You just got a new management consulting job on contract, and you’ll be required to travel frequently. Your home is near Atlanta, the largest hub for Delta Air Lines, so you will fly them frequently.
With the new gig, you see a great opportunity to make some additional miles on your flight purchases and everyday spending while getting reimbursed from your company.
The Gold Delta SkyMiles® Credit Card from American Express is a great first choice to help you reach your goals and earn some award flights!
- Welcome Bonus & Info (Partner Content)
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The Ideal Cardholder
The Gold Delta SkyMiles® Credit Card from American Express Bonus and Earnings Categories
You can earn the above welcome bonus when you apply for the card and spend the required amount in the allotted time.
Like most airline cards, the points you earn for flights with Delta Air Lines are 2x per dollar, and then you’ll earn 1 point per dollar for all other purchases.
Credit Card Benefits
As a card holder, you will be granted some limited elite status perks: 1 free checked bag and a discounted Sky Club membership.
The Sky Club lounge membership discount is actually good for up to two more friends or family as well. You can each get a one-day pass for $29, but you must have a same-day ticket with any airline.
You also qualify for a 20% savings on in-flight purchases with Delta, including meals, beverages, and entertainment. It does not work for in-flight WiFi, which is provided by a third party.
While you don’t earn any Medallion Qualifying Dollar (MQD) or Miles (MQM) with the card, it does come with a MQD waiver.
If you spend over $25,000 in a year on the card, you can earn status on Delta as long as you have earned enough MQM to warrant the elite status. This is useful if you fly on partners frequently to earn MQM.
When earning miles on the card, they will deposit directly into your SkyMiles account to be used for awards flights once you have earned enough.
Unfortunately, Delta isn’t the best for researching redemptions. They don’t have an award chart on their site anymore, but they do state that the minimum redemption can be made for 10,000 miles.
Other Fringe Card Benefits
In addition to the elite status benefits above, you will receive car rental and travel accident insurance with the SkyMiles credit card. Purchase protection and extended warranty are also included.
You will get a roadside assistance and global assistance hotline to call when you need it in an emergency.
Finally, you’ll have access to the American Express Entertainment Access portal, where you can purchase tickets and other unique experience items.
Good Combinations With the Delta Miles Credit Card
Delta is a partner with American Express Membership Rewards, so any of the Membership Rewards cards will earn points that are eligible to transfer to Delta at a 1:1 ratio.
It may be good to get a card like The Amex EveryDay® Preferred Credit Card from American Express. The Platinum Card® from American Express would also make a good combination. This card is great for its benefits, which include complimentary access to Delta Sky Clubs.
You also now earn 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5X Membership Rewards® points on eligible hotels booked on amextravel.com.
Drawbacks of Using the Gold Delta SkyMiles® Credit Card from American Express
In general, the Gold Delta SkyMiles doesn’t offer very many benefits in return for its annual fee. You will not earn any qualifying points or miles, nor find elite status easier to earn (with exception of the MQD waiver).
The card is pretty basic, and is only really useful for those who fly Delta frequently.
As far as airline credit cards go, you’ll probably get more value out of the Citi / AAdvantage Platinum Select MasterCard if you’re looking for one in this price category.
Final Thoughts and Card Summary
The card offers some good entry level benefits for Delta flyers, but there are some higher level Delta cards that may be much more beneficial.
Nonetheless, for a frequent Delta flyer, earning a bonus 2x miles for every dollar spent will be nice. With the 1x everywhere else, you’ll also see your SkyMiles balance slowly increasing.
Great Card If
- You’re a frequent Delta flyer
- You want access to Sky Club for up to 3 people (yourself included)
- You need a card with some additional insurances
Don't Get If
- You don’t fly Delta enough to make up the annual fee
- You want more benefits out of your airline rewards card
- Annual Fee
- $0 introductory annual fee for the first year, then $95.
- Foreign Transaction FeesNone
- Interest Rates
- 17.99% - 26.99% Variable
- Late fees
- 29.99% Variable
- Balance Transfers
- Either $5 or 3% of the amount of each transfer, whichever is greater.
- Cash Advance APR
- 27.49% Variable
- Additional Info
U.P. Pro Tips
Always try to purchase Delta flights with your Gold Delta SkyMiles® Credit Card from American Express. See whether your work has a policy on purchasing work travel with personal cards, and if not then cash in!
Also, consider the trade-off of spending money on a meal at the airport before your flight vs. the value of lounge access, which includes free food and drinks for only $29.
You may find the Sky Club lounge turns out to be cheaper!
Best Way to Maximize Points
Like all airline credit cards, the easiest way to earn miles will be to use the Gold Delta SkyMiles® Credit Card from American Express to purchase your flights.
However, if you want extra ways to earn miles, these tips should help you with a few more ideas:
Tip #1: Purchases with the airline don’t have to just be flights. You will earn 2x miles on any purchase charged through Delta, including baggage fees, upgrades, and inflight services.
Tip #2: Although only earning 1x mile, if you use your Delta credit card for places where you would only earn 1x with any other card, you can bank some more miles.
Typical categories that don’t earn bonuses include drugstores, medical-related expenses, random online purchases, and gyms.
Tip #3: Earning elite status with Delta will help you earn extra points. There are four tiers total, and they provide bonuses of 2x, 3x, 4x, and 6x per dollar respectively.
Tip #4: If you also hold any other American Express Membership Rewards cards, or have any existing MR points, you can transfer them to your Delta SkyMiles account at a 1:1 ratio.
This means that with the right combination of AMEX cards plus the Gold Delta SkyMiles® Credit Card from American Express, you could really maximize the categories and points you can earn.
Just be sure to calculate the value of the points versus the annual fees before diving in! Some good choices would be:
- The Amex EveryDay® Credit Card from American Express
- The Amex EveryDay® Preferred Credit Card from American Express
- American Express® Gold Card
- Gold Card from American Express
Best Way to Redeem Points
Redeeming Delta SkyMiles can be difficult if you’re new to the process. They no longer offer an award chart, which makes comparing value that much more difficult.
You also have options outside of flights for redeeming your miles, though they are less valuable. Your most valuable option is to redeem with Delta or one of their partners, which include SkyTeam and more.
Here are some options for redeeming your miles for the highest value:
Option #1: Delta claims their awards start at 10,000 miles one-way. If you can find deals like these, you will be getting pretty good value since their past awards started at 12,500.
Option #2: In general, look for “Lowest Fare” or “Best Match” in order to find the cheapest awards. You may find fares even as low as 7,500 miles.
Option #3: Try to redeem miles in the off-season of travel to your destination; you will tend to find the cheapest fares during this time.
Option #4: South America and Europe had the cheapest first and business class award prices in the past outside of North America, Mexico, and Central America.
Option #5: Look for awards travel on partner airlines; some of them may end up being cheaper than flights on Delta, and you may find better availability.
Option #6: Once you reach Gold Medallion status, you will have the award booking fee waived. You will also get complimentary upgrades, even on award travel!
Option #7: Like most airline awards, your highest value per point will be for business or first class international.
Delta not only partners with SkyTeam, but also a number of other airlines and businesses. However, having the Gold Delta SkyMiles card doesn’t offer any additional partners.
Below are the different partners you will have through Delta SkyMiles.
Airline and Hotel Partners
SkyTeam Alliance Airlines: KLM, Korean Air, Middle East Airlines, Aeroflot, Aerolíneas Argentinas, Aeromexico, China Eastern, China Southern, Czech Airlines, China Airlines, Garuda Indonesia, Kenya Airways, TAROM, Vietnam Airlines, XiamenAir, Air Europa, Air France, Alitalia, Saudia
Car Rental Partners: Hertz, Alamo, Enterprise, National, Europcar
The Gritty Details: Everything Else You Need to Know
Check with American Express before applying for this card, as they sometimes deny your welcome bonus if you already have other AMEX cards.
The 2x miles offer for Delta purchases is good for more than just flights; it also applies to services with Delta such as upgrades, in-flight purchases, and Sky Club access.
This card likely has a targeted offer, so if you want to try to get more miles then you should look around!
Other Unique Features
Other benefits you will have by being a Gold Delta SkyMiles® Credit Card from American Express member are listed here.
No blackout dates – There are no blackout dates for award travel on Delta airlines, but there may be blackout dates on partner travel rewards.
AMEX Entertainment Access/Membership Experiences – In select cities, American Express purchases tickets to events that are available exclusively to cardmembers. To qualify, you must purchase your ticket or experience with an AMEX card.
First checked bag free – This is good for a standard-sized bag on domestic flights (international flights offer free checked bags). It is only available to the primary cardholder and cannot be given to an additional cardmember.
However, when the primary cardmember is traveling with a group and has purchased everything with the card, the group may check up to 9 free bags!
In-flight savings – Gold Delta SkyMiles members get a 20% discount on in-flight services provided by Delta, which includes meals, food, beverages, and entertainment. This does not include WiFi, which is provided by a third party.
Medallion Qualifying Dollar (MQD) waiver – If you spend more than $25,000 on the card in a year, you’ll be able to earn Delta status by earning enough Medallion Qualifying Miles (even if you do not make enough MQD to earn Medallion status).
Priority boarding – You will get Zone 1 priority boarding on Delta flights as a cardmember. Simply provide your SkyMiles number with your reservation to earn the benefit. This is also good for up to 9 passengers.
Reduced-price Sky Club access – The cardmember can visit a Sky Club for $29 per visit as long as they have a same-day ticket on any airline. This can be used for up to 2 additional guests.
Return protection – For any purchases that cannot be returned to the vendor, you will be protected for up to 90 days from the date of purchase for up to $300 per item (maximum of $1,000 each year).
Roadside assistance hotline – A 24-hour hotline will dispatch tow trucks or locksmiths to your aid when you need them. The hotline is free, but you’ll pay any third parties that actually provide the service.
This is not available for rental vehicles, motorcycles, cabs, tractors, and commercial trucks.
ShopRunner – This benefit gives you free shipping from a number of online stores.
Car rental insurance – You are covered up to $50,000 on any rental cars as long as you deny the waiver from the rental agency.
Extended warranty – Get an extended warranty of up to one extra year on top of the manufacturer’s warranty.
Purchase protection – You can get up to $1,000 back per item for anything that is stolen or damaged.
Travel accident insurance – In the case of an emergency on a common carrier, you can get covered for losses and damages.
For rates and fees of the Gold Delta SkyMiles® Credit Card from American Express, click here.
Photo Credits/Credit/Copyright Attribution:
Woman Presenting in Business Meeting: Kzenon/Shutterstock
Man Working in Lounge: Ditty_about_summer/Shutterstock
Different Path Dominoes: Gajus/Shutterstock
Why get a Gold Delta SkyMiles® Credit Card from American Express? Is it worth it?
The card is solid for those who will travel a few times a year on Delta Air Lines and who don’t have frequent flyer status with them.
You earn 2x points for all purchases with Delta and 1x points for all other purchases. Additionally you will get a free checked bag, priority boarding, 20% off in-flight purchases, and discounted lounge passes.
All miles earned go into your SkyMiles account and can be used for rewards travel, which is where the value of the card is earned.
You will find the card worth it as long as you earn more than 9,500 miles in a year and utilize the other benefits offered.
What are the Gold Delta SkyMiles® Credit Card from American Express benefits?
This credit card earns 2x miles per dollar on Delta flights and 1x miles everywhere else. The miles accrue in your SkyMiles account to be used for rewards travel.
For flights, you will get 1 free checked bag and priority boarding for up to 9 people on your reservation. You will also receive 20% off in-flight purchases, and a discounted lounge pass for up to 3 people.
A variety of insurances are offered on the card, including travel accident, car rental, purchase, return, and warranty insurance. Additionally, you will get access to a roadside assistance hotline and global assist hotline.
There are even more benefits when you read your membership agreement.
Does the Gold Delta SkyMiles® Credit Card from American Express use Membership Rewards?
No, all miles earned accumulate in your Delta SkyMiles account.
Who are the Gold Delta SkyMiles® Credit Card from American Express travel partners?
The card itself offers no additional partners, but Delta is a member of the SkyTeam Alliance and also has additional airline and hotel partners.
SkyTeam partners include Aeromexico, Czech Airlines, China Airlines, Air France / KLM (Flying Blue), and more.
When do Delta SkyMiles miles expire?
Delta SkyMiles never expire as long as your account remains open and in good standing.
When do Gold Delta SkyMiles® Credit Card from American Express miles post to your account?
Miles can take anywhere from 6-8 weeks to post to your account, although it may occur much sooner.
What is the Gold Delta SkyMiles® Credit Card from American Express annual fee?
Please see the summary table above.
Is there a foreign transaction fee on the Gold Delta SkyMiles® Credit Card from American Express?
Please see the summary table above for rates and fees.
Is the Gold Delta SkyMiles® Credit Card from American Express a 0% APR card?
No, you will have a normal APR based on your credit.
How much are Delta SkyMiles miles worth?
Miles may be worth different values based on your redemption, but you should shoot for getting a minimum value of $0.02 per mile.
How do you redeem Gold Delta SkyMiles® Credit Card from American Express rewards?
You must log in to your Delta SkyMiles account and search for a flight using the “redeem miles” option. This will bring up a list of flights priced by their award cost, and you can select and book a flight from here.
Alternatively, you can call Delta customer service to book awards.
What is the Gold Delta SkyMiles® Credit Card from American Express login?
How do you get the Gold Delta SkyMiles® Credit Card from American Express companion ticket?
Unfortunately, you cannot get a companion ticket any longer since this offer was discontinued in 2013.
What credit score do you need to get the Gold Delta SkyMiles® Credit Card from American Express?
On average you need at least a 680, but a lower score (623+) may still qualify you for the card.
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