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Founder and CEO of Upgraded Points, Alex is a leader in the industry and has earned and redeemed millions of points and miles. He frequently discusses the award travel industry with CNBC, Fox Business...
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Delta SkyMiles® Gold Business American Express Card
U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
4
55,000 Bonus Miles
$0 introductory annual fee for the first year, then $150
20.99% - 29.99% Variable
Good to Excellent (670-850)
Delta SkyMiles® Gold Business American Express Card
Receive 2x SkyMiles on Delta purchases, priority boarding, a free checked bag, and discounted award flights.
U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
If Delta Air Lines is your first choice for business travel, and you’re always looking for more ways to earn Delta SkyMiles, this could be a great card option.
Being able to board the plane early and check your bag for free makes all the difference for a smooth flight. Plus, getting discounts on inflight purchases keeps money in your pocket and your small business.
Welcome Offer: Earn 55,000 Bonus Miles after spending $4,000 in purchases on your new Card in your first 6 months of Card Membership.
$0 introductory annual fee for the first year, then $150
Card Members save 15% when booking Award Travel with miles on Delta flights when using delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
Additionally, you can receive a $200 Delta Flight Credit to use toward future travel after you spend $10,000 in purchases in a year.
Earn 2 miles per dollar spent on purchases at U.S. Shipping providers and at U.S. providers for Advertising in select media on up to $50,000 of purchases per category, per year.
Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent at restaurants.
Earn 1 Mile on every eligible dollar spent on other purchases.
Check and stow your bag with ease: First Checked Bag Free on Delta Flights + Main Cabin 1 Priority Boarding.
Elevate your travel experience with an annual statement credit of up to $150 after using your Delta Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
Pay no foreign transaction fees when you travel overseas.
Save 15% On Award Travel With TakeOff 15. Not applicable to partner-operated flights or to taxes and fees.
2x SkyMiles per $1 on purchases made directly with Delta and at restaurants
2x SkyMiles per $1 on U.S. purchases for advertising in select media and on U.S. shipping purchases on up to $50,000 in eligible purchases per category, per year.
Receive a $200 Delta Flight Credit to use toward future travel after you spend $10,000 in purchases in a year.
Receive an annual statement credit of up to $150 after using your Delta Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
1x SkyMile per $1 on all other purchases
First checked bag free
Main Cabin 1 Priority Boarding
20% inflight savings
Baggage insurance
Rental car insurance
Purchase protection
Extended warranty coverage
Cons
Doesn’t earn transferable rewards
Great Card If
You prefer Delta Air Lines over other carriers
You and your employees travel regularly
You don’t want to bother with earnings categories
Don’t Get If
You don’t want to pay an annual fee (after the first year)
You want more redemption options
Welcome Offer and Earning SkyMiles
With the welcome offer bonus, the Delta Gold Business card has a lot to offer Delta frequent flyers.
Earn 2 SkyMiles per $1 spent on purchases made directly with Delta and 1 SkyMile per $1 for your other purchases. Your SkyMiles never expire!
Benefits of the Delta Gold Business Card
Delta travelers will delight in the many benefits offered with their convenience in mind.
Paying to check your luggage has made flying more expensive, but you can get your first bag checked free with the card. This perk also applies to up to 8 other passengers on your reservation.
Instead of waiting to board the plane, you’ll get Zone 1 priority boarding on Delta flights. That means you skip ahead of passengers sitting in the main cabin and those flying economy.
Once on board, you’ll get a 20% discount on inflight purchases. The discount will appear as a statement credit on your credit card bill.
Bottom Line: Benefits of the Delta Gold Business cardinclude a free checked bag for up to 8 companions, priority boarding, and a 20% inflight discount!
Other Card Perks: Insurances and Services
Just like other Amex credit cards, the Delta Gold Business card offers many travel and shopping perks.
When you’re on the road, the car rental loss/damage insurance and Global Assist hotline can make you feel more comfortable. Shopping protections, such as return and purchase protections or extended warranties, can protect your pocketbook, too!
Plus, find out about the latest ticket pre-sales and cardmember-only events in your city with entertainment access.
Rest easy knowing you won’t be responsible for fraudulent charges when you call the number on the back of your card. With fraud protection, you won’t even have to pay a deductible.
Bottom Line: Enjoy car rental, return, purchase, and warranty insurance as well as entertainment access and more with the Delta Gold Business card.
Benefits for Small Businesses
Running a small business can be a lot of work! Reduce some of that stress by taking advantage of the benefits available with the card.
First, add employee cards and earn more Delta SkyMiles. You won’t be charged an annual fee for employee cards, and you’ll have control over spending limits.
Access all your accounts from almost anywhere through the mobile and tablet apps — a useful feature when you’re always on the go. Also, receive your statements and review your purchase history online.
Other helpful services include account alerts to let you know when your payment is due or notify you about fraudulent activity on your card. ReceiptMatch can add receipts to your transactions, and dispute resolution is there if you get into a bind.
Bottom Line: Get employee cards with no additional fee, plus access to mobile apps and account alerts to help you manage your business finances with the Delta Gold Business card (rates & fees).
Combining Cards for More Value
Consider combining the Delta Gold Business card with an American Express personal card for even more value.
For more points, choose a Membership Rewards card that allows you to transfer points to Delta at a 1:1 ratio.
One option is The Platinum Card® from American Express, which includes complimentary access to Delta Sky Clubs (when flying same-day Delta). It also earns 5x Membership Rewards points on flights booked directly with airlines or with AmexTravel.com and on eligible hotels booked on AmexTravel.com (up to $500,000 per year).
A similar card is The Business Platinum® Card from American Express, which earns 5x Membership Rewards points on flights and prepaid hotels on AmexTravel.com. You can also receive 35% points back on all first and business-class flights with all airlines available through AmexTravel.com.
Bottom Line: Combining credit cards can be a powerful strategy. The cards you get depend on your own personal travel desires.
Best Way To Redeem Delta SkyMiles
The primary method for redeeming SkyMiles earned with the Delta Gold Business card is on flights with Delta, Delta partner airlines, and Delta codeshare partners.
Unfortunately, Delta no longer publishes an official award chart, which makes it a bit of a challenge to figure out the lowest price available.
Wouldn’t you love a shot to enjoy a more comfortable seat in another class, especially on the way back from a ton of meetings? Well, you can!
With a Mileage Upgrade Award, you can go from the Main Cabin or Delta Comfort+ to a seat in first class, the new Delta Premium Select, or Delta One.
Upgrade Your Seat
Upgrade your seat during your original booking (at delta.com or with a reservations specialist) and use your SkyMiles to pay the difference between a Main Cabin fare and a business class, first class, or Delta One fare on eligible U.S. flights!
Pay With SkyMiles
With the Delta Gold Business card, you can Pay With Miles to reduce the price of a ticket. Start redeeming at 5,000 SkyMiles; every 5,000 SkyMiles will reduce the cost of your ticket by $50.
Use SkyMiles To Shop
Whether you want to get a magazine subscription, shop the SkyMiles Marketplace, or bid on a once-in-a-lifetime experience, all it takes is the right amount of SkyMiles!
Best Way To Maximize Delta SkyMiles
The fastest way to earn SkyMiles with an airline credit card is usually by purchasing airfare, and the same holds true for the Delta Gold Business card. After all, it earns 2x SkyMiles for Delta Air Lines purchases.
But what other strategies can your small business employ to earn more points with the card? Let’s take a look at some options for earning Delta SkyMiles.
Tip #1: Put as many of your small business expenses on the card as possible to accrue a lot of SkyMiles. As we discussed, you’ll get 2x SkyMiles for Delta purchases, but that’s not all.
Tip #2: Fly Delta and earn 2x SkyMiles for using the card, plus another 5x SkyMiles for being a SkyMiles member! That’s a total of 7x SkyMiles!
If you achieve elite status, you’ll be able to earn even more with extra bonus SkyMiles per $1: Silver (2x), Gold (3x), Platinum (4x), and Diamond (6x).
Tip #3: Do you have any other personal or business American Express credit cards that earn Membership Rewards points? Well, you can transfer those points to your Delta SkyMiles account because Delta is a Membership Rewards transfer partner.
Here are a few business credit cards that allow you to transfer points to Delta:
Tip #4: If you’re going to be making retail purchases with your card, try using the SkyMiles online shopping portal to earn extra rewards for your purchases.
Similarly, if you’re taking clients out to dinner, you could look up a restaurant that is part of the Delta Dining program so that you can maximize rewards.
Alternative Cards to the Delta Gold Business Card
You really need to fly Delta regularly to get value from the Delta Gold Business Card.
Without flying Delta, you won’t be able to earn as many SkyMiles and won’t be able to redeem for Delta flights, which is the redemption option with the highest value.
In that case, you are better off with another business credit card like the Amex Business Green card.
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
This entry-level business card earns points for your business spending, which you can redeem in a simple-to-use rewards program. Business owners will appreciate the suite of tools designed to simplify finances.
Learn More(at Amex's secure site)All information about Business Green Rewards Card from American Express has been collected independently by Upgraded Points.
This entry-level business card earns points for your business spending, which you can redeem in a simple-to-use rewards program. Business owners will appreciate the suite of tools designed to simplify finances.
Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases with the Business Green Rewards Card within the first 3 months of Card Membership.
15,000 points
$0 introductory annual fee for the first year, then $95
The information regarding the Business Green Rewards Card from American Express was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
But did you know the familiar Green Card is available for your small business too?
The Amex Business Green card gives you the same great benefits of the personal card with added benefits for business owners!
Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases with the Business Green Rewards Card within the first 3 months of Card Membership.
Earn 2x for each dollar you spend on eligible purchases at amextravel.com
Earn 1x for each dollar you spend on eligible purchases
$0 introductory annual fee for the first year, then $95
Terms Apply
Financial Snapshot
Foreign Transaction Fees: 2.7% of each transaction after conversion to U.S. dollars
With it, earn 2x points for travel booked on AmexTravel.com (not just Delta) and 1x points for everything else.
Bottom Line: If you’re not flying Delta frequently, the Delta Gold Business card might not offer you enough value. There are great alternative cards to choose from.
The information regarding the Business Green Rewards Card from American Express was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
For rates and fees of the Delta SkyMiles® Gold Business American Express Card, click here. For rates and fees of The Platinum Card® from American Express, click here. For rates and fees of The Business Platinum Card® from American Express, click here. For rates and fees of the American Express® Business Gold Card, click here.
Frequently Asked Questions
Why should I get the Delta Gold Business card?
The card earns 2x SkyMiles for Delta purchases, eligible U.S. purchases for advertising in select media, eligible U.S. shipping purchases (up to $50,000 per category, per year), and on every eligible dollar spent at restaurants. Plus, earn 1x SkyMiles for everything else.
Redeem SkyMiles for travel on Delta and SkyTeam member airlines as well as with other travel and non-travel partners.
This card comes with benefits like a free checked bag, and Main Cabin 1 priority boarding.
As a cardholder, you also get access to a suite of small business tools like online statements and mobile and tablet apps.
What are the benefits of the Delta Gold Business card?
Benefits of the card include a free checked bag and priority boarding.
The card also comes with a suite of small business tools and a variety of shopping and travel insurances.
Does the Delta Gold Business card have a foreign transaction fee?
No, there are no foreign transaction fees with the card.
What small business benefits come with the Delta Gold Business card?
Small business benefits that come with the card include online statements, account alerts, ReceiptMatch, mobile and tablet apps, and the account manager feature.
What is the annual fee for the Delta Gold Business card?
The annual fee is $0 introductory annual fee for the first year, then $150
Can I earn Membership Rewards with the Delta Gold Business card?
No, the card only earns Delta SkyMiles.
Does the Delta Gold Business card have any travel partners?
No, there are no travel partners with the Delta business card specifically. However, the Delta SkyMiles program has airline, hotel, and other travel partners.
Delta is also a member of the SkyTeam Alliance.
Do SkyMiles earned with the Delta Gold Business card expire?
No, your SkyMiles will not expire as long as you keep your account open and in good standing.
How long does it take Delta SkyMiles to post to my Delta Gold Business card account?
It can take up to 12 weeks for SkyMiles to post, but it often occurs much sooner.
How much are Delta SkyMiles worth?
It depends on what you redeem them for, but Delta SkyMiles can be generally be valued from 0.5 to 1.5 cents each.
Founder and CEO of Upgraded Points, Alex is a leader in the industry and has earned and redeemed millions of points and miles. He frequently discusses the award travel industry with CNBC, Fox Business, The New York Times, and more.
This bonus value is an estimated valuation calculated by UP after analyzing redemption options, transfer partners, award availability and how much UP would pay to buy these points.
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