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Founder and CEO of Upgraded Points, Alex is a leader in the industry and has earned and redeemed millions of points and miles. He frequently discusses the award travel industry with CNBC, Fox Business...
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Delta SkyMiles® Platinum Business American Express Card
U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
4.26
60,000 miles
$250
20.99% - 29.99% Variable
Good to Excellent (670-850)
Delta SkyMiles® Platinum Business American Express Card
Between great perks and the potential to earn plenty of SkyMiles, this card is a must-have for frequent Delta travelers.
U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
You like knowing you’re earning double the SkyMiles for purchases with Delta; benefits like no foreign transaction fees, priority boarding, and a free checked bag each flight only sweeten the deal.
Plus, you can redeem your SkyMiles for travel on Delta and its partner airlines, saving you money. It’s a no-brainer!
Card Snapshot
Welcome Bonus & Info
Welcome Offer: Earn 60,000 Bonus Miles after spending $3,000 in purchases on your new Card in your first 3 months of Card Membership.
Delta SkyMiles® Platinum Business American Express Card Members save 15% when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
You can receive a domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
Earn more miles on big purchases with 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half mile per dollar), up to 50,000 additional miles per Calendar year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex. you would earn 3X miles on purchases made directly with Delta and hotels instead of 1.5X).
Delta Sky Club® Access – Get access to Delta Sky Club® at a rate of $50 per person per visit for you and up to two guests or immediate family while flying together on Delta. Effective 1/1/24, this benefit will no longer be available.
With Status Boost®, earn 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your Card in a calendar year, up to 2x per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different from the miles you earn towards flights. Effective 1/1/24, this benefit will no longer be available, and there will be a new way to earn toward Medallion Status with the Card. Learn more at delta.com/skymilesprogramchanges.
Save 15% On Award Travel With TakeOff 15. Not applicable to partner-operated flights or to taxes and fees.
3x SkyMiles per $1 spent on Delta and hotel purchases
1.5x SkyMiles per $1 spent on purchases of $5,000 or more, up to 50,000 additional SkyMiles per calendar year
1x SkyMile per $1 on all other purchases
Main Cabin 1 Priority Boarding
Earn 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your Card in a calendar year, up to 2x per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different from the Miles you earn towards flights. Effective 1/1/24, this benefit will no longer be available
First checked bag free
Annual companion certificate
20% discount on inflight purchases
Reduced Delta Sky Club visit rate. Effective 1/1/24, this benefit will no longer be available
Global Entry or TSA PreCheck application fee statement credit
Trip delay insurance
Baggage insurance
Rental car insurance
Purchase protection and extended warranty coverage
You want a card that will help you earn Delta elite status
Your business travel includes domestic and international flights
Don’t Get If
You don’t travel for business
You are not near a Delta hub
You prefer to travel on airlines other than Delta
The Ideal Cardholder
The ideal cardholder of the Delta Platinum Business card flies frequently with Delta, will spend enough to meet the welcome offer, and can take advantage of the card’s extensive benefits, including free checked bags and an annual companion certificate.
Delta Platinum Business Card Benefits
Bonus and Earnings Potential
The welcome offer on the card is typically great. See the card snapshot above for current details, and make sure to spend the required amount in the set amount of time to earn it!
You will earn 3 SkyMiles per $1 for purchases made directly with Delta and 3 SkyMiles on every eligible dollar spent on purchases made directly with hotels; 1.5 SkyMiles per $1 on purchases larger than $5,000 (up to 50,000 additional SkyMiles per year), and 1 mile per $1 for everything else.
It’s also nice to know that Delta SkyMiles don’t expire, so you don’t have to keep up with expiration dates.
Earning Medallion Qualification Miles
In addition to earning Delta SkyMiles with the card, you can earn status miles that Delta calls Medallion Qualification Miles (MQMs).
With Status Boost, you have the opportunity to earn 10,000 MQMs after you spend $25,000 in purchases on your card in a calendar year, up to 2x per year, getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different from the miles you earn towards flights. Effective 1/1/24, this benefit will no longer be available, and there will be a new way to earn toward Medallion Status.
Platinum Travel Benefits on Delta
As a Delta Platinum Business cardholder, you can take advantage of several great perks.
One of the most valuable benefits of the Delta Platinum Business card is the Companion Certificate.
Receive a Main Cabin round-trip certificate for domestic travel when you renew your card each year. It’s good for any domestic flight for which you hold a reservation.
You will be responsible for up to $80 in government taxes and fees for round-trip domestic flights.
Card Perks for Small Business Owners
Earn as many SkyMiles as possible by getting cards for your employees. Not only are employee cards without an additional fee, but you can also rack up the SkyMiles based on purchases your employees make with them (rates & fees).
Ease some of the financial pressure of being a small business owner by having the flexibility of paying for your purchases over time. You will still accrue interest, but the option to not pay in full at the end of the month may sometimes be worth it.
Plus, each Delta business credit card comes with all the benefits designed to simplify your finances.
Access your online statements and other account information with mobile and tablet apps. The apps are a convenient way to keep up with your credit card purchases when you’re on the go.
Set up spending and fraud alerts to get notified when your bill due date is approaching so you don’t incur late fees. Finally, add tags and notes to purchases with ReceiptMatch.
Additional Perks of the Delta Platinum Business Card
Other perks of using the card are shopping and travel-related benefits.
For example, purchase protection protects items you buy from accidental damage and theft for up to 90 days. You also have the option of extending your manufacturer’s warranty up to a year with an extended warranty. Cell phone protection covers your phone in case of theft or damage, like a cracked screen.
You have enough on your plate while traveling. Why not let American Express take over by providing car rental loss/damage insurance, roadside assistance, baggage insurance, and travel accident insurance?
There’s also a Global Assist hotline you can call if you need help when traveling, whether you’ve lost a passport or need medical help.
Best Way To Redeem Delta SkyMiles
Once you’ve collected SkyMiles with the Delta Platinum Business card, the primary method to redeem them is, of course, by booking flights on Delta Air Lines.
But you can also redeem SkyMiles with many Delta partners and codeshare partners, including members of the SkyTeam alliance.
We estimate the value of these airfare redemptions to be at least 2 cents per mile.
Here are some other redemption methods:
Upgrade Your Seat
Enhance your travel experience by upgrading your seat when booking any eligible U.S. flight. Just apply SkyMiles to the difference in cost between Main Cabin fare and a business class, first class, or Delta One fare.
Already have a flight booked? You can redeem SkyMiles for a Mileage Upgrade Award from the Main Cabin to Delta One, first class, or business class.
Pay With Miles
Pay With Miles to reduce the cost of your flight. For every 5,000 SkyMiles redeemed, you get $50 in credit toward your airfare.
Unfortunately, SkyMiles are only valued at 1 cent each with this option, but it’s a relatively good way to utilize extra SkyMiles.
Non-Travel Redemptions
Redeem SkyMiles to shop the SkyMiles Marketplace, purchase a magazine subscription, or bid on one of the many once-in-a-lifetime SkyMiles Experiences.
Just like with any airline credit card, the Delta Platinum Business card is most valuable when you use it to book airfare. In this case, you’ll earn 3x SkyMiles for flying Delta.
As a member of the SkyMiles loyalty program, you’ll get an additional 5x SkyMiles for Delta flights, equaling a total of 8x SkyMiles!
Tip #1: Strive to qualify for the big spend bonuses by putting all of your business expenses on the card.
Even though many of your expenses will be non-Delta purchases, you’ll still earn at least 1 mile per $1 for everything.
Tip #2: Qualify for elite status and you’ll rack up the SkyMiles even faster: Silver (2x), Gold (3x), Platinum (4x).
Plus, Platinum members get to select a Choice Benefit and Diamond members get to select 2 Choice Benefits. One of those options is up to 25,000 bonus SkyMiles!
Reach elite status quicker by getting free cards for your employees. Then make sure they are put to good use so you earn tons of SkyMiles!
Tip #4: One of the great benefits of having a Delta business credit card is that Delta partners with Membership Rewards.
That means if you have a personal or business Amex credit card in the Membership Rewards program, you can transfer points to your SkyMiles account since Delta is an Amex transfer partner.
The following are just a few of the cards that earn Membership Rewards points transferable to Delta SkyMiles:
Keep in mind that getting value from the card is not just about earning points. Be sure to take advantage of perks including the free baggage credit and annual companion certificate to ensure you receive maximum value!
Alternative Cards to the Delta Platinum Business Card
The biggest drawback to the Delta Platinum Business card applies to those who don’t prefer flying Delta Air Lines.
If this is the case, you may be better off with a cash-back card so you can put money back in your business.
To earn more general travel rewards, some of the best Amex credit cards earn Membership Rewards and include the ability to transfer points to any of the 20 loyalty partners may be more your speed.
Consider theAmex Business Gold card. Although it has an annual fee similar to the Delta Platinum Business card, it has tons of perks and benefits.
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
Get 4x points in 2 select categories where your business spends the most each month (on your first $150,000 spent each year).
Get 4x points in 2 select categories where your business spends the most each month (on your first $150,000 spent each year).
Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership
70,000 points
$1,540
$295
19.49% - 27.49% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
The card earns a whopping 4x points per $1 in the 2 categories (from a list of 6) that your business spends the most money on each month. With no need to opt-in or preselect your categories, so you can focus on what matters most — running your business.
Pros
4x points per dollar spent on your 2 highest purchase categories each month up to $150,000 each calendar year in purchases; categories include:
NEW! Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses , and subways
NEW! U.S. purchases made from electronic goods retailers and software & cloud system providers
NEW! Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
U.S. purchases at gas stations
U.S. purchases at restaurants, including takeout and delivery
Purchases at U.S. media providers for advertising in select media (online such as Google Ads, Facebook Ads, plus TV and radio)
3x points per dollar on flights and prepaid hotels booked on amextravel.com using your Business Gold Card
Access to Amex’s The Hotel Collection
Purchase protection and extended warranty protection
Trip delay insurance
Car rental insurance
Cell phone insurance
Cons
$295 ($375 if application is received on or after 2/1/24) annual fee (rates and fees)
No elite travel benefits like airport lounge access or elite status
Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 1X is earned for other purchases.**
**4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
PAY OVER TIME OPTION: Decide whether you want to pay eligible purchases in full each month—or pay over time with interest.*
Overall, the only real earnings category with the Delta Platinum Business card is purchases through Delta. But this lack of categories may be okay with you, as long as you earn the big spend bonus at the end of the year and like to redeem SkyMiles for travel on Delta.
Bottom Line: There may be better cards for you depending on your situation, or you can combine the Delta Platinum Business cardwith other cards for maximum benefit.
The information regarding the Business Green Rewards Card from American Express was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
For rates and fees of the Delta SkyMiles® Platinum Business American Express Card, click here. For rates and fees of The Business Platinum Card® from American Express, click here. For rates and fees of the American Express® Business Gold Card, click here.
Frequently Asked Questions
What are the benefits of the Delta Platinum Business card? Is it worth it?
As a business owner, there are many reasons to use the card.
In addition to earning 3x SkyMiles for Delta purchases, 3x SkyMiles for hotels, 1.5 SkyMiles on purchases over $5,000, and 1x SkyMiles for all other purchases, you receive benefits such as:
Free first bag checked free
Priority boarding
20% savings on inflight purchases
Redeem SkyMiles earned for travel on Delta, trips with SkyTeam member airlines, and other travel and non-travel partners.
Also enjoy access to a suite of small business tools like mobile and tablet apps and online statements.
What does the Delta Platinum Business card offer small business owners?
Earn 3x SkyMiles on Delta purchases, 3x SkyMiles on hotels, 1.5x SkyMiles on purchases over $5,000, plus 1x SkyMiles for all the other business expenses you put on the card. This is a terrific benefit for business travelers!
You’ll receive online statements and free employee cards, as well as access to your account via the tablet and smartphone apps.
Does the Delta Platinum Business card have an annual fee?
Yes, there is an annual fee of $250.
When do Delta Platinum Business card SkyMiles expire?
SkyMiles earned with the card do not expire.
Are there foreign transaction fees with the Delta Platinum Business card?
No, you will not be charged a foreign transaction fee with the card.
Who are the Delta Platinum Business card travel partners?
Although the card itself does not have travel partners, as a cardmember you can access Delta partners including the SkyTeam alliance and a wide variety of travel and non-travel partners.
Does the Delta Platinum Business card come with a companion ticket?
Each year when you renew your card, you’ll receive a Companion Certificate good for any domestic flight for which you have a reservation.
Please note you will need to pay up to $80 in government taxes and fees per round-trip domestic flight.
Founder and CEO of Upgraded Points, Alex is a leader in the industry and has earned and redeemed millions of points and miles. He frequently discusses the award travel industry with CNBC, Fox Business, The New York Times, and more.
This bonus value is an estimated valuation calculated by UP after analyzing redemption options, transfer partners, award availability and how much UP would pay to buy these points.
