As a small business owner and frequent Delta flyer, the Delta SkyMiles® Platinum Business American Express Card is your go-to credit card.
You like knowing you’re earning double the miles for purchases with Delta; benefits like no foreign transaction fees, priority boarding, and a free checked bag each flight only sweeten the deal.
Plus, you can redeem your miles for travel on Delta and its partner airlines, saving you money. It’s a no-brainer!
- Welcome Bonus & Info (Partner Content)
- Welcome Offer: Earn 45,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in the first 3 months. Plus, earn a $100 Statement Credit after your first Delta purchase on your new Card in the first 3 months.
- Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels.
- Status-like benefits: First Check Bag Free on Delta flights + Main Cabin 1 Priority Boarding
- Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half point per dollar), up to 50,000 additional miles per year. 1 Mile on every eligible dollar spent on other purchases.
- Get closer to status with Status Boost™. Spend $25,000 in purchases on the Card in a calendar year and earn 10,000 Medallion® Qualification Miles (MQMs); spend a total of $50,000 in eligible purchases on the Card in a calendar year and earn an additional 10,000 MQMs. MQMs are used to determine Medallion Status and are different from the miles you earn toward flights.
- Terms and limitations apply.
- See Rates & Fees
- Card Categories:
- Rewards Center
- Customer Service Number1-800-297-3276
- Login Link
- Related Articles
- Card Focus:
- Typical UsersBusiness Owners, Frequent Travelers, International Travelers
The Ideal Cardholder
The Delta SkyMiles® Platinum Business American Express Card – Bonus and Earnings Potential
The welcome bonus on the card is typically great. See the card summary table above for current details, and make sure to spend the required amount in the set amount of time to earn it!
You will earn 3 miles per $1 for purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels; earn 1 mile per $1 for everything else.
This card’s annual fee is $250.
It’s also nice to know that Delta SkyMiles don’t expire, so you don’t have to keep up with expiration dates.
Earning Medallion Qualification Miles
In addition to earning Delta SkyMiles with the card, you can earn status miles that Delta calls Medallion Qualification Miles (MQMs).
Through Miles Boost, you have the opportunity to earn 10,000 SkyMiles and 10,000 MQMs when you spend at least $25,000 on the card during the year.
Spend a minimum of $50,000 on the card and get an additional 10,000 SkyMiles and 10,000 MQMs for a total of 20,000 each!
To put that into perspective, 20,000 MQMs puts you close to the 25,000 MQMs necessary to achieve Silver status, Delta’s first elite level.
Reach Platinum or Diamond status to select a Choice Benefit of 20,000 and 25,000 miles respectively, along with tons of other benefits.
Platinum Travel Benefits on Delta With the Card
As a member of this Delta business credit card you can take advantage of several great perks.
For example, you can check your first bags free. Then, stay ahead of the crowd by boarding the plane early with complimentary Main Cabin 1 priority boarding.
Do you travel internationally for your business? If so, you will appreciate that there are no foreign transaction fees for purchases. Since many business credit cards charge a 3% fee and other American Express cards charge a 2.7% fee, the savings here can add up quickly.
Free Domestic Companion Certificate
One of the most valuable benefits of the Delta SkyMiles® Platinum Business American Express Card is the Companion Certificate.
Receive a main cabin round-trip certificate for domestic travel when you renew your card each year. It’s good for any domestic flight for which you hold a reservation.
You will be responsible for up to $75 in government taxes and fees for round-trip domestic flights.
Card Perks for Small Business Owners
Earn as many SkyMiles as possible by getting cards for your employees. Not only are employee cards free, but you can also rack up the miles based on purchases your employees make with them.
Ease some of the financial pressure of being a small business owner by having the flexibility of paying for your purchases over time. You will still accrue interest, but the option to not pay in full at the end of the month may sometimes be worth it.
Plus, each Delta business credit card comes with all the benefits designed to simplify your finances.
Access your online statements and other account information with the mobile and tablet apps. The apps are a convenient way to keep up with your credit card purchases when you’re on the go.
Set up spending and fraud alerts to get notified when your bill due date is approaching so you don’t incur late fees. Finally, add tags and notes to purchases with ReceiptMatch.
Additional Perks With The Delta SkyMiles® Platinum Business American Express Card
Other perks of using the card are shopping and travel-related benefits.
For example, purchase protection protects items you buy from accidental damage and theft for up to 90 days. You also have the option of extending your manufacturer’s warranty up to a year with an extended warranty.
You have enough on your plate while traveling. Why not let American Express take over by providing car rental loss/damage insurance, roadside assistance, baggage insurance, and travel accident insurance?
There’s also a global assist hotline you can call if you need help when traveling, whether you’ve lost a passport or need medical help.
Drawbacks and Alternatives to the Card
The biggest drawback to the Delta SkyMiles® Platinum Business American Express Card applies to those who don’t prefer flying Delta Air Lines.
If this is the case, you may be better off with a cash-back card so you can put money back in your business.
The SimplyCash® Plus Business Credit Card from American Express is one option. It earns up to 5% cash-back on purchases and typically comes with a good APR offer. See their rates & fees here.
To earn more general travel rewards, an American Express card that earns Membership Rewards and includes the ability to transfer points to any of the 20 loyalty partners may be more your speed.
Consider the American Express® Business Gold Card. Although it has a annual fee similar to the Delta SkyMiles® Platinum Business American Express Card, it has tons of perks and benefits.
For instance, get 2x points in 2 business-related categories where you spend the most each month (up to $150,000 in purchases annually).
Overall, the only real earnings category with the Delta business card is purchases through Delta.
But this lack of categories may be okay with you, as long as you earn the big spend bonus at the end of the year and like to redeem SkyMiles for travel on Delta.
Final Thoughts on the Card
In the end, you should decide whether to apply for the Delta SkyMiles® Platinum Business American Express Card based on the value you can get with the card in terms of your own business spending.
If you like flying Delta Air Lines and want the awesome perks like Main Cabin 1 priority boarding, and a free checked bag per flight, you are bound to get some serious value from the card!
Great Card If
- You travel primarily on Delta Air Lines
- You will spend at least $25,000 in business purchases each year (or as much as $50,000)
- Your business travel includes domestic and international flights
Don't Get If
- You don’t travel for business
- You are not near a Delta hub
- You prefer to travel on airlines other than Delta
- You would rather earn cash-back rewards
- Annual Fee
- Foreign Transaction FeesNone
- Interest Rates
- 15.74% - 24.74% Variable
- Late fees
- 29.24% Variable
- Up to $39
- Cash Advance APR
- 25.24% Variable
- Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
- Additional Info
U.P. Pro Tips
Cardmembers earn 3x miles on Delta purchases with the Delta SkyMiles® Platinum Business American Express Card – and that isn’t limited to airfare!
Put baggage fees on the card too and you’ll also earn 3x miles. Even inflight purchases earn 3x miles.
Best Way to Maximize Points
Just like with any airline credit card, the Delta SkyMiles® Platinum Business American Express Card is most valuable when you use it to book airfare. In this case, you’ll earn 3x miles for flying Delta.
As a member of the SkyMiles loyalty program, you’ll get an additional 5x miles for Delta flights, equaling a total of 7x miles!
With a little creativity, you can accrue miles in other ways too. We compiled a list of tips to ensure you get maximum value from your card.
Tip #1: Strive to qualify for the big spend bonuses by putting all your business expenses on the card.
For example, spend $25,000 in a calendar year to earn 10,000 MQMs and 10,000 bonus miles, or reach $50,000 for an additional 10,000 MQMs and 10,000 bonus miles!
Even though many of your expenses will be non-Delta purchases, you’ll still earn at least 1 mile per $1 for everything.
Tip #2: Qualify for elite status and you’ll rack up the miles even faster: Silver (2x), Gold (3x), Platinum (4x).
Plus, Platinum members get to select a Choice Benefit and Diamond members get to select 2 Choice Benefits. One of those options is up to 25,000 bonus miles!
Reach elite status quicker by getting free cards for your employees. Then make sure they are put to good use so you earn tons of miles!
Tip #4: One of the great benefits of the having a Delta business credit card is that Delta partners with Membership Rewards.
That means if you have a personal or business Amex credit card in the Membership Rewards program, you can transfer points to your SkyMiles account.
The following are just 3 of the cards earn Membership Rewards points transferable to Delta SkyMiles:
- The Business Platinum® Card from American Express
- American Express® Business Gold Card
- Business Green Rewards Card from American Express
Keep in mind, getting value from the card is not just about earning points. Be sure to take advantage of perks like the free baggage credit, and annual companion certificate to ensure you receive maximum value!
Best Way to Redeem Points
Once you’ve collected miles with the Delta SkyMiles® Platinum Business American Express Card, the primary method to redeem them is of course by booking flights on Delta Air Lines.
But you can also redeem miles with many Delta partners and codeshare partners, including members of the SkyTeam Alliance (see list below).
We estimate the value of these airfare redemptions to be at least $0.02/mile.
In the past, Delta published an official award chart, which made it easy to figure out the lowest airfare available.
Although Delta stopped making an official award chart available, you can reference the old award chart (as well as great trip ideas!) included in our article How To Redeem Delta SkyMiles for Max Value.
Here are some other redemption methods:
Upgrade Your Seat
Enhance your travel experience by upgrading your seat when booking any eligible U.S. flight. Just apply SkyMiles to the difference in cost between main cabin fare and a business class, first class, or Delta One fare.
Already have a flight booked? You can redeem SkyMiles for a Mileage Upgrade Award from the main cabin to Delta One, first class, or business class.
Become a Sky Club Member
As a cardholder, you have access to the Delta Sky Club at a discounted rate. But did you know you can get a Sky Club membership with unlimited access by redeeming miles?
Pay With Miles
Pay With Miles to reduce the cost of your flight. For every 5,000 SkyMiles redeemed, you get $50 in credit toward your airfare.
Unfortunately, SkyMiles are only valued at $0.01 each with this option, but it’s a relatively good way to utilize extra miles.
Redeem SkyMiles to shop the SkyMiles Marketplace, purchase a magazine subscription, or bid on one of the many once-in-a-lifetime SkyMiles Experiences.
Or, you can donate your miles to a charitable organization through SkyWish.
Although the Delta SkyMiles® Platinum Business American Express Card does not have any travel partners, cardholders do have access to Delta SkyMiles partners.
SkyTeam Alliance: Aeromexico, Vietnam Airlines, Garuda Indonesia, Middle East Airlines, Xiamen Airlines, Alitalia, Saudi Airlines, Air Europa, Kenya Airways, KLM, Aerolineas Argentinas, Czech Airlines, Korean Air, China Eastern, China Southern, Aeroflot, Air France, TAROM, China Airlines
Car Rental Partners: Hertz, National, Alamo, Enterprise, Europcar
The Gritty Details: Everything Else You Need to Know
Here are a few things to keep in mind when using the card.
As with most airline credit cards, the welcome bonus is only open to new cardholders.
The companion certificate is awarded during your renewal month each year. It is valid for one round-trip main cabin ticket and must be redeemed at delta.com. You are responsible for taxes and fees.
Just like with any credit card, it’s a good idea to fully review the terms and conditions.
Unique Features for Business Owners
American Express credit cards offer benefits designed with the small business owner in mind, such as:
Account alerts – Monitor employee card use and remember when your due date is close by setting up account alerts.
Mobile and tablet apps – No matter where you are, you can access your credit card account on the mobile and tablet apps.
Dispute resolution – American Express will resolve issues of fraudulent card activity so you are protected.
Online statements – Checking your account and viewing your purchase history is easy with online statements.
ReceiptMatch – Quickly add photos, tags, and notes to the transactions on your online statement.
Account manager – When you need help, just assign an account manager to review statements, make payments, and manage employee cards.
More Unique Card Features
As a cardholder, you will also receive several insurance protections designed to make every travel experience more comfortable, including:
Roadside assistance hotline – Flat tires, dead batteries, and other driving emergencies happen. Gain peace of mind on the road knowing help is a phone call away.
Car rental loss and damage insurance – If your vehicle is damaged or stolen, you are covered when you reserve and pay for your rental car with the card.
Baggage insurance plan – Whether your checked luggage is lost, damaged, or stolen, you are covered up to $500. Carry-on bags are covered up to $1,250.
Travel accident insurance – Pay your common carrier fare with the card and receive coverage for accidental death and dismemberment when traveling.
Global assist hotline – Being a cardmember can protect you when traveling more than 100 miles from home. No matter what the emergency (financial, medical, legal, or otherwise), call the global assist hotline for help.
In addition to all the above benefits, the card offers additional discounts and conveniences, such as:
Annual miles boost – Cardmembers earn 10,000 MQMs and 10,000 bonus miles after spending $25,000 on your card in a calendar year. Spend $50,000 and earn an additional 10,000 MQMs and 10,000 bonus miles!
Medallion Qualifying Dollar waiver – You’ll be exempt from the MQD requirements of obtaining elite status.
Annual Companion Certificate – On every anniversary, receive a Companion Certificate for domestic travel within the continental U.S. Just pay taxes and fees to redeem.
Pay With Miles – Purchase miles in increments of 5,000 for $50 each to reduce the cost of a cash ticket, award fees, and more.
ShopRunner – The ShopRunner program offers free online shipping from a variety of online merchants. Receive complimentary access as a cardholder.
Priority boarding – Board the plane sooner so you can settle in for your trip as a Platinum Delta SkyMiles® Credit Card from American Express cardholder.
Purchase protection – Get a refund when an item bought with the card is broken or stolen within 90 days of the original purchase date.
Extended warranty – Add up to 1 year to the original manufacturer’s warranty on eligible purchases when you shop using the card.
Return protection – Your vendor won’t accept a return? Return protection can help if it’s within 90 days of the purchase.
For rates and fees of the Delta SkyMiles® Platinum Business American Express Card, click here.
Photo Credits/Credit/Copyright Attribution:
Man With One Suitcase: Alexander Chaikin/Shutterstock
In-flight dining cart: 77sch/Shutterstock
Couple at Airport: Rawpixel.com/Shutterstock
Woman on Laptop: S_Photo/Shutterstock
Frequently asked questions
What are the benefits of the Delta SkyMiles® Platinum Business American Express Card? Is it worth it?
As a business owner, there are many reasons to use the card.
In addition to earning 3x SkyMiles for Delta purchases and hotels, and 1x miles for all other purchases, you receive benefits such as:
- Free first bag checked free
- Priority boarding
- 20% savings on inflight purchases
- Discounted SkyLounge passes
Redeem miles earned for travel on Delta, trips with SkyTeam member airlines, and other travel and non-travel partners.
Also enjoy access to a suite of small business tools like mobile and tablet apps, and online statements.
What does the Delta SkyMiles® Platinum Business American Express Card offer small business owners?
Earn 3x miles on Delta purchases and hotels, plus 1x miles for all the other business expenses you put on the card. This is a terrific benefit for business travelers!
You’ll receive online statements and free employee cards as well as access to your account via the tablet and smartphone apps.
Does the Delta SkyMiles® Platinum Business American Express Card have an annual fee?
Yes, there is an annual fee of $250 (see rates and fees).
When do Delta SkyMiles® Platinum Business American Express Card points expire?
Miles earned with the card expire per Delta’s mileage expiration. However, each time you use the card, that resets the mileage expiration.
Are there foreign transaction fees with the Delta SkyMiles® Platinum Business American Express Card?
No, you will not be charged a foreign transaction fee with the card.
Who are the Delta SkyMiles® Platinum Business American Express Card travel partners?
Although the card itself does not have travel partners, as a cardmember you can access Delta partners including the SkyTeam Alliance and a wide variety of travel and non-travel partners.
Is there a 0% APR offer with the Delta SkyMiles® Platinum Business American Express Card?
No; currently, the card is not offering a 0% APR introductory offer. For more information, see Rates & Fees
Does theDelta SkyMiles® Platinum Business American Express Card come with a companion ticket?
Each year when you renew your card, you’ll receive a Companion Certificate good for any domestic flight for which you have a reservation.
Please note you will need to pay up to $74 in government taxes and fees per round-trip domestic flight.