchases over time. You will still accrue interest, but the option to not pay in full at the end of the month may sometimes be worth it.
Plus, each Delta business credit card comes with all the benefits designed to simplify your finances.
Access your online statements and other account information with mobile and tablet apps. The apps are a convenient way to keep up with your credit card purchases when you’re on the go.
Set up spending and fraud alerts to get notified when your bill due date is approaching so you don’t incur late fees. Finally, add tags and notes to purchases with ReceiptMatch.
Other perks of using the card are shopping and travel-related benefits.
For example, purchase protection protects items you buy from accidental damage and theft for up to 90 days. You also have the option of extending your manufacturer’s warranty up to a year with an extended warranty. Cell phone protection covers your phone in case of theft or damage, like a cracked screen.
You have enough on your plate while traveling. Why not let American Express take over by providing car rental loss/damage insurance, roadside assistance, baggage insurance, and travel accident insurance?
There’s also a Global Assist hotline you can call if you need help when traveling, whether you’ve lost a passport or need medical help.
Once you’ve collected SkyMiles with the Delta Platinum Business card, the primary method to redeem them is, of course, by booking flights on Delta Air Lines.
But you can also redeem SkyMiles with many Delta partners and codeshare partners, including members of the SkyTeam alliance.
We estimate the value of these airfare redemptions to be at least 2 cents per mile.
Here are some other redemption methods:
Enhance your travel experience by upgrading your seat when booking any eligible U.S. flight. Just apply SkyMiles to the difference in cost between Main Cabin fare and a business class, first class, or Delta One fare.
Already have a flight booked? You can redeem SkyMiles for a Mileage Upgrade Award from the Main Cabin to Delta One, first class, or business class.
Pay With Miles to reduce the cost of your flight. For every 5,000 SkyMiles redeemed, you get $50 in credit toward your airfare.
Unfortunately, SkyMiles are only valued at 1 cent each with this option, but it’s a relatively good way to utilize extra SkyMiles.
Redeem SkyMiles to shop the SkyMiles Marketplace, purchase a magazine subscription, or bid on one of the many once-in-a-lifetime SkyMiles Experiences.
Just like with any airline credit card, the Delta Platinum Business card is most valuable when you use it to book airfare. In this case, you’ll earn 3x SkyMiles for flying Delta.
As a member of the SkyMiles loyalty program, you’ll get an additional 5x SkyMiles for Delta flights, equaling a total of 8x SkyMiles!
With a little creativity, you can accrue SkyMiles in other ways, too. We compiled a list of tips to ensure you get maximum value from your card.
Tip #1: Strive to qualify for the big spend bonuses by putting all of your business expenses on the card.
Even though many of your expenses will be non-Delta purchases, you’ll still earn at least 1 mile per $1 for everything.
Tip #2: Qualify for elite status and you’ll rack up the SkyMiles even faster: Silver (2x), Gold (3x), Platinum (4x).
Plus, Platinum members get to select a Choice Benefit and Diamond members get to select 2 Choice Benefits. One of those options is up to 25,000 bonus SkyMiles!
Reach elite status quicker by getting free cards for your employees. Then make sure they are put to good use so you earn tons of SkyMiles!
Tip #4: One of the great benefits of having a Delta business credit card is that Delta partners with Membership Rewards.
That means if you have a personal or business Amex credit card in the Membership Rewards program, you can transfer points to your SkyMiles account since Delta is an Amex transfer partner.
The following are just a few of the cards that earn Membership Rewards points transferable to Delta SkyMiles:
Keep in mind that getting value from the card is not just about earning points. Be sure to take advantage of perks including the free baggage credit and annual companion certificate to ensure you receive maximum value!
The biggest drawback to the Delta Platinum Business card applies to those who don’t prefer flying Delta Air Lines.
If this is the case, you may be better off with a cash-back card so you can put money back in your business.
To earn more general travel rewards, some of the best Amex credit cards earn Membership Rewards and include the ability to transfer points to any of the 20 loyalty partners may be more your speed.
Consider the Amex Business Gold card. Although it has an annual fee similar to the Delta Platinum Business card, it has tons of perks and benefits.
Get 4x points in 2 select categories where your business spends the most each month (on your first $150,000 spent each year).
The American Express® Business Gold Card is excellent at racking up rewards for your business spend.
The card earns a whopping 4x points per $1 in the 2 categories (from a list of 6) that your business spends the most money on each month. With no need to opt-in or preselect your categories, so you can focus on what matters most — running your business.
Overall, the only real earnings category with the Delta Platinum Business card is purchases through Delta. But this lack of categories may be okay with you, as long as you earn the big spend bonus at the end of the year and like to redeem SkyMiles for travel on Delta.
The information regarding the Business Green Rewards Card from American Express was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
For rates and fees of the Delta SkyMiles® Platinum Business American Express Card, click here.
For rates and fees of The Business Platinum Card® from American Express, click here.
For rates and fees of the American Express® Business Gold Card, click here.
As a business owner, there are many reasons to use the card.
In addition to earning 3x SkyMiles for Delta purchases, 3x SkyMiles for hotels, 1.5 SkyMiles on purchases over $5,000, and 1x SkyMiles for all other purchases, you receive benefits such as:
Redeem SkyMiles earned for travel on Delta, trips with SkyTeam member airlines, and other travel and non-travel partners.
Also enjoy access to a suite of small business tools like mobile and tablet apps and online statements.
Earn 3x SkyMiles on Delta purchases, 3x SkyMiles on hotels, 1.5x SkyMiles on purchases over $5,000, plus 1x SkyMiles for all the other business expenses you put on the card. This is a terrific benefit for business travelers!
You’ll receive online statements and free employee cards, as well as access to your account via the tablet and smartphone apps.
Yes, there is an annual fee of $250.
SkyMiles earned with the card do not expire.
No, you will not be charged a foreign transaction fee with the card.
Although the card itself does not have travel partners, as a cardmember you can access Delta partners including the SkyTeam alliance and a wide variety of travel and non-travel partners.
Each year when you renew your card, you’ll receive a Companion Certificate good for any domestic flight for which you have a reservation.
Please note you will need to pay up to $80 in government taxes and fees per round-trip domestic flight.