Edited by: Juan Ruiz
& Kellie Jez
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If you're approved and accept this Card, your credit score may be impacted.
$0 introductory annual fee for the first year, then $150.
Good to Excellent (670-850)
This card provides bonus SkyMiles on all purchases, along with a free checked bag, priority boarding, and discounted award flights.
If you're approved and accept this Card, your credit score may be impacted.
Frequent Delta flyers will love the Delta SkyMiles® Gold American Express Card. The card offers great benefits that will help save you money, effectively mimics low-level elite status with Delta SkyMiles, and helps you earn miles even faster, all for a low annual fee. Let’s dive into the benefits to see if the Delta Gold card is a good fit for your needs.
The Delta Gold card is an excellent option for travelers who regularly fly with Delta and can make use of the card’s perks and benefits.
If you’re looking to earn more Delta SkyMiles and enjoy benefits such as free checked bags, priority boarding, and discounts on in-flight purchases including food, then the Delta Gold card would be a worthwhile addition to your wallet.
As of February 1, 2024, the Delta Gold card now offers cardholders the ability to earn up to $100 back each year on prepaid Delta Stays bookings through delta.com.
With your Delta Gold card, you’ll receive your first checked bag free for you and up to 8 travel companions on Delta flights. Given that checked bags can start at $30 per direction, this benefit alone can save you $30 to $270 per flight depending on the number of people flying with you.
Thanks to your Delta Gold card, you and up to 8 traveling companions will receive Main Cabin 1 priority boarding. So even if you’ve purchased a Basic Economy ticket, you’ll be able to board with other Main Cabin 1 passengers, instead of last.
Cardholders receive 20% off in the form of a statement credit on inflight purchases of food, alcoholic beverages, and audio headsets. So if you regularly purchase food and beverages for yourself when you fly, the savings here can really add up.
Keep in mind that the 20% discount does not apply to other inflight purchases such as Wi-Fi.
Hot Tip: You do not need to pay with your Delta Gold card to receive the checked baggage and priority boarding benefit, but you will need to pay with your card to receive the 20% savings on in-flight purchases.
With your Delta Gold card, you can receive a $200 Delta Flight Credit towards future travel after spending $10,000 in purchases in a year.
While the Delta Gold card offers multiple bonus categories to help you earn more Delta SkyMiles, there are many other great ways to earn lots of Delta SkyMiles, including the shopping portal and dining program.
Once you’ve built up a nice stash of Delta SkyMiles, next comes deciding how to redeem them! Read our dedicated guide that breaks down some of our favorite ways to use Delta SkyMiles.
A fantastic travel card with a huge welcome offer, good benefits, and perks for a moderate annual fee.
The Chase Sapphire Preferred® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.
Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.
Perhaps one of the most popular travel rewards cards on the market, the Chase Sapphire Preferred card offers benefits including 5x points per $1 on purchases through Chase Travel, 3x points per $1 on dining, online grocery purchases, and select streaming services, along with 2x points per $1 spent on all other travel purchases. It also has no foreign transaction fees and flexible redemption options (including the Chase transfer partners).
For a very reasonable annual fee, you’ll be able to start earning Chase Ultimate Reward points, one of the most valuable loyalty currencies available. Chase Ultimate Rewards points can be redeemed for incredible value through its select transfer partners.
We’ve also compared the Delta Gold card to these popular cards:
The information regarding the Centurion® Card from American Express was independently collected by Upgraded Points and was not provided nor reviewed by the issuer.
For rates and fees of the Delta SkyMiles® Gold American Express Card, click here.
For rates and fees of the Delta SkyMiles® Platinum American Express Card, click here.
For rates and fees of the Delta SkyMiles® Platinum Business American Express Card, click here.
For rates and fees of Delta SkyMiles® Reserve American Express Card, click here.
For rates and fees for the Delta SkyMiles® Reserve Business American Express Card, click here.
For rates and fees of The Platinum Card® from American Express, click here.
For rates and fees of The Business Platinum Card® from American Express, click here.
This card is a great option for those who like to travel with Delta, and plan to do so at least a few times each year.
In addition to the points you earn, you will get a free checked bag, priority boarding, and 20% off in-flight purchases on each flight.
This credit card earns 2x miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S., plus 1x mile on all other eligible purchases.
You’ll also receive 1 free checked bag and priority boarding for up to 8 people on your reservation, plus 20% off in-flight purchases.
Delta SkyMiles never expire as long as your account remains open and in good standing.
The card’s annual fee is $0 introductory annual fee for the first year, then $150..
The card does not charge foreign transaction fees, so you can use it during overseas travel without worry.
The value of SkyMiles can vary greatly based on how you redeem them. We value Delta SkyMiles at 1.7 cent each, so we always try to redeem them on flights that offer at least 1 cent per point in value or greater.
When you have the Delta Gold card, you and up to 8 traveling companions will receive a free checked bag when traveling on Delta Air Lines. This could save you anywhere from $60 to $540 per round-trip flight depending on the number of people traveling with you.
To receive free checked bags, you do not need to pay with your credit card, but the card must be attached to your Delta SkyMiles number.
Unfortunately, the card will not allow you to access a Delta Sky Club. If you want to access a Delta Sky Club you will need one of the following credit cards:
The Delta Platinum card is the better card, as it offers better points earning and more benefits than the Delta Gold card, including a Global Entry or TSA PreCheck application fee statement credit and an annual companion certificate, and it allows you to spend your way to Delta elite status.
However, this does not necessarily mean that the card is the best option for you. If you have no need for the benefits that the Delta Platinum card offers, or do not fly Delta enough to get much value out of them, then you likely would be better off with the Delta Gold card.
There is no set credit score needed for the card. American Express will make a decision on your application based on your credit report, stated income, years of credit history, and the level of credit Amex may have already extended to you.
However, if your credit score is at least 680, then you should feel good about your approval odds.